Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra Wealthy Families Use Private Placement Life Insurance
Episode 26 of The High Net Worth Podcast explores private placement life insurance (PPLI) — a tax strategy used by ultra-high-net-worth families to defer and potentially eliminate taxes on investment gains within a life insurance wrapper. Lucas and Luna break down how PPLI works, why it's popular among families with $50 million or more, and the specific structures that make it effective. They discuss the 'investor control' doctrine, the role of variable universal life policies, and how PPLI can provide estate planning benefits while offering asset protection. The episode uses a…
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