Latest / Becoming Financially Confident / How Can I Set Financial Goals for the Rest of the Year?

Transcript

How Can I Set Financial Goals for the Rest of the Year? · Becoming Financially Confident

• 0:38
  Summer
• 0:38
  is
• 0:38
  flying
• 0:38
  by
• 0:39
  and
• 0:39
  before
• 0:39
  you
• 0:39
  know
• 0:39
  it,
• 0:39
  guess
• 0:40
  what,
• 0:40
  it's
• 0:40
  going
• 0:40
  to
• 0:40
  be
• 0:40
  fall.
• 0:41
  And
• 0:42
  do
• 0:42
  you
• 0:42
  feel
• 0:42
  like
• 0:42
  you're
• 0:43
  drifting
• 0:43
  financially
• 0:44
  without
• 0:44
  a
• 0:44
  clear
• 0:44
  roadmap
• 0:45
  for
• 0:45
  the
• 0:45
  rest
• 0:45
  of
• 0:46
  the
• 0:46
  year?
• 0:47
  But
• 0:47
  what
• 0:47
  if
• 0:47
  you
• 0:48
  could
• 0:48
  set
• 0:48
  some
• 0:48
  powerful
• 0:49
  goals
• 0:49
  right
• 0:49
  now
• 0:49
  starting
• 0:50
  today
• 0:50
  to
• 0:51
  help
• 0:51
  you
• 0:51
  accelerate
• 0:52
  your
• 0:52
  progress
• 0:52
  and
• 0:53
  bring
• 0:53
  amazing
• 0:54
  clarity
• 0:54
  to
• 0:54
  your
• 0:54
  finances?
• 0:55
  Well,
• 0:55
  stick
• 0:55
  with
• 0:55
  me
• 0:56
  because
• 0:56
  that's
• 0:56
  exactly
• 0:57
  what
• 0:57
  I'm
• 0:57
  going
• 0:57
  to
• 0:57
  show
• 0:57
  you
• 0:58
  how
• 0:58
  to
• 0:58
  do
• 0:58
  on
• 0:59
  today's
• 0:59
  show.
• 0:59
  I'm
• 0:59
  going
• 0:59
  to
• 1:00
  show
• 1:00
  you
• 1:00
  how
• 1:00
  to
• 1:00
  make
• 1:00
  that
• 1:00
  happen.
• 1:03
  This
• 1:03
  is
• 1:03
  Financially
• 1:04
  Confident
• 1:04
  Christian,
• 1:05
  your
• 1:05
  daily
• 1:06
  dose
• 1:06
  of
• 1:06
  gospel,
• 1:06
  grounded
• 1:07
  insight
• 1:07
  and
• 1:08
  faith
• 1:08
  driven
• 1:08
  tips
• 1:09
  to
• 1:09
  help
• 1:09
  you
• 1:09
  break
• 1:10
  the
• 1:10
  cycle
• 1:10
  of
• 1:10
  financial
• 1:11
  shame
• 1:11
  with
• 1:11
  confidence.
• 1:16
  Hey
• 1:17
  there.
• 1:17
  Welcome
• 1:17
  back.
• 1:18
  This
• 1:18
  is
• 1:18
  the
• 1:18
  Financially
• 1:19
  Confident
• 1:19
  Christian
• 1:20
  show
• 1:20
  and
• 1:20
  I'm
• 1:20
  Ralph
• 1:21
  and
• 1:21
  I'm
• 1:21
  so
• 1:21
  happy
• 1:21
  to
• 1:21
  be
• 1:22
  here
• 1:22
  with
• 1:22
  you
• 1:22
  today
• 1:23
  as
• 1:23
  we
• 1:23
  endeavor
• 1:24
  to
• 1:24
  solve
• 1:24
  that
• 1:24
  problem.
• 1:25
  How
• 1:26
  can
• 1:26
  I
• 1:26
  become
• 1:26
  a
• 1:27
  financially
• 1:27
  confident
• 1:28
  Christian?
• 1:28
  And
• 1:29
  we
• 1:29
  continue
• 1:29
  in
• 1:29
  our
• 1:29
  series
• 1:30
  Smart
• 1:30
  Money
• 1:30
  for
• 1:31
  Back
• 1:31
  to
• 1:31
  School
• 1:31
  and
• 1:31
  Beyond.
• 1:32
  Now,
• 1:32
  if
• 1:32
  you
• 1:32
  missed
• 1:33
  yesterday's
• 1:33
  show,
• 1:34
  we
• 1:34
  really
• 1:34
  talked
• 1:35
  about
• 1:35
  how
• 1:35
  to
• 1:35
  make
• 1:35
  the
• 1:36
  most
• 1:36
  of
• 1:36
  your
• 1:36
  summer
• 1:37
  job
• 1:37
  income.
• 1:37
  Yeah,
• 1:38
  I
• 1:38
  give
• 1:38
  you
• 1:38
  some
• 1:38
  great
• 1:39
  ideas
• 1:39
  of
• 1:39
  how
• 1:39
  to
• 1:40
  maximize
• 1:40
  those
• 1:41
  summer
• 1:41
  or
• 1:41
  job
• 1:41
  earning.
• 1:42
  So
• 1:42
  if
• 1:42
  you
• 1:42
  missed
• 1:42
  it,
• 1:43
  I'm
• 1:43
  going
• 1:43
  to
• 1:43
  encourage
• 1:43
  you
• 1:43
  to
• 1:43
  go
• 1:44
  check
• 1:44
  it
• 1:44
  out.
• 1:44
  You
• 1:44
  can
• 1:44
  see
• 1:45
  all
• 1:45
  of
• 1:45
  our
• 1:45
  shows
• 1:47
  at
• 1:48
  financiallyconfidentchristian.com
• 1:49
  but
• 1:49
  today
• 1:49
  we're
• 1:50
  going
• 1:50
  to
• 1:50
  take
• 1:50
  a
• 1:50
  longer
• 1:51
  view.
• 1:51
  We're
• 1:51
  going
• 1:52
  to
• 1:52
  talk
• 1:52
  about
• 1:52
  how
• 1:52
  to
• 1:52
  establish
• 1:53
  meaningful
• 1:53
  financial
• 1:54
  goals.
• 1:54
  Hey,
• 1:54
  for
• 1:54
  the
• 1:55
  rest
• 1:55
  of
• 1:55
  the
• 1:55
  year,
• 1:56
  I
• 1:56
  want
• 1:56
  to
• 1:56
  help
• 1:56
  you
• 1:56
  build
• 1:57
  a
• 1:57
  clear
• 1:57
  roadmap
• 1:58
  for
• 1:58
  intentional
• 1:59
  progress.
• 2:00
  Hey,
• 2:00
  when
• 2:00
  we've
• 2:00
  got
• 2:01
  a
• 2:01
  map,
• 2:01
  we
• 2:01
  can
• 2:02
  get
• 2:02
  from
• 2:02
  point
• 2:02
  A
• 2:02
  to
• 2:03
  point
• 2:03
  B.
• 2:03
  Without
• 2:03
  a
• 2:03
  map,
• 2:04
  we're
• 2:04
  going
• 2:04
  to
• 2:04
  struggle.
• 2:05
  So
• 2:05
  today
• 2:05
  I'm
• 2:06
  going
• 2:06
  to
• 2:06
  answer
• 2:06
  this
• 2:07
  question
• 2:07
  and
• 2:07
  how
• 2:08
  can
• 2:08
  I
• 2:08
  set
• 2:08
  financial
• 2:09
  goals
• 2:10
  for
• 2:10
  the
• 2:10
  rest
• 2:10
  of
• 2:10
  the
• 2:11
  year?
• 2:11
  Hey,
• 2:11
  that's
• 2:11
  what
• 2:12
  we
• 2:12
  want
• 2:12
  to
• 2:12
  do.
• 2:13
  You
• 2:13
  know,
• 2:13
  if
• 2:13
  you're
• 2:14
  like
• 2:14
  most
• 2:14
  people,
• 2:15
  you
• 2:15
  set
• 2:15
  ambitious
• 2:16
  financial
• 2:17
  goals
• 2:17
  at
• 2:17
  the
• 2:17
  start
• 2:17
  of
• 2:18
  the
• 2:18
  year.
• 2:18
  Maybe
• 2:18
  you
• 2:19
  did
• 2:19
  those
• 2:19
  New
• 2:19
  Year's
• 2:20
  resolutions
• 2:20
  and
• 2:20
  you
• 2:21
  said,
• 2:21
  ralph,
• 2:21
  I'm
• 2:22
  going
• 2:22
  to
• 2:22
  save
• 2:22
  money.
• 2:23
  I'm
• 2:23
  going
• 2:23
  to
• 2:23
  track
• 2:23
  my
• 2:24
  income,
• 2:24
  I'm
• 2:25
  going
• 2:25
  to
• 2:25
  build
• 2:25
  that
• 2:25
  savings
• 2:26
  on,
• 2:26
  I'm
• 2:26
  going
• 2:26
  to
• 2:26
  pay
• 2:27
  down.
• 2:27
  Yeah,
• 2:27
  I'm
• 2:27
  already
• 2:28
  making
• 2:28
  myself
• 2:28
  dizzy
• 2:28
  with
• 2:29
  thinking
• 2:29
  about
• 2:29
  it.
• 2:29
  But
• 2:30
  you
• 2:30
  set
• 2:30
  those
• 2:30
  goals.
• 2:31
  But
• 2:32
  now
• 2:32
  that
• 2:32
  we've
• 2:32
  arrived
• 2:33
  in
• 2:33
  August,
• 2:33
  you're
• 2:33
  starting
• 2:34
  to
• 2:34
  think,
• 2:34
  yeah,
• 2:34
  you
• 2:34
  know,
• 2:35
  know
• 2:35
  what,
• 2:35
  Ralph?
• 2:35
  I've
• 2:35
  gotten
• 2:36
  a
• 2:36
  little
• 2:36
  off
• 2:36
  track
• 2:37
  and
• 2:37
  it's
• 2:38
  not
• 2:38
  hard
• 2:38
  to
• 2:38
  do.
• 2:38
  I
• 2:38
  don't
• 2:38
  want
• 2:39
  you
• 2:39
  to
• 2:39
  beat
• 2:39
  yourself
• 2:40
  up
• 2:40
  and
• 2:40
  I'm
• 2:40
  not
• 2:40
  here
• 2:40
  to
• 2:40
  judge
• 2:41
  you.
• 2:41
  It's
• 2:42
  so
• 2:42
  easy
• 2:42
  to
• 2:43
  get
• 2:43
  caught
• 2:43
  up
• 2:43
  in
• 2:43
  that
• 2:44
  daily
• 2:44
  Grind.
• 2:45
  And
• 2:45
  those
• 2:45
  unexpected
• 2:46
  events,
• 2:46
  hey,
• 2:47
  the
• 2:47
  truth
• 2:47
  is
• 2:47
  they
• 2:47
  derail
• 2:48
  our
• 2:48
  progress
• 2:49
  just
• 2:49
  like
• 2:49
  a
• 2:49
  derailed
• 2:50
  car
• 2:51
  on
• 2:51
  a
• 2:51
  train.
• 2:52
  And
• 2:52
  it
• 2:53
  creates
• 2:53
  this
• 2:53
  struggle.
• 2:53
  We've
• 2:54
  got
• 2:54
  this
• 2:54
  burden.
• 2:55
  We've
• 2:55
  got
• 2:55
  this
• 2:55
  diligent
• 2:56
  goals
• 2:56
  that
• 2:56
  we
• 2:57
  want
• 2:57
  to
• 2:57
  get
• 2:57
  to.
• 2:57
  We
• 2:58
  want
• 2:58
  to
• 2:58
  do
• 2:58
  those
• 2:58
  things
• 2:59
  we
• 2:59
  talked
• 2:59
  about.
• 2:59
  But
• 3:00
  we're
• 3:00
  slowly
• 3:00
  losing
• 3:01
  focus.
• 3:02
  And
• 3:02
  if
• 3:02
  we're
• 3:02
  not
• 3:03
  careful,
• 3:04
  we
• 3:04
  can
• 3:04
  become
• 3:05
  inconsistent
• 3:06
  in
• 3:06
  our
• 3:06
  progress.
• 3:07
  Yes,
• 3:07
  it
• 3:08
  feels
• 3:08
  like
• 3:08
  we're
• 3:08
  drifting
• 3:09
  financially.
• 3:09
  We're
• 3:10
  missing
• 3:10
  opportunities
• 3:11
  to
• 3:11
  make
• 3:11
  that
• 3:12
  significant
• 3:12
  progress.
• 3:13
  But
• 3:14
  here's
• 3:14
  the
• 3:14
  thing.
• 3:15
  I
• 3:15
  mentioned
• 3:15
  this
• 3:15
  a
• 3:15
  few
• 3:16
  minutes
• 3:16
  ago.
• 3:16
  Clear
• 3:17
  financial
• 3:18
  goals
• 3:18
  are
• 3:18
  the
• 3:18
  roadmap.
• 3:19
  You
• 3:20
  need
• 3:20
  these.
• 3:20
  They're
• 3:21
  the
• 3:21
  roadmap
• 3:21
  to
• 3:22
  help
• 3:22
  you
• 3:22
  provide
• 3:22
  direction
• 3:23
  and
• 3:24
  find
• 3:24
  that
• 3:24
  motivation.
• 3:25
  Well,
• 3:25
  let's
• 3:25
  look
• 3:25
  right
• 3:26
  at
• 3:26
  the
• 3:26
  scripture
• 3:27
  to
• 3:27
  talk
• 3:27
  about
• 3:28
  some
• 3:28
  biblical
• 3:29
  principles
• 3:29
  that
• 3:29
  apply
• 3:30
  today.
• 3:30
  Let's
• 3:31
  get
• 3:31
  right
• 3:31
  to
• 3:31
  the
• 3:31
  first
• 3:31
  one.
• 3:32
  And
• 3:32
  that
• 3:32
  first
• 3:32
  one
• 3:32
  I'm
• 3:32
  going
• 3:33
  to
• 3:33
  say
• 3:33
  is
• 3:33
  vision.
• 3:34
  Let's
• 3:34
  look
• 3:34
  at
• 3:34
  the
• 3:34
  book
• 3:35
  of
• 3:35
  Proverbs,
• 3:35
  chapter
• 3:36
  29,
• 3:37
  verse
• 3:37
  18.
• 3:38
  This
• 3:38
  famously
• 3:38
  says,
• 3:39
  and
• 3:39
  I've
• 3:39
  used
• 3:39
  this
• 3:39
  on
• 3:39
  the
• 3:40
  show
• 3:40
  many
• 3:40
  times,
• 3:41
  I
• 3:41
  love
• 3:41
  this
• 3:41
  verse
• 3:42
  of
• 3:42
  the
• 3:42
  Bible
• 3:43
  where
• 3:43
  there
• 3:43
  is
• 3:44
  no
• 3:44
  vision,
• 3:45
  the
• 3:45
  people
• 3:46
  perish.
• 3:47
  What's
• 3:47
  the
• 3:47
  scripture
• 3:48
  telling
• 3:48
  us?
• 3:49
  The
• 3:49
  scripture
• 3:50
  is
• 3:50
  hitting
• 3:50
  us
• 3:50
  over
• 3:51
  the
• 3:51
  head
• 3:51
  with
• 3:51
  a
• 3:51
  mallet.
• 3:52
  You've
• 3:52
  got
• 3:53
  to
• 3:53
  have
• 3:53
  a
• 3:53
  vision.
• 3:54
  You've
• 3:54
  got
• 3:54
  to
• 3:54
  have
• 3:55
  a
• 3:55
  plan,
• 3:55
  because
• 3:55
  if
• 3:56
  you
• 3:56
  don't,
• 3:56
  what
• 3:56
  happens?
• 3:57
  The
• 3:58
  people
• 3:58
  will
• 3:58
  perish.
• 3:58
  Well,
• 3:59
  what
• 3:59
  does
• 3:59
  that
• 3:59
  mean
• 3:59
  for
• 4:00
  you?
• 4:00
  Listening
• 4:01
  right
• 4:01
  now,
• 4:01
  you're
• 4:02
  sitting
• 4:02
  there
• 4:02
  thinking
• 4:02
  about
• 4:02
  Ralph,
• 4:03
  I
• 4:03
  made
• 4:03
  all
• 4:03
  these
• 4:03
  goals.
• 4:04
  I
• 4:05
  made
• 4:05
  that
• 4:05
  goal
• 4:05
  to
• 4:05
  save
• 4:06
  money.
• 4:06
  I
• 4:06
  made
• 4:06
  that
• 4:07
  goal
• 4:07
  to
• 4:07
  build
• 4:08
  that
• 4:08
  emergency
• 4:08
  fund.
• 4:09
  I
• 4:09
  made
• 4:10
  that
• 4:10
  goal
• 4:10
  to
• 4:11
  really
• 4:11
  plan
• 4:11
  ahead.
• 4:12
  I
• 4:12
  made
• 4:12
  that
• 4:12
  goal
• 4:13
  to
• 4:13
  be
• 4:13
  intentional
• 4:14
  in
• 4:14
  my
• 4:14
  spending.
• 4:15
  But
• 4:15
  my
• 4:16
  goals
• 4:16
  are
• 4:16
  perishing.
• 4:17
  Now,
• 4:17
  that
• 4:17
  seems
• 4:17
  like
• 4:18
  a
• 4:18
  dramatic
• 4:18
  thing
• 4:18
  to
• 4:18
  say,
• 4:19
  but
• 4:19
  if
• 4:19
  there
• 4:19
  is
• 4:20
  no
• 4:20
  vision,
• 4:21
  the
• 4:21
  people
• 4:21
  perish.
• 4:22
  So
• 4:22
  let's
• 4:22
  look
• 4:22
  at
• 4:22
  the
• 4:23
  second
• 4:23
  biblical
• 4:23
  principle,
• 4:24
  and
• 4:24
  that's
• 4:24
  what
• 4:24
  I'm
• 4:25
  going
• 4:25
  to
• 4:25
  call
• 4:25
  purposeful
• 4:26
  action.
• 4:26
  The
• 4:26
  this
• 4:27
  is
• 4:27
  the
• 4:27
  book
• 4:27
  of
• 4:27
  Habakkuk,
• 4:28
  chapter
• 4:28
  2,
• 4:28
  verse
• 4:29
  2.
• 4:29
  Commands
• 4:30
  us.
• 4:30
  Again,
• 4:30
  Ralph
• 4:31
  didn't
• 4:31
  say
• 4:31
  this.
• 4:32
  The
• 4:32
  Lord
• 4:33
  commands
• 4:33
  this.
• 4:34
  What
• 4:34
  does
• 4:34
  it
• 4:34
  say
• 4:35
  here?
• 4:35
  Habakkuk,
• 4:36
  chapter
• 4:36
  2,
• 4:36
  verse
• 4:37
  2.
• 4:37
  Write
• 4:37
  down
• 4:38
  the
• 4:38
  revelation
• 4:39
  and
• 4:39
  make
• 4:39
  it
• 4:40
  plain
• 4:40
  on
• 4:40
  tablets
• 4:41
  so
• 4:42
  that
• 4:42
  your
• 4:42
  herald
• 4:43
  may
• 4:43
  run
• 4:43
  with
• 4:44
  it.
• 4:44
  Hey,
• 4:45
  this
• 4:46
  is
• 4:46
  a
• 4:47
  command.
• 4:48
  What
• 4:48
  is
• 4:48
  the
• 4:48
  Lord
• 4:48
  telling
• 4:49
  us
• 4:49
  to
• 4:49
  do?
• 4:49
  Write
• 4:50
  down
• 4:50
  the
• 4:50
  revelation.
• 4:51
  What
• 4:51
  does
• 4:51
  that
• 4:51
  mean?
• 4:51
  Have
• 4:52
  a
• 4:52
  vision.
• 4:53
  Write
• 4:53
  it
• 4:53
  down.
• 4:53
  Put
• 4:54
  it
• 4:54
  pen
• 4:54
  to
• 4:54
  paper.
• 4:55
  Put
• 4:55
  it
• 4:55
  plain
• 4:56
  on
• 4:56
  tablets.
• 4:56
  Now,
• 4:56
  we're
• 4:57
  not
• 4:57
  going
• 4:57
  around
• 4:57
  using
• 4:58
  tablets
• 4:58
  anymore.
• 4:59
  I'm
• 4:59
  picturing
• 5:00
  somebody
• 5:00
  out
• 5:00
  there
• 5:00
  listening
• 5:01
  right
• 5:01
  now
• 5:01
  that
• 5:01
  gets
• 5:02
  a
• 5:02
  big
• 5:02
  stone
• 5:02
  tablet
• 5:03
  like
• 5:03
  Moses,
• 5:03
  and
• 5:04
  he's
• 5:05
  paying
• 5:05
  a
• 5:05
  chisel
• 5:05
  in
• 5:06
  it,
• 5:06
  that's
• 5:06
  not
• 5:06
  what
• 5:06
  it's
• 5:06
  talking
• 5:06
  about.
• 5:07
  But
• 5:08
  what
• 5:08
  does
• 5:08
  it
• 5:08
  say?
• 5:09
  You
• 5:10
  can
• 5:10
  herald
• 5:10
  it
• 5:10
  and
• 5:11
  run
• 5:11
  with
• 5:11
  it.
• 5:12
  So
• 5:12
  now
• 5:12
  you're
• 5:12
  saying,
• 5:13
  Ralph,
• 5:13
  what
• 5:13
  can
• 5:13
  we
• 5:13
  do?
• 5:14
  How
• 5:14
  do
• 5:14
  we
• 5:14
  move
• 5:14
  from
• 5:15
  this
• 5:15
  financial
• 5:15
  drifting?
• 5:16
  And
• 5:16
  we
• 5:17
  know
• 5:17
  we're
• 5:17
  there
• 5:17
  right
• 5:17
  now.
• 5:18
  You're
• 5:19
  listening
• 5:19
  right
• 5:19
  now.
• 5:19
  You're
• 5:19
  like,
• 5:19
  ralph,
• 5:20
  I
• 5:20
  am
• 5:20
  so
• 5:20
  much
• 5:21
  into
• 5:21
  this
• 5:21
  today,
• 5:22
  but
• 5:22
  how
• 5:22
  do
• 5:23
  we
• 5:23
  move
• 5:23
  from
• 5:23
  that
• 5:24
  financial
• 5:24
  drifting
• 5:25
  to
• 5:25
  confidently?
• 5:26
  And
• 5:26
  I
• 5:26
  use
• 5:26
  the
• 5:26
  word
• 5:26
  confidently
• 5:27
  because
• 5:27
  that
• 5:27
  is
• 5:27
  an
• 5:27
  important
• 5:28
  word
• 5:28
  to
• 5:28
  use
• 5:28
  today,
• 5:29
  to
• 5:29
  confidently
• 5:30
  directing
• 5:31
  money
• 5:31
  with
• 5:31
  purpose.
• 5:32
  Well,
• 5:32
  here's
• 5:33
  the
• 5:33
  deal.
• 5:33
  It
• 5:33
  comes
• 5:33
  down
• 5:33
  to
• 5:34
  intentionality.
• 5:35
  A
• 5:35
  lot
• 5:35
  of
• 5:35
  things
• 5:35
  I
• 5:35
  talk
• 5:36
  about
• 5:36
  on
• 5:36
  the
• 5:36
  show
• 5:36
  are
• 5:37
  intentionality.
• 5:38
  So
• 5:38
  it
• 5:39
  comes
• 5:39
  down
• 5:39
  to
• 5:39
  intentionally
• 5:40
  setting,
• 5:40
  hey,
• 5:41
  one,
• 5:41
  two
• 5:41
  or
• 5:41
  three
• 5:42
  specific,
• 5:43
  measurable,
• 5:44
  achievable,
• 5:45
  relevant
• 5:45
  and
• 5:45
  time
• 5:46
  bound.
• 5:46
  Yes,
• 5:46
  that's
• 5:46
  smart
• 5:47
  financial
• 5:47
  goals.
• 5:47
  I've
• 5:48
  talked
• 5:48
  about
• 5:48
  that
• 5:48
  on
• 5:48
  this
• 5:49
  show.
• 5:49
  And
• 5:49
  do
• 5:50
  those
• 5:50
  for
• 5:50
  the
• 5:50
  rest
• 5:50
  of
• 5:51
  the
• 5:51
  year.
• 5:51
  Because
• 5:51
  here's
• 5:51
  the
• 5:52
  deal.
• 5:52
  We
• 5:52
  want
• 5:53
  to
• 5:53
  ensure
• 5:53
  that
• 5:53
  we
• 5:54
  align
• 5:54
  those
• 5:55
  things
• 5:55
  with
• 5:55
  our
• 5:55
  core
• 5:56
  values
• 5:56
  and
• 5:57
  our
• 5:57
  overall
• 5:57
  vision.
• 5:58
  Where
• 5:58
  there
• 5:59
  is
• 5:59
  no
• 5:59
  vision.
• 6:00
  What
• 6:00
  did
• 6:00
  the
• 6:00
  scripture
• 6:01
  say?
• 6:01
  We
• 6:01
  fail.
• 6:02
  And
• 6:03
  this
• 6:03
  creates
• 6:03
  your
• 6:03
  clear
• 6:04
  roadmap
• 6:04
  for
• 6:04
  focused
• 6:05
  progress.
• 6:06
  So,
• 6:06
  you
• 6:06
  know,
• 6:06
  I
• 6:06
  always
• 6:06
  want
• 6:07
  to
• 6:07
  give
• 6:07
  you
• 6:07
  one
• 6:07
  action
• 6:08
  step
• 6:08
  for
• 6:08
  today
• 6:08
  with
• 6:09
  the
• 6:09
  goal
• 6:09
  for
• 6:09
  this.
• 6:10
  We
• 6:10
  want
• 6:10
  to
• 6:10
  set
• 6:11
  some
• 6:11
  powerful
• 6:12
  financial
• 6:12
  goals
• 6:13
  for
• 6:13
  the
• 6:13
  rest
• 6:13
  of
• 6:13
  this
• 6:13
  year.
• 6:14
  So
• 6:14
  how
• 6:15
  do
• 6:15
  we
• 6:15
  set
• 6:15
  goals?
• 6:15
  The
• 6:15
  first
• 6:16
  thing
• 6:16
  I'm
• 6:16
  going
• 6:16
  to
• 6:16
  encourage
• 6:16
  you
• 6:16
  to
• 6:16
  do,
• 6:17
  and
• 6:17
  this
• 6:17
  is
• 6:17
  kind
• 6:17
  of
• 6:17
  the
• 6:17
  fun
• 6:18
  part,
• 6:18
  reflect
• 6:19
  and
• 6:19
  brainstorm.
• 6:20
  Ask
• 6:21
  yourself
• 6:21
  this
• 6:21
  question,
• 6:22
  kind
• 6:22
  of
• 6:23
  alluded
• 6:23
  to
• 6:23
  this
• 6:23
  a
• 6:23
  couple
• 6:24
  times,
• 6:24
  it's
• 6:24
  this
• 6:25
  simple
• 6:25
  question,
• 6:26
  what
• 6:26
  financial
• 6:27
  progress
• 6:27
  do
• 6:27
  you
• 6:27
  really,
• 6:28
  and
• 6:28
  I
• 6:28
  mean
• 6:28
  really
• 6:29
  make
• 6:29
  that
• 6:29
  the
• 6:30
  bold
• 6:30
  thing
• 6:30
  in
• 6:30
  your
• 6:31
  mind.
• 6:31
  What
• 6:31
  financial
• 6:32
  progress
• 6:32
  do
• 6:33
  you
• 6:33
  really
• 6:33
  want
• 6:34
  to
• 6:34
  make
• 6:34
  by
• 6:34
  the
• 6:34
  end
• 6:34
  of
• 6:34
  the
• 6:35
  year?
• 6:35
  Those
• 6:36
  big,
• 6:36
  hairy,
• 6:37
  audacious
• 6:37
  goals.
• 6:38
  Just
• 6:38
  write
• 6:39
  down
• 6:39
  maybe
• 6:39
  three,
• 6:40
  four,
• 6:40
  maybe
• 6:40
  even
• 6:41
  five
• 6:41
  of
• 6:41
  those
• 6:41
  potential
• 6:42
  goals.
• 6:42
  Maybe
• 6:43
  for
• 6:43
  you
• 6:43
  it's
• 6:43
  build
• 6:44
  that
• 6:44
  three
• 6:44
  month
• 6:44
  emergency
• 6:45
  fund.
• 6:45
  Maybe
• 6:46
  you've
• 6:46
  got
• 6:46
  this
• 6:46
  credit
• 6:47
  card
• 6:47
  that's
• 6:47
  been
• 6:47
  your
• 6:48
  arch
• 6:48
  rival
• 6:48
  and
• 6:48
  nemesis.
• 6:49
  You
• 6:49
  just
• 6:49
  want
• 6:50
  to
• 6:50
  pay
• 6:50
  it
• 6:50
  off
• 6:50
  and
• 6:50
  be
• 6:51
  done
• 6:51
  with
• 6:51
  it.
• 6:51
  Maybe
• 6:52
  you
• 6:52
  want
• 6:52
  to
• 6:52
  set
• 6:52
  aside
• 6:53
  money
• 6:53
  for
• 6:53
  a
• 6:53
  vacation
• 6:54
  or
• 6:54
  something
• 6:55
  like
• 6:55
  that.
• 6:55
  What
• 6:55
  are
• 6:56
  those?
• 6:56
  Three,
• 6:56
  four
• 6:57
  or
• 6:57
  five?
• 6:57
  Just
• 6:58
  big,
• 6:58
  hairy,
• 6:59
  audacious
• 6:59
  goals.
• 7:00
  Now
• 7:00
  listen,
• 7:01
  here's
• 7:01
  the
• 7:01
  key.
• 7:02
  You
• 7:02
  got
• 7:02
  to
• 7:02
  make
• 7:02
  them
• 7:03
  smart.
• 7:03
  Now
• 7:04
  when
• 7:04
  I
• 7:04
  say
• 7:04
  smart,
• 7:04
  let
• 7:05
  me
• 7:05
  tell
• 7:05
  you
• 7:05
  what
• 7:05
  I
• 7:05
  mean
• 7:05
  by
• 7:06
  that.
• 7:06
  So
• 7:06
  take
• 7:07
  those
• 7:07
  1,
• 7:07
  2
• 7:08
  or
• 7:08
  3
• 7:08
  and
• 7:08
  just
• 7:09
  make
• 7:09
  them
• 7:09
  smart.
• 7:09
  Well,
• 7:10
  here's
• 7:10
  how
• 7:10
  you
• 7:10
  do
• 7:10
  that.
• 7:10
  Make
• 7:11
  them
• 7:11
  specific.
• 7:12
  And
• 7:12
  I'm
• 7:12
  going
• 7:12
  to
• 7:12
  talk
• 7:12
  to
• 7:12
  you
• 7:12
  in
• 7:12
  a
• 7:13
  second
• 7:13
  about
• 7:13
  some
• 7:13
  ideas
• 7:14
  there.
• 7:14
  Specific,
• 7:15
  measurable,
• 7:16
  achievable,
• 7:17
  relevant
• 7:18
  and
• 7:18
  time
• 7:18
  bound.
• 7:18
  And
• 7:19
  you'll
• 7:19
  find
• 7:19
  this
• 7:19
  in
• 7:19
  today's
• 7:20
  show
• 7:20
  notes,
• 7:20
  but
• 7:20
  smart.
• 7:21
  Just
• 7:21
  remember
• 7:21
  that
• 7:21
  accurately.
• 7:22
  Here's
• 7:23
  an
• 7:23
  example.
• 7:23
  Instead
• 7:24
  of,
• 7:24
  hey,
• 7:24
  Ralph,
• 7:24
  I'm
• 7:25
  going
• 7:25
  to
• 7:25
  save
• 7:25
  more.
• 7:26
  That
• 7:26
  sounds
• 7:27
  great,
• 7:27
  but
• 7:27
  that's
• 7:27
  fluffy.
• 7:28
  You're
• 7:28
  not
• 7:28
  going
• 7:28
  to
• 7:28
  do
• 7:28
  it.
• 7:29
  Make
• 7:29
  it
• 7:30
  sound
• 7:30
  like
• 7:30
  this.
• 7:31
  I'm
• 7:31
  going
• 7:31
  to
• 7:31
  save
• 7:32
  $500
• 7:33
  for
• 7:33
  my
• 7:33
  emergency
• 7:34
  fund
• 7:34
  by
• 7:35
  October
• 7:35
  31st.
• 7:36
  Hey,
• 7:36
  it's
• 7:37
  specific.
• 7:37
  I'm
• 7:37
  going
• 7:37
  to
• 7:38
  save
• 7:38
  it.
• 7:38
  I'm
• 7:38
  going
• 7:38
  to
• 7:38
  save
• 7:39
  $500
• 7:40
  in
• 7:40
  my
• 7:40
  emergency
• 7:40
  fund
• 7:41
  by
• 7:41
  October
• 7:41
  31st.
• 7:42
  It's
• 7:42
  achievable.
• 7:43
  Yes,
• 7:43
  you
• 7:43
  can
• 7:44
  do
• 7:44
  this.
• 7:44
  You
• 7:45
  got
• 7:45
  till
• 7:45
  the
• 7:45
  end
• 7:45
  of
• 7:45
  October.
• 7:46
  Hey,
• 7:46
  that
• 7:46
  could
• 7:46
  be
• 7:47
  $5
• 7:47
  a
• 7:47
  week.
• 7:48
  Is
• 7:48
  it
• 7:48
  relevant?
• 7:49
  Absolutely
• 7:49
  it's
• 7:49
  relevant.
• 7:50
  You
• 7:50
  said
• 7:50
  earlier,
• 7:51
  hey,
• 7:51
  one
• 7:51
  of
• 7:51
  my
• 7:52
  main
• 7:52
  goals
• 7:52
  is
• 7:53
  I
• 7:53
  want
• 7:53
  to
• 7:53
  have
• 7:53
  that
• 7:53
  emergency
• 7:54
  fund.
• 7:54
  So
• 7:54
  I'm
• 7:54
  not
• 7:55
  always
• 7:55
  relying
• 7:55
  on
• 7:56
  that
• 7:56
  credit
• 7:56
  card.
• 7:57
  Is
• 7:57
  it
• 7:57
  time
• 7:57
  bound?
• 7:58
  You
• 7:58
  bet
• 7:58
  it
• 7:59
  is.
• 7:59
  You
• 7:59
  set
• 8:00
  yourself
• 8:00
  a
• 8:00
  deadline.
• 8:01
  You
• 8:01
  drew
• 8:01
  that
• 8:01
  line
• 8:02
  in
• 8:02
  the
• 8:02
  sand.
• 8:02
  October
• 8:03
  31st.
• 8:03
  That
• 8:04
  is
• 8:04
  a
• 8:04
  truly
• 8:04
  smart
• 8:05
  goal.
• 8:05
  But
• 8:05
  think
• 8:06
  about
• 8:06
  those
• 8:06
  top
• 8:07
  one,
• 8:07
  two
• 8:07
  or
• 8:08
  three
• 8:08
  things
• 8:08
  that
• 8:08
  you
• 8:09
  want
• 8:09
  to
• 8:09
  achieve
• 8:09
  by
• 8:09
  the
• 8:10
  end
• 8:10
  of
• 8:10
  the
• 8:10
  year
• 8:10
  and
• 8:11
  make
• 8:11
  them
• 8:11
  smart.
• 8:12
  Now,
• 8:12
  here's
• 8:12
  where
• 8:13
  the
• 8:13
  rubber
• 8:13
  meets
• 8:13
  the
• 8:14
  road.
• 8:14
  Now,
• 8:14
  you've
• 8:15
  got
• 8:15
  to
• 8:15
  integrate
• 8:15
  those
• 8:16
  into
• 8:16
  your
• 8:16
  budget.
• 8:16
  You're
• 8:16
  probably
• 8:17
  thinking,
• 8:17
  ralph,
• 8:17
  my
• 8:18
  budget's
• 8:18
  already
• 8:18
  packed.
• 8:19
  Okay,
• 8:19
  well,
• 8:19
  guess
• 8:19
  what?
• 8:20
  Budgets
• 8:21
  aren't
• 8:21
  meant
• 8:21
  to
• 8:21
  be
• 8:21
  cast
• 8:22
  in
• 8:22
  stone.
• 8:22
  We
• 8:22
  talked
• 8:22
  about
• 8:22
  those
• 8:23
  tablets
• 8:23
  earlier.
• 8:24
  Open
• 8:24
  up
• 8:24
  that
• 8:24
  budget,
• 8:25
  open
• 8:25
  up
• 8:25
  that
• 8:25
  budget
• 8:26
  app,
• 8:26
  however
• 8:26
  you
• 8:26
  do
• 8:26
  it
• 8:27
  and
• 8:27
  start
• 8:27
  to
• 8:28
  prioritize
• 8:28
  some
• 8:29
  of
• 8:29
  these
• 8:29
  things
• 8:30
  to
• 8:30
  make
• 8:30
  sure
• 8:30
  they're
• 8:31
  being
• 8:31
  funded.
• 8:31
  Hey,
• 8:32
  does
• 8:32
  that
• 8:32
  mean
• 8:32
  you
• 8:32
  take
• 8:32
  away
• 8:33
  from
• 8:33
  something
• 8:33
  else?
• 8:33
  Yes,
• 8:34
  it
• 8:34
  could
• 8:34
  be
• 8:34
  that.
• 8:35
  But
• 8:35
  these
• 8:36
  are
• 8:36
  important
• 8:36
  to
• 8:37
  you.
• 8:37
  These
• 8:37
  are
• 8:37
  the
• 8:38
  things
• 8:38
  that
• 8:38
  you
• 8:38
  said,
• 8:38
  Ralph,
• 8:39
  I
• 8:39
  need
• 8:39
  to
• 8:39
  do
• 8:39
  these
• 8:39
  things.
• 8:40
  So
• 8:40
  maybe
• 8:41
  that
• 8:41
  means
• 8:41
  less
• 8:41
  eating
• 8:42
  out
• 8:42
  and
• 8:42
  maybe
• 8:43
  that
• 8:43
  means
• 8:43
  cutting
• 8:43
  some
• 8:43
  subscription
• 8:44
  services,
• 8:45
  whatever
• 8:45
  that
• 8:45
  looks
• 8:45
  like
• 8:45
  for
• 8:46
  your
• 8:46
  budget.
• 8:46
  But
• 8:46
  you've
• 8:47
  got
• 8:47
  to
• 8:47
  integrate
• 8:48
  those
• 8:48
  into
• 8:48
  your
• 8:48
  budget.
• 8:49
  And
• 8:49
  then
• 8:49
  the
• 8:50
  final
• 8:50
  thing
• 8:50
  I'm
• 8:50
  going
• 8:50
  to
• 8:50
  recommend
• 8:51
  you
• 8:51
  do,
• 8:51
  hey,
• 8:51
  I'm
• 8:51
  going
• 8:52
  to
• 8:52
  give
• 8:52
  you
• 8:52
  that
• 8:52
  idea
• 8:53
  of
• 8:53
  those
• 8:53
  tablets.
• 8:54
  Write
• 8:54
  those
• 8:54
  smart
• 8:55
  goals
• 8:55
  down
• 8:56
  clearly.
• 8:56
  Put
• 8:57
  them
• 8:57
  somewhere
• 8:57
  where
• 8:57
  you'll
• 8:58
  see
• 8:58
  them
• 8:58
  every
• 8:58
  day.
• 8:58
  Hey,
• 8:58
  maybe
• 8:59
  put
• 8:59
  it
• 8:59
  on
• 8:59
  the
• 8:59
  fridge.
• 9:00
  Hey,
• 9:00
  here's
• 9:00
  an
• 9:00
  idea.
• 9:01
  I
• 9:01
  had
• 9:01
  a
• 9:01
  client
• 9:02
  tell
• 9:02
  me
• 9:02
  that
• 9:02
  he
• 9:02
  did
• 9:02
  this.
• 9:03
  Make
• 9:03
  it
• 9:03
  your
• 9:03
  phone
• 9:04
  background.
• 9:05
  So
• 9:05
  every
• 9:05
  time
• 9:05
  you
• 9:06
  look
• 9:06
  at
• 9:06
  your
• 9:06
  phone,
• 9:06
  you're
• 9:06
  seeing
• 9:07
  those
• 9:07
  three
• 9:08
  goals
• 9:08
  right
• 9:08
  there
• 9:09
  in
• 9:09
  front
• 9:09
  of
• 9:09
  you.
• 9:09
  And
• 9:09
  you're
• 9:10
  gonna
• 9:10
  be
• 9:10
  like,
• 9:10
  well,
• 9:10
  I
• 9:10
  can't
• 9:11
  forget
• 9:11
  these
• 9:11
  goals
• 9:12
  or
• 9:12
  put
• 9:12
  them
• 9:12
  in
• 9:12
  your
• 9:12
  budget
• 9:13
  app
• 9:13
  dashboard.
• 9:14
  So
• 9:14
  you're
• 9:14
  always
• 9:15
  looking
• 9:15
  to
• 9:15
  make
• 9:16
  sure
• 9:16
  you're
• 9:16
  reaching
• 9:17
  for
• 9:17
  those
• 9:17
  goals.
• 9:18
  Because
• 9:18
  here's
• 9:18
  the
• 9:18
  big
• 9:19
  takeaway
• 9:19
  today.
• 9:20
  If
• 9:20
  you
• 9:20
  do
• 9:20
  this,
• 9:21
  if
• 9:21
  you
• 9:21
  invest
• 9:21
  the
• 9:21
  Time
• 9:22
  to
• 9:22
  do
• 9:22
  this.
• 9:22
  You're
• 9:23
  going
• 9:23
  to
• 9:23
  stop
• 9:23
  that
• 9:24
  financial
• 9:24
  drifting
• 9:25
  and
• 9:25
  you're
• 9:25
  going
• 9:26
  to
• 9:26
  remove
• 9:26
  that
• 9:26
  uncertainty
• 9:27
  and
• 9:27
  you're
• 9:28
  going
• 9:28
  to
• 9:28
  transform
• 9:28
  those
• 9:29
  vague
• 9:29
  desires.
• 9:30
  Oh,
• 9:30
  I
• 9:30
  want
• 9:30
  to
• 9:30
  save
• 9:30
  money.
• 9:31
  I
• 9:31
  want
• 9:31
  to
• 9:31
  pay
• 9:31
  off
• 9:32
  debt.
• 9:32
  No,
• 9:32
  no,
• 9:33
  no.
• 9:33
  We're
• 9:33
  going
• 9:34
  to
• 9:34
  make
• 9:34
  it
• 9:34
  concrete
• 9:35
  and
• 9:35
  we're
• 9:35
  going
• 9:35
  to
• 9:35
  make
• 9:36
  it
• 9:36
  actionable
• 9:37
  with
• 9:37
  steps.
• 9:37
  We're
• 9:37
  going
• 9:38
  to
• 9:38
  build
• 9:38
  immense
• 9:39
  clarity
• 9:39
  and
• 9:40
  we're
• 9:40
  going
• 9:40
  to
• 9:40
  build
• 9:40
  immense
• 9:41
  focus
• 9:41
  and
• 9:42
  we're
• 9:42
  really
• 9:42
  going
• 9:42
  to
• 9:42
  accelerate
• 9:43
  our
• 9:43
  progress
• 9:44
  to
• 9:44
  what
• 9:44
  truly
• 9:45
  matters,
• 9:46
  to
• 9:46
  reduce
• 9:46
  stress
• 9:47
  and
• 9:47
  to
• 9:48
  boost
• 9:48
  confidence
• 9:49
  and
• 9:49
  really,
• 9:49
  truly
• 9:50
  find
• 9:51
  the
• 9:51
  financial
• 9:51
  peace
• 9:51
  that
• 9:52
  you've
• 9:52
  been
• 9:52
  looking
• 9:52
  so
• 9:53
  hard
• 9:53
  to
• 9:53
  get
• 9:53
  to.
• 9:54
  Well,
• 9:54
  how
• 9:54
  about
• 9:54
  we
• 9:54
  pray
• 9:55
  together
• 9:55
  now?
• 9:56
  Father
• 9:56
  God,
• 9:56
  we
• 9:56
  just
• 9:57
  thank
• 9:57
  you
• 9:57
  for
• 9:57
  the
• 9:57
  wisdom
• 9:58
  and
• 9:58
  for
• 9:58
  giving
• 9:59
  us
• 9:59
  vision.
• 10:00
  And
• 10:00
  we
• 10:00
  confess
• 10:00
  that
• 10:01
  we
• 10:01
  often
• 10:01
  drift
• 10:01
  financially
• 10:02
  without
• 10:02
  clear
• 10:03
  goals
• 10:03
  or
• 10:03
  we
• 10:04
  struggle
• 10:04
  to
• 10:04
  maintain
• 10:05
  our
• 10:05
  focus.
• 10:06
  And
• 10:06
  we
• 10:06
  just
• 10:06
  ask
• 10:07
  today
• 10:07
  that
• 10:07
  you
• 10:07
  would
• 10:07
  grant
• 10:08
  us
• 10:08
  wisdom
• 10:08
  as
• 10:08
  we
• 10:09
  set
• 10:09
  our
• 10:09
  financial
• 10:10
  goals
• 10:10
  for
• 10:10
  the
• 10:10
  rest
• 10:10
  of
• 10:11
  the
• 10:11
  year.
• 10:11
  Lord,
• 10:11
  as
• 10:11
  we
• 10:11
  build
• 10:12
  this
• 10:12
  roadmap
• 10:13
  for
• 10:13
  our
• 10:13
  future,
• 10:14
  help
• 10:14
  us
• 10:15
  to
• 10:15
  make
• 10:15
  them
• 10:15
  specific,
• 10:16
  Lord.
• 10:16
  Help
• 10:16
  us
• 10:16
  to
• 10:17
  make
• 10:17
  them
• 10:17
  measurable.
• 10:18
  And
• 10:18
  most
• 10:18
  of
• 10:18
  all,
• 10:18
  Lord,
• 10:19
  help
• 10:19
  us
• 10:19
  to
• 10:19
  align
• 10:20
  those
• 10:20
  with
• 10:21
  your
• 10:21
  will
• 10:21
  for
• 10:21
  our
• 10:22
  lives.
• 10:22
  Guide
• 10:23
  us
• 10:23
  towards
• 10:23
  consistent
• 10:24
  effort,
• 10:24
  Lord,
• 10:25
  and
• 10:25
  give
• 10:25
  us
• 10:25
  perseverance
• 10:26
  in
• 10:26
  the
• 10:26
  storm.
• 10:27
  And
• 10:27
  may
• 10:27
  our
• 10:27
  financial
• 10:28
  targets
• 10:28
  align
• 10:29
  with
• 10:29
  your
• 10:29
  will
• 10:29
  for
• 10:30
  our
• 10:30
  lives,
• 10:30
  bringing
• 10:31
  you
• 10:31
  glory
• 10:32
  and
• 10:32
  us
• 10:32
  peace.
• 10:33
  And
• 10:33
  we
• 10:33
  ask
• 10:33
  this
• 10:34
  in
• 10:34
  confidence
• 10:35
  in
• 10:35
  Jesus
• 10:36
  name,
• 10:36
  Amen.
• 10:38
  Listen,
• 10:39
  clear,
• 10:39
  smart
• 10:40
  financial
• 10:40
  goals
• 10:40
  are
• 10:41
  your
• 10:41
  roadmap
• 10:41
  to
• 10:42
  a
• 10:42
  stress
• 10:42
  free
• 10:43
  and
• 10:43
  productive
• 10:44
  latter
• 10:44
  half
• 10:44
  of
• 10:45
  the
• 10:45
  year.
• 10:45
  You
• 10:45
  can
• 10:45
  do
• 10:46
  this,
• 10:46
  so
• 10:46
  take
• 10:47
  that
• 10:47
  step
• 10:47
  today.
• 10:48
  Another
• 10:48
  thing
• 10:48
  I'm
• 10:48
  going
• 10:48
  to
• 10:49
  ask
• 10:49
  you
• 10:49
  to
• 10:49
  do
• 10:49
  is
• 10:50
  how
• 10:50
  about
• 10:50
  share
• 10:50
  this
• 10:50
  show
• 10:51
  with
• 10:51
  somebody?
• 10:51
  Maybe
• 10:52
  you've
• 10:52
  been
• 10:52
  getting
• 10:52
  a
• 10:53
  lot
• 10:53
  of
• 10:53
  value
• 10:53
  from
• 10:53
  this
• 10:54
  show.
• 10:54
  You're
• 10:54
  like,
• 10:54
  Ralph,
• 10:54
  I
• 10:55
  got
• 10:55
  to
• 10:55
  share
• 10:55
  the
• 10:55
  wealth
• 10:56
  here.
• 10:56
  I'm
• 10:56
  going
• 10:56
  to
• 10:56
  encourage
• 10:57
  you
• 10:57
  to
• 10:57
  do
• 10:57
  that.
• 10:57
  You
• 10:57
  can
• 10:58
  text
• 10:58
  somebody,
• 10:58
  you
• 10:58
  can
• 10:59
  call
• 10:59
  them,
• 10:59
  hey,
• 10:59
  send
• 11:00
  them
• 11:00
  a
• 11:00
  handwritten
• 11:00
  note.
• 11:01
  Just
• 11:01
  send
• 11:01
  them
• 11:01
  to
• 11:02
  my
• 11:02
  website.
• 11:02
  That's
• 11:03
  financiallyconfidentchristian.com
• 11:05
  hey,
• 11:05
  they
• 11:06
  can
• 11:06
  join
• 11:06
  the
• 11:06
  party
• 11:06
  with
• 11:07
  us.
• 11:07
  Let's
• 11:07
  help
• 11:08
  them
• 11:08
  build
• 11:08
  those
• 11:09
  financial
• 11:09
  goals
• 11:09
  for
• 11:10
  the
• 11:10
  rest
• 11:10
  of
• 11:10
  the
• 11:10
  year
• 11:10
  again.
• 11:11
  Point
• 11:11
  them
• 11:11
  to
• 11:11
  Financially
• 11:12
  Confident
• 11:13
  Christian.
• 11:15
  Now.
• 11:15
  Tomorrow
• 11:15
  we're
• 11:16
  going
• 11:16
  to
• 11:16
  do
• 11:16
  some
• 11:16
  spring
• 11:16
  cleaning.
• 11:17
  You're
• 11:17
  thinking,
• 11:17
  Ralph,
• 11:18
  you've
• 11:18
  lost
• 11:18
  your
• 11:18
  mind.
• 11:18
  It's
• 11:19
  fall
• 11:19
  time.
• 11:19
  No,
• 11:20
  we're
• 11:20
  going
• 11:20
  to
• 11:20
  do
• 11:20
  some
• 11:20
  spring
• 11:21
  cleaning
• 11:21
  in
• 11:21
  the
• 11:21
  fall.
• 11:22
  I'm
• 11:22
  going
• 11:22
  to
• 11:22
  help
• 11:22
  you
• 11:23
  organize,
• 11:23
  optimize
• 11:24
  and
• 11:25
  streamline
• 11:25
  your
• 11:25
  money
• 11:26
  life
• 11:26
  for
• 11:26
  greater
• 11:27
  peace.
• 11:27
  So
• 11:27
  tomorrow's
• 11:28
  show
• 11:28
  is
• 11:28
  one
• 11:28
  you
• 11:28
  don't
• 11:29
  want
• 11:29
  to
• 11:29
  miss.
• 11:29
  So
• 11:30
  make
• 11:30
  sure
• 11:30
  you
• 11:30
  join
• 11:31
  me.
• 11:31
  Now.
• 11:31
  Let's
• 11:32
  all
• 11:32
  go
• 11:32
  out
• 11:32
  there
• 11:32
  today
• 11:32
  and
• 11:33
  be
• 11:33
  financially
• 11:34
  confident
• 11:34
  Christians.
• 11:35
  You
• 11:35
  can
• 11:35
  do
• 11:36
  this.
• 11:36
  I
• 11:37
  have
• 11:37
  confidence
• 11:37
  in
• 11:37
  you.
• 11:38
  Have
• 11:38
  confidence
• 11:38
  in
• 11:39
  yourself.
• 11:39
  Stay
• 11:39
  financially
• 11:40
  savvy.
• 11:41
  God
• 11:41
  bless
• 11:41
  you.
• 11:41
  And
• 11:42
  you
• 11:42
  have
• 11:42
  a
• 11:42
  great
• 11:42
  day
• 11:42
  today.