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Health Insurance Before Medicare: How Your Income Sets Your Premium
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Health insurance before Medicare keeps a lot of women working longer than they need to. Coverage on your own can cost well over $2,000 a month for a family, so many decide they can't retire until 65.
That decision is often based on a misunderstanding. Marketplace premium help is based on the income you report, not on your savings. In an early retirement year, before Social Security and required withdrawals, you have more control over that income than you might think.
In this episode:
Why the marketplace looks at your income and not your net worth
What changed for 2026, when…
The skinny
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