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Episode #128 You Finance Everything You Buy

In this episode of The Cashflow Chronicles, I break down one of the most important concepts behind Infinite Banking: the Banking Function.

Most people spend their lives thinking about what to buy, where to invest, and how much to save, but rarely stop to ask a more fundamental question: who is providing the capital behind all of those decisions, and who is profiting from it?

We explore why every purchase is ultimately financed, whether you borrow from a bank or use your own cash, and how opportunity cost changes the way you should think about spending. I explain why banks remain so…

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