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Should You Trust MrBeast With Your Money? · Never Post

0:10
Hans Buetow: Friends, hello, and welcome to Never Post, a podcast
0:14
for and about the Internet. I am your senior producer Hans
0:17
Beutow, and we have an investment worthy show for you
0:21
this week. Our host, you are probably noticing, Mike
0:24
Ragnetta, he is away again this week, but the mice are
0:27
definitely out to play because this episode this episode is all
0:32
about squirreling things away. And yes. Okay.
0:35
I realize now that I've said it out loud that those are two
0:38
different animals, squirrels, mice. Yes. But you have to
0:41
realize that right now in the background, in the corner of my
0:44
screen, as I read this, our EP Jason is sending me all caps
0:49
angry Slack messages about how I need to do a really good job
0:54
with this intro and how I better really sell this one as one of
0:57
our best ever episodes. And so I'm just I'm I'm really on edge
1:01
right now, and I'm distracted. And so two different mammals
1:05
that get mixed up and metaphors have now gotten away from me,
1:07
and the train has sailed now, and I'm just talking.
1:11
Jason says that I need to say this is an incredible episode.
1:13
Okay. Yes. It is. But I legally can't tell you it's the best
1:17
ever episode anyone has ever made because there are, and I'm
1:19
gonna read this from this Slack I just got, quote, ethics and
1:23
shit that we need to make people believe we are paying attention
1:25
to.
1:26
I don't know how to make Jason happy, but I I do know that I
1:30
could use some help, and this episode can maybe be that help.
1:35
So my 18 year old nephew just started his first job. He's
1:39
working in a minor league baseball stadium. That's super
1:42
cool, and we're really really proud of him for this. But you
1:45
know how first jobs are at that age.
1:47
You get that sweet sweet first paycheck, and suddenly in your
1:50
hot little hands, you're holding more money than you've ever had,
1:53
and you're like, woah. But your parents are like, you gotta
1:56
start saving. And so you're like, yeah, okay. I gotta start
1:59
saving. You know that, but you don't know how.
2:02
And so you start to look around at who you know because you
2:06
don't know anything about finance. And you look in your
2:08
world and you're like who's good with money? And you see that the
2:14
biggest YouTuber in the world, mister beast, is starting to
2:18
offer a new financial platform, a fintech. He's starting this
2:23
new business where you can invest or you can save money or
2:27
whatever it is you can put your money, and mister beast's whole
2:31
thing is about having literal stacks of money and, like,
2:34
giving them away in increasingly bombastic and clickbaity ways.
2:38
So, yeah, maybe mister beast financial makes sense for me.
2:47
So I don't think my nephew is mister beastie. I don't think
2:51
that's his scene. But I am over here as an adult in his life,
2:55
seeing him in this moment of looking at finances for the
2:59
first time. And then in parallel, mister Beast launching
3:03
this fintech, and it was the perfect time for us to get a
3:07
pitch from business and finance journalist Kit Pulliam, who was
3:11
willing to take the time to look into Mr. Beast Financial.
3:15
Kit is a reporter who really helped me with this piece
3:18
understand how if my nephew were to come to me with a grand plan
3:23
of opening an account, how to think about and talk with him
3:27
about what actually is a fintech and what is a fintech if it's
3:33
owned by Beast Industries and what can people, especially
3:38
kids, expect when they look to give Jimmy Donaldson all their
3:43
money. So after a short break, Kit Pulliam on MrBeast Financial
3:50
and what they think that might look like when it launches.
3:59
Kit Pulliam: Okay. Get ready because I'm about to jump scare
4:03
you with mister beast.
4:04
Mr. Beast: I wanted to open a free bank, so I did what any
4:07
logical person does. I rented a real bank, grabbed a ton of
4:10
money, hired all my friends as tellers, and then bought a
4:13
billboard and paid Chandler to flip a sign. And here's what
4:16
happened.
4:20
Kit Pulliam: In 2019, the mister beast YouTube channel uploaded
4:23
this video called, I opened a free bank. Like you might expect
4:28
from the title, mister beast, whose real name is Jimmy
4:31
Donaldson, didn't offer any of the services banks generally do.
4:36
Instead of storing or loaning money, Donaldson and his friends
4:40
gave money away to everyone who entered.
4:42
Mr. Beast: How are you doing? I gave a six year old a thousand
4:45
dollars. Okay. I'll let more in. Alright.
4:47
Chandler
4:47
Kit Pulliam: Obviously, this wasn't a real business.
4:50
Donaldson and his friends were away all the money they started
5:06
with, at least $100,000.
5:09
Mr. Beast: We broke the bank. That bank said I don't have any
5:11
money. Don't cry. Lost money. We're done.
5:21
Kit Pulliam: Six years later, on 12/03/2025, Jimmy Donaldson
5:26
formally announced he will actually be launching a
5:29
financial services platform called MrBeast Financial. Other
5:33
influencers and celebrities, including Charlie D'Amelio, ASAP
5:38
Rocky, and Kim Kardashian, have invested in or partnered with
5:42
companies in this heavily regulated industry. But he'll be
5:45
the first to actually own one. A lot has changed in the six years
5:51
between his 2019 video and now. In that time, Donaldson
5:56
partnered with or started several new business ventures,
5:59
including ghost kitchens, chocolate bars, and Lunchables,
6:03
and grew Beast Industries to be worth billions of dollars.
6:07
But how did he get to this point? What does it mean for
6:10
Jimmy mister Beast to own a bank? Will his content have to
6:14
change to avoid regulatory trouble? And is there anything
6:16
in Donaldson's background that would cement him as a
6:19
trustworthy financial services owner? To find out, we have to
6:24
go back to 2017.
6:26
That's when 19 year old Jimmy Donaldson got his very first
6:29
brand deal from a collectibles app called Quidd, which later
6:32
pivoted to NFTs before shutting down in 2025. But in 2017,
6:37
instead of keeping the $10,000 Quidd gave him for the
6:40
sponsorship, he used it to make his very first in a long line of
6:43
philanthropy videos. The video titled giving a random homeless
6:47
man $10,000 is a lot less polished than his current work.
6:51
Donaldson is deeply awkward through the whole process, over
6:55
explaining the concept of a sponsor and struggling to say
6:57
that, yes, he is actually giving $10,000 to a man who thinks he's
7:01
being pranked on camera.
7:02
Mr. Beast: And just so we are all on the same page, this is
7:06
not my money. This is a new weekly series where I'm getting
7:09
companies to sponsor my videos and I'm giving 100% of what they
7:12
pay me away to random people. For example, this video is
7:16
sponsored by Quidd. I'm doing a brand deal for Quidd and they
7:19
paid me $10,000 and I'm taking that $10,000 and giving it to
7:23
this homeless man. So before I show me giving the homeless man
7:26
$10,000, I need to mention Quidd because they were so generous
7:29
enough to sponsor this video and allow this to happen.
7:32
Quidd is a new app.
7:33
Kit Pulliam: But this video set trends that Donaldson continues
7:36
throughout his YouTube career. Although the video is
7:39
significantly more subdued than what we've come to expect from
7:41
him, there's still some of his trademark hyperbole. For
7:45
example, he shows text calling Quidd the best app ever as part
7:49
of his ad read. And up to today, Donaldson still says he invests
7:54
most of the money he makes back into his YouTube channel. That's
7:57
how he's able to make so many big splashy videos, giving away
8:00
hundreds of thousands of dollars.
8:03
Recently, he even said he had to borrow money from his mom to pay
8:06
for his upcoming wedding because he keeps very little of what he
8:09
makes.
8:09
Mr. Beast: It's funny talking about my personal finances cause
8:11
no one ever believes anything I say. So, I mean, because they're
8:14
like, you're a billionaire. I'm like, net worth. I don't I have
8:16
negative money right now. I'm borrowing money.
8:17
That's how little money I have. Technically, everyone watching
8:19
this video has more money than me.
8:21
Kit Pulliam: So while this 2017 video is his first brand deal,
8:24
Donaldson's first major brush with financial services comes
8:27
later in April 2021. The mister beast channel had truly made it
8:32
by then. The channel was just about to pass 60,000,000
8:35
subscribers. That's when he partnered with the financial
8:39
technology company Current for a giveaway. 100,000 fans who
8:44
signed up for the fintech platform would be awarded
8:46
$100,000.
8:48
That's a whole $1 per sign up. Not exactly worth divulging your
8:52
sensitive financial info. However, months later, if fans
8:56
connected their direct deposit to Current, they could also get
9:00
an exclusive MrBeast hoodie for the trouble. You might be
9:08
thinking, so what? YouTubers get sponsorships all the time.
9:12
But this wasn't just a sponsorship relationship.
9:14
Donaldson actually invested in Current, which he didn't mention
9:19
sponsorship read. What he did say in that read is that Current
9:22
is better than the bank you're with. Both of these things can
9:26
get him into regulatory trouble.
9:28
Alexandria Degree: He has to disclose if he's his
9:30
relationship to really any financial product.
9:34
Kit Pulliam: That's Alexandria Degree, CEO and virtual chief
9:37
compliance officer of Ask Degree. I spoke with her about
9:40
the ins and outs of the regulations Donaldson will have
9:43
to deal with as the new owner of a financial services platform.
9:47
Alexandria Degree: The biggest, area of regulatory concern that
9:51
he's going to have is UDAP.
9:53
Kit Pulliam: UDAP stands for unfair, deceptive, or abusive
9:56
acts or practices.
9:58
Alexandria Degree: We we kinda, in the industry, say it's really
10:00
the marketing regulation. So it's it's a a regulation that
10:05
ensures that whether it's through print or through talk or
10:09
through whatever medium that you're communicating to the
10:13
public, that you're communicating true and factual
10:17
information about the product that's being offered. That's a a
10:22
huge one, because it's it's very easy to violate that that
10:28
regulation. As an example, you know, to say we have the
10:33
greatest, checking account available, that can be a
10:38
significant issue because one of the things that UDAP says is
10:41
that you have to be able to prove whatever you say. So how
10:44
do you prove that you have the greatest checking account using
10:48
extreme light language like greatest or lowest or fastest or
10:52
best or, you know, any of those types of of things that we so
10:57
easily say, especially in the influencer space you're used to
11:00
using, you really have to pull that type of language back and
11:03
be much more tactful in what you say as it relates to financial
11:07
products.
11:08
Kit Pulliam: This is especially an issue for Donaldson. So many
11:11
of his videos rely on that type of over the top language to pull
11:15
his fans in and keep their attention. It served him well
11:18
since his very first philanthropy video all those
11:20
years ago.
11:21
Mr. Beast: And just so we are all on the same page, this is
11:24
not my money.
11:25
Kit Pulliam: Time will tell whether Donaldson will be able
11:27
to switch to a more regulatory friendly tone and if his fans
11:30
will tolerate the change. But he can't just ignore these
11:33
regulations, especially since his huge following leans young.
11:37
Alexandria Degree: You know, you can't talk about it in the same
11:39
way you you'll talk about, you know, selling the next best
11:43
bubble gum. Like, you there's there's a lot of scrutiny. And,
11:48
obviously, because of his his the size of his brand, his
11:52
personal brand and and just who he is, there's gonna be
11:55
watchdogs. So, you know, it's it's in his best interest to,
12:00
reel it in.
12:10
Kit Pulliam: His next big fintech partnership would take
12:12
place in 2024 when he partnered with MoneyLion as part of a
12:16
giveaway during Beast Games. MoneyLion is a gamified fintech.
12:20
In addition to the regular services you'd expect from a
12:23
financial technology company, it advertises Moneylion Games,
12:27
which offers cash rewards in exchange for playing partnered
12:30
games. Beast Games, of course, is mister beast TV show based on
12:36
his YouTube videos inspired by the TV show Squid Game. The show
12:40
made tens of millions of dollars, not enough to earn back
12:43
the 100,000,000 that Donaldson invested in it, but enough to
12:47
make it one of the biggest shows on Amazon Prime Video.
12:50
Mr. Beast: I am sitting on $5,000,000 in cash and competing
12:54
for it. Open the gates.
12:57
Kit Pulliam: In a promotional video for the show, Donaldson
12:59
says
12:59
Mr. Beast: I teamed up with Moneyline, the easiest place to
13:02
borrow, earn, and win money to give the 1,000 losing
13:05
contestants $2,000 each.
13:06
Kit Pulliam: In order to sign up for the giveaway, you had to
13:09
make a free account with MoneyLion.
13:11
Mr. Beast: To enter, just scan this QR code or visit
13:13
moneyline.com/pskins. And finally
13:15
Kit Pulliam: And that's pretty much all of his current
13:17
experience with financial services platforms outside of
13:20
occasional sponsors. Brand deals, sponsorships, and content
13:24
co productions with existing companies. If you're thinking,
13:29
that's not a lot of experience for a soon to be financial
13:32
services leader, I agree. As recently as 2024, he said he
13:36
didn't even have access to Beast Industries' master bank account.
13:39
That's controlled by Sue Perisher, his mom, former prison
13:43
warden, and current Beast Industries chief compliance
13:47
officer.
13:48
If he doesn't have a strong background in finances, you'd
13:51
expect he'd at least have a stellar track record as a
13:54
businessman. Right? Well, in 2020, Donaldson partnered with a
13:59
company called Virtual Dining Concepts to launch Mr. Beast
14:02
Burger, a ghost kitchen enterprise. Ghost kitchens are
14:05
establishments that make food out of other companies'
14:08
kitchens, primarily for delivery apps.
14:11
Complaints quickly came in about gross food and undercooked
14:14
meats. This resulted in Donaldson cutting ties with his
14:17
business partner. In 2023, he even launched a lawsuit against
14:21
them. Virtual Dining Concepts launched a countersuit, saying
14:24
that Donaldson failed to fulfill contractual obligations by
14:27
speaking poorly about the brand on social media. Litigation is
14:31
ongoing.
14:32
And then there was Lunchly, Beast's 2024 Lunchables
14:37
competitor. It received complaints about alleged moldy
14:40
cheese. Consumer Reports also published an article showing
14:43
that despite claims otherwise, the Lunchleys they tested
14:47
weren't healthier than Lunchables. Lunchly challenged
14:51
Consumer Reports' test methodology and findings and
14:54
said the company did not, quote unquote, believe that the
14:57
testing performed on the Lunchly kits provides reliable data. The
15:01
company also noted that its products are regularly tested
15:05
for heavy metals, which they cited as naturally occurring and
15:08
are often in a variety of foods.
15:15
Not all of Donaldson's business moves are doomed to fail. In
15:19
2022, he launched a chocolate bar brand called Feastables
15:22
that, according to docs sent to investors, makes him more money
15:27
than his YouTube videos.
15:28
Mr. Beast: You've heard me say that Feastful's is the best
15:30
tasting chocolate in the world.
15:32
Kit Pulliam: So all of this, along with his track record of
15:35
pumping money into projects he later abandons, tells us that
15:39
Donald son might be a better marketer than he is a
15:42
businessman. And if he's not a financial expert and he's not a
15:46
businessman, then why is he starting a financial services
15:49
company? The honest answer is that it fits well into his
15:54
existing brand. Donaldson is known for having a lot of money
15:58
precisely because he reinvests it all back into his content,
16:02
which is often about money. His very visible spending and lavish
16:07
giveaways give the impression that he's loaded even if he
16:10
doesn't have a lot of cash on hand.
16:12
And the young people who watch him see his success as
16:15
aspirational. If they do what he does, maybe they could have the
16:19
life he has. Financial services could give him a steadier
16:24
paycheck than the famously fickle YouTube algorithm as long
16:28
as he's able to avoid the dangers of messing up in a
16:32
highly regulated industry. In 2025, Elite Pitch Deck said
16:37
Beast Industries plan to mitigate some of those risks by
16:40
white labeling a preexisting fintech. In February 2026,
16:45
MrBeast Financial announced it had done just that, acquiring a
16:50
fintech platform called Step.
16:53
Because Step is already operating, we can use it to
16:56
guess at what Donaldson might offer once mister beast
16:59
financial is up and running. He could still change what services
17:03
the app offers, and the leaked pitch deck hints that he might
17:07
expand into other financial areas, including loans and
17:10
insurance. But this at least gives us a good place to start.
17:19
STEP's front page declares itself banking for the next
17:22
generation. It offers products designed for children and young
17:26
adults just starting to manage their own finances.
17:29
That branding meshes well with Donaldson's audience, which is
17:32
largely made up of kids, teens, and college students. If
17:37
children continue to be allowed to use the app, Donaldson will
17:40
have to contend with even stricter regulations. Here's
17:43
Alexandria Degree again.
17:45
Alexandria Degree: Some of the regulations that apply
17:47
generally, they get enhanced when you're dealing with a
17:51
minor. There's an assumption of a certain level of knowledge or
17:56
intelligence that the average consumer would have about any
17:59
particular product. And so when you're dealing with a a a child
18:03
audience, that assumption is even lower, meaning there's an
18:08
expectation that they know even less about how a checking
18:13
account works or how a savings account works. And so you have
18:16
to be even more cautious about your disclosures and your
18:20
language and what you're saying and making sure that you're
18:24
giving enough information so that they can make earnest good
18:28
decisions about their, financial product shopping experience.
18:33
Kit Pulliam: Donaldson seems to be hoping to get ahead of
18:35
regulatory requirements by making financial literacy videos
18:39
as part of his YouTube content.
18:41
Mr. Beast: I think it would be fun to start weaving in more,
18:45
you know, tones in our videos where we educate people.
18:47
Probably also on a separate YouTube channel. It's not all
18:50
that would fit on the Mr. Beech channel, but educating people on
18:52
investing and showing them what is a Roth IRA. And just like
18:55
taking my younger audience to a similar experience I had with
18:57
Woody back in the day.
18:58
You probably could find that video where you're talking about
19:00
investing. And so I'd love to make financial content on end.
19:03
It just feels like a a nice fit for us because we do so much
19:06
with money.
19:07
Kit Pulliam: Offering financial literacy education is one way
19:10
that banks show regulators their users are well informed.
19:14
Alexandria Degree: Providing financial literacy helps that
19:18
particular bank or fintech make the argument that, yes, we are
19:22
doing as much as we can to make sure that the public and our
19:27
buyers have a general baseline of knowledge about what they're
19:33
possibly getting into.
19:40
Kit Pulliam: This isn't just important from perspective.
19:44
These regulations exist because kids and young adults really do
19:48
have limited information about how to manage their finances.
19:52
Even fintechs that meet regulatory standards can lead
19:55
young people into dark patterns. And STEP appears to be waving a
20:00
huge red flag. It offers cash advances through a program
20:04
called STEP Early Pay.
20:06
If you're not familiar, cash advances are short term loans
20:10
that let you borrow money from your paycheck in advance with
20:13
the intent that you'll pay the loan back in full whenever your
20:16
next paycheck hits. Cash advances are less predatory than
20:20
their big brother, payday loans. Those come with incredibly high
20:24
interest rates that will quickly dig you into a hole you can't
20:27
get out of. STEP claims that its cash advances don't come with an
20:31
interest rate or late fees. But like many other cash advances,
20:36
the app charges a fee to get the money instantly.
20:39
If you're taking out a cash advance, you probably can't
20:42
afford to wait a few days. Even without high interest rates,
20:46
cash advances can get young adults into debt cycles they
20:49
might struggle to get out of, finding themselves borrowing
20:52
from their paycheck every pay cycle. It's possible that
20:56
Donaldson will shut down early pay when he's done taking over,
21:00
but I think it's unlikely. Both Current and Moneylion, two
21:05
fintechs he had major partnerships with, offer cash
21:08
advances. Current even promotes its cash advances on the very
21:12
top of the MrBeast promo page from their 2021 partnership.
21:17
Importantly, users under 18 can't use STEP Early Pay, but
21:23
with the permission of their guardian, they can open a STEP
21:26
investing account. STEP currently offers investing in
21:30
stocks and ETFs, but there's a good chance it will expand to
21:34
offer Bitcoin and other crypto investments once Donaldson is in
21:38
charge. Earlier in 2026, the largest Ethereum treasury,
21:43
Bitmine Immersion Technologies, invested $200,000,000 in Beast
21:48
Industries. Bitmine's cofounder and chairman, Tom Lee, called
21:53
out MrBeast Financial specifically as a way to get
21:56
younger people into cryptocurrency. The CEO of Beast
22:00
Industries, Jeff Hausenbold, also said he looked forward to
22:04
finding ways to collaborate and incorporate crypto into Mr.
22:08
Beast Financial. Between cash advances and risky investing
22:13
strategies, you might be wondering, is there any reason
22:16
to go with Mr. Beast Financial? There are ways to start young
22:20
people on investing that are relatively low risk, stable, and
22:24
good for their financial education. Crypto isn't one of
22:27
them.
22:27
Even if you only invest in so called stable coins, you're
22:31
entering into a high risk, volatile market that makes even
22:34
fully grown adults go broke. Kids are even more likely to
22:38
make poor financial decisions around crypto, especially if
22:42
Donaldson promotes it as a great idea. I'm not the only one who
22:45
thinks so. Senator Elizabeth Warren recently sent a letter to
22:49
Donaldson with concerns about the possibility of STEP offering
22:52
crypto trading among other things. And while investing in
22:56
individual stocks might be worthwhile as a learning
22:59
opportunity under the supervision of a trusted adult,
23:03
kids don't exactly make the best day traders.
23:08
STEP's other financial offerings appear less sinister. It offers
23:12
a secured credit card, a type of credit card that only lets users
23:15
borrow up to the money they have in a connected spending account.
23:19
In practice, it functions as a riskier debit card that lets you
23:23
build up your credit score. Just keep in mind that you still need
23:26
to pay it off each month or you'll have to pay interest.
23:29
STEP also has a somewhat confusing membership system that
23:33
comes with credit card rewards and 3% back on the fintech
23:36
spending account.
23:40
They aren't bad perks, but they also aren't unique. If you're an
23:44
adult, you can find all of them at other fintechs, online banks,
23:47
or credit unions. One last thing to note is that STEP is not a
23:54
bank. Banks are chartered with the state or federal government,
23:58
and they can offer FDIC insurance that protects your
24:01
money in case your bank fails. STEP can't offer FDIC insurance
24:06
directly.
24:07
It has to partner with another bank that actually stores your
24:11
money. But FDIC insurance isn't as helpful as you think it is
24:15
for fintech specifically.
24:17
Alexandria Degree: So one thing to note, FDIC insurance is an
24:21
insurance that kicks in if a bank fails. So I specifically
24:26
said if a bank fails because FDIC insurance is really only
24:30
for banks. It's not for fintechs. The fintech can have
24:36
bank accounts with ABC Bank that they're offering through their
24:40
platform. And if ABC Bank fails, then the insurance kicks in.
24:46
But if the FinTech fails, FDIC insurance does not kick in.
24:51
Kit Pulliam: These days, banks very rarely fail. One of the
24:54
reasons Silicon Valley Bank was such big news was because its
24:58
failure was so unusual. But many fintechs are startups, and
25:01
startups fail all the time. What's more, fintechs generally
25:06
have to partner with third parties to communicate with the
25:09
banks, and those can fail too. In fact, this happened in 2024
25:16
with Evolve Bank, the bank that STEP is currently partnering
25:19
with for FDIC insurance.
25:22
Fintech customers across many different platforms lost access
25:26
to their funds when another company Evolve worked with,
25:29
Synapse, filed for bankruptcy.
25:32
Alexandria Degree: Synapse was basically, a middleman that
25:35
would connect to the fintechs on one side. Amongst this
25:39
relationship, there's what is called a ledger. As you have a a
25:43
ledger for your own personal account, it's an account of
25:46
where the funds are at. And so the debacle was no one actually
25:50
had accurate records of that ledger. And so when the accuracy
25:56
of the records came into question and you have multiple
25:59
fintechs and multiple banks in this very complicated
26:03
relationship, there was a question about whose funds
26:06
actually belong to who, and then there was a shortfall.
26:12
Kit Pulliam: The fintech customers involved didn't get
26:14
access to their money for months or even years. Years. Some still
26:19
don't have access to their money today. Even in best case
26:24
scenarios, fintechs come with risks that normal banks just
26:28
don't have. Personally wouldn't keep my main bank account in the
26:32
fintech, but everyone has different levels of personal
26:35
risk they're okay with.
26:37
Mine is fairly low, but it's important that young people go
26:40
into it knowing that the step account comes with extra risks.
26:44
Even then, young people, especially children, probably
26:49
don't have a well calibrated understanding of how comfortable
26:52
they are in taking financial risks or even what those risks
26:56
could mean for them if the worst happens. Happens. This segment
27:03
is not financial advice. Neither I nor Never Post are financial
27:07
advisers.
27:08
But for whatever it's worth, as a financial journalist, I
27:12
personally wouldn't recommend going with whatever financial
27:15
services Donaldson ends up offering. His videos make him
27:19
look successful, but his business moves don't give me
27:23
faith that he's a better fit for a fintech than any other
27:25
influencer. Influencer. His approach works better for
27:28
creating content, trying a bunch of things and seeing what
27:32
sticks. But if a young person in your life is interested in the
27:36
product, the best thing you can do is make sure they're aware of
27:40
what they might be getting into and to let them know that
27:43
MrBeast Financial isn't their only option, though it may be
27:47
the only one that has a partnership with a candy bar.
27:54
And if they start talking about how MrBeast let them in on the
27:58
best crypto deal ever, maybe alert the CFPB. Thanks so much
28:06
to Alexandria Degree for speaking with me. You can find
28:10
her at ask.degree. You can find more of my work at Business
28:16
Insider and the Financial Health Network.
28:48
Hans Buetow: That is the show we have for you this week. We will
28:52
be back in the main feed next week on or around Thursday,
28:57
April 16. But important announcement, before then, this
29:02
coming Sunday, April 12 is National Licorice Day. So I want
29:06
you to right now stop this no. Don't stop this episode.
29:09
Keep the episode playing, but get in your cart. Drop
29:11
everything. Get to your local Icelandic grocer and just start
29:15
grabbing bags, stocking up on salty sweets. And speaking of
29:20
salty sweets, did you know for a salty little $4 a month, which
29:25
is like the cost of a big bag of candy, I'm pretty sure, you can
29:29
become a member at neverpost.st? That salt helps us keep the
29:35
flavor up around here, mixing up all the helpful stories that we
29:38
make plus livestreams, plus news, plus chats, and gives you
29:41
that sweet sweet deal of getting an ad free feed of the show
29:45
along with that chewy satisfaction of supporting
29:49
independent media that cleanses your palate and refreshes your
29:53
outlook.
29:54
Unless you don't like licorice, which case being a member is the
29:57
exact opposite of everything I just said. Never Post producers
30:00
are Audrey Evans, Georgia Hampton, and the mysterious
30:03
doctor. First name, last name. Our contributing producer this
30:06
week is Kit Pulliam. Our senior producer is Hans Buto.
30:09
That's me. Our executive producer is Jason Oberholzer,
30:12
and the show's host is Mike Ragnetta. The world is made of
30:18
paper. Although I walk very carefully, the ground tears
30:23
beneath my feet. Paperworld, for Diana, by William j Harris.
30:32
Never Post is a production of Charts and Leisure and
30:36
distributed by Radiotopia.