Latest / Chuck Douglas / Money Monday

Transcript

Money Monday · Chuck Douglas

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  Speaker 1: Greeting salutations, welcome my friends to another edition of the
• 0:03
  Speaker 1: Power Hour on six to ten WTV and Chuck Douglas,
• 0:06
  Speaker 1: you know who you are. We take it from there.
• 0:08
  Speaker 1: You get one hour together, which means I talk really
• 0:10
  Speaker 1: fast and you must listen even faster. My number eight
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  Speaker 1: two one nine, eight eighty six a two to one
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  Speaker 1: dou WTV and or one eight hundred six' ten DO.
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  Speaker 1: Wtv and this is the First monday of the, month
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  Speaker 1: and uh, Yeah i've had kind of a rough day.
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  Speaker 1: Today if here On facebook you already know what that's.
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  Speaker 1: About we will get into that. Momentarily but the First
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  Speaker 1: monday in the month in twenty twenty six also means
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  Speaker 1: it is a Money, monday a Money monday with my
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  Speaker 1: friends From Pathway's financial Credit. Union we're in The, Monday
• 0:39
  Speaker 1: we're r in The. Monday we've got it on On
• 0:42
  Speaker 1: what of cakes to get it? On one of my
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  Speaker 1: favorite pieces of music from the decade of the, nineties
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  Speaker 1: a time when we aspired to becoming part of the one.
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  Speaker 1: Percent we didn't hate, them we, said, hey how do
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  Speaker 1: you do? That we we saw, money we like, money
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  Speaker 1: we made, money we grew, money and people have forgotten
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  Speaker 1: how to do, that which is why we are Doing
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  Speaker 1: Money monday, now the First monday of each. Month trust
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  Speaker 1: me on that until someone changes. It, look the fine
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  Speaker 1: folks From Pathways Financial Credit union are helping me with.
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  Speaker 1: This i've got them in the studio right. Now and
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  Speaker 1: no it's not Teller. Bob we've Got Il presidente in,
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  Speaker 1: here the president Of Pathways Financial Credit, union joining us
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  Speaker 1: right now for this First Money. Monday great, Kid, well
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  Speaker 1: how are, you, Buddy Great, chuck how are?
• 1:27
  Speaker 2: You you didn't.
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  Speaker 1: Dance to the theme? Music kind of you kind of
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  Speaker 1: made me, Sad but it's, okay it's. OKAY i. Understand
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  Speaker 1: those those shoes don't look all that. Comfortable it's twenty twenty.
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  Speaker 1: Six it's a brand new. YEAR a little belated happy
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  Speaker 1: New year to you and everybody At. Pathways But i'm
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  Speaker 1: feeling good about this. Year i'm hoping that we can
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  Speaker 1: inspire people through these little conversations to really take seriously
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  Speaker 1: the potential of what is going on in the, world
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  Speaker 1: in the, country and what could be going on with their.
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  Speaker 1: WALLETS i know you guys have a lot of new
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  Speaker 1: stuff coming up this, year and you were just telling
• 2:01
  Speaker 1: me about something before we got started here. Today this
• 2:05
  Speaker 1: THIS cd certificate of, deposit which in, TODAY i don't
• 2:09
  Speaker 1: know what's a regular savings account even paying now like
• 2:11
  Speaker 1: one point two percent or, something.
• 2:14
  Speaker 2: Probably a little less than. That, actually regular savings accounts
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  Speaker 2: are still generally below one.
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  Speaker 1: Percent, right that's just, nuts, man that's. Crazy so here
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  Speaker 1: you want to make money with your money a certificate.
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  Speaker 1: Deposit it was a big thing back in the, eighties
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  Speaker 1: and people have kind of shoved them aside the last few.
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  Speaker 1: Years it's, like that's not all that. Attractive you have
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  Speaker 1: created an attractive opportunity, here short term high. Return you
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  Speaker 1: got my. Attention let's talk about this because it's a
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  Speaker 1: great way to go into the new.
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  Speaker 2: Year great. Well, Actually pathways is offering right now a
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  Speaker 2: certificate of deposit for ten months for four PERCENT, apy
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  Speaker 2: AND apy stands for annual percentage. Yield that's something we're
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  Speaker 2: required to. Say but it's available for any amount up
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  Speaker 2: from five hundred dollars up to two hundred and fifty thousand.
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  Speaker 2: Dollars and, furthermore you won't find it on our, website
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  Speaker 2: you won't find it on a rate board inside one
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  Speaker 2: of our. Lobbies you're only gonna find out about it
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  Speaker 2: through this.
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  Speaker 1: Show and let me break this down Into chuckinese for
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  Speaker 1: you so you understand what your man just. Say first of,
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  Speaker 1: all only five hundred. Bucks you don't need a five
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  Speaker 1: thousand dollars minimum to. Post, no five hundred bucks to
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  Speaker 1: get this thing. Rolling that's great short, Term you're not
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  Speaker 1: locking up your money for. Years we're talking about a
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  Speaker 1: ten month investment and a four four percent annual percentage
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  Speaker 1: yield on the, money which which is blowing away a
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  Speaker 1: savings account at under one. Percent this is this is
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  Speaker 1: how you stimulate, things get people. Interested not only does
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  Speaker 1: it do something good for, you it does something good for.
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  Speaker 1: Tomorrow money is about. Tomorrow you can have twenty bucks
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  Speaker 1: in your pocket right. Now if you go blow it,
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  Speaker 1: right it's. Gone it's. Gone hopefully you blew it on something,
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  Speaker 1: substantial because if you blew it on something you can con,
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  Speaker 1: boom then that's. Gone then you got. Nothing this is,
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  Speaker 1: growth and growth is what the future is all. About
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  Speaker 1: so what WHAT i? Mean what even brought this to the?
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  Speaker 1: Table this is my banking standards right. Now this is.
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  Speaker 1: Innovation this is this is, sparking spurring the. Economy was
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  Speaker 1: this a committee?
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  Speaker 2: Thing was? This?
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  Speaker 1: Uh how, Did how did you even come up with
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  Speaker 1: the idea to do?
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  Speaker 2: This, well we we want to grow our. Deposits we
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  Speaker 2: want to we want to grow our credit. Union we
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  Speaker 2: want to attract new members and so uh this is
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  Speaker 2: a new money. Offer if you already have money on
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  Speaker 2: deposit With, pathways can't use that to open THIS. Cd
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  Speaker 2: but any new money that you bring in you can
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  Speaker 2: open up THIS. Cd and we want to do that
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  Speaker 2: because we're all about improving the, uh the lives of our.
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  Speaker 2: Members from an economic, standpoint we know rates are, decreasing
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  Speaker 2: so as rates go, DOWN cd rates go, down we
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  Speaker 2: thought we'd do a little something different and try to
• 5:01
  Speaker 2: attract new.
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  Speaker 1: Depots and if you're trying to build, something you, KNOW
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  Speaker 1: i firmly believe the home buying market is going to
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  Speaker 1: come back as THE fed continues to adjust the basis,
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  Speaker 1: points mortgages get more, affordable more people get fired. Up
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  Speaker 1: you got some, money you'd like to have some more
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  Speaker 1: money for down payment or your closing costs or something like.
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  Speaker 1: That this is a great way to grow that money
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  Speaker 1: a lot faster if you're planning on buying a home
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  Speaker 1: in the next year or so than just putting it
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  Speaker 1: in a savings, account which is again building for the,
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  Speaker 1: future and that's what it's all.
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  Speaker 2: About, absolutely.
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  Speaker 1: Obviously this can't go on. Forever i'm sure you've got
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  Speaker 1: some time. Limits you've got, to you, know get your,
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  Speaker 1: CDs buy such and such a time or. Whatever anything
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  Speaker 1: you need to explain about, that because you've got my
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  Speaker 1: attention And i'm actually very interested in.
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  Speaker 2: This, certainly it is a limited time. Offer it is
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  Speaker 2: subject to change at any time without. Notice but right,
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  Speaker 2: now you, know we're again we're looking to attract new
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  Speaker 2: members To, pathways and we feel like this is a
• 6:00
  Speaker 2: great way to introduce them To. Pathways so we encourage
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  Speaker 2: anybody who's, listening who's interested in the offer to stop
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  Speaker 2: by one of our branches throughout Central ohio and come
• 6:12
  Speaker 2: in and let them know that you heard about the
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  Speaker 2: ten MONTH cd special for four percent On Chuck douglas's,
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  Speaker 2: show and we'll open THAT cd for, you open up your,
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  Speaker 2: membership and let you know about all the other great
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  Speaker 2: products and services that we have to offer here At.
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  Speaker 1: PATHWAYS i say it all the, time AND i am
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  Speaker 1: saying it. Again you're y be a customer when you
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  Speaker 1: can be a member of the. Family the website is
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  Speaker 1: pathwayseu dot, Com pathways see you dot, Com go, there
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  Speaker 1: learn a, bunch, stop buy a, branch talk to a.
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  Speaker 1: Manager they will sit down and tell you anything you
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  Speaker 1: want to, know, well almost. Anything there's some stuff About
• 6:48
  Speaker 1: greg we try to keep, quiet but, anyway they will
• 6:50
  Speaker 1: tell you almost anything you want to know about your,
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  Speaker 1: money especially how to grow.
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  Speaker 2: It we just want to want to make sure that
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  Speaker 2: we emphasize that the rate on this this special offer
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  Speaker 2: of subject change without, notice but once you open THE,
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  Speaker 2: cd it's locked. In it's locked in for ten. Months
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  Speaker 2: AND i just also want to make sure that you
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  Speaker 2: understand That pathways is fairly ensured by THE ncua or
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  Speaker 2: The National Credit Union.
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  Speaker 1: Administration this is another Reason i'm glad to tell You
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  Speaker 1: Pathways Financial Credit union is my credit.
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  Speaker 2: Union there you, go.
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  Speaker 1: All, Right so this is The this is the PART
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  Speaker 1: i don't want to do, tonight BUT i have to
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  Speaker 1: for those that follow me on On. Facebook it has
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  Speaker 1: been a rough.
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  Speaker 2: DAY i.
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  Speaker 1: Woke up this morning about six forty five and as,
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  Speaker 1: always sat up on the edge of the, bed looked,
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  Speaker 1: over checked on the, queen and looked down to essentially
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  Speaker 1: the foot of the, bed bottom of the bed and
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  Speaker 1: checked On, lupa but she wasn't. There SO i look
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  Speaker 1: around and adjusted my, eyes and laying there next to
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  Speaker 1: the bed up by, me there she was curled, up
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  Speaker 1: her eyes were her eyes were still, open a little sleepy,
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  Speaker 1: openness AND i. Knew AND i reached down and touched,
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  Speaker 1: her and she was. Gone And i'd been a flaming
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  Speaker 1: mess all. Day quite, Frankly i'd been bawling my eyes.
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  Speaker 1: Out AND i, understand she's a. DOG i get. It
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  Speaker 1: i'd never called myself a pet. Parent i've never referred
• 9:51
  Speaker 1: to her as a fur. Baby she's a. Dog but
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  Speaker 1: she was a great. Dog we, uh we really had
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  Speaker 1: a good. Relationship AND i talked about her all the
• 10:13
  Speaker 1: time on the radio and posted stuff about her all
• 10:17
  Speaker 1: the time on the social. Media AND i know you,
• 10:20
  Speaker 1: guys you know you've you've heard, it and you know
• 10:28
  Speaker 1: her as probably as well as you know anybody else
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  Speaker 1: in my family THAT i talk. ABOUT i love the,
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  Speaker 1: kids even the kids that are not. HEADS i desperately
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  Speaker 1: love the. Grandkids god, KNOWS i love my. Queen BUT
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  Speaker 1: i love that little dog, too AND i will miss.
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  Speaker 1: Her she uh every TIME i come, home WHEN i
• 11:06
  Speaker 1: walk in the door at, NIGHT i Know i'm gonna,
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  Speaker 1: get you, know the grandkids yelling blah, blah AND i love.
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  Speaker 1: That but WHEN i walk in the door, Tonight i'm
• 11:18
  Speaker 1: not going to get that little chihuahua dance because WHEN
• 11:23
  Speaker 1: i walked, in she always came, running and she she'd
• 11:27
  Speaker 1: kind of bend herself in half and circle in the
• 11:33
  Speaker 1: floor during a little. Dance WHEN i got, HOME i
• 11:42
  Speaker 1: don't know what the appropriate time. Is And i've been
• 11:47
  Speaker 1: thinking about all this stuff. Today, MAN i talk, about you,
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  Speaker 1: know my own demise very matter of. Factly it's, like
• 11:54
  Speaker 1: h you, live you die for some. Reason and this
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  Speaker 1: is really really gotten to me, today AND i just
• 12:07
  Speaker 1: wanted to say it out. Loud she's, gone and she was,
• 12:11
  Speaker 1: great and she brought me about eleven years of loyalty and.
• 12:20
  Speaker 1: Happiness AND i can't thank that dog. Enough so there you, Go.
• 12:32
  Speaker 1: Loopa she'll be. Missed AND i don't think as much
• 12:43
  Speaker 1: AS i love, THAT i don't THINK i want another.
• 12:45
  Speaker 1: DOG i. DON'T i. Don't that's. Enough, now crazy as it,
• 12:56
  Speaker 1: SOUNDS i Think i've had an easier time saying goodbye
• 12:58
  Speaker 1: to people THEN i seemed to be uh seemed to
• 13:05
  Speaker 1: be having saying goodbye to this. Dog but, hopefully like all,
• 13:10
  Speaker 1: things this too shall. Pass for the, Moment i'm a
• 13:14
  Speaker 1: little messed. Up walk past her food, DISH i get.
• 13:21
  Speaker 1: Cherry hear? My? Uh The queen brought in her harness
• 13:33
  Speaker 1: after we took her to the funeral home AND i
• 13:38
  Speaker 1: heard the tags. JINGLING i called them her. Clothes those
• 13:47
  Speaker 1: were she hated being without her. Clothes you take that
• 13:50
  Speaker 1: that harness, off the tags. Off she would sit and
• 13:53
  Speaker 1: stare at. You are you what are you? Doing adjusted
• 13:56
  Speaker 1: put it back on. Me she wanted Her she wanted
• 14:01
  Speaker 1: her tags to. Jingle those were her. Clothes just bought
• 14:08
  Speaker 1: her new license last, week hasn't even arrived. YET i
• 14:13
  Speaker 1: got her new bed For, christmas something to keep next
• 14:20
  Speaker 1: to my. DESK i don't know that she ever got
• 14:23
  Speaker 1: a chance to sleep in. It so if you have
• 14:29
  Speaker 1: a you have a dog or cat that you are
• 14:33
  Speaker 1: particularly close, to hug them real. TIGHT i knew she
• 14:42
  Speaker 1: was a little under the, weather thought she had a
• 14:44
  Speaker 1: stomach virus like the. GRANDKIDS i had no idea THAT
• 14:49
  Speaker 1: i would wake up this morning and not have her
• 14:50
  Speaker 1: with me. Anymore and when you get done hugging your,
• 14:55
  Speaker 1: pet look at the people around you, too and uh
• 15:02
  Speaker 1: and hug them. Tight it's h, wow it's nothing. Unusual
• 15:12
  Speaker 1: it is. Life but sometimes it's uh, oh it's a
• 15:24
  Speaker 1: little hard to. Take so, THERE i got that out
• 15:27
  Speaker 1: of my. SYSTEM i had to uh had to breathe.
• 15:30
  Speaker 1: Deeply let's get back to uh the business At, hannah
• 15:35
  Speaker 1: shall we