Latest / Becker’s Payer Issues Podcast / Using Data and AI to Drive Proactive Member Care
Transcript
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- 0:32- This is Gracelyn Keller with the Becker's Healthcare
- 0:34- podcast, and we are recording live at the
- 0:36- fourth annual spring payer issues roundtable.
- 0:39- I'm currently joined by Patrick Stevenson, who is
- 0:41- the vice president of data and technology at
- 0:43- McLaren Health Plan. Patrick, thanks for being here
- 0:46- today. I would love to have you start
- 0:47- off by introducing yourself and sharing a little
- 0:49- bit more about your role and organization.
- 0:51- Yeah. Sure. Thanks for having me. Excited to
- 0:53- be here. My name is Patrick Stevenson. I've
- 0:56- been in health care for twenty years,
- 0:58- in data and technology leadership for about fifteen.
- 1:02- Really, I started in health care a long
- 1:03- time ago because I I knew we could
- 1:05- do better. We could we could make this
- 1:06- better.
- 1:07- I remember my first first time a doctor
- 1:09- asked me, he's like, hey. We need to
- 1:10- count how many diabetic patients we have. And
- 1:12- I said, how do we do that? He
- 1:13- said, well, go into the file room and
- 1:14- grab everything that has a red tab on
- 1:16- it. And I was like, oh my gosh.
- 1:17- And so after about eight hours of a
- 1:20- full day and a full shift of pulling
- 1:21- those tabs,
- 1:22- I asked, well, what happens if we forgot
- 1:24- to tap one? What what happens if we've
- 1:25- missed one? It's like, well, we'll we'll figure
- 1:27- it out next time they visit us next
- 1:28- year. I was like, oh my gosh. It
- 1:30- may never happen. And so I I knew
- 1:31- right there and then we could do better.
- 1:33- So it's part of the reason I was
- 1:34- drawn to health care. In my current role,
- 1:36- I'm the vice president of data and technology
- 1:38- at McLaren Health Plan. We're a a Medicaid
- 1:40- health plan primarily owned by,
- 1:42- McLaren Healthcare,
- 1:44- our provider group.
- 1:45- We service 240,000
- 1:47- members in the Flint, Michigan area. And, again,
- 1:49- those are primarily Medicaid members. So exciting role
- 1:51- there in really helping to scale and and
- 1:54- bring bring more size to that organization.
- 1:57- And let's start our conversation with from your
- 2:00- perspective, what is the most pressing operational challenge
- 2:03- facing payers right now, and how are you
- 2:05- addressing it?
- 2:06- That's a good question. Really, I think a
- 2:08- big a big issue that's facing payers right
- 2:11- now is watching particularly of small and large
- 2:14- small and midsize payers like our own organization.
- 2:17- A big risk is larger payers just choosing
- 2:20- to enter and exit markets as they please.
- 2:22- And that's hard. That's something that's happening across
- 2:24- the country. So I've spoken with a lot
- 2:25- of payers out here today,
- 2:27- around the challenges in their environments. And what's
- 2:29- happening is larger payers are able to somehow,
- 2:31- manipulate, maneuver which which,
- 2:34- which markets they're participating in. And particularly, they're
- 2:37- avoiding markets that have a lot of risk,
- 2:39- like a disproportionate amount of risk. And so
- 2:41- the bad news for payers like ourselves who
- 2:44- serve the communities in which we participate, you
- 2:46- know, we we can't exit those markets. We
- 2:47- don't want to exit those markets. Those are
- 2:49- our that's our community that we serve.
- 2:52- But with allowing those large payers to really
- 2:54- move in and out of those markets puts
- 2:55- this huge burden on us to identify this
- 2:57- unknown risk.
- 2:59- And so for us, how we're trying to
- 3:01- address that is
- 3:02- is quickly and proactively as possible identify,
- 3:06- the current condition of our new membership and
- 3:09- making sure to
- 3:10- understand that risk and underwrite that risk appropriately.
- 3:13- That way we can continue to function and
- 3:15- maintain maintain operations. Otherwise, if you handle this
- 3:17- poorly, you have these new members who come
- 3:19- in who have
- 3:21- unknown, usually more risk, disproportionate risk to the
- 3:23- rest of your community, brush through your panel,
- 3:25- and you just have to sort of bear
- 3:27- that cost for the first year or however
- 3:30- long it takes you to appropriately risk adjust
- 3:32- those members. So that's a huge a huge
- 3:34- concern facing health care right now, payers particularly
- 3:36- of small and midsize across the country.
- 3:39- And there is a constant tension between keeping
- 3:41- costs down and actually delivering a good member
- 3:44- experience, especially as it comes to care coordination.
- 3:48- So how is your organization balancing cost containment
- 3:50- with improving member experience and quality outcomes? And
- 3:54- where are you seeing the greatest opportunity for
- 3:56- impact?
- 3:57- Wow. That that's a heavy question. I think
- 3:59- there's a lot of ways we can talk
- 4:01- about that. I think maybe first I'd say
- 4:02- is we don't really view cost containment and
- 4:04- member experience as trade offs.
- 4:07- They're really improved together. We can reduce unnecessary
- 4:10- variation
- 4:11- and intervene earlier with our membership.
- 4:13- So really the the summary there is how
- 4:15- do we pull our intervention sooner and make
- 4:17- them more proactive instead of reactive?
- 4:20- Our strategy is really centered on using data
- 4:21- and identify the risk sooner as as I
- 4:23- mentioned earlier. Identify that risk as soon as
- 4:25- possible, guide members to the right level of
- 4:27- care, and support providers in delivering consistent evidence
- 4:30- based medicine.
- 4:31- From a cost perspective,
- 4:33- the biggest drivers are obviously avoidable utilizations of
- 4:36- ER visits, inpatient admissions,
- 4:38- and unmanaged chronic conditions.
- 4:40- We're investing in predictive analytics and segmentation
- 4:43- to identify high risk and rising risk numbers.
- 4:45- I think that rising risk is, like, a
- 4:47- really key spot
- 4:48- because those are folks that you can help
- 4:51- to avoid, you you know, the most long
- 4:53- lasting,
- 4:54- risk pools and chronic conditions if you can
- 4:56- just get intervene sooner. So that rising risk
- 4:58- is really where we're trying to focus.
- 5:00- Any either intervening with those folks through care
- 5:02- management, primary care alignment, and targeted outreach,
- 5:05- that really helps us shift that care upstream,
- 5:08- as I mentioned earlier, which lowers the cost
- 5:10- while improving the outcomes.
- 5:12- When I really think about it, the the
- 5:13- biggest lever that we're trying to do is,
- 5:15- again, mentioning moving from
- 5:17- from that reactive model to a proactive model,
- 5:19- data driven approach. One in which we anticipate
- 5:21- the needs of our of our membership support
- 5:23- providers and actions through insights, and make it
- 5:26- easier for members to stay engaged in their
- 5:28- own care. You know, we have to make
- 5:30- it an easy on ramp for them and
- 5:32- show them show them how we help them
- 5:33- succeed together.
- 5:35- And digital engagement and transformation
- 5:37- continue to accelerate across health care.
- 5:40- So what technologies and AI are you prioritizing
- 5:43- right now, and where are you seeing seeing
- 5:45- meaningful ROI as well as better engagement with
- 5:48- members?
- 5:49- That's a good one. Because there's a lot
- 5:51- of ways we're we're scoping to use AI.
- 5:54- I think one of the biggest opportunities right
- 5:56- now with CMS double o five seven f,
- 5:59- prior authorization data sharing, is really not just
- 6:02- stopping at what you're required to do. So
- 6:04- the requirement is just to be able to
- 6:05- receive those electronically. Right? Like, be able to
- 6:07- communicate back and forth electronically.
- 6:09- What we're trying to do at McLaren Health
- 6:11- Plan is really take those and automate using
- 6:14- AI and other other tools and services.
- 6:17- Automate our decision making on that prior auth.
- 6:19- So I think the the most the best
- 6:21- thing we can do is remove prior auth
- 6:22- where it doesn't make any sense. Right? So,
- 6:25- as an example, if we have something that
- 6:27- requires prioritization
- 6:28- and 95%
- 6:29- of the time we're approving it, we should
- 6:31- probably reconsider if we should require prior auth
- 6:33- for that. There are other cases that are
- 6:35- obviously more meaningful that meaningful than that. But
- 6:38- for those, what we wanna do is make
- 6:40- that process as quick as possible. So if
- 6:42- we if CMS is saying, hey, we'll we
- 6:44- have to send that data to you now,
- 6:45- then what we wanna do is very quickly
- 6:47- in an automated fashion, intake that data, measure
- 6:50- it against our policies, then spit back the
- 6:52- answer as quickly as possible so the provider
- 6:54- can take action of it. So that's how
- 6:56- we're really trying to do that. We're really
- 6:57- trying to use technologies like AI to prioritize
- 6:59- prioritizing those right now.
- 7:01- Prior auth is a place place a big
- 7:03- focus for us.
- 7:04- And final question as we conclude our conversation.
- 7:07- I'd love to know how you see AI
- 7:09- supporting member facing interactions while also maintaining trust
- 7:12- and quality.
- 7:13- I mean, we have to find the right
- 7:14- place for that to happen.
- 7:17- What I consider at first is just, like,
- 7:19- low risk interactions,
- 7:20- finding ways of getting not only our membership
- 7:22- used to that AI interaction, but also our
- 7:24- team members use that interaction.
- 7:26- It's something that there's interesting resistance on depending
- 7:29- on which way you go. But I think
- 7:30- it's both from internal and external. And so
- 7:32- what we have to do, I think, is
- 7:33- is health plan organizations,
- 7:34- is help everyone get better. But the fact
- 7:37- that AI is here to stay, it's a
- 7:38- way it's a tool and a mechanism that
- 7:41- can help us achieve our goals of lower
- 7:42- cost, higher quality.
- 7:43- We just need to increase our comfort with
- 7:46- those tools
- 7:47- and,
- 7:48- really make sure we we keep it safe
- 7:50- and track those outcomes. So by starting with
- 7:52- lower lower risk interventions with AI, I think
- 7:55- that's the way we do it. We sort
- 7:56- of increase that slowly over time as we
- 7:58- get as we get more comfortable, our customers
- 8:00- get more comfortable, and also the AI itself
- 8:02- improves a little bit. So that's that's how
- 8:04- we approach that.
- 8:05- Well, Patrick, thank thank you so much for
- 8:06- joining me today on the Becker's healthcare podcast
- 8:08- and sharing these thoughts and insights. Again, we
- 8:10- are recording live at the fourth annual spring
- 8:12- payer issues roundtable.
- 8:14- Awesome. Thanks for having me. I appreciate it.