Latest / Shane Hewitt and The Nightshift
Paying Off Debt vs Investing: Why You Need Both
Paying off debt versus investing creates an impossible math problem. Your credit card charges 20%. Your investments might return 5%. Logic says dump everything into debt. But what if that guaranteed return is actually costing you more than money?
Jessica Moorhouse breaks down why focusing only on debt repayment builds the wrong muscle. She explains how people become experts at paying off debt but stay novices at investing, often cycling back into debt because that's all they know how to do. Shane and Jessica explore the small debt threshold (under $5,000, payable within a year) where…
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