Latest / The Demographics Podcast with Fexingo: Aging Populations, Birth Rates, and Economic Impact
How Falling Birth Rates Reshape the Insurance Industry
In this episode of The Demographics Podcast, Lucas and Luna explore how declining birth rates and aging populations are reshaping the insurance industry. From life insurance to health coverage and annuities, the demographic shift is forcing insurers to rethink their products, pricing, and investment strategies. Lucas breaks down the shift from term life to annuities, the rise of long-term care insurance, and how insurers are adapting to a world with fewer young people and more retirees. Luna brings in a striking example from Japan, where insurers are now offering policies that pay out for…
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