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The Gap That Keeps ReOpening

Some debt has a job. It bridges a known gap on purpose, with a real plan for paying it back, and it closes again once that job is done. Other debt just stays open.

In this episode of the Financially Fabulous Podcast, Christyne Gray traces what she found when she lined up three years of a client's balance sheet: a business line of credit paid faithfully every month, and a balance that had barely moved. Christyne separates temporary borrowing from debt that's quietly become structural, offers a simple test for telling the two apart, and explains why paying down the balance rarely holds if the…

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