Ontario Drivers Face New Insurance Choices

Toronto News Today | 2 Min News | The Daily News Now! · Jun 28, 2026 · 1m

Ontario drivers get new insurance freedom starting July 1—but with a twist: accident benefits like funeral costs and income replacement are now optional, letting you slash monthly premiums. But experts warn: skipping coverage could cost you big if disaster strikes. Only medical, rehab, and attendant care remain mandatory. Consumers now shoulder the burden of understanding what they’re cutting—and insurers must contact policyholders to help. A major shift: non-drivers like pedestrians or cyclists no longer qualify for optional benefits, only basic care. Some pros argue cutting coverage won’t…