Dividend Safe Withdrawal Rates in May 2026

Dividend Investing with Fexingo: Income Stocks, Yield, and Long-Term Cash Flow Portfolios · May 26, 2026 · 10m · transcript

Lucas and Luna explore how dividend investors should think about withdrawal rates in the current yield environment. With the S&P 500 at 7,473 and the 10-year Treasury at 4.57%, traditional safe withdrawal rate rules of thumb need updating. They drill into the specific case of a retiree relying on high-dividend stocks versus a combination of dividend growers and bonds, using real data from May 26, 2026. Lucas explains why a 4% withdrawal rule may be too aggressive when starting yields are elevated, and why a 3.5% rate with a tilt toward dividend growers like Johnson & Johnson (up 2.4% in the…