Latest / Inside The Vault with Ash Cash / ITV #232 College Dropout Turned Bad Credit Into a Million Dollar Machine | Inside The Vault
Transcript
- 0:00[SPEAKER_00]: college was not for me when I heard just story I was like yes this is what breaking generational curses look like what your mother gave you was something better than money hard work is something we ain't doing on more you have the fact that you can be who you want to be at 24 years old you figured that out
- 0:23[SPEAKER_01]: Yeah, a lot of people think when they miss up the credits overweight or got to stay on your credit for seven years in order to, you know, be able to use your credit again.
- 0:32[SPEAKER_00]: A lot of people think that it looks like payment gets rich, gives kids money and then kids live after happily ever after.
- 0:40[SPEAKER_00]: It's like I literally read one of the emails that that one of your mentees sent to you saying that that she's on pace to make 30 k a month.
- 0:49[SPEAKER_01]: I'm the credit repair specialist that you should come with.
- 0:51[SPEAKER_01]: You got to say, you get that money, you blow it.
- 0:54[SPEAKER_01]: Yeah, yeah.
- 0:55[SPEAKER_01]: Look at the first 100 K going and blow it.
- 0:57[SPEAKER_01]: Yeah, yeah, yeah, yeah, yeah.
- 0:59[SPEAKER_01]: Well, no, that's not good advice.
- 1:00[SPEAKER_00]: What the thing is, if somebody wanted to start a credit repair business today, what are the first three steps that they would have to take?
- 1:09[SPEAKER_01]: Number one.
- 1:15[SPEAKER_00]: I know you want to watch this next video, but listen, if you are an entrepreneur, business coach, business consultant or a small business owner who has a story and wants to learn how to create multiple strings of income from your story.
- 1:29[SPEAKER_00]: I need you to text me right now.
- 1:30[SPEAKER_00]: My book.
- 1:31[SPEAKER_00]: to six, four, six, six, eight, seven, four, one, five, two.
- 1:35[SPEAKER_00]: That is my personal number.
- 1:37[SPEAKER_00]: I have been an author for over 12 years.
- 1:39[SPEAKER_00]: I've written 10 books.
- 1:40[SPEAKER_00]: Four of them have been best sellers.
- 1:42[SPEAKER_00]: And I've sold over 100,000 books.
- 1:44[SPEAKER_00]: But I've also helped a lot of my clients take their expertise and put it into a story, then create multiple streams of income from that.
- 1:52[SPEAKER_00]: So I wanna help you do the same thing.
- 1:54[SPEAKER_00]: So text my book to six, four, six, six, eight, seven, four, one, five, two.
- 1:59[SPEAKER_00]: I, let's go back to the video.
- 2:17[SPEAKER_00]: All right, so welcome to another awesome episode of Inside The Vault with Ash Cash, the greatest money mindset show on a planet.
- 2:24[SPEAKER_00]: Listen, most people think credit repair is just about 15 mistakes, but what if I told you, the real money is in building a business that runs without you.
- 2:35[SPEAKER_00]: See today's guests didn't just learn credit, she broke it, rebuilt it, then turned it into a six figure automated machine.
- 2:46[SPEAKER_00]: We're talking about somebody who walked into college with a 700 plus credit score, lost it all, dropped out and turned that loss into leverage.
- 2:57[SPEAKER_00]: But here's where it gets different at just 24 years old.
- 3:02[SPEAKER_00]: She figured out how to remove herself from the business completely by building systems, hiring virtual assistants, and thinking like a CEO.
- 3:12[SPEAKER_00]: And if you don't understand that shift, you'll stay stuck working for your business instead of owning it.
- 3:19[SPEAKER_00]: Today, Coco Brown is breaking down how she did it, what most people are getting wrong in
- 3:32[SPEAKER_00]: and trust me, you're gonna wanna watch the whole episode because what she's about to share with you could change how you look at money, systems, and freedom forever.
- 3:42[SPEAKER_00]: Ladies and gentlemen, inside us, right of applause for Ms. Coco Brown.
- 3:48[SPEAKER_00]: Let's up Ms. Coco, I feel it.
- 3:51[SPEAKER_00]: Listen, I'm really excited to have you on this episode for so many different reasons, right?
- 3:56[SPEAKER_00]: So my daughter literally just turned 18 years old.
- 4:01[SPEAKER_00]: And so I feel like, oh, God, now.
- 4:04[SPEAKER_00]: So I'm the parent of an adult, right?
- 4:07[SPEAKER_00]: When I heard just story, I know your mother, your mother is a alumni of Inside the Vault.
- 4:14[SPEAKER_00]: And when I heard just story, I was like, yes.
- 4:17[SPEAKER_00]: like this is what breaking generational curses look like.
- 4:20[SPEAKER_00]: This is what we hear, you know, generational wealth, build a generational wealth, build a generational racial wealth.
- 4:28[SPEAKER_00]: That's what it looks like because a lot of people think that it looks like payment gets rich, gives kid money, and then kids live happily ever after.
- 4:37[SPEAKER_00]: But what your mother gave you was something better than
- 4:46[SPEAKER_00]: and literally you're building a seven-figure business in your early 20s, it's remarkable.
- 4:53[SPEAKER_00]: So anybody watching this show, I promise you, you want to stay and you want to learn, because she's, we might title this show, or about to, we might, the seven-figure dropout, right?
- 5:04[SPEAKER_00]: And I'm not, I'm not trying to promote dropping out, but you dropped out.
- 5:09[SPEAKER_00]: 100k months like your story is incredible so I want to get to the source but before we even start there for those who don't know who is Coco Brown.
- 5:19[SPEAKER_01]: So who I am, I am a 24-year-old entrepreneur, and I literally once a college, college did not work out for me.
- 5:28[SPEAKER_01]: You know, it was just, I'm a hustler.
- 5:31[SPEAKER_01]: So one thing about me, it once I'm broke too long, I gotta get to some of it.
- 5:35[SPEAKER_01]: And so I left college because I was broke.
- 5:38[SPEAKER_01]: I couldn't figure out, you know, I didn't have a plan.
- 5:40[SPEAKER_01]: So college just wasn't in my direction.
- 5:44[SPEAKER_01]: And I'm very spiritual and it just wasn't in my plan.
- 5:47[SPEAKER_01]: So I dropped out and then I said, you know what?
- 5:50[SPEAKER_01]: Let me go get a job.
- 5:50[SPEAKER_01]: So it was just the job I took a sacrifice, got me a job.
- 5:55[SPEAKER_01]: And then between time, I started fixing my own credit.
- 5:58[SPEAKER_01]: I missed the my credit and college mind you.
- 6:00[SPEAKER_01]: My mama sent me to school with a six hundred credit.
- 6:03[SPEAKER_00]: Yeah, yeah.
- 6:04[SPEAKER_01]: So I dropped out of school and of course, I had got all these longs, these credit course.
- 6:08[SPEAKER_01]: I dropped out of school.
- 6:09[SPEAKER_01]: I started fixing my credit again.
- 6:11[SPEAKER_01]: I'm like, I need some type of,
- 6:16[SPEAKER_01]: I'm saying, so basically, I just needed some words, I need a whole restart.
- 6:22[SPEAKER_01]: So basically, I came home, I got my job, and I started working on my creating, I killed my creating.
- 6:30[SPEAKER_01]: I literally did research on YouTube, TikTok, different little places to figure out how to fix my creating.
- 6:36[SPEAKER_01]: So, I basically started working on the Sputin, trying to figure out different ways.
- 6:47[SPEAKER_01]: literally $2,000 on the mentor so I literally saved up for that.
- 6:50[SPEAKER_01]: So I got me a mentor and then I just took what they gave me, fixed my credit and I started fixing my family members credit and then at that point I just turned into a business.
- 7:01[SPEAKER_01]: So, um, this pretty much where I started out is.
- 7:04[SPEAKER_00]: So, so talk, how did your mother help you, like, get a 700 hundred credit score?
- 7:08[SPEAKER_00]: Like, like, like, what, what was, like, as soon as you turn 18, like, you just, you, you was like, all right, I'm a, a platform, like, what, what was that journey like?
- 7:16[SPEAKER_01]: So she actually added me as an authorized user on three of her credit cards, so and then she always have set me up, so when I had like three of her cards, I drive bad, like I don't have so many ricks.
- 7:30[SPEAKER_01]: So she already know, she already know about me, so she like, you
- 7:34[SPEAKER_01]: you need something Kyle Gap.
- 7:36[SPEAKER_01]: Gap is something that you need because if you ever have a rick if you ever, you know, totally your car, if it's a fire, whatever the case may be, if you totally your car, the loan company pays off your full loan amount and it ends up as a close account on your credit report.
- 7:51[SPEAKER_01]: So like I said, I'll drive bad.
- 7:53[SPEAKER_01]: I had about three closed loans on my credit, I don't loans on my credit report.
- 7:58[SPEAKER_01]: She added about two to the three train lines on my career for us, so I had about six or seven good standing accounts.
- 8:05[SPEAKER_01]: Oh, my career, so I had a high, seven hundred career goals.
- 8:07[SPEAKER_00]: Yeah, yeah, yeah.
- 8:08[SPEAKER_00]: Nice, nice, nice.
- 8:09[SPEAKER_00]: And so she said, let's go back real quick though, right?
- 8:12[SPEAKER_00]: Because I think it's important to kind of show when we talk about generational wealth, right?
- 8:18[SPEAKER_00]: to show you didn't really like come from money.
- 8:20[SPEAKER_00]: Talk about your background, right?
- 8:21[SPEAKER_00]: Like, you from... How long has it been?
- 8:24[SPEAKER_00]: All right, and then the job come up from money.
- 8:27[SPEAKER_00]: Like, what was it like watching your mother?
- 8:30[SPEAKER_01]: So my mom, to me, she literally went from nothing or something.
- 8:38[SPEAKER_01]: We went, we stayed in Hollywood.
- 8:40[SPEAKER_01]: It's a small town in Dallas.
- 8:43[SPEAKER_01]: If you know Oak Cliff, it's kind of by Oak Cliff.
- 8:47[SPEAKER_01]: But pretty much she worked the full time job and we literally started from standing in the tube.
- 8:55[SPEAKER_01]: too bare room house so she always had her own like she she was literally a hustler too.
- 9:00[SPEAKER_01]: So she she was a supervisor her job.
- 9:02[SPEAKER_01]: I literally watched her from a nine or five standing out of his moving to um being a full-time tax professional um and really killing in what she do, but she literally started from the bottom and I watched her whole growth from starting from the bottom.
- 9:18[SPEAKER_01]: hustling every day, um, it's days that she didn't even come home to super late because she had to stay in the tax office and I definitely didn't know or understand at the time.
- 9:29[SPEAKER_01]: So I was in my granny, you know, I'm a grandma's day because at the time, my division was way bigger than what I knew.
- 9:35[SPEAKER_01]: You know, she's like, I say, everyone has their own journey.
- 9:39[SPEAKER_01]: Um, but I didn't know at the time what she was doing and what she was building, but she literally came from nothing like Light soft as a kid.
- 9:48[SPEAKER_01]: She like she literally moved on my dad at a younger age.
- 9:51[SPEAKER_01]: I think like 17 years old and she literally changed her whole life Like she came from out of his.
- 9:58[SPEAKER_01]: We went to Muskie and then we moved over to a
- 10:02[SPEAKER_01]: Super foreign neighborhood to where my neighborhood, when I come in, it's nothing but huge house.
- 10:07[SPEAKER_01]: So it's like, we really, we really, really transition from nothing to something and I watch my mom grow.
- 10:14[SPEAKER_01]: It's crazy.
- 10:15[SPEAKER_00]: Yeah.
- 10:15[SPEAKER_00]: And so, how do you think that affected you as far as like your desire to become an entrepreneur?
- 10:22[SPEAKER_00]: I know you said you start, you know, you tried some jobs, but you kind of like, Newtis Entrepreneurship thing was you had it, I didn't watch your mom in fact that.
- 10:30[SPEAKER_01]: So looking at her, I'm like, I always knew I wanted more because of her.
- 10:35[SPEAKER_01]: So like I said, she started as working at, you know, a nine or five, and she also went to college.
- 10:40[SPEAKER_01]: She went to the community college.
- 10:41[SPEAKER_01]: Yeah.
- 10:42[SPEAKER_01]: Um, of course, you know, when you're in school, everybody say go to college.
- 10:45[SPEAKER_00]: Right.
- 10:45[SPEAKER_01]: So I'm like, okay, well, I guess to make my mom proud, I'm a go to college.
- 10:49[SPEAKER_01]: Um, so I went to college and, um, like she went to college and then she didn't even,
- 10:54[SPEAKER_01]: She's a CPA now, but you could tell, like, but Tune in time, she just really got a, you know, became a CPA, but college was not for me.
- 11:06[SPEAKER_01]: And then I just knew I was seeing a lot of people, you know, just become entrepreneurs, you know, making seven eighth figures in an entrepreneurship, I know I needed more.
- 11:16[SPEAKER_01]: But I did take the sacrifice to get a job.
- 11:18[SPEAKER_01]: But I knew the plan.
- 11:19[SPEAKER_01]: I'm like, this is just a sacrifice.
- 11:21[SPEAKER_01]: Like I'm sacrificing to make this money on the side.
- 11:24[SPEAKER_01]: So I can be able to invest it in my business.
- 11:27[SPEAKER_01]: Because my mom always been hard on me.
- 11:29[SPEAKER_01]: She not handed me nothing.
- 11:30[SPEAKER_01]: Like she be going like,
- 11:32[SPEAKER_01]: You need to get it out the mug because you know, I'm gonna give you the blueprint, but you got to be locked in So she was literally She always stayed on me like I'm not for the hands you this.
- 11:43[SPEAKER_01]: I'm not for the hands you that you need a work for it and you're gonna appreciate why you work for So
- 11:49[SPEAKER_01]: Um, she gave me the blueprint, but I really had to start from working at a job, yeah, investing into myself and when she's seeing me investing into myself being she putting, yeah, she like, okay, well, you working hard to invest into yourself.
- 12:01[SPEAKER_01]: Now let me help you invest into yourself because now I see that you are focusing.
- 12:05[SPEAKER_01]: You are like this.
- 12:06[SPEAKER_01]: So that's what I do love about the whole, um, process of me going up because she didn't just hammer nothing, you know what I'm saying?
- 12:14[SPEAKER_00]: And that kind of goes to like, you know what I'm saying, right?
- 12:17[SPEAKER_00]: Like if you give a man a fish, he eats for a day, you teach a man a fish, he eats for ever.
- 12:21[SPEAKER_00]: A lot of times, I think parents think they're doing that kids are service by giving them everything, giving them everything.
- 12:29[SPEAKER_00]: But being able to give them wisdom will,
- 12:32[SPEAKER_00]: Creek, you know, create a generation of wealth because I think that there's a stack that actually says that most wealth is lost by the third generation.
- 12:40[SPEAKER_00]: Why, because the first generation have the struggle to get in or whatever they got it out the model, you know, but then after that, they give the the the second generation everything, so the second generation doesn't, they don't have the grit, they don't know what it took.
- 12:53[SPEAKER_00]: And so by the third generation, that third generation is entitled and they throw it all away.
- 12:58[SPEAKER_00]: And then now you got to start all over, so your mom really set the example, but then also said, all right, I'm going to teach you out of this.
- 13:07[SPEAKER_00]: So fast forward, though, right, is like you get to 700 credit score.
- 13:12[SPEAKER_00]: You necessarily don't have the right.
- 13:15[SPEAKER_00]: habits, if you will, right, you apply for credit cards, you're doing all these things.
- 13:20[SPEAKER_00]: You mess up your credit score for those who, let's say, are currently in that space right now.
- 13:26[SPEAKER_00]: How did you get out of that?
- 13:28[SPEAKER_00]: How did you rebuild your credit score?
- 13:30[SPEAKER_01]: So, like I said, I did a lot of research on fixing my credit, fast pass, you don't even have to do that.
- 13:37[SPEAKER_01]: I'll fix your credit.
- 13:38[SPEAKER_01]: Yes.
- 13:39[SPEAKER_01]: Just to get through it, just to stop, you don't have to go through the trial and error, just fast track.
- 13:45[SPEAKER_01]: Let me fix your credit.
- 13:46[SPEAKER_01]: And then we'll focus on building.
- 13:49[SPEAKER_01]: Building your credit is the most important thing because when credit is look at your credit report They want to see they want to see other creditors trust you.
- 13:57[SPEAKER_01]: Have you been making building the right relationships?
- 14:00[SPEAKER_01]: Have you been making payments on time?
- 14:02[SPEAKER_01]: Have you?
- 14:03[SPEAKER_01]: You know, I've been doing everything the right way, no late payments, making sure you have a certain amount of accounts on your credit report.
- 14:10[SPEAKER_01]: Just making sure everything is set up correctly.
- 14:13[SPEAKER_01]: So the critters can trust you to give you some money.
- 14:16[SPEAKER_01]: So pretty much focus on building your credit gives you some trade lines like I did of course.
- 14:22[SPEAKER_01]: Get you some credit cards, you know, some personal loans, things like that.
- 14:26[SPEAKER_01]: It makes sure you keep it up the payments.
- 14:28[SPEAKER_01]: So you will be able to have that perfect credit report that critters are looking for.
- 14:33[SPEAKER_00]: Yeah, what would you say is like some of the misconceptions around building or fixing your credit, right?
- 14:42[SPEAKER_00]: Because I know that a lot of times people feel like, you know, you know what, I messed my credit up.
- 14:48[SPEAKER_00]: That's it.
- 14:49[SPEAKER_00]: You know what I'm saying.
- 14:50[SPEAKER_00]: I'm not going to use credit.
- 14:51[SPEAKER_00]: I'm just going to use cash.
- 14:52[SPEAKER_00]: Like what is some of the misconceptions that people have about credit?
- 14:55[SPEAKER_01]: A lot of people think when they mix up the credits of weight or got to stay on your credit for seven years in order to be able to use your credit again, that's what credit repair specialist is coming in.
- 15:06[SPEAKER_01]: We're going to fight that account, I'll be your credit report, so you'll be able to have their fresh start because things happen.
- 15:14[SPEAKER_01]: People go through hardships, things happen.
- 15:18[SPEAKER_01]: And, you know, it's life, everything, your life is not going to be perfect and that's why credit specialists are so important because you get a fresh start with us, you're able to start over, you're able to fix your credit, be able to rebuild your credit, and of course get those credit cards or the house you want and a car you want, whatever the case, whatever you want, you will be able to get that.
- 15:42[SPEAKER_00]: And so now, you know, you were able to fix your credit.
- 15:46[SPEAKER_00]: Your family members ask you, hey, can you help me fix my credit?
- 15:50[SPEAKER_00]: You know, you decided to create some business.
- 15:54[SPEAKER_00]: One of the things that I admire about your story and what you do, even in the way your business is structured is that you've,
- 16:03[SPEAKER_00]: You've automated it in a way where you've created systems where you're not working, you know, you know, you know, in the business right like you're working on the business right talk a little bit about like how how did you have that revelation and why do you think that's important for anybody who's building businesses to create systems.
- 16:23[SPEAKER_01]: Okay, so I'm a visual person, so I'm pretty much going like visual, you know, I'm bringing it out for you.
- 16:29[SPEAKER_01]: So just think about working at McDonald's.
- 16:33[SPEAKER_01]: Every person that working at McDonald's have their own position.
- 16:36[SPEAKER_01]: So there are customer service, pretty much working at the register.
- 16:39[SPEAKER_01]: You have the manager just pretty much doing the operations.
- 16:42[SPEAKER_01]: You have the cook that's strictly working on cooking.
- 16:45[SPEAKER_01]: If you're doing everything at once, you won't be able to touch every aspect of the business or even grow.
- 16:50[SPEAKER_01]: So this is why I built the system that I built because now I have a customer service ready to do on my own morning.
- 16:57[SPEAKER_01]: I have my disputed that does all of my disputes.
- 17:00[SPEAKER_01]: I have my marketer that pretty much poses on my post on my social media to make sure that we're getting a traction that we need and the people bringing the people in.
- 17:14[SPEAKER_01]: I'm the operations manager and I also have operations manager as well so I'm on top of the operations manager as well but what I do is make sure that we're bringing in the clients.
- 17:26[SPEAKER_01]: So I'm doing ad copies, I'm the face of my business, I'm doing ad copies, I'm doing all of the face copies but I have someone editing my video, I have someone posting my video, I have someone
- 17:42[SPEAKER_01]: bring during the customer service work.
- 17:43[SPEAKER_01]: So our clients want to feel like they're left behind or need anything.
- 17:48[SPEAKER_01]: And we're a team.
- 17:50[SPEAKER_01]: So that's the most important thing that everyone have a job title to run a company.
- 17:57[SPEAKER_01]: And me, I'm the CEO of the company.
- 18:00[SPEAKER_01]: So I'm definitely going to make sure that I put the people in place so it can make sure that we make the money.
- 18:05[SPEAKER_00]: Yeah.
- 18:06[SPEAKER_00]: Yeah.
- 18:10[SPEAKER_01]: Yeah.
- 18:11[SPEAKER_01]: I mean, see, I'm big on analyzing.
- 18:14[SPEAKER_00]: Yeah.
- 18:15[SPEAKER_01]: So I look at businesses.
- 18:16[SPEAKER_01]: So I like I look at it like the CEO don't work in McDonald's.
- 18:20[SPEAKER_01]: The CEO don't don't work at Walmart.
- 18:22[SPEAKER_01]: Like they're not there.
- 18:23[SPEAKER_01]: They're not physically there.
- 18:24[SPEAKER_01]: Yeah.
- 18:25[SPEAKER_01]: What are they doing?
- 18:26[SPEAKER_00]: Yeah.
- 18:26[SPEAKER_01]: So I looked at it.
- 18:28[SPEAKER_01]: I looked in I analyzed them like,
- 18:30[SPEAKER_01]: why people are not implicating this in their business.
- 18:34[SPEAKER_01]: Why are they not putting this inside of their business?
- 18:37[SPEAKER_01]: So you know, you'll be, you, you behind, basically at this point you're behind because once you put these people in place, you can focus on bringing in the clients, you can focus on building the business instead of
- 18:54[SPEAKER_01]: doing the customer service work.
- 18:56[SPEAKER_01]: Our day, if you bring in 10 clients today, you'll be focused on onboarding, you know, calling them making sure they're feeling comfortable, doing all of this fees by yourself.
- 19:06[SPEAKER_01]: If you don't have to do that, everything is automated.
- 19:10[SPEAKER_01]: only thing you're doing is to track the more clients.
- 19:12[SPEAKER_01]: So they're 10 clients a day of turning to 20 clients a day.
- 19:15[SPEAKER_01]: And you really don't have to focus on that one, you know, those many things you'll focus on one thing.
- 19:21[SPEAKER_00]: Yeah, yeah.
- 19:21[SPEAKER_00]: And I love that.
- 19:22[SPEAKER_00]: And I want everybody to pay attention to that, right?
- 19:24[SPEAKER_00]: That business model is important because especially as you start thinking about, you know, AI coming in.
- 19:31[SPEAKER_00]: And you know, you know, all of these different systems that are making it easier to really be able to run a business.
- 19:40[SPEAKER_00]: How can I help more people and the more people you help the more money you make, right?
- 19:45[SPEAKER_00]: Talk a little bit about, you know, your your your master class, right?
- 19:49[SPEAKER_00]: Because I know you do a master class every Sunday We'll put the link in the in the description, but one of the things I enjoy at Just 24 years old You have people that have been on your master class who
- 20:04[SPEAKER_00]: are literally having success.
- 20:05[SPEAKER_00]: Like I literally, you know, behind the scenes, you know, read one of the emails that that one of your mentees sent to you saying that that she's on pace to make 30k a month off of things that you talk, talk a little bit about that master class.
- 20:21[SPEAKER_00]: Why did you start the master class?
- 20:23[SPEAKER_00]: What is it and what, what will people learn?
- 20:25[SPEAKER_01]: So my biggest thing is helping people at this point.
- 20:29[SPEAKER_01]: Like, I've learned the blueprint.
- 20:31[SPEAKER_01]: I've, you know, I've made, I've reached my goals.
- 20:33[SPEAKER_01]: At this point, I want to help people because a lot of people in the credit repair industry that's having errors, you know, their stuck in their stagnant, they can't grow.
- 20:44[SPEAKER_01]: They try to figure out why other people is making, you know, 100K a month and they stuck at 5K a month or even 2K a month.
- 20:52[SPEAKER_01]: And what I did was start a master class and the reason why I started a master class is to show people how the structure works and then basically what I do is teach everyone the structure on the master class and then I pretty much offer my master my offer at the end of letting them know to become mentees and letting me personally help you in 101.
- 21:15[SPEAKER_01]: Structure your business so you can give to make these 30 KM1, you know, they're my mentees are making.
- 21:21[SPEAKER_00]: Yeah, yeah.
- 21:22[SPEAKER_00]: And I, you know, I kind of love that you do what, or you do and teach what made you successful, right?
- 21:31[SPEAKER_00]: Because one thing I don't want people to miss is, you know, you messed your credit up.
- 21:36[SPEAKER_00]: You started trying to figure it out yourself.
- 21:38[SPEAKER_00]: But you saved up $2,000 to get a mentor.
- 21:41[SPEAKER_00]: right because at the end of the day why go through the things over and over and over again trying to figure it out yourself when there's somebody already who figured it out and all you got to do is pay that person and that person you know you know could help you get that result you know what what would you say is the power of mentorship like why is mentorship important for anybody who's trying to be successful
- 22:06[SPEAKER_01]: most definitely to fast track.
- 22:09[SPEAKER_01]: I went through a lot of trials and tribulations to get where I was.
- 22:12[SPEAKER_01]: I fell the light.
- 22:14[SPEAKER_01]: I lost a lot of money, you know, I invested into the wrong people.
- 22:18[SPEAKER_01]: I did a lot of wrong and bad, I made a lot of bad decisions in this process and most definitely once you get that mentor help you fast track and it gives you a blueprint to take
- 22:33[SPEAKER_01]: So, for sure, when it comes to mentorship, you have to understand that your mentor has already went through everything that you are going to go through if you don't get the mentor, once you get the mentor, you pretty much go on fast track to everything you need to know to become successful.
- 22:49[SPEAKER_00]: Yeah, yeah, why, why, so what you think about credit repair, right?
- 22:56[SPEAKER_00]: Is that like a business that anybody could do?
- 23:01[SPEAKER_00]: Is it over-saturated?
- 23:03[SPEAKER_00]: Is it like one of those things where there's a lot of credit repair people?
- 23:06[SPEAKER_00]: Like what's your thoughts on the industry?
- 23:08[SPEAKER_01]: So it is a lot of credit repair people.
- 23:10[SPEAKER_01]: There's a lot of people in the industry.
- 23:11[SPEAKER_01]: But there's a lot of people in the industry.
- 23:13[SPEAKER_01]: There's a lot of people in the industry.
- 23:14[SPEAKER_01]: It's a lot of people in every industry.
- 23:16[SPEAKER_01]: But you have to set yourself aside from other credit repair specialists.
- 23:20[SPEAKER_01]: And you have to know your stuff.
- 23:22[SPEAKER_01]: you have to have an automated credit repair business because you want to make sure that you stay on top of communication, marketing, making sure your results are actually given results.
- 23:33[SPEAKER_01]: You don't want to take 12 months on someone credit report.
- 23:36[SPEAKER_01]: So for sure you have the Citrus Episite, make yourself bigger than the program.
- 23:43[SPEAKER_01]: I'm the credit repair specialist that you should come with because this is what I offer, this is what I can do.
- 23:50[SPEAKER_01]: Citrus Episite,
- 23:51[SPEAKER_00]: Yeah.
- 23:52[SPEAKER_00]: Yeah.
- 23:53[SPEAKER_00]: When you think about, when you think about credit repair, does it, is it something that people have to be passionate about, true start that business or is it something that, you know, you know, anybody do like if you're a hair stylist, you could start a credit repair business.
- 24:12[SPEAKER_01]: So for sure, I'm very passionate about credit repair, but honestly, the system that I built, you do not have to be passionate about it.
- 24:20[SPEAKER_01]: You can add it to your business.
- 24:21[SPEAKER_01]: And the reason I say, you don't have to be passionate about it because like I said, you can put the people in place to run the business on its own.
- 24:29[SPEAKER_01]: So if you're a hair stylist and you're working all day, long during your customer service rep, you have your own board and scene, you have the systems in place, and you got my blueprint.
- 24:38[SPEAKER_01]: It's gonna run on its own, and while you're doing hair, you make it money.
- 24:42[SPEAKER_01]: Yes.
- 24:42[SPEAKER_00]: Nice.
- 24:43[SPEAKER_00]: When you talk, when you think about the amount of freedom that at 24 years old that building your own business, building your own systems have allowed you to have what are some
- 25:02[SPEAKER_00]: How does that first make you feel and what are some goals that you now put?
- 25:08[SPEAKER_00]: Like, now that you know, like, man, I'm making a Hanukkah a month, like, how does that feel to be able to do that such a young age, but then what does that expand your mind?
- 25:18[SPEAKER_00]: Like, what are the goals that you have now?
- 25:21[SPEAKER_01]: So when I'm making 100k, I honestly didn't even celebrate like, I didn't even say, oh my god, I made 100k, I went, I didn't go out for drinks, I didn't celebrate it because I think I can do better, like I know I can do better.
- 25:36[SPEAKER_01]: So what I did was invest in, I'm like, what's next?
- 25:39[SPEAKER_01]: So when you have that locked in mindset, it's not about, oh, I did this.
- 25:44[SPEAKER_01]: I accomplished this, I could care less about the wars and the rewards that I got behind it.
- 25:49[SPEAKER_01]: I'm trying to see different ways I can elevate and become way bigger than what I, I'm already in, because I'm looking at my mentors, they, they've knocking at a million in a month.
- 26:01[SPEAKER_01]: Like, I'm not done yet.
- 26:03[SPEAKER_01]: I'm here, so I got to keep elevating and I'm most definitely for sure when I keep helping people And that's my biggest thing to help others grow to make 100k a month because I'm on a higher level But I'm most definitely want them to get on my level and grow with me of course If you and my mentorship whatever my I learned from my 25k mentor I'm giving it to my team.
- 26:27[SPEAKER_01]: I don't care how much I'll charge.
- 26:28[SPEAKER_01]: I'm giving it to you because I want you to grow like I'm growing for sure
- 26:31[SPEAKER_00]: What would you say is the biggest money mistake you've made so far?
- 26:36[SPEAKER_00]: Like, you know, having a lot of money and being young.
- 26:39[SPEAKER_00]: Like, what's the biggest money mistake you've made?
- 26:42[SPEAKER_01]: Blowing it.
- 26:42[SPEAKER_00]: Okay.
- 26:43[SPEAKER_01]: Yeah, so when you first touched that money, I think you're got to say, you're got to say, you get that money, you blow it.
- 26:51[SPEAKER_00]: Yeah.
- 26:51[SPEAKER_01]: Because it's yours, you did it, you've been to it.
- 26:54[SPEAKER_01]: You know, you make sure you have a plan behind the book.
- 26:57[SPEAKER_01]: If you're going to blow it,
- 26:59[SPEAKER_01]: It's coming back.
- 27:00[SPEAKER_01]: Make sure it's going to come back.
- 27:01[SPEAKER_01]: Make sure it looks good.
- 27:03[SPEAKER_00]: Because that's your advice.
- 27:04[SPEAKER_00]: You said blow money.
- 27:05[SPEAKER_01]: If you want to do the first, he's so yoga to say the first 100k going in blue.
- 27:10[SPEAKER_00]: Yeah.
- 27:11[SPEAKER_00]: Yeah.
- 27:12[SPEAKER_01]: But no, that's not good advice.
- 27:13[SPEAKER_01]: But the thing is, that's what's going happy when you not use some money.
- 27:17[SPEAKER_01]: It's going to happen regardless.
- 27:18[SPEAKER_01]: When you make that first, when you make that first money, you go and blow it.
- 27:22[SPEAKER_01]: I blew it.
- 27:23[SPEAKER_01]: I bought chains, I bought cars, I bought everything that I wanted to buy.
- 27:28[SPEAKER_01]: But I knew that wasn't the end plan.
- 27:30[SPEAKER_01]: So of course, when it touched my bank account, I'm like, I'm rich.
- 27:34[SPEAKER_01]: Yeah, yeah, yeah, yeah, yeah, yeah.
- 27:35[SPEAKER_01]: But then when I made my next 100K, I knew better, like the mine, I'm like,
- 27:41[SPEAKER_00]: That's what you don't like it like and I don't you know people might think I'm irresponsible for saying It's and that's why I actually again, but I don't know like sometimes you might have to get some stuff out your system Yeah, I'm saying especially when you're not used to nothing like I'm used to stuff But then I'm not used to my own money.
- 27:58[SPEAKER_01]: You can understand like I worked the job You know, I'm not used to making a hundred k as a key.
- 28:02[SPEAKER_01]: You know, it's a is a young team
- 28:04[SPEAKER_01]: And then even a younger dog like I'm not used to making them much money.
- 28:07[SPEAKER_01]: Yeah, so when I first made the money I'm like shoot on me and Louis.
- 28:11[SPEAKER_01]: Yeah, I mean Gucci.
- 28:12[SPEAKER_01]: Yeah, I'm my car's crash.
- 28:14[SPEAKER_01]: I'm buying.
- 28:15[SPEAKER_01]: I got a big old chain Rolex.
- 28:18[SPEAKER_01]: I'm like, I'm killing.
- 28:19[SPEAKER_01]: I'm like, I'm the richest 20-till year old It is and honestly I'm not even thinking about the bigger picture right but the next the next hundred k I made I'm like
- 28:29[SPEAKER_01]: I'm more conservative like, I blew that, you know, I blew that 100k, but this 100k, I'm feeling this.
- 28:35[SPEAKER_01]: So honestly, when you first started making money, it's okay that you blew it, do not give up.
- 28:41[SPEAKER_01]: It's all about understanding the vision, understanding that you're not at the finish line.
- 28:47[SPEAKER_01]: Like, I know it's a lot of people that, you know, they have blew that money.
- 28:51[SPEAKER_01]: They like, oh my god, I shouldn't have did that.
- 28:53[SPEAKER_01]: It's normal.
- 28:54[SPEAKER_01]: You know, when you, when you making that money, you bringing that money in, you're not the only person that have done it.
- 29:00[SPEAKER_01]: Like, majority of all entrepreneurs before we learn how to be conservative, what our money was blowing in.
- 29:06[SPEAKER_01]: Until we understand it, the value of money and actually being able to save and be listening to the right things.
- 29:13[SPEAKER_00]: Yeah, and I think one of the other things though, too is like, that's why you got to build systems, right?
- 29:17[SPEAKER_00]: Because,
- 29:19[SPEAKER_00]: if you built a system that can make you money.
- 29:23[SPEAKER_00]: And again, I'm not saying to just go out and blow up, but there is some things that you have to get out of your system because I know for me when I first started making money, what's, I think you learn more from your losses than you do for your win.
- 29:38[SPEAKER_00]: You know what I'm saying?
- 29:39[SPEAKER_00]: So when I first started making money, I made a lot of mistakes.
- 29:42[SPEAKER_00]: I think I, I mean, I don't make as much mistakes as I used to now, but I still make mistakes, right?
- 29:48[SPEAKER_00]: You got to understand every level there's a new lesson that you got to learn, right?
- 29:52[SPEAKER_00]: And so when my first time making five figures, you know, I was like, oh, I'm rich or whatever.
- 29:57[SPEAKER_00]: And I made certain mistakes there.
- 30:00[SPEAKER_00]: When I was, when I made six figures, I was made mistakes there.
- 30:03[SPEAKER_00]: Right.
- 30:04[SPEAKER_00]: There's a note like I'm not putting this on you.
- 30:07[SPEAKER_00]: I promise you like when you start making millions of dollars there's a whole I mean you kind of got a cheat code because your mother your mother's in taxes, so I think she could she could help you out a little bit But there's a whole another set of issues that happen or things that you're going to have to learn you know as you start making millions of dollars you don't even mean so I think that
- 30:25[SPEAKER_00]: there is a level of, I think, grace that we got to give ourselves, especially when you don't have, right?
- 30:32[SPEAKER_00]: Because I think that, you know, get out, watch a lot of, you know, like, when people are on social media, they talk down to,
- 30:43[SPEAKER_00]: people living a lifestyle or or wanting to buy cars or what do certain things not understanding that again, that's part of the journey in most in most cases.
- 30:54[SPEAKER_01]: Yeah, a lot of people don't don't know financial literacy.
- 30:57[SPEAKER_01]: And a lot of people make money before they understand financial literacy.
- 31:01[SPEAKER_01]: So for sure.
- 31:03[SPEAKER_01]: You know people don't people don't make mistakes and it's the whole thing entrepreneurship You're gonna make mistakes, especially if you don't have a mentor You don't have someone telling you that's not the right decision.
- 31:12[SPEAKER_01]: You that's not the right you know move to make so Definitely for sure you gonna make mistakes you gonna do the wrong things sometimes it's all about Learning to you know overcome those mistakes and understanding that it actually was a mistake and I won't make this mistake again Yeah sure yeah
- 31:30[SPEAKER_00]: What would you say, because you're 24 right now, you know, obviously made a lot of money, build systems, CEO of your business, if you went back to talk to, you know, 18-year-old Coco, was there anything different that you would start?
- 31:45[SPEAKER_01]: I'm a saying, and I won't every young adult to listen to this, when it comes to,
- 31:54[SPEAKER_01]: Man, and I'm gonna just jump to this real quick.
- 31:57[SPEAKER_01]: You do getting your back.
- 31:59[SPEAKER_01]: These men gonna be here, and I know a lot of young adults say literally we literally just result to me and like, oh, my me and my me and my me and he's supposed to do this.
- 32:09[SPEAKER_01]: He's supposed to, and honestly, I have made the most money.
- 32:15[SPEAKER_01]: And making sure that I'm good in understanding the process and the process of just myself hitting to myself learn about myself learn about my growth learn about my path like
- 32:32[SPEAKER_01]: not being in a relationship literally turned my life up.
- 32:35[SPEAKER_01]: So I'm not gonna say, you know, not being in a relationship, but most definitely focus on yourself because we think we so in love at 21, 22, 23, that we like, my relationship is everything.
- 32:46[SPEAKER_01]: And we not focus in on the bigger picture.
- 32:49[SPEAKER_01]: So I can most definitely say, if I was, if I'm looking at my 18s year old self, I'll say, get focused because you have a long path to head to you if you start right now.
- 33:00[SPEAKER_00]: And I love that.
- 33:01[SPEAKER_00]: I want to talk a little bit about that right because I think that to that point right there are people who you know I mean we're going to talk while young ladies that you know for right now that you know young ladies are kind of looking at men for you know to provide.
- 33:20[SPEAKER_00]: You see a lot of young women talk about high-value men, and my man needs to make X amount of money, things of that nature.
- 33:29[SPEAKER_00]: You're saying that at your young age, young ladies should be focusing on getting themselves together.
- 33:35[SPEAKER_00]: Correct.
- 33:36[SPEAKER_00]: Right.
- 33:39[SPEAKER_00]: What happens or what type of man, like at what point do you think it's
- 33:47[SPEAKER_00]: Do you think in relationships are important at what point do you think that a woman as a boss CEO should be like getting into relationships?
- 33:55[SPEAKER_01]: So for sure, a man supposed to find you.
- 33:58[SPEAKER_01]: So I definitely think as a woman, you should focus on yourself.
- 34:02[SPEAKER_01]: Make sure that when you are, you know, able to get in a relationship, you are the best woman that you could be.
- 34:08[SPEAKER_01]: So for sure, work on yourself, work on your attitude.
- 34:11[SPEAKER_00]: Yeah.
- 34:12[SPEAKER_01]: work on respect, work on self-respect for sure, work on how you carry yourself, work on self-love, working on helping and supporting others, and then for sure make sure that you have your own because you can have a man to have an owl, but say if he leave you tomorrow, what do you have?
- 34:31[SPEAKER_00]: Yeah.
- 34:31[SPEAKER_01]: So for sure, make sure that you have your own finances and your own, you know, money too as well.
- 34:37[SPEAKER_01]: So when you get in this relationship, you're available to respect your man, understand your man, communicate and then be able to have your own money.
- 34:46[SPEAKER_01]: So.
- 34:47[SPEAKER_01]: you know, you'll be able to trick me.
- 34:49[SPEAKER_00]: Yeah.
- 34:50[SPEAKER_00]: And I guess that's the question, right?
- 34:52[SPEAKER_00]: As a 24-year-old millionaire, does he like, what is it?
- 34:58[SPEAKER_00]: Y'all go 50, 50?
- 34:59[SPEAKER_00]: You like, would you date somebody who will make who make less money than you?
- 35:04[SPEAKER_00]: Like, what's the list that?
- 35:05[SPEAKER_01]: I'm going to say what I am going to say is it's all about understanding each other when you're in the relationship.
- 35:12[SPEAKER_01]: It's based on understanding.
- 35:14[SPEAKER_01]: If you okay, what I'm okay with and we both are agreeing on it, that's what we're going to do.
- 35:20[SPEAKER_01]: I'm not going to set a standard for something and I don't even know the person.
- 35:24[SPEAKER_01]: You know, if this person is, they have the ambition, you know, they, they business is killing the extra push, you know, extra motivation and, you know, they have a plan, you know, in a man he's taking care of his supposed to be handling his supposed to.
- 35:40[SPEAKER_01]: Why wouldn't I?
- 35:40[SPEAKER_01]: You know what I'm saying?
- 35:41[SPEAKER_01]: Why would I give him a try because the thing is, I don't care what's in your pocket.
- 35:45[SPEAKER_01]: I care what's up here and how you treat me.
- 35:47[SPEAKER_01]: Yeah, and then at that point we'll go from there.
- 35:51[SPEAKER_01]: We'll work some stuff out.
- 35:53[SPEAKER_01]: But most definitely being able to actually see people for who they are and not what's in a bank account.
- 35:59[SPEAKER_00]: Yeah, and I love that.
- 36:00[SPEAKER_00]: I love that.
- 36:01[SPEAKER_00]: Um, if somebody wanted to start a credit repair business today.
- 36:06[SPEAKER_00]: What are the first three steps that they would have to take?
- 36:09[SPEAKER_01]: Number one, the first thing I do want to say is make sure your own onboarding process is a good process because I see a lot of credit repair specialist and takes me or so security core email me or so security core as the biggest no no.
- 36:27[SPEAKER_01]: Um, and I know if I was to pay somebody.
- 36:29[SPEAKER_01]: I'm not takes you my social care.
- 36:31[SPEAKER_00]: Right.
- 36:31[SPEAKER_00]: Right.
- 36:31[SPEAKER_00]: Right.
- 36:32[SPEAKER_00]: Right.
- 36:32[SPEAKER_01]: So for sure, make sure your own warning and processes together in your systems are in place.
- 36:37[SPEAKER_01]: Um, the second thing I do want to say, make sure you're pricing works for the value you can bring.
- 36:44[SPEAKER_01]: So don't be trying to charge a thousand dollars and you don't know what you're doing and I see a lot of people in the industry.
- 36:49[SPEAKER_01]: It's like oh well I'm using I'm using the fox the spute fox letters and I'm charging a thousand dollars.
- 36:57[SPEAKER_01]: Well, you don't even know all the techniques So why are you using the spute fox charging a thousand dollars?
- 37:02[SPEAKER_01]: you're not creating value for your client.
- 37:04[SPEAKER_01]: So that's another reason why you're stuck in a third reason is definitely automations.
- 37:09[SPEAKER_01]: Make sure your business is automated, make sure your systems are put in place and make sure you delegate and have the people in place.
- 37:15[SPEAKER_01]: So if you were to get 50 clients in a day, you want to be trying to do 50 clients in a day because you won't even be able to high, you know,
- 37:25[SPEAKER_01]: It is in critter repair.
- 37:26[SPEAKER_01]: It's a lot of steps in critter repair.
- 37:27[SPEAKER_01]: So you want him going to be able to fit 50 people in today.
- 37:31[SPEAKER_01]: So make sure you have the people in place.
- 37:33[SPEAKER_01]: So you'll be able to scale for sure.
- 37:35[SPEAKER_00]: Yeah.
- 37:36[SPEAKER_00]: What makes what makes Coco Brown and her company stand out like with all of the different, you know, crever pair companies out there.
- 37:44[SPEAKER_00]: What makes, you know, what makes you, you know, you and your team special.
- 37:47[SPEAKER_01]: So, big, I'm big on communication.
- 37:51[SPEAKER_01]: When my team, I just got a six that she was like, I love the customer service you have in your business, because the biggest thing you're dealing with people, you're dealing with people personal information.
- 38:02[SPEAKER_01]: So, I think the most, I think the most different thing the reason why we stand out is because our customer service is also our results.
- 38:13[SPEAKER_01]: So, we produce really, really, really good results.
- 38:16[SPEAKER_00]: Yeah.
- 38:18[SPEAKER_00]: And like, what's the next thing, right?
- 38:22[SPEAKER_00]: Like, what would you advise on my, like, once they get their credit, like, repaired?
- 38:27[SPEAKER_00]: How do you maintain it?
- 38:30[SPEAKER_00]: Like, how do you stay to make, like, how do you maintain it to a point where they don't need to continue getting their credit repaired over and over again?
- 38:38[SPEAKER_01]: I'm just stepping on, you can't pay for it.
- 38:40[SPEAKER_01]: That's just the biggest thing.
- 38:41[SPEAKER_01]: People apply for it.
- 38:43[SPEAKER_01]: credit cards get cars and they don't have the money to take care of it.
- 38:47[SPEAKER_00]: Yeah.
- 38:48[SPEAKER_01]: So the biggest thing I can say is for sure, make sure you can pay for whatever you apply for.
- 38:53[SPEAKER_00]: Are you, um, what's, what's the, what's the long-term vision for the Coca-Cola Browns?
- 38:57[SPEAKER_00]: So when we look 24 years old, 10 years from now, right?
- 39:01[SPEAKER_00]: 34, what is, what is, what is, what is, what does, what does our life look like at 34?
- 39:07[SPEAKER_01]: My life, I'm gonna be in Barbados.
- 39:12[SPEAKER_01]: I'm gonna just be chilling on the beach.
- 39:15[SPEAKER_01]: I'm chilling and of course my business is running automatically and I'm killing.
- 39:21[SPEAKER_01]: That's just, and the reason why I like you say, hey guys, take an over, automation is taking over.
- 39:28[SPEAKER_01]: At this point, you need to be working on out of main your business and putting the people in place because
- 39:33[SPEAKER_01]: Hard work is something we ain't doing anymore.
- 39:37[SPEAKER_00]: You have the fact, how has, are you using AI in your business where?
- 39:42[SPEAKER_00]: Yes, for sure.
- 39:43[SPEAKER_00]: So how are you using it?
- 39:45[SPEAKER_00]: Like how is it helping you?
- 39:47[SPEAKER_01]: Many ways.
- 39:47[SPEAKER_01]: So pretty much.
- 39:49[SPEAKER_01]: Um, with my assistance, I pretty much teach them.
- 39:52[SPEAKER_01]: Chad GVT, you've changed your B.C.
- 39:54[SPEAKER_01]: for everything.
- 39:55[SPEAKER_01]: We send out emails and we send out text messages.
- 39:59[SPEAKER_01]: Um, even the text messages that we're sending them is automated.
- 40:03[SPEAKER_01]: Like everything we put in place is automated.
- 40:06[SPEAKER_01]: So they'll start working on the clock, but text will be going at it on the clock at night.
- 40:11[SPEAKER_01]: And they'll start at 9 a.m. in the text to be going at 9 o'clock out of night.
- 40:15[SPEAKER_01]: Because it's automated.
- 40:17[SPEAKER_01]: set the time on when we want the sex to go out, when we want the emails to go out, when we want messages to go out, like it's literally everything is pretty much automated in my business.
- 40:31[SPEAKER_00]: Yeah, yeah, game changer though.
- 40:34[SPEAKER_00]: for sure, because I think that, you know, and it's funny, and I think I asked that question, you know, just as somebody, you know, obviously older, but I asked that question around like, what does the future look like, just to kind of get into the brain of like a young person, you know, and what matters, because at the end of the day, I truly believe that, right?
- 40:56[SPEAKER_00]: I believe like when you think about AI,
- 41:02[SPEAKER_00]: I think that's what we're going to have left to do with our time, to be honest with you.
- 41:07[SPEAKER_00]: Is to be on the beach, just kind of enjoy life, because I think for me, I still have a big team.
- 41:13[SPEAKER_00]: So at some point, I have to figure out how to replace people, nothing else.
- 41:27[SPEAKER_00]: But that's something I learned like different ways to add AI to the business, but having a big team and having people do certain things allows me to still play basketball, I have to play basketball, I still travel with the family, I do things that I love to do in a non-traditional way.
- 41:55[SPEAKER_00]: What are you, what are you, you know, now that that, you know, your mom has helped you, you know, break generational curses, you know, your kids like what are you, you know, what are you, what are you wanting to build for them like how do you?
- 42:10[SPEAKER_00]: pass that on, you know, like pass on this to this show.
- 42:14[SPEAKER_01]: For sure, um, I'm with whatever my son with, I actually have a son.
- 42:19[SPEAKER_01]: He is now seven months.
- 42:21[SPEAKER_01]: Um, so I don't get whatever he we, but I do have a life insurance policy for him already.
- 42:26[SPEAKER_01]: Um, so he'll be able to pull.
- 42:27[SPEAKER_01]: I got a whole life for him.
- 42:29[SPEAKER_01]: And then of course, I'm going to be able to have things in place for him.
- 42:33[SPEAKER_01]: So when he turns 18, if I don't have the money, he can pull from me.
- 42:37[SPEAKER_01]: Of course, I'm going to have the money because I'm making sure that I'm set up for him.
- 42:41[SPEAKER_01]: Whatever he wants to do, but whatever he wants to do.
- 42:44[SPEAKER_01]: I'm down with it because I had to learn, see my mom is in Texas.
- 42:49[SPEAKER_01]: I don't really like Texas.
- 42:51[SPEAKER_01]: Texas is not my thing.
- 42:54[SPEAKER_01]: And I tell her, I don't see how y'all look on her, I don't know why I don't want to do.
- 43:00[SPEAKER_01]: It's not even actually doing the Texas, it's just...
- 43:07[SPEAKER_01]: I don't like going to sex.
- 43:07[SPEAKER_01]: I'm going to go and say to her.
- 43:09[SPEAKER_01]: But the problem is, it's just that's not my passion.
- 43:13[SPEAKER_01]: I'd rather be up all night, you know, analyze and credit reports.
- 43:16[SPEAKER_01]: So that's, that's my own niche.
- 43:18[SPEAKER_01]: So I can give him the credit game out there.
- 43:20[SPEAKER_01]: But who's the saying, he's going to say, this is what I want to do.
- 43:24[SPEAKER_01]: You know what I'm saying?
- 43:24[SPEAKER_01]: So I'm basically whatever he would.
- 43:27[SPEAKER_01]: And he have his own story, he have his own plan.
- 43:30[SPEAKER_01]: So whatever God, you know, has set for him and his
- 43:33[SPEAKER_01]: He'll figure it out and then whatever it is, I'm 100% behind them.
- 43:37[SPEAKER_00]: Yeah, I love that.
- 43:38[SPEAKER_00]: I love that.
- 43:40[SPEAKER_00]: So every week you have a BASA class, talk to the people about the MASA class, what you know, what you're going to teach there and then we're going to actually like, you know, find the MASA class.
- 43:51[SPEAKER_01]: Every Sunday at 6 o'clock, I host a master class teaching you how to fix, build, and fund your credit report.
- 43:57[SPEAKER_01]: I also, I help entrepreneurs start a credit repair business and teach them how to automate their business to make over 50K per month.
- 44:06[SPEAKER_01]: And then if you want to enroll in this class, you can hit me up on Instagram and text me,
- 44:18[SPEAKER_00]: And we'll put like all the links on the bottom.
- 44:23[SPEAKER_00]: Is there anything that I did not ask you?
- 44:26[SPEAKER_00]: So like, you know, my insiders are, you know, they love to take actions, so I'm sure they'll be joining you at class.
- 44:34[SPEAKER_00]: But throughout this interview, is there anything that you're like, man, ask, you should have asked me this.
- 44:39[SPEAKER_00]: So I want to leave this gem with our people.
- 44:41[SPEAKER_01]: What I do want to say is get like that, like the best thing that ever happened to me was when I understand that I can be better than who I was yesterday.
- 44:51[SPEAKER_01]: So for sure, like in, like you want yourself understanding that you can be who you want to be.
- 44:59[SPEAKER_01]: You know, you failed or you messed up in life, you cannot get up start over and don't move forward.
- 45:06[SPEAKER_01]: So for sure, lock in with yourself, take yourself to the next level.
- 45:10[SPEAKER_01]: In any education video, any education you can take to elevate do it.
- 45:15[SPEAKER_00]: Yeah.
- 45:16[SPEAKER_01]: go out in.
- 45:17[SPEAKER_01]: Even if you got $2,000 in your bank account, make a good financial decision and make sure that you're investing into the right person to get elevators to get yourself to the next level.
- 45:28[SPEAKER_00]: Let me ask one last question though, too.
- 45:30[SPEAKER_00]: How important is confidence in like growing a business?
- 45:35[SPEAKER_01]: is very weak because right now you have to put your face on the camera to people for people to actually understand you.
- 45:44[SPEAKER_01]: So I'm honestly gonna say my confidence was low before like I was like I don't know I don't like content I do content but I do it I do it I do it I post and I never would post so one day I'm like you know what I'm like then I went and made three of my ad copies in one day
- 46:05[SPEAKER_01]: And I didn't even, I didn't even really look at them like that.
- 46:08[SPEAKER_01]: I just edited them where they could be edited.
- 46:10[SPEAKER_01]: And one thing I used to do is watch my videos over and over.
- 46:13[SPEAKER_01]: It's like, oh my hair in my legs.
- 46:16[SPEAKER_01]: Do not do that.
- 46:17[SPEAKER_01]: Just make sure you're telling what you're supposed to be talking about.
- 46:20[SPEAKER_01]: Make sure it makes sense.
- 46:21[SPEAKER_01]: And post it.
- 46:22[SPEAKER_01]: Yeah.
- 46:22[SPEAKER_01]: Like, just post the content.
- 46:25[SPEAKER_01]: No one cares about your hair.
- 46:26[SPEAKER_01]: No one cares about it.
- 46:27[SPEAKER_01]: If you got makeup on, no one cares about how you look.
- 46:30[SPEAKER_01]: people care about what you're talking about.
- 46:32[SPEAKER_01]: So for sure, just lock in and post the content.
- 46:35[SPEAKER_00]: Yeah, not love it.
- 46:36[SPEAKER_00]: I love it.
- 46:37[SPEAKER_00]: Listen, y'all.
- 46:38[SPEAKER_00]: Coco Brown, the credit specialist that you need is going to help you fix your credit, build your credit, but even build a credit repair business.
- 46:50[SPEAKER_00]: If people want to connect with you, we're going to find you.
- 46:53[SPEAKER_01]: My Instagram is credit by Coco and my Facebook is Courtney Shabrown.
- 46:57[SPEAKER_01]: CLR T and E is HIA last name brown on Facebook and I also if you want to start your credit, you'll go to denot2fundet.com.
- 47:08[SPEAKER_00]: All right, y'all.
- 47:09[SPEAKER_00]: We are closing out the vault, another awesome episode of Inside The Vault with Ash Cash, the greatest money mindset show on the planet.
- 47:17[SPEAKER_00]: But like I need you, if y'all watch this, I mean, obviously if you're hearing this, you watch this episode to the end.
- 47:23[SPEAKER_00]: I need y'all to share this with everybody.
- 47:25[SPEAKER_00]: You know, share this with young people because I don't think you understand how important it is for our young people to learn.
- 47:32[SPEAKER_00]: Everything that they need to learn about how to make money,
- 47:36[SPEAKER_00]: how to manage money, how to multiply money, and cocoa brown is your is a testament of when you do parenting right.
- 47:44[SPEAKER_00]: If you teach your kids, right, how to fish for themselves, what you could build, but then also all of the old stuff that you would talk before, right?
- 47:54[SPEAKER_00]: Go to school, get good grades, get a job, and then retire in 30 years.
- 47:58[SPEAKER_00]: That's done.
- 47:59[SPEAKER_00]: A.I.
- 48:00[SPEAKER_00]: is literally taking over jobs, literally right now you have access to everything that you need in order to build a six and seven-figure business.
- 48:09[SPEAKER_00]: Do not make an excuse.
- 48:12[SPEAKER_00]: Right?
- 48:12[SPEAKER_00]: Because a lot of times I hear people online making excuses and say, well, it's not for everybody, but it's your confidence.
- 48:18[SPEAKER_00]: You will always have whatever you say.
- 48:20[SPEAKER_00]: If you think it's not for you, then it's not for you.
- 48:22[SPEAKER_00]: If you think you could do it, then you're going to do it.
- 48:25[SPEAKER_00]: So Coco Brown is a testament to that.
- 48:27[SPEAKER_00]: So I appreciate you.
- 48:28[SPEAKER_00]: Thank you for coming through.
- 48:30[SPEAKER_00]: Make sure you're a visitor.
- 48:31[SPEAKER_00]: So let's say go to insideofallsshow.com.
- 48:34[SPEAKER_00]: Follow us on all social media platforms at inside the vault me.
- 48:38[SPEAKER_00]: I am as cash.
- 48:39[SPEAKER_00]: Make sure you visit me I am as cash.com Follow me on all social media platforms at I am as cash.
- 48:45[SPEAKER_00]: I will see you next time.
- 48:46[SPEAKER_00]: Same time.
- 48:46[SPEAKER_00]: Same place in God's will Peace