Latest / The Pilot Money Guy Podcast
The Lazy Way to Retire? Let’s Talk Target-Date Funds
Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one?
Here’s some of what we discuss in this episode:
🧭 Why defaulting to a target-date fund could misalign with your goals
📉 How these funds reduce risk—but possibly too early or too much
⚠️ The hidden costs and risks that go beyond fees
🎯 What to do instead if you're ready for more control
Resources:
Our website: https://pilotmoneyguy.com/
Phone: (419)…
The skinny
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