Latest / The Rancho Living Podcast | Rancho Cucamonga & Inland Empire Real Estate
How Much House Can I Really Afford? A Straight-Talk Guide for Inland Empire and Southern California Buyers
In this episode, Jerry breaks down the real math behind home affordability, including the 28/36 rule that most lenders use, the costs buyers commonly overlook, and why the maximum you qualify for isn't always the right number to shop with. You'll also hear a clear explanation of how loan programs like FHA, VA, and USDA work and why your credit score and down payment choices matter more than most people expect. By the end, you'll have a practical framework for figuring out a number that works for your real life, not just on paper.
The skinny
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