Latest / Retire Smarter with Kevin Kroskey, CFP® & Tyler Emrick, CFA® CFP®
Think You're Maxing Out Your 401(k)? The 2026 Rules Just Got More Complicated
Think you're on track to max out your 401(k) this year? The answer may be more complicated than you think.
New rules took effect in 2026, requiring certain higher-income workers to make their catch-up contributions as Roth contributions. But employers and retirement plan providers aren't all handling the process exactly the same way.
In this episode, Tyler Emrick, CFA®, CFP®, explains what changed and why this is a good year to take a closer look at your employer retirement plan before year-end.
In this episode, Tyler covers:
The 2026 401(k) contribution and catch-up limits.
Who is affected…
The skinny
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