Latest / Future Christian / Jessica Dominguez on Mobilizing Churches for Affordable Housing
Transcript
- 0:05Welcome to the Future Christian podcast, your
- 0:08source for insights and ideas on how to lead your
- 0:11church into the 21st century.
- 0:15At the Future Christian podcast, we talk to
- 0:18pastors, authors and other faith leaders for helpful
- 0:21advice and practical wisdom to help you and your
- 0:24community of faith walk boldly into the future.
- 0:27Now, here's your host, Loren Richmond, Jr.
- 0:34Welcome to the Future Christian podcast. Today,
- 0:37we're welcoming Jessica Dominguez to the show.
- 0:40Jessica is a teacher faithled affordable
- 0:43housing development advisor and advocate.
- 0:45In 2019, Jessica took a leave from a
- 0:4820 year career teaching public school to research
- 0:51affordable housing solutions and ended up
- 0:54helping to shape the city's housing priorities as a
- 0:57member of Denver's housing advisory committee.
- 1:01During that time, she was named one of Denver.
- 1:03It's who's next in housing. She
- 1:06is a graduate of the Real Estate diversity Initiative
- 1:09through Urban Land Institute and helped lead the
- 1:12congregational Land campaign of the Interfaith
- 1:15alliance of Colorado. Currently,
- 1:17Jessica serves as the co director of housing
- 1:20development at Mile High Ministries.
- 1:23In this role, she provides churches with education
- 1:26and technical assistance through the abundant ground
- 1:29program, empowering them to transform
- 1:32underutilized land into affordable housing
- 1:35solutions. Additionally, Jessica is a co
- 1:38owner of Love Thy Neighbor, a ah, mission driven
- 1:40real estate group dedicated to resisting
- 1:43displacement and fostering affordable housing
- 1:46opportunities. Her commitment to addressing
- 1:48housing challenges has made her a driving force
- 1:51in creating positive change within communities.
- 1:55Let's welcome Jessica to the show.
- 2:04Hey, welcome to Future Christian podcast. This is Loren Richmond
- 2:07Jr. And I am here with Jessica Dominguez,
- 2:10recording live and in person after
- 2:13some pretty serious technological
- 2:16challenges. So, Jessica, thank you so much for
- 2:19hanging with me. Uh, we'll talk you a little bit more about
- 2:22where we're at and why we're recording here and all that jazz.
- 2:25But, uh, before we get going, anything else you'd
- 2:28like our listeners to know about you?
- 2:30Yeah, I guess something that wasn't in the bio is
- 2:33that I lead the Denver classroom Teachers
- 2:35association affordable housing committee, and I
- 2:38helped start that a few years back when we were
- 2:41seeing the displacement of, um, students and teachers in
- 2:44the cool.
- 2:46I feel like that could be a good conversation right there in itself.
- 2:49Totally. There's so much schools are getting involved in
- 2:52the affordable housing conversation, so it's exciting.
- 2:55We're also here with. Who's our third guest? That won't
- 2:58be.
- 2:58This is honey.
- 2:59Honey. This is, unfortunately, an audio podcast,
- 3:02so we may or may not hear
- 3:04honey, but can
- 3:07see her, um, share a
- 3:10little bit about your faith journey, if you would. What that looks like
- 3:13in the past, what it looks like today.
- 3:14Yeah, sure. Um, I grew up in a
- 3:18charismatic environment, so there was
- 3:21a lot of emphasis on the dependency of
- 3:24God, the bigness of God, relying on God's
- 3:26spirit, um, to empower you, to
- 3:29speak to you. And it was really
- 3:32experiential, and I still rely on that a lot
- 3:35today.
- 3:35Yeah.
- 3:36And I think the way it has changed is
- 3:39that I was
- 3:43kind of. There's a lot of fear
- 3:46based stuff and very,
- 3:49um,
- 3:51introspective versus
- 3:54out into the world. And,
- 3:56um, there was a lot of separation
- 3:59and just fear. And I don't see
- 4:02life that way anymore. It's more of
- 4:05wonder and awe in that God is in the
- 4:08city and God is in nature and God is in others.
- 4:10And, um, I ask a
- 4:13lot more questions. Where before it was like, really
- 4:16dogmatic and this is what you believe
- 4:19and, um,
- 4:22I have more questions now, but yet I feel
- 4:25closer to God than I ever have.
- 4:29Cool.
- 4:29Um, what are some spiritual
- 4:32practices, some spiritual disciplines that have been meaningful
- 4:35for you?
- 4:37Yeah, I, um, get really
- 4:40emotional when I'm in
- 4:43corporate worship or,
- 4:46um, around taking communion. And
- 4:49I was thinking about that and I was wondering why. And I think it's
- 4:51just how symbolic,
- 4:54of course, communion is and that
- 4:58I'm, um, able to focus on the greatness of God and
- 5:01his sacrifice for me. And just as
- 5:04he said, remember me in this, um,
- 5:08more lately, it's around I'm
- 5:11feeling deep connection to my
- 5:13work and how God is using
- 5:16me at work. And, um, I
- 5:19just feel very missional in it and I feel God
- 5:22leading me and guiding, well, us.
- 5:24Um, when I say us, I mean, uh, my husband and I were kind of
- 5:27doing this work together alongside Mile high ministries.
- 5:30So I feel God in my
- 5:33work. Um, another thing that I've been really
- 5:36just asking God for is
- 5:39to show me the preciousness
- 5:42of people. Because when you're doing
- 5:44affordable housing work, um,
- 5:47it's difficult, right. And you're
- 5:50relying so much on numbers and funding
- 5:53and trying to make things work, and
- 5:56sometimes you lose the face
- 5:59of people and that importance. So
- 6:02I've just been asking God to show me the preciousness
- 6:05of people and how he loves them and how he
- 6:08cares for them. Um,
- 6:10I've just been digging into that a little bit.
- 6:13Well, that's good because
- 6:16we've talked about free recording
- 6:19and, uh, for our listeners
- 6:21here, I myself work in affordable housing and I know how
- 6:24easy it is to kind of get lost
- 6:27in the grind.
- 6:30Yes, the grind, the grind.
- 6:32I mean, that's obviously an indie job, but,
- 6:34um, yeah, that's so good.
- 6:37I love to talk to you about, for 20, 30 minutes
- 6:40about communion, too. But that's not what this podcast is
- 6:43for today.
- 6:45Um, so you mentioned kind of your work
- 6:47tying into your ministry. Just talk about how you
- 6:50got into the work and
- 6:53the ministry or the company that you're
- 6:56with today.
- 6:57Yeah. So, in 2018, I
- 7:00was teaching first graders, and I was
- 7:03reading a book, and it was called every. It was a science
- 7:06book, and it was called every living thing has a
- 7:09home. And I looked out
- 7:11into my audience of little first graders, and
- 7:14there was a first grader there just looking back at me, eyes
- 7:17wide open, ready to learn science. And I knew she was
- 7:20living in the car with her family.
- 7:21Wow.
- 7:23And I began to, like God, began to speak
- 7:25to my heart, not audibly, but the way he moves you
- 7:28in your spirit and just say, what are you going to do about this?
- 7:31And so my husband and I just started
- 7:34researching everything affordable housing
- 7:36related. Um,
- 7:39and I felt like, I remember,
- 7:42I think it was in August, and I was getting
- 7:45ready, setting up my classroom, and I felt
- 7:48like I was supposed to take the year off
- 7:51m to research this. And I called
- 7:54up my husband, and I said, I feel
- 7:57like God is asking me to do this, but I don't know. He said, you
- 8:00better make sure that's God.
- 8:03And so the funny thing is that my
- 8:05cousin, who's a pastor, never m
- 8:08calls was. And he
- 8:11called me that day m and he said, jessica, you were
- 8:14just on my mind, and I want you to know that when God
- 8:17speaks to you, you should listen to him.
- 8:19Wow.
- 8:20And so for a six on the enneagram, who needs
- 8:23security, right?
- 8:24Yeah.
- 8:24That was kind of like propelling my faith
- 8:27a little bit.
- 8:28Wow.
- 8:28And so I also had another barrier, though. We
- 8:31were getting ready to start school, and so I went to my
- 8:34principal, and I said, listen, I know this is going to put you in a jam.
- 8:37Right?
- 8:38Um, because at that time, I was in a leadership
- 8:41position also. I was coaching other teachers, and I said, but
- 8:43I really feel like I'm supposed to take the year off
- 8:46to figure out this housing crisis that we're in.
- 8:49It was also teachers, and so took that year
- 8:52off, um, just began to connect with the
- 8:55affordable housing community.
- 8:57Um, I don't know how this happened, but
- 9:00Denverite wrote an article, um,
- 9:03like, who's next in housing? And I wasn't really
- 9:06doing anything, Loren I was just out there kind of
- 9:09like John the Baptist preaching, like,
- 9:12who's doing anything about affordable housing?
- 9:14The way of affordable housing.
- 9:16Exactly. And so they wrote about me,
- 9:19and, um, I got connected through that article
- 9:22to a dear friend, nathan, um, Davis hunt, who
- 9:25was leading the congregation land campaign at that time
- 9:27with interfaith alliance. And they were hiring a part
- 9:30timer, um, to help them with the churches. And
- 9:33so I did that for about a year.
- 9:36Covid hit and being the 6th
- 9:39that I am on the enneagram, needing that security, I went
- 9:42back to teaching. And
- 9:45um, during that time, my
- 9:47husband, uh, we own a company called Love thy
- 9:50neighbor. And we were really focused on affordable
- 9:53for sale housing. And we worked with habitat for a time
- 9:56and other nonprofits that were providing
- 9:59affordable housing, um,
- 10:02for homeownership, which is different than market rate. Right.
- 10:05And so he was doing that. I was
- 10:07teaching, still involved with the community, but not as
- 10:10deeply. Right. Because I was teaching full time.
- 10:13Um, we decided about a year
- 10:16and a half ago that we, you know,
- 10:19is everything.
- 10:23We, um.
- 10:24I guess we felt a little discouraged. We were just
- 10:26talking about how do you know when to give?
- 10:28Yeah.
- 10:29Right.
- 10:29Yeah.
- 10:29And things weren't going that well with the
- 10:32business and I can teach anywhere. And we thought,
- 10:35well, maybe God's moving us to Kansas City. That's where my husband's
- 10:38from. And so we went out there for the summer
- 10:41and just, you know, it is affordable here. We can
- 10:44help people here, maybe we can take what we've
- 10:47know. We knew a ton about deed restrictions
- 10:50and we knew a little bit about development. We had
- 10:53gone through the ready program, through
- 10:55Uli, and while we were out
- 10:58there, Jeff Johnson,
- 11:00um, my boss now and long
- 11:03term mentor, called me and he said,
- 11:06hey, Jess, what do you think about starting up
- 11:09the congregation land campaign again and helping churches?
- 11:12And I said, well, I don't know,
- 11:14let's explore the idea. And Nathan had moved to
- 11:17Boston. There was leadership changes at interfaith
- 11:20and we just began to, for the last year, kind of
- 11:23cultivate, um, the relationships again
- 11:26and see who's doing what and if there was
- 11:29really a need. Right. And so we just had that webinar,
- 11:32um, which was so well attended. There
- 11:35were, I think, about
- 11:37100 faith leaders that signed up and
- 11:40about 60 that actually attended.
- 11:42Um, and so they need
- 11:45advicement, they need to know what their steps
- 11:48are. They also want to do that in
- 11:51a spiritual context. And how is the
- 11:54Lord calling them to use their property? How is the Lord
- 11:57calling them to steward their land? And so
- 12:00you can't really know that without really knowing your options
- 12:02as. So, um, yeah,
- 12:05we've just been going at it and at the same time,
- 12:09my role here is co director of housing
- 12:12development. So I help a little bit with the development at
- 12:14Clara Brown Commons, where we are at now.
- 12:17And. Yeah, so that's how
- 12:20I'm here. Sorry. A lot
- 12:23in there. No, that's great.
- 12:24Let's talk about. Real quick, let's talk about
- 12:28Claire Brown Commons, where we're recording right now,
- 12:30because you said something about the lord
- 12:33working, and you told me a cool story behind it.
- 12:36I want our audience to hear that.
- 12:39Yeah. So we're in the cool neighborhood, east
- 12:41side Denver, and, um, Jeff Johnson, our
- 12:44executive director at Mile High ministries, lives
- 12:47in this neighborhood. And for the
- 12:50last, I don't know, 20 years, this has been a blighted
- 12:53kind of area. And Jeff would frequently
- 12:56walk around this area, and he would pray,
- 12:59and he would pray that the Lord would do something good with
- 13:02this land. And then he started praying,
- 13:05lord, if you give me this land, I will do something good with
- 13:08it. And it so happened that
- 13:11the person that owned the land, I guess I
- 13:14don't want to say too much about it, but it ended up
- 13:17being for sale.
- 13:18Right.
- 13:19And, um, somebody on city council
- 13:21called Jeff and said, hey, this land that you've been
- 13:24praying for for 20 years
- 13:27is up for sale. M and Jeff was like, well,
- 13:30I don't know how I'm going to buy it, but step
- 13:33one. And he had went to a Bible study soon
- 13:36after that, and, um, one of his
- 13:39friends, uh, just of wealthy
- 13:42means, asked him, hey, Jeff, what are you dreaming
- 13:45about? And that actually
- 13:47provided kind of the down payment for us to get the
- 13:50land. And then it is a tax credit deal.
- 13:53And so there was some of that. And then we raised funds as
- 13:56well. So it wasn't like it was just God
- 13:59delivered it on a silver platter.
- 14:03It was a struggle to get here, but it was a beautiful
- 14:06struggle. Um, and we just had our
- 14:09grand opening and celebrated, and it was just like a day
- 14:11long celebration that ended in praise and worship
- 14:14and just gratitude.
- 14:17Yeah, I mean, I got to tour the building.
- 14:20It's amazing. Um, it
- 14:23really is incredible just to see this. And
- 14:27as beautiful as this building is, as amazing
- 14:30as getting all the pieces to come together,
- 14:34I think I want to emphasize that story
- 14:37of him praying for 20 years.
- 14:40Um, and maybe, if anything, to
- 14:42emphasize, as I'm m sure you'd agree, the
- 14:45importance of just committing prayer and
- 14:48discernment when it comes around
- 14:51anything, but especially building and land
- 14:54usage. Right. For churches.
- 14:56Right. Because it's one of our greatest assets that we have.
- 14:59And, um, you just recently had Mark Elston
- 15:01on, and once it's gone, it's gone.
- 15:05And so, yeah, prayer
- 15:08and action as well. Just not even that. You
- 15:11have to do something right away. But get the education,
- 15:14get a team of advisors around you who
- 15:17can help guide you and help answer your
- 15:19questions and help discern with you.
- 15:22Um, and I find that
- 15:25it's layered, right? There's just different layers of
- 15:27discernment and, um, that involves
- 15:30technical questions that the church has.
- 15:33Like does the zoning allow for this? How
- 15:36much do these buildings cost? What kind of partnerships
- 15:39do we want? Um, how are these buildings
- 15:42paid for? And, um, a good
- 15:44advisor will help you with all of that.
- 15:47Yeah, so we've just been talking spiritual and I do want
- 15:50to kind of get into the nitty gritty because obviously,
- 15:52as much as I think it's important to pray and discern
- 15:55around these things, if anything, I want to
- 15:58learn from you so our audience can be along for the
- 16:01ride here.
- 16:04Um, let's talk about,
- 16:07I'm thinking of a church up in the neck of the woods where
- 16:10I live. Right. Been around since I think
- 16:13the 80s, have a big, huge plot of
- 16:15land behind them. Um, so
- 16:18let's just imagine, right?
- 16:20Mhm.
- 16:20That this church comes to you. It's like, hey, we'd love
- 16:23to develop this land for some kind of
- 16:26affordable housing. What are the first questions
- 16:29or steps that you're giving them?
- 16:30Well, the first part of it is the discernment, right. You
- 16:33come with prayer, you come with a group from your church that
- 16:36can help you make these decisions. You begin
- 16:39to look outward and say, who is God
- 16:42calling us to serve? Um, what does this neighborhood
- 16:45need? Who is God calling us to be
- 16:48in this instance? Because there is a
- 16:51range of how a church can be involved. Right? You
- 16:53see, churches that have developed themselves
- 16:56are running their building, but then you have churches
- 16:59that had somebody else develop their building, but then
- 17:02they're running it and managing it. So
- 17:05there's a lot of what ifs in it, and
- 17:08it's just going along the discernment path
- 17:11and asking these questions, um, until
- 17:14you find that right fit and where you
- 17:17feel like, okay, this feels right, we're
- 17:20comfortable with this.
- 17:22So in the webinar, and we'll have to put a link for the
- 17:25webinar in the show notes because you recorded, right?
- 17:28I did.
- 17:28Okay, perfect.
- 17:29Um, can I say something about that?
- 17:31Yeah, go ahead.
- 17:31Okay, so this is so cool.
- 17:33Um, well, I think it's cool. I don't know if you will.
- 17:36Um, so my husband was helping me because he's an it guy
- 17:40and it was kind of my first big webinar
- 17:43and he forgot to press record.
- 17:45Ah.
- 17:45Right away. But the part that he pressed
- 17:48record on it was when Mark Elston
- 17:51said, right at the moment, Mark said,
- 17:53God is not in decline. M
- 17:56and to me, I was just like, that was a message
- 17:59for me, because when we talk about the housing
- 18:02crisis, sometimes it feels so
- 18:05big and it feels like, lord, can we even do
- 18:08anything about this? And so I almost felt
- 18:11like, hey, maybe God was giving us m. A message right
- 18:14there.
- 18:15Yeah.
- 18:16So you'll hear it, though.
- 18:17Yeah.
- 18:19Um, so
- 18:23let's give some examples, because
- 18:26I think that was interesting for me just in the webinar, just
- 18:29to see in here. So give, like, three
- 18:32or four examples that you gave from the webinar. For instance,
- 18:35what are churches are doing? Because I was surprised to see the
- 18:38kind of vast array of what different churches are doing.
- 18:41Yeah. So Lutheran Church of hope in Broomfield,
- 18:44anchor house, they're, um, servicing
- 18:47former foster youth, and they actually took
- 18:49on the management piece of that. Um, and
- 18:53also in the resources that I send from the webinar,
- 18:55it has links to their story, and it's just beautiful.
- 18:58Uh, made me cry. Um, solid rock in
- 19:01Colorado Springs, pastor, um, Ben did a
- 19:04litech deal. Um, Augustana
- 19:06Lutheran, they're doing affordable home ownership.
- 19:09Agape was on the webinar. Um, they did
- 19:12permanent, um, supportive housing for those coming out of,
- 19:16um.
- 19:18What's that?
- 19:19Agape church, charity house. Charity house, yeah.
- 19:22Okay. Um, and then heart of the Rockies,
- 19:25you had pastor Melissa st. Clair on there,
- 19:27um, in Fort Collins. And I have an
- 19:30ongoing list of that. But, um, yeah. Watching the
- 19:33webinar will give you a little more details on that.
- 19:36Yeah, this is good. This is good.
- 19:37M so, for my own curiosity, and
- 19:40hopefully this will be relevant to our listeners, I'm thinking about
- 19:43what does it involve as far as the land, the
- 19:46nitty gritty of the land. I've heard a lot
- 19:49about 99 year leases type things.
- 19:51Totally.
- 19:51Uh, is it transferring land? Which I imagine,
- 19:54obviously, it sounds like for the one lutheran
- 19:57church, it sounds like they have control still
- 20:00over everything. Yeah.
- 20:02And a lot of it comes down to denominational, uh,
- 20:06governance and what they all allow you to do.
- 20:09So you do see some land leases. You see
- 20:11some, um, churches maybe selling
- 20:14a portion of the land to help leverage, um,
- 20:17building on another portion.
- 20:19Okay.
- 20:19You see help with the financing. You
- 20:22see, um, some cases where the
- 20:25land is donated.
- 20:29Um. You see some cases where the
- 20:32church decides to develop themselves. You
- 20:35see a copartnership. Um,
- 20:37it just depends on what the finances
- 20:40of the church, how much risk the church is
- 20:43willing to take on how much
- 20:46capacity they have to enter
- 20:48into some kind of development and
- 20:51yeah, it just becomes a point of
- 20:54negotiation, really. Um, what we
- 20:57do is, well, what we've done in the past is
- 21:00we write a request for proposals, um, based
- 21:02on what the church needs, what the church wants, and we
- 21:05send that out to um, mission and aligned
- 21:08developers. And then the church
- 21:10can kind of see what's on the table for
- 21:13them and they begin to negotiate
- 21:16what's best for them.
- 21:18Okay, so I'm curious,
- 21:22are these always instances where it's like low
- 21:25income ami area meeting income
- 21:28type housing, or are there situations where
- 21:31it's like a church is like, hey, we
- 21:34want to just develop our land to have
- 21:36some kind of revenue stream. Is that even a possibility?
- 21:39I think that is totally a possibility. And I think
- 21:42something else, even though what we're focused on.
- 21:45Right.
- 21:45I think it's not an either or. It
- 21:48could be an and. Sure,
- 21:52maybe they can do half and half to
- 21:54um, offset whatever they need.
- 21:56Right.
- 21:57Um, I think that could be
- 22:00a possibility. Um, when you're thinking about affordable
- 22:03housing though, um, you're thinking the zero to
- 22:0580% ami right
- 22:08area mediation. Um, that's where most
- 22:11of the funding is going to be coming from. So
- 22:14if you're thinking something beyond that,
- 22:17you're going to have to either come
- 22:19with that or fund. Let's talk
- 22:22about a loan.
- 22:23Let's talk about funding here. Uh, because you used
- 22:26the.
- 22:29Litech, uh-huh.
- 22:30Low income housing tax credit. Right. So um,
- 22:33I'm just learning about that a little bit myself in
- 22:35my context of work. Share a little bit about that for our
- 22:38listeners and how so tax credits.
- 22:41Are given for affordable housing.
- 22:44Um, it's an application.
- 22:48Mhm.
- 22:48Uh, a lot of people apply and
- 22:51so usually, um,
- 22:54you have to have some type of experience
- 22:57to apply or go in
- 23:00with somebody that has the experience,
- 23:02um, doing this deal.
- 23:05Um, Claire Brown Commons, we had a lot of help
- 23:08with, um, very experienced developers, very
- 23:11experienced consultants. Um, but
- 23:14yeah, um, it's an application through
- 23:16chafa.
- 23:18And just again, for context,
- 23:21the company that I work for, a housing authority,
- 23:25put in an application for one of these
- 23:28loan housing tax credits and didn't get it.
- 23:31Yeah, there's only so much money in the pot to go
- 23:33around and it.
- 23:35Does cost to put in the application,
- 23:38right. Um, yeah, it's going to cost
- 23:41you something.
- 23:42Now in my work context, the
- 23:45housing authority does have a
- 23:48loan basically
- 23:51for some chunk of the money they have equity.
- 23:53They're uh-huh.
- 23:56I mean, how much equity does a church
- 23:58need to have?
- 24:03Again, that is going to depend on what they're building
- 24:06and what they want to do.
- 24:08Um, if you're building like boring right now,
- 24:1160 some units, you're probably going to need to bring a
- 24:14good chunk of equity. But like with the
- 24:17lutheran church in.
- 24:19Broomfield, I think the pre development
- 24:22costs, um, if you would do
- 24:24something on your own, could range from 50 to
- 24:27100,000.
- 24:31But um, if you go through something
- 24:34like abundant ground, we help offset that because we're
- 24:37working with technical, um, experts that
- 24:40have agreed to give the church a discount.
- 24:42So I don't want the church to
- 24:45worry about that. But
- 24:49we just don't enter. Let's give
- 24:52you technical. Yeah, it's not Willy nilly for sure.
- 24:54Some discernment and prayer.
- 24:57Right. Because we're putting a lot of skin in the game for it
- 25:00and uh, we want you to have some skin in the game
- 25:02as well.
- 25:06Trying to think of, I feel like there's so many questions
- 25:09here,
- 25:10um, you
- 25:17don't want to get like worst case scenario, but
- 25:22where would you advise against the church doing this?
- 25:25I can imagine. Obviously
- 25:27if a church is, like we said, willy nilly, haven't
- 25:30really spent some time in prayer, don't have buy in
- 25:33from the congregation leadership. Uh, what are some
- 25:36other. We appreciate
- 25:39your heart. This is not going to work.
- 25:41I think if they're in a real
- 25:44financial crisis themselves,
- 25:47we don't want them to make a decision based out of
- 25:50kind of fear. Um,
- 25:53so we
- 25:56would advise against that. And
- 25:59we see that happen mostly when
- 26:02churches have waited too long
- 26:05to get some kind of counsel around this.
- 26:07And there have been times
- 26:10where we might say it just might be
- 26:13better to sell and pay off your debt.
- 26:16Um, but that would be
- 26:18like the last option if we.
- 26:22Oh, and something else I didn't. So, uh, churches are doing social
- 26:25enterprise out of there. There were churches
- 26:27that I have talked to that they're doing affordable
- 26:30housing and these small business
- 26:33startups, which is beautiful.
- 26:36So they're doing like a housing project on the land
- 26:39and then they're using some of their existing space.
- 26:42So there's really a lot of, there's so many options.
- 26:45And that's why I think discernment is also about
- 26:48creativity and looking at the needs
- 26:51of your community and what is your community asking you
- 26:54for. And a lot
- 26:57of churches are helping with ece,
- 27:00um, food deserts,
- 27:03um, grocery stores.
- 27:04Uh, yeah. Ah, because
- 27:07uh, I did an MBA a couple of
- 27:10years ago and one of the first projects I had
- 27:13to do was like a big research report
- 27:17and obviously my data
- 27:20wasn't scientific per se, for instance, because
- 27:23I kind of be like, hey, fill out my survey about
- 27:25how much you need early childhood support.
- 27:28But you think about the costs.
- 27:32From my recollection, the biggest drivers of
- 27:35costs are going to be overhead and staffing.
- 27:38Ah, you obviously can't control staffing.
- 27:41Mhm.
- 27:41People cost what they cost. You got to have the ratios
- 27:44right. But with the church, you can control
- 27:47overhead. You're not paying rent
- 27:49necessarily. Or if you are, however
- 27:52that's arranged, that can be severely discounted, I imagine, for
- 27:55a church.
- 27:56Exactly. And it's about partnerships,
- 27:59if you look at our list out here, of the
- 28:02people we partnered with, because you can't do this alone.
- 28:05Right.
- 28:05And so something that I feel like is a
- 28:08theme that I'm seeing is like this idea of
- 28:10intersectionality and partnership. How can you partner with
- 28:13the government, or how can you partner with somebody that is
- 28:16an expert at running an ECE or running
- 28:19a business? So, um, the
- 28:21church doesn't have to necessarily be an expert
- 28:24at it. They just have to be willing to ask the
- 28:27right questions and willing to open up to
- 28:30partnerships.
- 28:31Let's go down this. So you
- 28:33work doing this work we, uh, talked about before
- 28:36we started recording. It sounds like you come from a
- 28:39nondenominational background.
- 28:40Right.
- 28:41So I come primarily from mainline protestant
- 28:44world, very denominational. These kind of
- 28:46denominations can be very siloed. If you've seen
- 28:49that. I don't know if you've seen that. So maybe
- 28:52what are some examples you've seen? And then
- 28:56can you give some kind of like, gumption, maybe. I don't
- 28:58know what needs to be said, but to
- 29:01get outside kind of your bubble and encourage people to
- 29:04say, hey, you might need to look beyond your own
- 29:08circles.
- 29:09No, that is interesting, because
- 29:13being in this work, I am out all the time.
- 29:16Right. I'm seeing who's doing
- 29:18what, beautiful work everywhere. And I
- 29:21recently went to a church, and this
- 29:23pastor, uh, is considering kind
- 29:26of social enterprise stuff and
- 29:30kind, um, of a healthy, thriving church. And
- 29:33I said, well, what are the needs of your community?
- 29:36And he really couldn't answer
- 29:39that. And so that was kind of interesting to
- 29:42me. Um, but that's something that we can
- 29:45help you with, because part of this, like Jeff Johnson,
- 29:47our executive director, he had to do community
- 29:51engagement. That's part of the requirement. And
- 29:54city, um, council, actually, or maybe it was
- 29:57planning board, I can't remember, just gave him
- 30:00kudos around his community
- 30:02engagement, his planning, how he
- 30:05was getting the input from neighbors. And
- 30:07so we help churches with that as well.
- 30:10Yeah, I guess that goes back to, again,
- 30:13the importance of really
- 30:17laying the groundwork in prayer and discernment
- 30:20and leadership, because it's not just going to be like
- 30:22the pastor or a couple of people being like,
- 30:25oh, we should go after. Let's talk to a
- 30:28developer and tomorrow.
- 30:30Right, right. For sure. You need a team around you.
- 30:33You need, um,
- 30:36a little bit of capacity in terms of time
- 30:39and energy that you're going to put into this
- 30:42because it takes some thought. We help you. Um, we
- 30:45help guide you, but you're going to have to make time for meetings
- 30:47with us and to go through your options and,
- 30:50um, talk about some of those
- 30:53technical.
- 30:54Let's talk about time then. What should
- 30:57a church think about?
- 30:59Yeah. So I'll give you
- 31:03the actual building here. Took about
- 31:06a year to build.
- 31:07Right.
- 31:08But to get permits and everything else, I think we're looking
- 31:11more at two to three years.
- 31:13Um, but then you add on this
- 31:16discernment piece, we've seen
- 31:19five to six years.
- 31:20Right. Um, frankly, I think that's pretty quick. Right?
- 31:24Yeah. And we've seen even longer. So it just
- 31:26depends on. And we're never about rushing the church
- 31:29or putting any kind of pressure on the church,
- 31:32um, because we want God to lead them. But,
- 31:36yeah, a lot of that time is the
- 31:39discernment piece and getting everyone
- 31:42on board.
- 31:43Because even if we go back to heart of the Rockies. Right.
- 31:49Um, they first got interested, I think if I'm
- 31:51remembering back in like five.
- 31:54Six, maybe 2018,
- 31:57I think, because I actually went up there when I
- 32:00was part of the Congregation, um,
- 32:03land campaign.
- 32:04So this current iteration, maybe.
- 32:06Yeah.
- 32:10But they could have been talking about it even before then.
- 32:12Right.
- 32:13And then they're breaking ground now.
- 32:14I think they had a different idea about M. That's a good
- 32:17point about a good framework for listeners. Like, think
- 32:20about 2018, 2019. So here what,
- 32:23mhm, February 2024, as we're recording this,
- 32:27six ish years in what it'll probably
- 32:30be another year before it's done. So it seems like seven
- 32:33years is a good kind of
- 32:37mental concept. Mental framework, I think, to think about. Right.
- 32:40Is that fair?
- 32:40Yeah.
- 32:41So I, uh, can imagine. And this is one of the things I talked to mark
- 32:44about. There may come a point where
- 32:47a church, they've got like ten people left. It may be
- 32:50like, thank you for
- 32:53your. Have you
- 32:55encountered such a situation where you go into a church and there's like
- 32:581015 people, and it's
- 33:01obvious to you they're not going to have the
- 33:04resources to do it themselves?
- 33:07What do you think is the best, most
- 33:10faithful attack
- 33:13for them.
- 33:14I have seen that. And because I don't want to put
- 33:16pressure.
- 33:22Yeah. I think the one that I'm thinking of, they're just going to
- 33:24end up selling to the market. We might write an
- 33:27RFP to see if requests, uh, for
- 33:30proposals to see if any affordable
- 33:33housing developers might be willing to partner with
- 33:36them. Um, but I
- 33:38think, like we said before, if we wait, it
- 33:41puts us, um, in a precarious
- 33:44spot that maybe we don't
- 33:47make the best.
- 33:50I mean, I imagine, like me,
- 33:54it seems like in the Denver metro, any housing going up
- 33:56is probably a good thing. Net
- 33:59good. Right. But if you're really passionate about
- 34:02providing affordable housing.
- 34:05Yeah, I think we do need to build. For sure.
- 34:08We need to build across the spectrum.
- 34:11We need way more lower.
- 34:13Ami need any more, like multimillion dollar?
- 34:17But there's also the policy piece around it,
- 34:20um, that I think is
- 34:22interesting. And Phil, uh, burns from out
- 34:25in California talked about SB four out there
- 34:28that, uh, they did a religious
- 34:30overlay for churches that are going to build
- 34:33affordable housing so that they don't have to go through the rezoning
- 34:36process, which will save thousands of dollars and months
- 34:39of time. And so if we could get something like
- 34:42that, that would help. Right.
- 34:44Um, but I do think we
- 34:47need to. Yes, housing in general,
- 34:50but especially for, um,
- 34:53I would even say zero to
- 34:55120% ami, because what I'm seeing is
- 34:58I'm going into these churches. The
- 35:01pastors have this land, and then at the end, they kind
- 35:04of come to me and say, hey, do you think I
- 35:07don't own a home? But they're like, at
- 35:1081% ami. And so they can't get
- 35:13into the affordable housing market, and they can't
- 35:15buy market rates. So I think
- 35:18now we have the middle income housing
- 35:21authority. I'm, um, wondering about that. I'm
- 35:23wondering how, um, there might be a land
- 35:26trust that, um, from
- 35:2980% to 100% ami. So
- 35:32I think it's all about creativity and getting the
- 35:35right minds in,
- 35:38um, the room and
- 35:40just trying it. Let's see. Would this work?
- 35:43I'm glad you brought up the policy side, because I can
- 35:46imagine a scenario where a church might,
- 35:50let's say they got a tiny chunk of land, they got
- 35:53a building. They can't really do anything.
- 35:56There's no land, real assets to do anything with. But they may want
- 35:59to advocate for. Uh, so,
- 36:02obviously, we're within
- 36:05Colorado, and that's probably what you're most familiar with. You
- 36:07mentioned California, though, for. But so what are some examples
- 36:10maybe that are happening locally, nationally
- 36:13that churches, uh, could advocate for.
- 36:15Yeah, I would really look into the Sb four. We talk a little
- 36:18bit about that on the webinar. Um, in the
- 36:21resources that I sent out for the webinar, I just
- 36:24have a ton of links about that. Um, there's
- 36:27this whole conversation happening at the state level
- 36:30around zoning, uh, and I
- 36:33think getting involved in that.
- 36:36I do have churches that,
- 36:38um, and I haven't been able to focus too
- 36:41much on that, that they're like, we don't have land, but we care
- 36:44about housing.
- 36:45Right.
- 36:45So we're going to have an event on March
- 36:486, going to be a, ah, learning lunch, and we're going to talk a little
- 36:51bit about some housing policy stuff that's happening
- 36:54here. Um, and we're also going to talk to some faith
- 36:56centered developers. And,
- 36:59um, we're going to tour this beautiful building.
- 37:01So look out for that.
- 37:04So now I'm, like, pressured. Is this
- 37:07going to release by March 6? Okay, if you're
- 37:10listening to this.
- 37:10Oh, yeah, march 6.
- 37:12Check this out. Where can they find out more about.
- 37:14That if it's not,
- 37:17um, what we got? Oh, mile high
- 37:19ministries.
- 37:20It's February 7, so hopefully I'll get this
- 37:23turned.
- 37:23I'm sorry. I just put pressure on you.
- 37:25The pressure editor, though.
- 37:27Oh, sorry, editor?
- 37:28Yeah.
- 37:29Um, go to mile high ministries, or
- 37:32you can email me. You have all my social
- 37:34media links and my email, but, um, my email
- 37:37is Jessica Dominguez at mileheimin m
- 37:40I n.org and
- 37:43Dominguez with a z.
- 37:44Okay. Um, let me ask you this question before
- 37:47we take a break, and this is a question I asked mark.
- 37:51You know, what is
- 37:54your nightmare scenario?
- 37:56Oh, my gosh.
- 38:02When I'm in a not great mental framework,
- 38:05can you just think ten years ahead and
- 38:08see? I don't want there to be another
- 38:11m marijuana church for listeners.
- 38:14There literally exists a marijuana church, and no
- 38:17judgment there. But I'd rather see better usage
- 38:20of church space. I, frankly want there to
- 38:22be churches still existing.
- 38:25Um, I also watch
- 38:27youtubers who may not be
- 38:30religious themselves, and they lament
- 38:33historic churches getting torn down. So
- 38:37what do you see as, like, a worst case scenario? What's
- 38:40your kind of dream and prayer scenario?
- 38:44Uh, I think my worst case
- 38:47scenario goes back to teaching, because I taught
- 38:50for 23 years. I still teach part time.
- 38:53Um, and I look at those little baby
- 38:56faces out there, and
- 39:00they don't know what's going on.
- 39:02Um, but they're also
- 39:05housing insecure. Um, we
- 39:07have a lot of, um, migrant students,
- 39:10newcomers, and I've seen
- 39:13kids walking into tents,
- 39:15and I
- 39:18guess we're kind of at a nightmare situation.
- 39:21I've never seen that in Colorado in.
- 39:25So the
- 39:28only thing that could really make this nightmare worse
- 39:31is if God does not
- 39:33intervene. And he has to intervene
- 39:36through his church and through the
- 39:39body. And, um,
- 39:43I can't do it alone. I
- 39:45need you. I need others that are feeling
- 39:48called to this mission. And,
- 39:51yeah, I think
- 39:55to do other celebrations like this. Right. That
- 39:58we had at Claire Brown. I wish you could have seen it. I mean,
- 40:01this building was just filled. We wrote this beautiful
- 40:04book, and we celebrated with
- 40:07praise and worship. And I
- 40:09cried. I just was like,
- 40:12man, God, thank you.
- 40:15It was very difficult. There were times, um, I
- 40:18was actually on the board before I started working with mile high.
- 40:21Um, there were times where Jeff would come to the
- 40:24board and know, he would tell us, hey, this came
- 40:27up, um, and it was a big problem,
- 40:30and we'd have to wrap our brains around it.
- 40:32And every adversity, we
- 40:35overcame every adversity. And,
- 40:38um, this isn't going to be easy
- 40:41work, um, but we need to.
- 40:44Let's go get it.
- 40:45Yeah. I'm just thinking about
- 40:49something. This past Sunday, I
- 40:51was in church, and the pastor spoke about Ezekiel and the dry
- 40:55bones. And I know that really
- 40:57resonated with me, just kind of where I'm at right now in
- 41:00my know. And I've been thinking about.
- 41:04I think it's Henry now, and a quote about
- 41:07hope. Christian hope is not like just some optimism about the
- 41:10future. It's this hope of
- 41:13what God has said, God will do, God will do.
- 41:16And then we look at stories. That's, to me,
- 41:19why scripture is so important, because we can
- 41:22go back when we're feeling unhopeful.
- 41:24Yes.
- 41:24And go back and see there's a
- 41:27story of God doing what?
- 41:29Preach it, Loren and testimony.
- 41:32Yeah.
- 41:33I was recently talking to, um, a dear
- 41:35friend, Scott. And we
- 41:38talk, know how just overwhelming. We hear these stories
- 41:41of brokenness, and he said, jessica, you have
- 41:44to have hope as resistance,
- 41:47because if you have no hope, oh, my
- 41:50gosh, where do you go from there? It's so
- 41:53tied into faith.
- 41:54Right.
- 41:55And we need those. That's another thing
- 41:58that I miss, um, that I don't really see so much
- 42:01in churches anymore. Giving testimony
- 42:04and the power of testimony and the
- 42:06power.
- 42:08We're having a little revival right here in the Bible.
- 42:10Come on. I mean, that story about Jeff going around
- 42:13this building for 20 years, that's a testimony.
- 42:17That's, uh, a testimony to God's faithfulness.
- 42:19And to the endurance that he gives
- 42:22us as saints. And that can only
- 42:25be the work of the Holy Spirit.
- 42:27Yeah, we're getting totally off.
- 42:29Sorry.
- 42:30This is fine. No, this is fine. This is what I
- 42:33love doing. But I'm thinking, like, I grew up
- 42:36independent Baptist and independent
- 42:38Baptist, we're very straight.
- 42:42We're like lander than these white walls.
- 42:45Right. But that was a thing that would happen
- 42:48occasionally where there'd be like a song and
- 42:50testimony night.
- 42:51Yeah.
- 42:52Um, and I imagine it was probably
- 42:55less rigid. Right. In your context, there'd be some
- 42:58testimony.
- 42:59Yeah, testimony. The pastor would stand up there and
- 43:01say, does anybody have a testimony? And they go up
- 43:04and it was really moving.
- 43:08Yeah. Folks, uh,
- 43:11go back and watch this webinar, because in some
- 43:13ways it's testimony. It
- 43:16is to what people, the
- 43:19ways people have responded to God's leading
- 43:22in their church life, in their neighborhood
- 43:25and what God has done.
- 43:27Yes, for sure. And stay tuned. More
- 43:30coming. Yeah, we have four learning lunches a
- 43:33year. Um, we're going to start a discovery
- 43:36cohort, which will be eight to ten churches
- 43:38that kind of want to build their capacity around
- 43:41learning affordable housing development.
- 43:44And we're going to be taking some field trips to
- 43:47different churches.
- 43:49Um, that's great.
- 43:52Well, let's move on to
- 43:55our closing questions here. I usually do it a break, but I'm scared
- 43:58to break anything because, please,
- 44:01I'm okay.
- 44:02I don't need a break.
- 44:04Okay. So closing questions, I always tell
- 44:07folks, you can take these as seriously or not as you'd like
- 44:10to, and again, interpret them to your context,
- 44:13uh, however you see best. So if you're pope for a day.
- 44:16Mhm.
- 44:17What do you want to do with that day?
- 44:19Okay, so I've heard a lot of people talking and
- 44:21their answers are answering this question. They're so
- 44:24noble.
- 44:25Right.
- 44:25I'm going to take it on a little bit of a weird. So
- 44:29I think I heard it on your podcast about
- 44:32Christianity today. Did a
- 44:35section on our obsession with horror. Do you remember talking about
- 44:38that? So that led me down the little rabbit
- 44:40hole of listening to that podcast.
- 44:43It's kind of freaky, wasn't it?
- 44:44It was. Which led me to the
- 44:47exorcist files and Father Martin, who
- 44:49is, uh, so,
- 44:52um, it's actually fascinating because he brings a
- 44:55lot of science into it and mental health,
- 44:58but he also talks about scripture and he's done this
- 45:01for 40 years. So if I was pope for the
- 45:04day, um, I might attend their annual
- 45:07exorcism course.
- 45:08Whoa.
- 45:09I'm curious.
- 45:10Okay.
- 45:12And I've gained a new respect. I didn't grow up, ah,
- 45:15catholic at all.
- 45:16Um, and I just
- 45:19really am intrigued by their
- 45:21doctrine and appreciate
- 45:24their.
- 45:25Yeah, I'm going to have a catholic on
- 45:28the show, and I need to work on that because this is a very
- 45:31ecumenical podcast.
- 45:32Maybe. Father Martin.
- 45:33Yeah.
- 45:34Um, what's my next question? Because we're so haphazard,
- 45:37David, I don't even have my notes.
- 45:38I'm sorry. Um, what?
- 45:41Theological.
- 45:42Yes. What's a theological figure you'd want to
- 45:45meet or bring back to life?
- 45:46Okay. So I think I'm going to change that a little
- 45:49bit. I would love to go
- 45:51back to the feeding of the 5000.
- 45:54Okay.
- 45:55Because I felt like when Jesus,
- 45:58they came to Jesus, right, the disciples, and said, these people
- 46:00are hungry. We should send them home.
- 46:03Right.
- 46:03M. And Jesus says, no, you feed them.
- 46:05Yeah.
- 46:06I felt like that was the moment when I talked
- 46:09earlier in the podcast when God was telling me, what are you going
- 46:12to do about affordable housing? And I feel like God
- 46:15is asking us to enter
- 46:17in and it seems so
- 46:20vast and so big that we're like,
- 46:23uh, I don't think we can do this. Let's just
- 46:25send everybody home. But God
- 46:28is saying, well, what do you.
- 46:29Someone else's problem.
- 46:30Somebody else's problem. And the question we
- 46:33should be asking is, like, what do we have?
- 46:36And, um, that
- 46:38collectively we bring our resources
- 46:41together, and collectively we bring that knowledge together.
- 46:45And collectively we work with government
- 46:47and other nonprofits and
- 46:51we're able to create something beautiful
- 46:54and have abundance.
- 46:55Yeah. Want to share
- 46:58so much about that story, but let's keep going.
- 47:01Um, what's my next
- 47:03question?
- 47:05Um, I don't know. I feel like we've kind of
- 47:08answered,
- 47:09um.
- 47:11Well, let's say this. What do you hope for the future
- 47:14of Christianity?
- 47:15Yeah, I would hope that we would
- 47:18just take this moment of time, this
- 47:20crisis, and somehow turn it around,
- 47:23right. Into something
- 47:26praiseworthy and into something
- 47:28good for people and good for the
- 47:31community, that when people look back
- 47:34at this time in history, we've done
- 47:37something like when we built
- 47:40hospitals or built schools,
- 47:43um, we don't run
- 47:46from the cris. Yeah.
- 47:49Let's look at an example, because certainly we could think back like,
- 47:51there's so many hospitals
- 47:54across the United States came from the religious
- 47:57tradition scriptural in there, right? Yeah.
- 48:00Well, share how people can. You've kind of
- 48:03already done it, but share again how people can connect with
- 48:05you and learn more about mile high ministries.
- 48:08Sure. They can go to abundantground.com. They can
- 48:11email me at jessica
- 48:12dominguez@malheimin.org
- 48:18they can look, um, for the links at the bottom
- 48:21of this podcast. And yeah, I'm happy just to
- 48:24have a real informal chat with you
- 48:26and let you learn more.
- 48:29Great. Well, thanks so much for hanging with
- 48:32me. This has been an adventure this afternoon,
- 48:34but we got it.
- 48:37Thank you. I appreciate it.
- 48:38Yeah, always leave folks with Lord peace. So we're going to do peace
- 48:41pass.
- 48:41The peace in person.
- 48:42May God peace be with you.
- 48:43And also with you.
- 48:46Thanks for joining us on the Future Christian podcast.
- 48:49To learn more about Loren or the podcast,
- 48:51visit future
- 48:53christian.com. One more thing before
- 48:56you go, do us a favor and subscribe to the
- 48:59podcast. And if you're feeling especially
- 49:02generous, leave a review. It really helps
- 49:04us get the word out to more people about the podcast.
- 49:09The Future Christian podcast is production of torn
- 49:12curtain arts and resonate media. Our
- 49:14episodes were mixed by Danny Burton and the production
- 49:17support is provided by Paul Romiglovitt.
- 49:20Thanks and go in peace.