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Latest / The College Investor Audio Show

Front-Loading Financial Aid: Watch Out For This Sneaky Trick

Front-loading of financial aid like grants and scholarships is a form of bait-and-switch, where a college gives a better financial aid offer to freshmen than to sophomores, juniors and seniors.

When a college practices front-loading of financial aid, the average grant per recipient decreases after the first year and/or the percentage of students receiving grants decreases.

This means students get smaller grants and/or fewer students get grants. Even if a college keeps the grants unchanged, the net price will increase as college costs increase.

Front-loading of grants causes the mix of grants…

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