Fixed vs Variable Mortgage Rates | Your Mortgage Minute

Your Mortgage Minute | Onlendhub · Apr 8, 2026 · 4m

Fixed vs variable mortgage rates are moving in different directions in twenty twenty-six, and that gap matters for renewals, purchases, and payment planning. In this episode of Your Mortgage Minute, Sarah and Mouli break down why the Bank of Canada holding at two point two five percent does not automatically mean mortgage rates are stable, especially when rising bond yields are pushing fixed pricing higher. They also explain how to compare the real monthly cost of fixed and variable options, when a lower variable rate is worth the risk, and why payment certainty can matter more than chasing…