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Why Does Overwhelming Pressure Lead to Impulsive Spending? · Becoming Financially Confident

• 1:20
  Have
• 1:20
  you
• 1:20
  ever
• 1:20
  noticed
• 1:21
  that
• 1:21
  the
• 1:21
  heavier
• 1:21
  life
• 1:22
  feels,
• 1:22
  the
• 1:23
  faster
• 1:23
  you
• 1:23
  spend?
• 1:24
  It's
• 1:25
  not
• 1:25
  always
• 1:25
  logical.
• 1:26
  It's
• 1:27
  not
• 1:27
  always
• 1:27
  planned.
• 1:28
  It's
• 1:29
  almost
• 1:29
  automatic.
• 1:31
  Just
• 1:32
  like
• 1:32
  we
• 1:32
  talked
• 1:32
  about
• 1:32
  yesterday.
• 1:33
  Pressure
• 1:33
  rises,
• 1:34
  and
• 1:35
  you
• 1:35
  click
• 1:35
  purchase.
• 1:36
  And
• 1:37
  for
• 1:37
  just
• 1:37
  a
• 1:37
  few
• 1:37
  minutes,
• 1:38
  the
• 1:39
  noise
• 1:39
  quiets
• 1:41
  until
• 1:41
  it
• 1:42
  doesn't.
• 1:43
  And
• 1:43
  now
• 1:44
  you're
• 1:44
  carrying
• 1:44
  stress.
• 1:45
  And
• 1:45
  for
• 1:45
  many
• 1:45
  of
• 1:45
  us,
• 1:45
  we're
• 1:46
  carrying
• 1:46
  regrets.
• 1:48
  And
• 1:48
  friend,
• 1:48
  this
• 1:49
  isn't
• 1:49
  about
• 1:49
  being
• 1:49
  bad
• 1:50
  with
• 1:50
  money.
• 1:51
  It's
• 1:52
  about
• 1:52
  trying
• 1:52
  to
• 1:53
  soothe
• 1:53
  pressure
• 1:53
  the
• 1:54
  only
• 1:54
  way
• 1:54
  you
• 1:54
  know
• 1:54
  how.
• 1:56
  So
• 1:56
  today
• 1:56
  on
• 1:57
  the
• 1:57
  show,
• 1:57
  I
• 1:57
  want
• 1:57
  to
• 1:57
  slow
• 1:58
  down
• 1:58
  that
• 1:58
  moment
• 1:59
  and
• 1:59
  give
• 2:00
  you
• 2:00
  some
• 2:00
  better
• 2:00
  options.
• 2:23
  Hey,
• 2:23
  friend.
• 2:24
  Ralph
• 2:24
  Estep
• 2:25
  Jr.
• 2:25
  Here.
• 2:26
  Welcome
• 2:26
  to
• 2:26
  Financially
• 2:27
  Confident
• 2:27
  Christian,
• 2:28
  where
• 2:29
  we
• 2:29
  break
• 2:29
  the
• 2:29
  cycle
• 2:30
  of
• 2:30
  financial
• 2:30
  shame
• 2:30
  and
• 2:31
  help
• 2:31
  you
• 2:31
  find
• 2:31
  true
• 2:32
  financial
• 2:32
  confidence.
• 2:34
  And
• 2:34
  today
• 2:34
  we're
• 2:34
  going
• 2:34
  to
• 2:34
  lean
• 2:35
  into
• 2:35
  why
• 2:35
  overwhelming
• 2:36
  pressure
• 2:37
  leads
• 2:37
  to
• 2:38
  impulsive
• 2:38
  spending.
• 2:39
  Well,
• 2:40
  let's
• 2:40
  get
• 2:40
  right
• 2:40
  to
• 2:40
  our
• 2:41
  listener
• 2:41
  question
• 2:41
  today.
• 2:42
  Great
• 2:42
  listener
• 2:43
  question
• 2:43
  today.
• 2:44
  Listener
• 2:44
  writes
• 2:44
  this.
• 2:45
  Ralph,
• 2:46
  when
• 2:46
  I
• 2:46
  feel
• 2:46
  overwhelmed,
• 2:47
  I
• 2:47
  spend.
• 2:48
  It's
• 2:48
  like
• 2:49
  I'm
• 2:49
  trying
• 2:49
  to
• 2:49
  buy
• 2:49
  a
• 2:50
  few
• 2:50
  minutes
• 2:50
  of
• 2:50
  relief,
• 2:51
  something
• 2:52
  that
• 2:52
  makes
• 2:52
  the
• 2:52
  pressure
• 2:53
  quiet
• 2:53
  down.
• 2:55
  Then
• 2:55
  the
• 2:55
  regret
• 2:55
  hits,
• 2:56
  and
• 2:57
  I'm
• 2:57
  left
• 2:57
  with
• 2:57
  the
• 2:58
  same
• 2:58
  stress
• 2:58
  plus
• 2:59
  a
• 2:59
  smaller
• 2:59
  bank
• 2:59
  account.
• 3:01
  I
• 3:01
  know
• 3:01
  it's
• 3:01
  a
• 3:01
  pattern,
• 3:02
  and
• 3:03
  I'm
• 3:03
  tired
• 3:03
  of
• 3:03
  it.
• 3:05
  How
• 3:05
  do
• 3:05
  I
• 3:05
  slow
• 3:05
  down
• 3:06
  in
• 3:06
  that
• 3:06
  moment
• 3:08
  and
• 3:08
  choose
• 3:08
  something
• 3:09
  healthier
• 3:10
  instead?
• 3:12
  You
• 3:12
  know,
• 3:12
  I
• 3:13
  want
• 3:13
  to
• 3:13
  start
• 3:13
  by
• 3:13
  saying
• 3:14
  the
• 3:14
  fact
• 3:14
  that
• 3:14
  you
• 3:15
  recognize
• 3:15
  you
• 3:15
  have
• 3:15
  a
• 3:16
  problem
• 3:17
  is
• 3:17
  huge.
• 3:19
  So
• 3:19
  let's
• 3:20
  dig
• 3:20
  into
• 3:20
  this,
• 3:21
  because
• 3:21
  what
• 3:21
  I
• 3:22
  have
• 3:22
  found
• 3:22
  in
• 3:22
  my
• 3:23
  30
• 3:23
  years
• 3:23
  plus
• 3:24
  working
• 3:24
  with
• 3:24
  people
• 3:25
  is
• 3:25
  impulsive.
• 3:26
  Spending
• 3:27
  is
• 3:27
  often
• 3:27
  an
• 3:28
  emotional
• 3:28
  escape.
• 3:30
  It's
• 3:30
  not
• 3:30
  usually
• 3:31
  a
• 3:31
  financial
• 3:31
  decision.
• 3:33
  So
• 3:33
  how
• 3:33
  do
• 3:33
  we
• 3:33
  counter
• 3:34
  that?
• 3:35
  Well,
• 3:35
  the
• 3:35
  first
• 3:35
  thing
• 3:35
  we've
• 3:36
  got
• 3:36
  to
• 3:36
  do
• 3:36
  is
• 3:36
  you've
• 3:36
  got
• 3:37
  to
• 3:37
  recognize
• 3:37
  what's
• 3:38
  actually
• 3:38
  happening.
• 3:40
  We
• 3:40
  got
• 3:40
  to
• 3:40
  be
• 3:40
  real
• 3:41
  with
• 3:41
  ourselves.
• 3:42
  And
• 3:43
  see,
• 3:43
  when
• 3:43
  you
• 3:43
  pressure
• 3:44
  starts
• 3:44
  to
• 3:44
  build
• 3:44
  around
• 3:45
  you,
• 3:46
  your
• 3:46
  nervous
• 3:47
  system
• 3:47
  naturally
• 3:48
  looks
• 3:48
  for
• 3:48
  relief.
• 3:50
  And
• 3:50
  that
• 3:50
  relief
• 3:50
  can
• 3:51
  be
• 3:51
  buying
• 3:51
  something,
• 3:52
  because
• 3:52
  when
• 3:53
  you
• 3:53
  buy
• 3:53
  something,
• 3:53
  it
• 3:54
  creates
• 3:54
  anticipation.
• 3:55
  Oh,
• 3:55
  I
• 3:55
  can't
• 3:55
  wait
• 3:56
  for
• 3:56
  this
• 3:56
  to
• 3:56
  get
• 3:56
  in.
• 3:57
  You
• 3:58
  get
• 3:58
  a
• 3:58
  dopamine
• 3:59
  hit,
• 4:00
  and
• 4:00
  for
• 4:00
  a
• 4:01
  lot
• 4:01
  of
• 4:01
  us,
• 4:01
  it's
• 4:01
  a
• 4:01
  brief
• 4:02
  distraction,
• 4:04
  and
• 4:04
  it
• 4:04
  feels
• 4:05
  like
• 4:05
  control
• 4:05
  when
• 4:06
  everything
• 4:06
  else
• 4:06
  feels
• 4:07
  chaotic.
• 4:09
  For
• 4:09
  me,
• 4:09
  this
• 4:09
  was
• 4:10
  not
• 4:10
  about
• 4:10
  spending.
• 4:10
  It
• 4:10
  was
• 4:11
  about
• 4:11
  overeating.
• 4:13
  For
• 4:13
  many
• 4:13
  years,
• 4:14
  I
• 4:14
  felt
• 4:15
  like
• 4:15
  that
• 4:15
  was
• 4:15
  the
• 4:15
  one
• 4:15
  thing
• 4:16
  I
• 4:16
  could
• 4:16
  control.
• 4:18
  But
• 4:18
  what
• 4:18
  I
• 4:18
  came
• 4:18
  to
• 4:19
  realize,
• 4:20
  it's
• 4:21
  just
• 4:21
  a
• 4:21
  temporary
• 4:22
  control.
• 4:24
  Spending
• 4:24
  is
• 4:24
  the
• 4:25
  same
• 4:25
  thing,
• 4:26
  and
• 4:27
  when
• 4:27
  you
• 4:27
  name
• 4:27
  the
• 4:28
  mechanism,
• 4:29
  you
• 4:29
  take
• 4:30
  away
• 4:30
  some
• 4:30
  of
• 4:30
  its
• 4:30
  power.
• 4:32
  So
• 4:32
  start
• 4:33
  by
• 4:33
  naming
• 4:33
  it.
• 4:35
  Second
• 4:35
  thing
• 4:35
  I'm
• 4:35
  going
• 4:35
  to
• 4:35
  encourage
• 4:36
  you
• 4:36
  to
• 4:36
  do
• 4:36
  is
• 4:36
  insert
• 4:37
  a
• 4:37
  physical
• 4:37
  pause.
• 4:39
  So
• 4:40
  when
• 4:40
  you
• 4:40
  start
• 4:40
  to
• 4:40
  feel
• 4:40
  that
• 4:41
  urge,
• 4:42
  oh,
• 4:43
  I
• 4:43
  know
• 4:43
  where
• 4:43
  I'm
• 4:43
  going
• 4:43
  next.
• 4:45
  Stop
• 4:45
  what
• 4:45
  you're
• 4:45
  doing
• 4:46
  right
• 4:46
  then
• 4:46
  and
• 4:46
  there.
• 4:48
  Stand
• 4:48
  up.
• 4:48
  If
• 4:48
  you're
• 4:49
  sitting
• 4:49
  down,
• 4:49
  stand
• 4:49
  up.
• 4:49
  You're
• 4:50
  sitting
• 4:50
  on
• 4:50
  the
• 4:50
  couch,
• 4:50
  stand
• 4:51
  up
• 4:52
  and
• 4:52
  just
• 4:52
  take
• 4:53
  five
• 4:53
  slow
• 4:54
  breaths.
• 4:56
  Maybe
• 4:57
  drink
• 4:57
  some
• 4:57
  water.
• 4:59
  You
• 4:59
  know,
• 4:59
  I'm
• 5:00
  not
• 5:00
  going
• 5:00
  to
• 5:00
  tangent,
• 5:00
  but
• 5:00
  I
• 5:01
  think
• 5:01
  so
• 5:01
  many
• 5:01
  of
• 5:01
  us
• 5:01
  live
• 5:02
  in
• 5:02
  this
• 5:02
  constant
• 5:02
  state
• 5:03
  of
• 5:03
  being
• 5:03
  dehydrated.
• 5:05
  Sometimes
• 5:05
  you
• 5:05
  just
• 5:05
  need
• 5:05
  to
• 5:06
  get
• 5:06
  some
• 5:06
  water
• 5:08
  or
• 5:08
  maybe
• 5:08
  go
• 5:08
  for
• 5:09
  a
• 5:09
  walk
• 5:09
  outside.
• 5:11
  Because
• 5:12
  when
• 5:12
  you
• 5:12
  do
• 5:12
  those
• 5:12
  things,
• 5:13
  you're
• 5:13
  interrupting
• 5:14
  the
• 5:14
  stress
• 5:14
  loop.
• 5:16
  And
• 5:16
  that's
• 5:16
  what
• 5:16
  you
• 5:16
  really
• 5:16
  got
• 5:17
  to
• 5:17
  do.
• 5:17
  You
• 5:17
  got
• 5:17
  to
• 5:17
  stop
• 5:18
  this
• 5:18
  stress
• 5:18
  loop.
• 5:20
  And
• 5:20
  hear
• 5:20
  me,
• 5:21
  the
• 5:21
  goal
• 5:21
  isn't
• 5:21
  perfection.
• 5:23
  I
• 5:23
  don't
• 5:24
  expect
• 5:24
  you're
• 5:24
  going
• 5:24
  to
• 5:24
  get
• 5:24
  this
• 5:24
  overnight.
• 5:25
  Listen,
• 5:25
  I'm
• 5:25
  53
• 5:26
  years
• 5:26
  old
• 5:26
  and
• 5:26
  I
• 5:26
  still
• 5:27
  battle
• 5:27
  this.
• 5:28
  But
• 5:29
  the
• 5:29
  goal
• 5:29
  isn't
• 5:29
  perfection.
• 5:30
  It's
• 5:30
  interruption.
• 5:33
  Another
• 5:33
  thing
• 5:33
  you
• 5:33
  can
• 5:33
  do
• 5:34
  is
• 5:34
  shrink
• 5:34
  the
• 5:34
  problem
• 5:35
  in
• 5:35
  front
• 5:35
  of
• 5:35
  you.
• 5:37
  It's
• 5:37
  so
• 5:38
  easy
• 5:38
  for
• 5:38
  overwhelm
• 5:39
  to
• 5:39
  feel
• 5:39
  global.
• 5:41
  We
• 5:41
  have
• 5:41
  one
• 5:41
  little
• 5:42
  area
• 5:42
  and
• 5:42
  the
• 5:42
  next
• 5:42
  thing
• 5:42
  we
• 5:42
  say
• 5:43
  to
• 5:43
  ourselves
• 5:43
  is,
• 5:43
  I
• 5:44
  can't
• 5:44
  handle
• 5:44
  my
• 5:45
  life
• 5:45
  at
• 5:45
  all.
• 5:47
  Guilty
• 5:47
  as
• 5:47
  charged
• 5:48
  on
• 5:48
  that
• 5:48
  one.
• 5:50
  I
• 5:50
  think
• 5:50
  we
• 5:51
  catastrophize
• 5:52
  things.
• 5:52
  I
• 5:52
  think
• 5:52
  that's
• 5:52
  the
• 5:52
  fancy
• 5:53
  psychology
• 5:54
  term.
• 5:56
  But
• 5:56
  instead
• 5:56
  of
• 5:56
  saying
• 5:57
  it,
• 5:57
  ask
• 5:57
  yourself,
• 5:58
  what's
• 5:58
  the
• 5:58
  one
• 5:58
  next
• 5:59
  small
• 5:59
  task?
• 6:01
  If
• 6:01
  you're
• 6:02
  a
• 6:02
  listener
• 6:02
  of
• 6:02
  the
• 6:02
  show?
• 6:02
  You
• 6:03
  know,
• 6:03
  every
• 6:03
  day
• 6:03
  I
• 6:03
  try
• 6:03
  to
• 6:04
  give
• 6:04
  you
• 6:04
  just
• 6:04
  one
• 6:04
  small
• 6:05
  task.
• 6:06
  Because
• 6:07
  most
• 6:07
  of
• 6:07
  the
• 6:07
  time
• 6:07
  it's
• 6:08
  not
• 6:08
  all
• 6:08
  the
• 6:08
  big
• 6:09
  things.
• 6:09
  It's
• 6:09
  just
• 6:09
  like
• 6:10
  little
• 6:10
  small
• 6:10
  things.
• 6:12
  So
• 6:12
  maybe
• 6:13
  send
• 6:13
  that
• 6:13
  one
• 6:13
  email,
• 6:15
  pay
• 6:15
  that
• 6:15
  one
• 6:16
  bill
• 6:16
  that's
• 6:16
  holding
• 6:17
  you
• 6:17
  over
• 6:17
  your
• 6:17
  head,
• 6:17
  and
• 6:18
  hey,
• 6:19
  maybe
• 6:19
  fold
• 6:19
  five
• 6:19
  shirts,
• 6:20
  go
• 6:20
  do
• 6:20
  some
• 6:20
  laundry.
• 6:22
  Because
• 6:22
  what
• 6:23
  I
• 6:23
  found
• 6:23
  is
• 6:23
  that
• 6:23
  tiny
• 6:24
  action
• 6:24
  restores
• 6:25
  your
• 6:25
  agency.
• 6:26
  And
• 6:26
  that's
• 6:26
  what
• 6:26
  we
• 6:26
  really
• 6:26
  need
• 6:27
  to
• 6:27
  do.
• 6:27
  We
• 6:27
  need
• 6:27
  to
• 6:28
  restore
• 6:28
  your
• 6:28
  agency
• 6:29
  over
• 6:29
  your
• 6:29
  life.
• 6:30
  And
• 6:30
  if
• 6:30
  you
• 6:30
  do
• 6:30
  those
• 6:31
  things,
• 6:31
  it
• 6:32
  doesn't
• 6:32
  cost
• 6:32
  you
• 6:32
  any
• 6:33
  money.
• 6:35
  But
• 6:35
  you've
• 6:35
  also
• 6:35
  got
• 6:36
  to
• 6:36
  pre
• 6:36
  decide
• 6:36
  your
• 6:36
  pressure
• 6:37
  plan.
• 6:39
  You
• 6:39
  need
• 6:39
  a
• 6:39
  script
• 6:39
  ready
• 6:40
  when
• 6:40
  you
• 6:40
  feel
• 6:40
  like
• 6:41
  this.
• 6:43
  So
• 6:43
  when
• 6:43
  you
• 6:43
  feel
• 6:43
  overwhelmed,
• 6:44
  maybe
• 6:44
  say
• 6:45
  to
• 6:45
  yourself,
• 6:45
  I'm
• 6:46
  going
• 6:46
  to
• 6:46
  step
• 6:46
  outside
• 6:47
  for
• 6:47
  just
• 6:47
  three
• 6:48
  minutes.
• 6:50
  I
• 6:50
  think
• 6:50
  a
• 6:50
  walk
• 6:51
  even.
• 6:51
  Let's
• 6:51
  say
• 6:51
  you
• 6:51
  work
• 6:52
  in
• 6:52
  an
• 6:52
  office.
• 6:52
  You
• 6:52
  get
• 6:52
  up
• 6:53
  and
• 6:53
  walk
• 6:53
  around
• 6:53
  a
• 6:53
  little
• 6:53
  bit.
• 6:53
  I
• 6:54
  know
• 6:54
  when
• 6:54
  I
• 6:54
  used
• 6:54
  to
• 6:54
  work
• 6:54
  for
• 6:54
  a
• 6:55
  law
• 6:55
  firm,
• 6:55
  a
• 6:55
  couple
• 6:56
  times
• 6:56
  a
• 6:56
  day
• 6:56
  I'd
• 6:56
  do
• 6:57
  laps.
• 6:58
  The
• 6:58
  secretaries
• 6:58
  would
• 6:58
  always
• 6:59
  say,
• 6:59
  oh,
• 6:59
  must
• 6:59
  be
• 6:59
  lap
• 7:00
  time.
• 7:00
  Here
• 7:00
  goes
• 7:00
  Ralph
• 7:01
  again.
• 7:02
  I
• 7:03
  think,
• 7:03
  great
• 7:03
  time
• 7:03
  to
• 7:04
  pray.
• 7:04
  I
• 7:04
  love
• 7:05
  Psalm
• 7:05
  23.
• 7:06
  It's
• 7:06
  my
• 7:06
  mom's
• 7:06
  favorite
• 7:07
  psalm
• 7:08
  in
• 7:08
  the
• 7:08
  Bible.
• 7:09
  That's
• 7:09
  one
• 7:09
  I
• 7:10
  think
• 7:10
  you
• 7:10
  should
• 7:10
  keep
• 7:10
  handy.
• 7:12
  Maybe
• 7:12
  text
• 7:13
  someone
• 7:13
  safe
• 7:13
  and
• 7:13
  encourage
• 7:14
  them
• 7:16
  or
• 7:16
  journal
• 7:16
  what's
• 7:17
  bothering
• 7:17
  you
• 7:19
  Write
• 7:19
  it
• 7:19
  down
• 7:20
  now,
• 7:21
  because
• 7:21
  decisions
• 7:22
  made
• 7:22
  in
• 7:22
  calm
• 7:23
  moments
• 7:23
  protect
• 7:24
  you
• 7:24
  in
• 7:24
  the
• 7:24
  chaotic
• 7:25
  ones.
• 7:27
  But
• 7:27
  don't
• 7:28
  forget
• 7:28
  to
• 7:28
  address
• 7:28
  the
• 7:29
  root
• 7:29
  pressure
• 7:30
  slowly.
• 7:32
  Spending
• 7:32
  is
• 7:33
  never
• 7:33
  going
• 7:33
  to
• 7:33
  solve
• 7:34
  big
• 7:34
  things
• 7:34
  like
• 7:34
  burnout
• 7:36
  or
• 7:36
  relationship
• 7:37
  tension
• 7:38
  or
• 7:38
  your
• 7:39
  lack
• 7:39
  of
• 7:39
  margin
• 7:40
  in
• 7:40
  your
• 7:40
  budget
• 7:41
  or
• 7:41
  even
• 7:41
  sleep
• 7:41
  deprivation.
• 7:44
  Spending
• 7:45
  is
• 7:45
  never
• 7:45
  going
• 7:45
  to
• 7:45
  fix
• 7:45
  those
• 7:46
  things.
• 7:47
  So
• 7:48
  over
• 7:48
  time,
• 7:48
  look
• 7:49
  at
• 7:49
  the
• 7:49
  big
• 7:49
  picture
• 7:49
  things.
• 7:51
  Ask
• 7:51
  yourself
• 7:51
  maybe
• 7:52
  if
• 7:52
  you
• 7:52
  feel
• 7:52
  like
• 7:52
  you're
• 7:52
  not
• 7:52
  getting
• 7:53
  enough
• 7:53
  sleep,
• 7:53
  where
• 7:53
  can
• 7:54
  I
• 7:54
  reduce
• 7:54
  commitments?
• 7:55
  And
• 7:56
  I
• 7:56
  may
• 7:56
  need
• 7:56
  to
• 7:56
  listen
• 7:56
  to
• 7:56
  that
• 7:57
  one
• 7:57
  myself.
• 7:57
  I
• 7:57
  got
• 7:58
  a
• 7:58
  lot
• 7:58
  of
• 7:58
  stuff
• 7:58
  going
• 7:58
  on.
• 8:00
  Ask
• 8:00
  yourself,
• 8:00
  where
• 8:01
  can
• 8:01
  I
• 8:01
  simplify
• 8:01
  my
• 8:02
  life?
• 8:03
  You
• 8:04
  know,
• 8:04
  with
• 8:04
  all
• 8:04
  the
• 8:04
  technology
• 8:05
  we
• 8:05
  have,
• 8:05
  sometimes
• 8:06
  I
• 8:06
  think
• 8:06
  we
• 8:06
  live
• 8:06
  a
• 8:07
  complicated
• 8:07
  life
• 8:07
  and
• 8:08
  we
• 8:08
  just
• 8:08
  need
• 8:08
  to
• 8:08
  simplify
• 8:09
  it
• 8:09
  sometimes.
• 8:11
  And
• 8:11
  maybe
• 8:12
  ask
• 8:12
  yourself,
• 8:12
  where
• 8:13
  can
• 8:13
  I
• 8:13
  build
• 8:13
  some
• 8:13
  margin?
• 8:15
  Because
• 8:16
  when
• 8:16
  you
• 8:16
  heal
• 8:16
  the
• 8:16
  source,
• 8:18
  it
• 8:19
  reduces
• 8:19
  that
• 8:19
  urge.
• 8:21
  Because
• 8:22
  I
• 8:22
  want
• 8:22
  to
• 8:22
  encourage
• 8:22
  you
• 8:22
  right
• 8:22
  now,
• 8:23
  you
• 8:23
  can
• 8:23
  pause
• 8:24
  this
• 8:24
  pattern.
• 8:25
  You
• 8:26
  can
• 8:26
  get
• 8:26
  past
• 8:26
  this.
• 8:28
  So
• 8:28
  here's
• 8:29
  today's
• 8:29
  win.
• 8:30
  I
• 8:30
  want
• 8:30
  you
• 8:30
  to
• 8:30
  write
• 8:31
  one
• 8:31
  sentence.
• 8:31
  I
• 8:31
  want
• 8:31
  you
• 8:31
  to
• 8:32
  physically
• 8:32
  get
• 8:32
  a
• 8:32
  piece
• 8:33
  of
• 8:33
  paper
• 8:33
  out.
• 8:33
  Yes,
• 8:34
  we're
• 8:34
  going
• 8:34
  old
• 8:34
  school
• 8:34
  today.
• 8:35
  Get
• 8:36
  a
• 8:36
  piece
• 8:36
  of
• 8:36
  paper
• 8:36
  out
• 8:37
  and
• 8:37
  write
• 8:37
  this
• 8:37
  down.
• 8:38
  When
• 8:38
  I
• 8:38
  feel
• 8:39
  overwhelmed,
• 8:40
  I
• 8:41
  will
• 8:41
  blank.
• 8:42
  Instead
• 8:42
  of
• 8:43
  spending,
• 8:44
  what
• 8:44
  are
• 8:44
  you
• 8:44
  going
• 8:44
  to
• 8:45
  do?
• 8:46
  Put
• 8:47
  it
• 8:47
  on
• 8:47
  your
• 8:47
  phone,
• 8:48
  practice
• 8:49
  it
• 8:49
  once
• 8:49
  this
• 8:49
  week,
• 8:50
  but
• 8:51
  really
• 8:51
  write
• 8:51
  that
• 8:51
  down.
• 8:52
  When
• 8:52
  I
• 8:52
  feel
• 8:52
  overwhelmed,
• 8:53
  I
• 8:54
  will.
• 8:54
  Whatever
• 8:55
  that
• 8:55
  is.
• 8:55
  Instead
• 8:55
  of
• 8:56
  spending
• 8:57
  and
• 8:58
  really
• 8:58
  practice
• 8:59
  that
• 8:59
  this
• 8:59
  week.
• 9:00
  Well,
• 9:00
  let's
• 9:01
  get
• 9:01
  into
• 9:01
  the
• 9:01
  word
• 9:01
  today.
• 9:02
  Let's
• 9:02
  go
• 9:02
  to
• 9:02
  the
• 9:02
  book
• 9:03
  of
• 9:03
  Isaiah,
• 9:04
  chapter
• 9:04
  55,
• 9:05
  verse
• 9:05
  2.
• 9:07
  It
• 9:07
  says,
• 9:08
  why
• 9:08
  spend
• 9:08
  money
• 9:08
  on
• 9:09
  what
• 9:09
  is
• 9:09
  not
• 9:09
  bread
• 9:10
  and
• 9:11
  your
• 9:11
  labor
• 9:11
  on
• 9:12
  what
• 9:12
  does
• 9:12
  not
• 9:12
  satisfy?
• 9:14
  People
• 9:15
  say
• 9:15
  to
• 9:15
  me
• 9:15
  sometimes,
• 9:15
  you
• 9:16
  know,
• 9:16
  the
• 9:16
  Bible
• 9:16
  wasn't
• 9:16
  written
• 9:17
  for
• 9:17
  today,
• 9:17
  man.
• 9:17
  I'll
• 9:18
  tell
• 9:18
  you
• 9:18
  what,
• 9:18
  that
• 9:18
  verse
• 9:19
  was
• 9:19
  pretty
• 9:19
  much
• 9:19
  written
• 9:20
  for
• 9:20
  what
• 9:20
  we're
• 9:20
  talking
• 9:20
  about
• 9:20
  today,
• 9:21
  wasn't
• 9:21
  it?
• 9:24
  Eat
• 9:24
  what
• 9:24
  is
• 9:24
  good
• 9:26
  and
• 9:26
  you
• 9:26
  will
• 9:26
  delight
• 9:27
  in
• 9:27
  the
• 9:27
  richest
• 9:27
  of
• 9:27
  fare.
• 9:28
  That's
• 9:28
  the
• 9:28
  other
• 9:28
  part
• 9:28
  of
• 9:28
  that
• 9:29
  says,
• 9:29
  listen.
• 9:30
  Listen
• 9:30
  to
• 9:30
  me
• 9:30
  and
• 9:31
  eat
• 9:31
  what
• 9:31
  is
• 9:31
  good
• 9:32
  and
• 9:32
  you
• 9:32
  will
• 9:32
  delight
• 9:33
  in
• 9:33
  the
• 9:33
  richest
• 9:34
  of
• 9:34
  fare.
• 9:36
  Because
• 9:36
  God
• 9:37
  is
• 9:37
  reminding
• 9:37
  us
• 9:37
  of
• 9:38
  something
• 9:38
  very
• 9:38
  valuable
• 9:39
  here.
• 9:40
  True
• 9:40
  relief
• 9:41
  and
• 9:41
  satisfaction
• 9:42
  don't
• 9:43
  come
• 9:43
  from
• 9:43
  purchases.
• 9:45
  Sorry,
• 9:46
  they
• 9:46
  don't.
• 9:47
  They
• 9:48
  come
• 9:48
  from
• 9:48
  wisdom
• 9:50
  and
• 9:50
  they
• 9:50
  come
• 9:50
  from
• 9:50
  his
• 9:51
  presence
• 9:51
  in
• 9:51
  your
• 9:52
  life.
• 9:53
  Let's
• 9:54
  pray
• 9:54
  together
• 9:54
  right
• 9:54
  now.
• 9:56
  Lord,
• 9:57
  when
• 9:57
  pressure
• 9:58
  builds,
• 9:59
  I
• 9:59
  just
• 10:00
  ask
• 10:00
  that
• 10:00
  you
• 10:00
  would
• 10:00
  steady
• 10:01
  all
• 10:01
  of
• 10:01
  our
• 10:01
  hearts.
• 10:03
  Help
• 10:03
  us
• 10:03
  to
• 10:03
  slow
• 10:04
  down
• 10:04
  in
• 10:04
  that
• 10:04
  moment.
• 10:06
  Help
• 10:06
  us
• 10:06
  to
• 10:06
  take
• 10:07
  that
• 10:07
  breath
• 10:07
  before
• 10:07
  we
• 10:08
  buy
• 10:08
  something.
• 10:10
  Help
• 10:10
  us
• 10:10
  to
• 10:10
  seek
• 10:11
  you
• 10:11
  before
• 10:11
  we
• 10:11
  even
• 10:12
  swipe
• 10:12
  that
• 10:12
  credit
• 10:13
  card.
• 10:14
  We
• 10:14
  ask
• 10:14
  that
• 10:15
  you
• 10:15
  would
• 10:15
  replace
• 10:15
  the
• 10:16
  impulse
• 10:16
  that
• 10:16
  we
• 10:17
  feel
• 10:17
  with
• 10:17
  wisdom.
• 10:19
  Replace
• 10:19
  that
• 10:19
  panic
• 10:20
  that
• 10:20
  so
• 10:20
  many
• 10:20
  of
• 10:20
  us
• 10:21
  feel
• 10:21
  with
• 10:21
  peace
• 10:23
  and
• 10:23
  Lord,
• 10:23
  teach
• 10:23
  us
• 10:23
  all
• 10:24
  healthier
• 10:24
  ways
• 10:24
  to
• 10:24
  handle
• 10:25
  overwhelming
• 10:26
  moments.
• 10:27
  In
• 10:28
  the
• 10:28
  end,
• 10:28
  Lord,
• 10:28
  let
• 10:29
  that
• 10:29
  relief
• 10:29
  come
• 10:29
  from
• 10:29
  you,
• 10:31
  not
• 10:31
  regret.
• 10:33
  And
• 10:33
  we
• 10:33
  ask
• 10:33
  this
• 10:33
  in
• 10:34
  Jesus
• 10:34
  name.
• 10:36
  Amen,
• 10:39
  friend.
• 10:39
  Relief
• 10:39
  is
• 10:40
  possible
• 10:42
  and
• 10:42
  it
• 10:42
  doesn't
• 10:42
  have
• 10:42
  to
• 10:43
  cost
• 10:43
  you.
• 10:45
  And
• 10:45
  if
• 10:45
  you've
• 10:45
  got
• 10:46
  a
• 10:46
  question
• 10:46
  for
• 10:46
  this
• 10:46
  show,
• 10:47
  maybe
• 10:47
  you're
• 10:47
  thinking,
• 10:47
  man,
• 10:48
  I
• 10:48
  I
• 10:48
  need
• 10:48
  some
• 10:48
  relief
• 10:49
  on
• 10:49
  this
• 10:49
  particular
• 10:49
  issue.
• 10:50
  I
• 10:50
  would
• 10:51
  love
• 10:51
  to
• 10:51
  hear
• 10:51
  from
• 10:51
  you.
• 10:52
  You
• 10:52
  can
• 10:52
  submit
• 10:53
  your
• 10:53
  questions
• 10:53
  by
• 10:53
  going
• 10:54
  to
• 10:54
  financiallyconfidentchristian.com/question
• 10:58
  We'll
• 10:59
  put
• 10:59
  a
• 10:59
  link
• 10:59
  in
• 10:59
  the
• 10:59
  show
• 11:00
  notes,
• 11:00
  but
• 11:00
  again,
• 11:00
  that's
• 11:01
  financiallyconfidentchristian.com/question.
• 11:06
  I
• 11:06
  want
• 11:07
  to
• 11:07
  thank
• 11:07
  you
• 11:07
  for
• 11:07
  joining
• 11:08
  me
• 11:08
  today.
• 11:08
  I
• 11:09
  want
• 11:09
  to
• 11:09
  encourage
• 11:09
  you.
• 11:09
  You
• 11:10
  can
• 11:10
  overcome
• 11:10
  these
• 11:11
  things.
• 11:12
  Stay
• 11:12
  financially
• 11:13
  savvy.
• 11:13
  May
• 11:13
  God
• 11:14
  bless
• 11:14
  you.
• 11:15
  And
• 11:15
  you
• 11:15
  have
• 11:15
  a
• 11:16
  truly
• 11:16
  great
• 11:16
  day
• 11:16
  today.