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10 Things Wealthy People Buy BEFORE Anything Else (Most People Skip #7) · The Table with Anthony ONeal

0:00
[SPEAKER_00]: Friday hits the direct deposit lands, and by Monday morning, most of us, I will say most of our paycheck, most of us have already spent every single dime.
0:13
[SPEAKER_00]: Not because we're irresponsible, you're irresponsible.
0:17
[SPEAKER_00]: Not because you don't work hard, but because nobody ever set down and told you what to buy specifically first.
0:26
[SPEAKER_00]: Listen, I just spent the last three months studying how wealthy people spend their money versus how the average middle class, I would say, spend their money.
0:36
[SPEAKER_00]: And what I found, then it really shocked me, but it's information that I think will shock you.
0:42
[SPEAKER_00]: You see, here's a group, I want to debunk this, wealthy people do not spend less.
0:46
[SPEAKER_00]: They just spend differently.
0:49
[SPEAKER_00]: They buy 10 specific things before anything goes, and it's those 10 things that separate them from the majority of people, nearly 70% of people in America who are living paycheck to paycheck.
1:03
[SPEAKER_00]: And I want you to stay with me because number 7 is the exact thing I did that took me from broke.
1:09
[SPEAKER_00]: at 25, see it in the back of my car and Oceanside California to today, being a net worth millionaire.
1:17
[SPEAKER_00]: But before we get into this list, there are three.
1:20
[SPEAKER_00]: Three prerequisites, three things that need to be true before any of this honestly can work.
1:29
[SPEAKER_00]: Here is, I would say, number one.
1:32
[SPEAKER_00]: You're working on eliminating consumer debt.
1:36
[SPEAKER_00]: You don't need to be debt free today, but you need to be on a plan and strategy to get there.
1:43
[SPEAKER_00]: Number two, you have at least started building your emergency fund.
1:48
[SPEAKER_00]: Even if it's just $500 or $1,000, then number three.
1:52
[SPEAKER_00]: you're tithing.
1:53
[SPEAKER_00]: You see, 10% of it has to go back to God before anything goes.
1:58
[SPEAKER_00]: I'm going to be sticking with that before the remainder of this year.
2:02
[SPEAKER_00]: If you're not there yet, honestly, it is okay.
2:05
[SPEAKER_00]: I want you to keep watching today's episode, keep listening to today's episode.
2:09
[SPEAKER_00]: But when you're done, I want you to go back and watch some of my debt content right here on this channel because I want to make sure that we're getting you on the right track.
2:19
[SPEAKER_00]: Are you with me?
2:20
[SPEAKER_00]: I want to build.
2:21
[SPEAKER_00]: Let's get into number one.
2:23
[SPEAKER_00]: Number one.
2:25
[SPEAKER_00]: And this one will honestly blow your mind.
2:29
[SPEAKER_00]: I think that you want to like this one.
2:33
[SPEAKER_00]: I want to invest into AI that helps you manage specifically your finances.
2:38
[SPEAKER_00]: No, I'm not talking about chat, G-P-T, giving you generic budget tips.
2:42
[SPEAKER_00]: I'm talking about real AI built specifically for your money, for your vision, for your debt, for your money goes, for your family's goals, for your children's children's future that holds you accountable and responsible for every single thing that you do every single day.
3:02
[SPEAKER_00]: because here is specifically the truth, 92% of people who set financial goals fail within the first 90 days.
3:10
[SPEAKER_00]: Now the question should be why, and it's not because individuals are lazy, and it's not because honestly you may not want to accomplish it, but let me help you out because nobody is checking in on you every single day.
3:23
[SPEAKER_00]: Your bank is not calling you.
3:25
[SPEAKER_00]: Your job isn't reminding you.
3:32
[SPEAKER_00]: So the goals start to die quietly and another year by 2026 was simply go by.
3:41
[SPEAKER_00]: That is why my team and I, we built in the black.
3:45
[SPEAKER_00]: It is the only AI money coach designed specifically for our community.
3:50
[SPEAKER_00]: It's me, AO, in your pocket, every single day.
3:54
[SPEAKER_00]: And here's exactly what it does.
3:56
[SPEAKER_00]: It gives you daily money assignments.
3:58
[SPEAKER_00]: Tells you exactly what to do today to move forward, not next week, but today.
4:04
[SPEAKER_00]: It tracks every dollar coming in and going out.
4:07
[SPEAKER_00]: So you actually know where your money is actually going and you do not have to guess.
4:11
[SPEAKER_00]: It walks you through my five phase escape plan.
4:14
[SPEAKER_00]: There is a step by step system to go from debt to wealth and it holds you accountable.
4:20
[SPEAKER_00]: If you slip, it lets you know.
4:21
[SPEAKER_00]: If you win, it's going to celebrate with you today.
4:25
[SPEAKER_00]: This is a difference between someone who reads a book and forgets it in 30 days and someone who actually changes their life with the content inside of the book.
4:37
[SPEAKER_00]: It is literally $20 a month less than door-dash order.
4:42
[SPEAKER_00]: It could be the thing that changes your entire financial future.
4:48
[SPEAKER_00]: go to anthonyl.com for slash app right now.
4:51
[SPEAKER_00]: Take a two minute quiz.
4:52
[SPEAKER_00]: You'll get a personalized plan specifically in minutes.
4:55
[SPEAKER_00]: This is the number one, I will say, this is number one for a reason because without daily accountability, none of the other nine things burn go over today.
5:09
[SPEAKER_00]: We'll work, none of them will stick.
5:13
[SPEAKER_00]: I wanna go to number two.
5:14
[SPEAKER_00]: This one is personal to me.
5:18
[SPEAKER_00]: You spend the third of your time.
5:19
[SPEAKER_00]: I would say a third of your life I would say in bed.
5:22
[SPEAKER_00]: If you live to 80, that's 26 years sleeping.
5:27
[SPEAKER_00]: Say one more time, that's 26 years of a sleeping.
5:30
[SPEAKER_00]: Most of us are doing it on mattresses that we purchase in 2012.
5:34
[SPEAKER_00]: That's got our bat looking like a diagonal on question mark.
5:38
[SPEAKER_00]: Research is showing right now that you're 48% less likely to have a heart attack with seven to eight hours of quality sleep every single night.
5:50
[SPEAKER_00]: 48%.
5:53
[SPEAKER_00]: You cannot build generation of wealth from a hospital bed.
5:57
[SPEAKER_00]: You cannot show up for your family when you're exhausted.
6:01
[SPEAKER_00]: You cannot think strategically, I would say, when you're running on four hours of broken sleep.
6:08
[SPEAKER_00]: A quality mattress doesn't have to be the most expensive one in the store, but it needs to support your body.
6:16
[SPEAKER_00]: go test it and invest into it, and I'm gonna say this on the budget guy, but your matches should not be the cheapest one either.
6:23
[SPEAKER_00]: Now while we're talking about health, I want you to get a gym membership that you will actually use.
6:30
[SPEAKER_00]: 20 minutes a day, 10 minutes a cardio, and even 10 minutes a week's bare minimum.
6:35
[SPEAKER_00]: And here's one.
6:37
[SPEAKER_00]: Here's one that most people are sleeping on.
6:41
[SPEAKER_00]: specifically my men.
6:43
[SPEAKER_00]: Start hitting a hot sauna every day.
6:47
[SPEAKER_00]: Fifteen minutes, three to four times, I will say a week.
6:50
[SPEAKER_00]: A twin-year-old study just recently came out and showed men who used a sauna four to seven times a week had a 50% lower risk of dying from heart diseases compared to guys who only went once a week.
7:05
[SPEAKER_00]: 50 percent.
7:07
[SPEAKER_00]: Son of a time is going to reduce what I've learned specifically for myself, blood pressure, lower stress, helps you sleep deeper and as years to your life.
7:18
[SPEAKER_00]: Your health, honestly, is your wealth and your wealth cannot as outlast your health.
7:28
[SPEAKER_00]: Number three, simple, but I would say probably one of the most powerful ones, by a personal finance book, not just any book.
7:41
[SPEAKER_00]: Not just the most popular book, but the right book specifically for the season that you're in.
7:46
[SPEAKER_00]: And here's why this matters.
7:48
[SPEAKER_00]: The National Financial Educators Council found the average American lost close to $2,000 in 2024 due to the lack of financial literacy.
8:00
[SPEAKER_00]: So not because they didn't work hard, but specifically because nobody actually sat down and talked to them.
8:11
[SPEAKER_00]: Most of us, let's be honest, didn't learn about money at home.
8:15
[SPEAKER_00]: Our parents didn't teach us because nobody taught them and the school system for sure didn't teach us anything.
8:23
[SPEAKER_00]: So we have to honestly teach ourselves, but here's the problem.
8:28
[SPEAKER_00]: Most personal finance books are written by people who were never broke.
8:34
[SPEAKER_00]: Never had $6 to their bank account on a Wednesday night.
8:38
[SPEAKER_00]: Never had to sit in the dark because they couldn't afford to pay the light bill because of the poor financial decisions that they made, but your boy has Anthony O'Neill.
8:50
[SPEAKER_00]: That's why I wrote the book.
8:51
[SPEAKER_00]: Stop live in paycheck to paycheck.
8:52
[SPEAKER_00]: That's coming out August 25th in 2026.
8:56
[SPEAKER_00]: This isn't just, I will say, theory.
8:58
[SPEAKER_00]: This is not fluff.
9:00
[SPEAKER_00]: This is the exact step by step system.
9:03
[SPEAKER_00]: I used to go from broke to, uh, uh, uh, I will say a net worth of millionaire in 2026.
9:11
[SPEAKER_00]: Inside, I literally walk through step by step, my five phase escape plan that my app
9:19
[SPEAKER_00]: that there are specifically five phases that I can't give to you right now because there's a lot you got to get the book.
9:26
[SPEAKER_00]: But I definitely want to understand phase number five, which I believe is one of the most important ones and that's why I call, you got to submit the legacy.
9:33
[SPEAKER_00]: This is when you pay off your home, you start building wealth and you start setting up your inheritance when it comes to trust and insurance and the quality of life for your future family.
9:45
[SPEAKER_00]: This is the system.
9:48
[SPEAKER_00]: This is the blueprint.
9:51
[SPEAKER_00]: This is what I was somebody would have given me.
9:55
[SPEAKER_00]: I wanted to get it.
9:56
[SPEAKER_00]: As a matter of fact, I want you to watch this real quick to learn a little bit more about this book and how you can get it.
10:02
[SPEAKER_00]: Real quick, I've got to remind you of something I mentioned earlier, because this might be the most important thing on this entire list.
10:10
[SPEAKER_00]: My brand new book, Stop Live in Pages at the paycheck and drops August 25th, the 26th.
10:15
[SPEAKER_00]: And I'm telling you right now, seriously.
10:17
[SPEAKER_00]: This is the book I wish I had when I was 25, sleeping in my car with about $6 to money.
10:22
[SPEAKER_00]: It is a complete blueprint.
10:23
[SPEAKER_00]: The five days of scaling, the same system I have used to help thousands of families break free from debt and start building real well.
10:32
[SPEAKER_00]: And when you pre-order today, really get $200 and $75 and three bonuses.
10:37
[SPEAKER_00]: The early manuscript access, a 21-day money challenge, where we're going to help you find $1,000 in your bank account within the next 21 days.
10:44
[SPEAKER_00]: The official launch team and my private masterclass we do for you.
10:48
[SPEAKER_00]: This is $207.5 dollars in bonuses.
10:53
[SPEAKER_00]: All you gotta do is go to amplino.com for us as both right now, the link is inside the show description in pre-order today.
11:00
[SPEAKER_00]: All right, let's get back to the list.
11:03
[SPEAKER_00]: So listen, get that book, go to anthonyoneo.com for slash book.
11:07
[SPEAKER_00]: Let's get into number four.
11:09
[SPEAKER_00]: And this one honestly changed my life specifically.
11:12
[SPEAKER_00]: Stop letting your money sit in a Wells Fargo or Bank of America save as a count, making 0.01% interest.
11:19
[SPEAKER_00]: That's not saving.
11:20
[SPEAKER_00]: An honestly, respectfully saying this, that's not even stewardship.
11:24
[SPEAKER_00]: That's slowly going broke with the fall sense of security.
11:28
[SPEAKER_00]: Right now, I have a multiple high-year savings accounts, pulling in close to $500 a month and pass the bank home just from my emergency fund sitting there specifically.
11:39
[SPEAKER_00]: While I'm sleeping, while I'm recording this show today, while I'm traveling, while I'm in my doctoral program, my money is making me money.
11:48
[SPEAKER_00]: Here's a math that will blow your mind.
11:52
[SPEAKER_00]: $10,000 and a regular savings account today.
11:55
[SPEAKER_00]: At 0.01%, you make $1 in a year.
12:00
[SPEAKER_00]: $1.
12:00
[SPEAKER_00]: Now that same, $10,000 in a high yield saves account at 4.5%, you make $450 a year without doing a single thing differently.
12:06
[SPEAKER_00]: So you're going to make
12:19
[SPEAKER_00]: an extra $449 with the same money.
12:23
[SPEAKER_00]: No, it doesn't make you rich.
12:25
[SPEAKER_00]: But I'd rather have $450 to my name than just $1.
12:30
[SPEAKER_00]: Let's go to anthonyoneo.com for Star Savings.
12:33
[SPEAKER_00]: We update this list every single week with the best accounts available.
12:37
[SPEAKER_00]: No minimums, FDIC and short, open one today, even if it's just with $5, take the first step.
12:48
[SPEAKER_00]: Number five, and if you're a black brown or middle class, and you don't even have one of these, listen to me very carefully.
12:58
[SPEAKER_00]: I need you to open up a Roth IRA today.
13:03
[SPEAKER_00]: I need you to do that, honestly, as soon as you get done watching or listening to today's episode.
13:07
[SPEAKER_00]: Not next year, not when you make more money right now today.
13:13
[SPEAKER_00]: You see, the median wealth of black Americans is on a trajectory to hit 0 by 253 if we don't change our behavior.
13:23
[SPEAKER_00]: Unless it is again, 0, and that report is real.
13:30
[SPEAKER_00]: A Roth IRA is one of the most powerful tools that I believe we have within our disposal.
13:40
[SPEAKER_00]: You put money in it after taxes, it grows tax-free, when you pull it out in retirement, you pay zero taxes on the gains, zero, z-e-r-o.
13:52
[SPEAKER_00]: A lot of you all have been asking me about future trading.
13:54
[SPEAKER_00]: What is it?
13:55
[SPEAKER_00]: How does it work?
13:57
[SPEAKER_00]: Is it even for regular people?
13:59
[SPEAKER_00]: So I went and did my research.
14:01
[SPEAKER_00]: And I want to introduce you to plus 500, a platform that's regulated right here in the US by the CFTC and the NFA, stressed about over 30 million customers worldwide.
14:13
[SPEAKER_00]: Here's what I love about it.
14:14
[SPEAKER_00]: They have a free demo account with no time limit and real market data, so you can actually learn how future trading works before you risk a single dollar.
14:23
[SPEAKER_00]: And to me, I call that smart stewardship.
14:26
[SPEAKER_00]: And if you're ready to go live, you can start with a little as a hundred dollars in access markets by the S&P 500 NASDAQ Bitcoin, Gold, and more.
14:34
[SPEAKER_00]: They also have built-in risk management tools like stop loss, so you can set limits and stay in control of your money.
14:43
[SPEAKER_00]: So listen, future trading does carry a risk and it is not suitable for every single investor.
14:50
[SPEAKER_00]: So please do your research.
14:52
[SPEAKER_00]: But if your curious and want to learn, the link is in the description.
14:56
[SPEAKER_00]: You get started with a free demo account.
14:59
[SPEAKER_00]: A grab a bonus about $200 when you open an account today.
15:03
[SPEAKER_00]: The link is in the description.
15:06
[SPEAKER_00]: Check this out, family.
15:08
[SPEAKER_00]: Did you know that nearly 4 in 10 Americans still have zero money invested in the stock market?
15:14
[SPEAKER_00]: That's a gap where wealth is built or missed.
15:18
[SPEAKER_00]: If you're just saving, you're falling behind because the market's average close to about a 10% a year for a century, while your savings account is barely keeping up with inflation.
15:29
[SPEAKER_00]: I want to make this point.
15:30
[SPEAKER_00]: If you wait just five years to start investing, you could lose out on hundreds of thousands of dollars in the future wealth.
15:37
[SPEAKER_00]: That's not hype, that's real math.
15:39
[SPEAKER_00]: The wealthiest 10% of Americans now own over 90% of all sucks because they started and they stayed consistent.
15:47
[SPEAKER_00]: But here's the thing, you don't need to be rich to honestly get inside of the investing game, with platforms like so-fi and best public and moomu, you can open the account today, start with as little as $1 literally, and by fractional shares of the same assets that have built generational wealth for millions.
16:05
[SPEAKER_00]: No commissions, 100% no excuses on your income.
16:08
[SPEAKER_00]: Listen, I need you to hear me clearly, stop sitting on a sidelines.
16:12
[SPEAKER_00]: Go to amphonyomil.com for Session Vest right now to compare the top investing platforms and open your first investing account today.
16:20
[SPEAKER_00]: Your future self and your children's children will thank you for taking action right now.
16:25
[SPEAKER_00]: We have to start building well, not just watching others get rich.
16:31
[SPEAKER_00]: Do not let another year go by.
16:33
[SPEAKER_00]: As a matter of fact, don't let another day go by.
16:36
[SPEAKER_00]: Take the first step, family.
16:37
[SPEAKER_00]: Visit amphonyonil.com for Sasha Invest.
16:40
[SPEAKER_00]: Let's get to work.
16:41
[SPEAKER_00]: Let's start investing ASAP.
16:43
[SPEAKER_00]: Let's get back to the show.
16:45
[SPEAKER_00]: If you're in your 20s or 30s, you maxed out the rock IRA at the state $7,000 a year and invest in a low cost index fund.
16:53
[SPEAKER_00]: By 65, you could have close to $2 million.
16:56
[SPEAKER_00]: 100% tax free.
16:59
[SPEAKER_00]: That's generational wealth.
17:02
[SPEAKER_00]: I'm going to link some of my favorite IRA accounts and today's show description.
17:06
[SPEAKER_00]: I want you to go open up one two day.
17:08
[SPEAKER_00]: Do it this week.
17:09
[SPEAKER_00]: As a matter of fact, just go to anthonyl.com for slash invest and I promise you you'll thank me later.
17:17
[SPEAKER_00]: Here's number six.
17:18
[SPEAKER_00]: This is the one that changed everything for me.
17:21
[SPEAKER_00]: you got to invest in your education.
17:23
[SPEAKER_00]: Now, now hear me clearly.
17:25
[SPEAKER_00]: I'm not just talking about money.
17:27
[SPEAKER_00]: I'm talking about even investing your time, too.
17:30
[SPEAKER_00]: Because knowledge is the key ingredient to building wealth, point blank period.
17:36
[SPEAKER_00]: Listen, I am 41 years old today of turning 42 here in July.
17:41
[SPEAKER_00]: Running multiple business, a national bestselling author, and right now, I'm working on my doctorate at Regent University.
17:48
[SPEAKER_00]: Bye.
17:50
[SPEAKER_00]: Because I refuse to stop learning.
17:52
[SPEAKER_00]: There's Daniel said something to me years ago.
17:54
[SPEAKER_00]: He said, man, I'm continuing to read.
17:57
[SPEAKER_00]: I'm continuing to learn because I refuse to be laughs.
18:01
[SPEAKER_00]: And here's a truth.
18:02
[SPEAKER_00]: The moment you stop learning is the moment you stop earning.
18:06
[SPEAKER_00]: And the moment you stop learning is the moment you position yourself to be laughs.
18:12
[SPEAKER_00]: So what does this look like for you and I?
18:16
[SPEAKER_00]: It could be a callous degree, maybe finishing one, the one you started.
18:21
[SPEAKER_00]: Maybe starting a brand new one.
18:23
[SPEAKER_00]: It could be a trade school, plumbing, electrical, ice-fac, welding.
18:28
[SPEAKER_00]: These guys are making six figures right now while everyone else is fighting over corporate jobs.
18:35
[SPEAKER_00]: And let me call this out, AI can't take those jobs.
18:39
[SPEAKER_00]: It could be, though, speaking to my AI, it could be an AI or tech bootcamp, coding, digital marketing, data analytics.
18:47
[SPEAKER_00]: Real skills that put real, I was a real money and your pocket within the next 12 months.
18:54
[SPEAKER_00]: It could even be YouTube University, free education at your fingertips, 24, 7.
19:01
[SPEAKER_00]: The same place of 25 Euro learned AI skills
19:09
[SPEAKER_00]: But here's a standard, at minimum, you need to be spending 15 to 30 minutes a day learning something that expands how you think and how you learn.
19:19
[SPEAKER_00]: Listen to a podcast on your commute, read 10 pages of a book before you go to bed, like stop living page at a page at a page at it.
19:27
[SPEAKER_00]: Watch a YouTube tutorial during your lunch hours, 15 minutes a day, that's 91 hours a year.
19:40
[SPEAKER_00]: Imagine where you'll be and 12 months from now if you commit to that.
19:45
[SPEAKER_00]: Imagine where you will be.
19:48
[SPEAKER_00]: If you can take 15-30 minutes away from TikTok and Instagram and everyone else's world and put that into your world specifically because knowledge is currency, spend it, invested, and stack it.
20:02
[SPEAKER_00]: Because it's not AI taking your job.
20:04
[SPEAKER_00]: It's the person who knows how to use AI taking your job.
20:07
[SPEAKER_00]: The person who never stopped learning.
20:09
[SPEAKER_00]: The person who treated their mind like an asset.
20:13
[SPEAKER_00]: I just believe you got to get ahead of it.
20:16
[SPEAKER_00]: Number seven, and some of you are honestly not going to like this one.
20:20
[SPEAKER_00]: And I told you to stay behind to listen to this one.
20:25
[SPEAKER_00]: Stop financing status.
20:35
[SPEAKER_00]: The average new car in 2026 now costs over $50,000, while the average car payment is at $750 a month.
20:45
[SPEAKER_00]: That's the mortgage in some cities.
20:47
[SPEAKER_00]: That's definitely rent in a lot of cities.
20:50
[SPEAKER_00]: That's the Roth IRA contribution.
20:52
[SPEAKER_00]: That's three months of groceries.
20:54
[SPEAKER_00]: For me, that's about six months of groceries.
20:57
[SPEAKER_00]: The moment you drive a new car off the lot, it loses 20% of its value.
21:03
[SPEAKER_00]: You just lost thousands in the time it took you to get home.
21:08
[SPEAKER_00]: A three year old, I'll say, tell you the camera, Honda Civic, or a mouse, or a Nissan automa, 18 to 22,000 dollars a day.
21:18
[SPEAKER_00]: They've already taken a depreciation hit.
21:20
[SPEAKER_00]: still have about a hundred thousand miles of life on them, and insurance is cheaper too.
21:26
[SPEAKER_00]: Heck, if you want to go the all-electric route, man, you can spend 30,000 dollars for electric cars now that have low mileage and the battery is worn in really good.
21:36
[SPEAKER_00]: The car you drive does not determine your network.
21:39
[SPEAKER_00]: I want to be honest with you.
21:40
[SPEAKER_00]: Your network determines the car you drive.
21:44
[SPEAKER_00]: buy a transportation now, buy the dream car later in cash.
21:50
[SPEAKER_00]: I literally just purchased my dream car within the last three years because I didn't want the car to own me.
21:58
[SPEAKER_00]: Number eight, from my entrepreneurs, my remote workers, my side hustlers, upgrade where you make money I would say.
22:07
[SPEAKER_00]: Am I saying that correctly?
22:08
[SPEAKER_00]: Yeah, yeah, upgrade where you actually make money.
22:11
[SPEAKER_00]: I'm talking about workspaces, a desk setups, and command centers.
22:16
[SPEAKER_00]: You cannot build an empire hunched over a laptop on a couch.
22:20
[SPEAKER_00]: Because bad costor, I would say costor, Lord Jesus, bad posture, cost you productivity.
22:27
[SPEAKER_00]: Lost productivity could cause you promotions.
22:31
[SPEAKER_00]: Miss promotions now cost you hundreds of thousands over your career.
22:36
[SPEAKER_00]: Now, I literally just purchased a house as you all know, and so I have a, I have a new setup at my house.
22:42
[SPEAKER_00]: I have a standing desk, cost about $400 on Amazon.
22:46
[SPEAKER_00]: I have a real nice chair that helps me with my posture.
22:49
[SPEAKER_00]: That honestly cost me about $600, and I have a dual-marner setup that cost me right around $500.
22:55
[SPEAKER_00]: So anywhere between, and I'll say, in between $15, $1800 total, if that setup helps me earn $2,000 more over the next three months, and I'll see paid for itself.
23:05
[SPEAKER_00]: When I walk into my home office, I honestly feel like Superman.
23:10
[SPEAKER_00]: I feel like I can get in there and write the content, study the content, be in school, and change lives.
23:19
[SPEAKER_00]: Because I've learned this over the years.
23:22
[SPEAKER_00]: Our environment shapes our output.
23:25
[SPEAKER_00]: So I like to invest into our environment.
23:29
[SPEAKER_00]: Here's number nine, number nine, especially for my brothers, and hear me, hear me brothers, I need to dial in on this one, okay?
23:37
[SPEAKER_00]: Investing to your health before the crisis actually hits.
23:41
[SPEAKER_00]: We have a saying in our community, we don't go to the doctor until the check engine light is on.
23:48
[SPEAKER_00]: By then, it's expensive, it's serious, and that's beyond it.
23:54
[SPEAKER_00]: Sometimes it's too late.
23:57
[SPEAKER_00]: an ER visit averages in between $12 and $18,000 if it's an extreme emergency.
24:05
[SPEAKER_00]: An annual physical $0 with most insurance providers, dental cleaning, depending on your dental insurance, $0 to $100 with insurance.
24:27
[SPEAKER_00]: therapy.
24:28
[SPEAKER_00]: I used to go every single week, now I'll transition to where I go biweekly.
24:33
[SPEAKER_00]: I honestly even pay for my team members to go at least once a month because I believe that your mental health is a crucial ingredient to your wealth.
24:43
[SPEAKER_00]: You cannot think clearly when you are depleted.
24:46
[SPEAKER_00]: You cannot make strategic decisions when you're overwhelmed.
24:51
[SPEAKER_00]: You cannot build generational wealth when your mind is
24:57
[SPEAKER_00]: I firmly believe, brothers, I'm talking to you.
25:02
[SPEAKER_00]: Therapy is not a luxury.
25:04
[SPEAKER_00]: For some of us, for me, it is a necessity.
25:09
[SPEAKER_00]: It is a requirement.
25:12
[SPEAKER_00]: And you will physicals, dentists twice a year, therapist, and best in your body before your body sends you a bill.
25:22
[SPEAKER_00]: A lot of us cannot afford.
25:25
[SPEAKER_00]: This is why I have a personal doctor to hold me accountable.
25:28
[SPEAKER_00]: And trust me, I get it, brothers.
25:31
[SPEAKER_00]: We don't like going to the doctor, but it's definitely saved me a lot of money in the future.
25:37
[SPEAKER_00]: Here's number 10.
25:39
[SPEAKER_00]: And this is going to probably be the last one for sure, but it should probably be the one that you all will push back on.
25:48
[SPEAKER_00]: Let's talk about it.
25:53
[SPEAKER_00]: firmly do believe that the first 10% of everything our earned goes back to God before taxes, before bills, before anything else.
26:02
[SPEAKER_00]: I know some of you are, I know some of you are thinking.
26:05
[SPEAKER_00]: Anthony, how is giving money away a financial investment?
26:11
[SPEAKER_00]: I'll be honest with you.
26:12
[SPEAKER_00]: The map doesn't add up on paper.
26:14
[SPEAKER_00]: That's beyond us.
26:15
[SPEAKER_00]: But in 13 years of working with thousands of families, I have never, not once, seen a genuinely generous person go broke.
26:24
[SPEAKER_00]: When I stepped down on my own and started my business, by every logical measure, my company said, not have many millions in the first year.
26:33
[SPEAKER_00]: I'm gonna be honest with you without going into less details, but the truth of the fact is, it did.
26:39
[SPEAKER_00]: I believe with everything in and meet, it was because of my generosity.
26:42
[SPEAKER_00]: It's because God saw my heart and said, while Anthony is imperfect, I can trust him with more money.
26:51
[SPEAKER_00]: The 90% I keep grows because he can trust me with the he knows that I will be a good steward of it.
26:58
[SPEAKER_00]: For the next 90 days, I want you to try God.
27:03
[SPEAKER_00]: I want you to set up automatic timing to your local church.
27:06
[SPEAKER_00]: Don't worry about the passage.
27:07
[SPEAKER_00]: Don't worry about what they're doing with the money, but create a blessing fund.
27:11
[SPEAKER_00]: So when God tells you to bless somebody, when God tells you to give a little bit more to church, you can do it without checking your bank account.
27:20
[SPEAKER_00]: This is what I call a DAF account for some people who understand it.
27:23
[SPEAKER_00]: It is a donor advisory fund after I taught I put money to my DAF account because it's I can use as a tax right off as well right anytime God tells me to donate to a nonprofit.
27:36
[SPEAKER_00]: Donate to this organization I do it out of that account or I'll take that money out of my donor advisory fund.
27:43
[SPEAKER_00]: and give more to my local church.
27:46
[SPEAKER_00]: This is the wealth ingredient nobody wants to talk about a lot because it doesn't fit in the spreadsheet.
27:53
[SPEAKER_00]: It doesn't make you millions of dollars on paper.
27:56
[SPEAKER_00]: You can't make this happen overnight.
28:00
[SPEAKER_00]: But you can't make the decision overnight.
28:03
[SPEAKER_00]: Trust me, as a non-sar don't trust me.
28:07
[SPEAKER_00]: Trust God, trial in for 90 days.
28:11
[SPEAKER_00]: Now, here's a critical reminder.
28:13
[SPEAKER_00]: The order matters.
28:15
[SPEAKER_00]: Get dead free as quickly as you possibly can.
28:18
[SPEAKER_00]: Build that emergency fund.
28:20
[SPEAKER_00]: Start investing.
28:22
[SPEAKER_00]: Then, these 10 things accelerate your wealth.
28:26
[SPEAKER_00]: This isn't about flexing.
28:27
[SPEAKER_00]: This is about building something that honestly outlasts you.
28:31
[SPEAKER_00]: Like I want to be in heaven.
28:33
[SPEAKER_00]: And I want to see my grandchildren's grandchildren impacted by the decisions I made hundreds of years ago.
28:41
[SPEAKER_00]: This is going to be something your children, children, children, children are going to thank you for.
28:46
[SPEAKER_00]: This is going to be something that I can't wait.
28:51
[SPEAKER_00]: I can't wait.
28:52
[SPEAKER_00]: I'm lying.
28:55
[SPEAKER_00]: But I hope that when I get on my deathbed that my life, that my children and hopefully my grandchildren are sitting there and that I came into this world crying but I'm gonna leave this world with tears because I know I'm leaving but also with the smile because I know I'm leaving
29:24
[SPEAKER_00]: The goal is no longer I want this car, this house.
29:28
[SPEAKER_00]: The goal is.
29:34
[SPEAKER_00]: When I go home and be with the Lord, he says, well done, my good and faithful servant.
29:41
[SPEAKER_00]: And this is not, he's not just talking about what I did for the kingdom.
29:46
[SPEAKER_00]: But he's also talking about what I left behind.
29:50
[SPEAKER_00]: because stewardship is important.
29:53
[SPEAKER_00]: Listen to this show, bless you, please.
29:55
[SPEAKER_00]: Hit the thumbs up, please hit that subscribe button, and please share this with a friend, someone who can't use this encouragement.
30:03
[SPEAKER_00]: I'll see you in the next show.
30:04
[SPEAKER_00]: Peace out.