Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Credit Shelter Trusts for Estate Tax Planning
In Episode 110 of The High Net Worth Podcast, Lucas and Luna dive into the mechanics of Credit Shelter Trusts (also known as Bypass Trusts or AB Trusts), a cornerstone strategy for high-net-worth couples to shield assets from estate taxes. Using a concrete example of a $27.22 million estate in 2026 — just above the current federal exemption — they walk through how the death of the first spouse triggers the trust, how the surviving spouse retains income access, and how the trust's assets bypass the survivor's estate entirely. They explain the difference between portability (porting…
The skinny
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