Latest / Becoming Financially Confident / How Do I Honor God with Money When I’m Confused and in Debt?

Transcript

How Do I Honor God with Money When I’m Confused and in Debt? · Becoming Financially Confident

• 1:20
  Have
• 1:20
  you
• 1:20
  ever
• 1:20
  prayed
• 1:21
  over
• 1:21
  your
• 1:21
  finances
• 1:22
  and
• 1:22
  still
• 1:22
  felt
• 1:23
  completely
• 1:23
  confused?
• 1:25
  Yeah,
• 1:25
  you
• 1:25
  want
• 1:25
  to
• 1:26
  honor
• 1:26
  God,
• 1:27
  but
• 1:27
  you're
• 1:28
  still
• 1:28
  in
• 1:28
  debt.
• 1:29
  You
• 1:29
  feel
• 1:30
  behind,
• 1:31
  and
• 1:31
  every
• 1:32
  decision
• 1:32
  feels
• 1:33
  loaded.
• 1:34
  Should
• 1:34
  I
• 1:34
  give?
• 1:35
  Should
• 1:36
  I
• 1:36
  save?
• 1:37
  Should
• 1:38
  I
• 1:38
  attack
• 1:38
  the
• 1:38
  dead?
• 1:40
  And
• 1:40
  it
• 1:40
  seems
• 1:40
  like
• 1:40
  no
• 1:41
  matter
• 1:41
  what
• 1:41
  you
• 1:41
  choose,
• 1:42
  you
• 1:42
  feel
• 1:42
  like
• 1:42
  you're
• 1:42
  disappointing
• 1:43
  someone.
• 1:45
  Friend,
• 1:46
  God
• 1:46
  is
• 1:46
  not
• 1:46
  trying
• 1:47
  to
• 1:47
  trap
• 1:47
  you.
• 1:48
  He's
• 1:48
  not
• 1:49
  grading
• 1:49
  you.
• 1:50
  So
• 1:51
  today
• 1:51
  on
• 1:51
  the
• 1:51
  show,
• 1:51
  I
• 1:51
  want
• 1:52
  to
• 1:52
  clear
• 1:52
  the
• 1:52
  fog
• 1:52
  and
• 1:53
  simplify
• 1:53
  what
• 1:53
  it
• 1:54
  actually
• 1:54
  means
• 1:54
  to
• 1:54
  honor
• 1:55
  him
• 1:55
  with
• 1:55
  your
• 1:55
  money,
• 1:57
  even
• 1:57
  when
• 1:57
  things
• 1:57
  aren't
• 1:58
  perfect.
• 1:59
  Spoiler
• 2:00
  alert.
• 2:01
  Things
• 2:01
  aren't
• 2:01
  always
• 2:01
  perfect.
• 2:02
  Gonna
• 2:02
  be
• 2:02
  a
• 2:03
  great
• 2:03
  show.
• 2:20
  Oh,
• 2:20
  we.
• 2:24
  Hello,
• 2:25
  friend.
• 2:25
  Ralph
• 2:26
  Estep
• 2:26
  Jr.
• 2:26
  Here.
• 2:27
  Welcome
• 2:28
  to
• 2:28
  Financially
• 2:28
  Confident
• 2:29
  Christian,
• 2:29
  where
• 2:30
  every
• 2:30
  day
• 2:30
  we
• 2:30
  work
• 2:30
  to
• 2:31
  break
• 2:31
  that
• 2:31
  cycle
• 2:31
  of
• 2:32
  financial
• 2:32
  shame
• 2:33
  and
• 2:33
  live
• 2:33
  in
• 2:33
  confidence.
• 2:34
  So
• 2:34
  many
• 2:34
  of
• 2:34
  us
• 2:34
  live
• 2:35
  in
• 2:35
  this
• 2:35
  financial
• 2:35
  shame,
• 2:36
  but
• 2:36
  I
• 2:36
  really
• 2:36
  want
• 2:36
  to
• 2:36
  help
• 2:37
  you
• 2:37
  get
• 2:37
  to
• 2:37
  a
• 2:37
  point
• 2:37
  of
• 2:38
  confidence.
• 2:39
  So
• 2:39
  today
• 2:40
  we're
• 2:40
  going
• 2:40
  to
• 2:40
  talk
• 2:40
  about
• 2:41
  how
• 2:41
  to
• 2:41
  honor
• 2:41
  God
• 2:42
  financially
• 2:43
  when
• 2:43
  you're
• 2:43
  confused
• 2:45
  and
• 2:45
  maybe
• 2:45
  still
• 2:46
  in
• 2:46
  debt.
• 2:47
  Which
• 2:47
  leads
• 2:47
  me
• 2:48
  to
• 2:48
  today's
• 2:48
  listener
• 2:48
  question.
• 2:49
  Got
• 2:50
  this
• 2:50
  listener
• 2:50
  question
• 2:50
  the
• 2:51
  other
• 2:51
  day
• 2:51
  said,
• 2:51
  Ralph,
• 2:52
  I
• 2:53
  want
• 2:53
  my
• 2:53
  finances
• 2:54
  to
• 2:54
  honor
• 2:54
  God,
• 2:55
  but
• 2:55
  I'm
• 2:55
  paralyzed
• 2:56
  by
• 2:56
  confusion
• 2:57
  about
• 2:57
  what
• 2:57
  that
• 2:58
  actually
• 2:58
  means.
• 3:00
  Do
• 3:00
  I
• 3:00
  give
• 3:00
  when
• 3:00
  I'm
• 3:01
  in
• 3:01
  debt?
• 3:02
  Do
• 3:02
  I
• 3:02
  save
• 3:03
  when
• 3:03
  other
• 3:03
  people
• 3:03
  have
• 3:04
  needs?
• 3:05
  I'm
• 3:05
  trying
• 3:05
  to
• 3:05
  be
• 3:06
  faithful
• 3:06
  and
• 3:06
  wise
• 3:06
  simultaneously,
• 3:08
  and
• 3:09
  I
• 3:09
  feel
• 3:09
  like
• 3:09
  I'm
• 3:09
  failing
• 3:10
  at
• 3:10
  both.
• 3:11
  How
• 3:12
  do
• 3:12
  I
• 3:12
  make
• 3:12
  decisions
• 3:12
  with
• 3:13
  peace,
• 3:13
  instead
• 3:14
  of
• 3:14
  this
• 3:14
  constant
• 3:15
  guilt
• 3:15
  and
• 3:15
  constant
• 3:16
  uncertainty?
• 3:18
  I'm
• 3:18
  desperate
• 3:18
  for
• 3:19
  clarity
• 3:19
  on
• 3:19
  what
• 3:19
  God
• 3:20
  actually
• 3:20
  wants
• 3:21
  from
• 3:21
  me.
• 3:23
  You
• 3:23
  know,
• 3:23
  when
• 3:23
  I
• 3:23
  got
• 3:24
  that
• 3:24
  question,
• 3:24
  I
• 3:24
  thought,
• 3:25
  I
• 3:25
  love
• 3:25
  the
• 3:25
  way
• 3:26
  you
• 3:26
  ended
• 3:26
  that,
• 3:26
  because
• 3:26
  you
• 3:27
  answered
• 3:27
  your
• 3:27
  own
• 3:27
  question.
• 3:29
  What
• 3:30
  does
• 3:30
  God
• 3:30
  actually
• 3:31
  want
• 3:31
  from
• 3:32
  me?
• 3:33
  And
• 3:33
  that's
• 3:33
  where
• 3:33
  we
• 3:34
  have
• 3:34
  to
• 3:34
  start,
• 3:35
  because
• 3:36
  in
• 3:36
  my
• 3:36
  opinion,
• 3:37
  God
• 3:37
  honors
• 3:38
  faithful
• 3:38
  stewardship
• 3:39
  more
• 3:39
  than
• 3:40
  financial
• 3:40
  perfection.
• 3:42
  I
• 3:42
  think
• 3:43
  so
• 3:43
  many
• 3:43
  of
• 3:43
  us
• 3:43
  are
• 3:44
  striving
• 3:44
  for
• 3:44
  this
• 3:45
  financial
• 3:45
  perfection.
• 3:46
  We
• 3:46
  see
• 3:46
  the
• 3:46
  people
• 3:46
  around
• 3:47
  us
• 3:47
  who
• 3:47
  are
• 3:48
  saving
• 3:48
  and
• 3:49
  have
• 3:49
  got
• 3:49
  money
• 3:49
  in
• 3:49
  retirement
• 3:50
  and
• 3:50
  doing
• 3:50
  this
• 3:51
  and
• 3:51
  doing
• 3:51
  that,
• 3:52
  and
• 3:52
  we
• 3:52
  think
• 3:52
  that
• 3:52
  we've
• 3:53
  got
• 3:53
  to
• 3:53
  run
• 3:53
  their
• 3:53
  race.
• 3:56
  But
• 3:56
  you
• 3:56
  need
• 3:56
  to
• 3:57
  run
• 3:57
  your
• 3:57
  race.
• 3:58
  You
• 3:59
  got
• 3:59
  to
• 3:59
  be
• 3:59
  faithful
• 3:59
  in
• 3:59
  what
• 4:00
  God
• 4:00
  has
• 4:00
  given
• 4:00
  you.
• 4:02
  So
• 4:02
  how
• 4:02
  do
• 4:02
  we
• 4:02
  get
• 4:02
  there?
• 4:03
  Well,
• 4:03
  you
• 4:03
  got
• 4:03
  to
• 4:03
  start
• 4:03
  with
• 4:04
  integrity,
• 4:04
  not
• 4:04
  intensity.
• 4:06
  Honoring
• 4:07
  God
• 4:07
  begins
• 4:08
  with
• 4:08
  honesty.
• 4:10
  And
• 4:10
  this
• 4:10
  may
• 4:10
  be
• 4:10
  some
• 4:11
  painful
• 4:11
  honesty,
• 4:12
  especially
• 4:13
  if
• 4:13
  you're
• 4:13
  in
• 4:13
  debt.
• 4:15
  You
• 4:15
  got
• 4:15
  to
• 4:15
  know
• 4:15
  what
• 4:15
  you
• 4:16
  owe.
• 4:16
  I
• 4:16
  remember
• 4:16
  at
• 4:16
  one
• 4:17
  point,
• 4:18
  it's
• 4:18
  a
• 4:19
  hard
• 4:19
  thing
• 4:19
  to
• 4:19
  talk
• 4:19
  about.
• 4:20
  I
• 4:20
  was
• 4:21
  in
• 4:21
  debt
• 4:21
  up
• 4:21
  to
• 4:22
  my
• 4:22
  ears,
• 4:24
  and
• 4:24
  I
• 4:24
  just
• 4:25
  put
• 4:25
  it
• 4:25
  off.
• 4:25
  I
• 4:25
  would
• 4:25
  make
• 4:26
  the
• 4:26
  minimum
• 4:26
  payments,
• 4:26
  but
• 4:27
  I
• 4:27
  never
• 4:27
  really
• 4:27
  wrote
• 4:28
  it
• 4:28
  down.
• 4:30
  And
• 4:30
  I
• 4:30
  knew
• 4:30
  part
• 4:31
  of
• 4:31
  me,
• 4:31
  I
• 4:31
  had
• 4:31
  to
• 4:31
  put
• 4:32
  it
• 4:32
  on
• 4:32
  paper.
• 4:33
  I
• 4:34
  had
• 4:34
  to
• 4:34
  know
• 4:34
  what
• 4:34
  I
• 4:34
  owed,
• 4:35
  I
• 4:35
  had
• 4:35
  to
• 4:35
  know
• 4:35
  what
• 4:35
  that
• 4:35
  real
• 4:36
  number
• 4:36
  was.
• 4:38
  I
• 4:38
  had
• 4:38
  to
• 4:38
  know
• 4:38
  what
• 4:39
  I
• 4:39
  was
• 4:39
  earning,
• 4:39
  had
• 4:39
  to
• 4:39
  look
• 4:40
  at
• 4:40
  my
• 4:40
  real
• 4:40
  income.
• 4:40
  And
• 4:41
  listen,
• 4:41
  you
• 4:41
  better
• 4:41
  know
• 4:42
  what
• 4:42
  you're
• 4:42
  spending
• 4:42
  too.
• 4:44
  All
• 4:44
  those
• 4:44
  things
• 4:45
  play
• 4:45
  in
• 4:46
  congruence
• 4:47
  with
• 4:47
  each
• 4:47
  other.
• 4:50
  And
• 4:50
  you
• 4:50
  can
• 4:50
  create
• 4:51
  that.
• 4:51
  You
• 4:51
  can
• 4:51
  reduce
• 4:52
  that
• 4:52
  confusion
• 4:53
  when
• 4:53
  you
• 4:53
  create
• 4:54
  clarity.
• 4:56
  And
• 4:56
  listen,
• 4:57
  friend,
• 4:57
  God
• 4:57
  isn't
• 4:57
  asking
• 4:58
  for
• 4:58
  dramatic
• 4:58
  gestures.
• 5:00
  He
• 5:00
  doesn't
• 5:01
  expect
• 5:01
  it.
• 5:01
  Listen,
• 5:02
  God
• 5:02
  already
• 5:02
  knows
• 5:02
  what
• 5:02
  you're
• 5:03
  going
• 5:03
  to
• 5:03
  do.
• 5:04
  He
• 5:04
  wants
• 5:05
  to
• 5:05
  support
• 5:05
  you.
• 5:05
  He
• 5:05
  wants
• 5:05
  to
• 5:06
  be.
• 5:06
  To
• 5:06
  help
• 5:06
  you.
• 5:07
  He
• 5:07
  just
• 5:08
  wants
• 5:08
  you
• 5:08
  to
• 5:08
  be
• 5:08
  faithful.
• 5:09
  What
• 5:09
  he's
• 5:09
  already
• 5:09
  given
• 5:10
  you.
• 5:12
  So
• 5:12
  the
• 5:12
  first
• 5:12
  thing
• 5:12
  you've
• 5:13
  got
• 5:13
  to
• 5:13
  do
• 5:13
  is
• 5:13
  prioritize
• 5:14
  stability.
• 5:16
  If
• 5:16
  you're
• 5:16
  in
• 5:17
  debt
• 5:17
  and
• 5:18
  you're
• 5:18
  unstable,
• 5:19
  your
• 5:19
  first
• 5:19
  assignment
• 5:20
  is
• 5:20
  stabilization.
• 5:22
  You
• 5:22
  gotta
• 5:23
  do
• 5:23
  that
• 5:23
  first.
• 5:23
  Like
• 5:23
  when
• 5:23
  you
• 5:23
  go
• 5:24
  to
• 5:24
  the
• 5:24
  er,
• 5:25
  first
• 5:25
  thing
• 5:25
  they
• 5:25
  do
• 5:26
  is
• 5:26
  they
• 5:26
  stabilize
• 5:27
  the
• 5:27
  patient.
• 5:28
  You
• 5:29
  gotta
• 5:29
  look
• 5:29
  at
• 5:29
  your
• 5:29
  finances
• 5:30
  the
• 5:30
  same
• 5:30
  way.
• 5:32
  Cover
• 5:32
  your
• 5:32
  essentials.
• 5:33
  Food,
• 5:34
  clothing,
• 5:34
  shelter,
• 5:35
  transportation.
• 5:36
  We
• 5:36
  talk
• 5:36
  about
• 5:36
  that
• 5:36
  on
• 5:37
  the
• 5:37
  show
• 5:37
  all
• 5:37
  the
• 5:37
  time.
• 5:37
  Those
• 5:38
  are
• 5:38
  the
• 5:38
  essentials.
• 5:39
  You
• 5:39
  got
• 5:39
  to
• 5:39
  figure
• 5:39
  out
• 5:40
  how
• 5:40
  to
• 5:40
  pay
• 5:40
  those
• 5:40
  first.
• 5:42
  Once
• 5:42
  you
• 5:42
  do
• 5:43
  that.
• 5:43
  Yeah.
• 5:43
  Build
• 5:43
  a
• 5:43
  small
• 5:44
  emergency
• 5:44
  buffer,
• 5:46
  but
• 5:46
  stay
• 5:46
  current
• 5:47
  on
• 5:47
  all
• 5:47
  of
• 5:47
  your
• 5:48
  obligation.
• 5:50
  Biblical
• 5:51
  wisdom,
• 5:51
  values,
• 5:52
  order
• 5:53
  and
• 5:53
  peace
• 5:54
  grows
• 5:54
  in
• 5:54
  structure.
• 5:57
  Well,
• 5:57
  let's
• 5:57
  get
• 5:57
  to
• 5:58
  the
• 5:58
  point
• 5:58
  at
• 5:58
  hand
• 5:58
  today.
• 5:59
  Giving,
• 6:01
  giving
• 6:01
  is
• 6:02
  all
• 6:02
  about
• 6:02
  being
• 6:02
  intentional.
• 6:03
  We
• 6:03
  talked
• 6:03
  about
• 6:03
  this
• 6:03
  the
• 6:04
  other
• 6:04
  day.
• 6:04
  God
• 6:05
  loves
• 6:05
  a
• 6:05
  cheerful
• 6:05
  giver.
• 6:06
  So
• 6:06
  give
• 6:06
  with
• 6:07
  intention,
• 6:08
  not
• 6:08
  guilt.
• 6:10
  I've
• 6:10
  had
• 6:11
  people
• 6:11
  say
• 6:11
  to
• 6:11
  me,
• 6:11
  you
• 6:11
  know
• 6:11
  what,
• 6:12
  Ralph?
• 6:12
  I
• 6:12
  got
• 6:12
  to
• 6:12
  keep
• 6:12
  giving
• 6:13
  because
• 6:13
  giving
• 6:14
  is
• 6:14
  my
• 6:14
  punishment
• 6:15
  for
• 6:15
  being
• 6:15
  in
• 6:15
  debt.
• 6:17
  It's
• 6:17
  not,
• 6:19
  it's
• 6:19
  not
• 6:19
  some
• 6:19
  magical
• 6:20
  transaction
• 6:21
  with
• 6:21
  God.
• 6:21
  Well,
• 6:21
  if
• 6:21
  I
• 6:21
  give,
• 6:22
  I.
• 6:22
  I
• 6:22
  hear
• 6:23
  clown
• 6:23
  preachers
• 6:23
  on
• 6:24
  TV
• 6:24
  and
• 6:24
  on
• 6:24
  the
• 6:25
  radio.
• 6:25
  Hear
• 6:25
  this
• 6:25
  all
• 6:25
  day.
• 6:25
  Oh,
• 6:26
  well,
• 6:26
  I'm
• 6:26
  a
• 6:27
  prosperity
• 6:27
  preacher.
• 6:28
  If
• 6:28
  you
• 6:28
  give,
• 6:28
  God's
• 6:28
  going
• 6:29
  to
• 6:29
  reward
• 6:29
  that
• 6:29
  tenfold.
• 6:30
  I
• 6:31
  can't
• 6:31
  find
• 6:31
  anywhere
• 6:32
  in
• 6:32
  the
• 6:32
  scripture
• 6:32
  that
• 6:33
  says
• 6:33
  that.
• 6:34
  Not
• 6:34
  once
• 6:35
  in
• 6:35
  the
• 6:35
  scripture
• 6:35
  does
• 6:35
  God
• 6:36
  say,
• 6:36
  you're
• 6:36
  going
• 6:36
  to
• 6:36
  make
• 6:37
  a
• 6:37
  transact
• 6:37
  man.
• 6:37
  I'm
• 6:37
  going
• 6:38
  to
• 6:38
  mesmerize.
• 6:38
  I'm
• 6:39
  going
• 6:39
  to
• 6:39
  fix
• 6:39
  your
• 6:39
  finances.
• 6:40
  That's
• 6:40
  a
• 6:40
  lie.
• 6:43
  If
• 6:43
  you
• 6:43
  choose
• 6:43
  to
• 6:44
  give
• 6:44
  while
• 6:44
  you're
• 6:44
  in
• 6:44
  debt,
• 6:44
  which
• 6:45
  I
• 6:45
  encourage
• 6:45
  you
• 6:45
  to
• 6:45
  do,
• 6:45
  I
• 6:46
  think
• 6:46
  it's
• 6:46
  a
• 6:46
  good
• 6:46
  thing
• 6:46
  to
• 6:46
  do.
• 6:48
  Let
• 6:48
  it
• 6:48
  be
• 6:48
  thoughtful
• 6:49
  and
• 6:49
  let
• 6:49
  it
• 6:50
  be
• 6:50
  sustainable.
• 6:52
  Hey,
• 6:52
  maybe
• 6:53
  $5
• 6:53
  a
• 6:53
  week
• 6:54
  or
• 6:54
  $2
• 6:54
  a
• 6:54
  week.
• 6:56
  But
• 6:56
  small
• 6:57
  amounts
• 6:57
  given
• 6:57
  consistently
• 6:58
  from
• 6:58
  a
• 6:58
  willing
• 6:59
  heart,
• 6:59
  honor
• 6:59
  God.
• 6:59
  Guess
• 7:00
  what?
• 7:00
  He
• 7:00
  sees
• 7:00
  your
• 7:01
  heart.
• 7:02
  If
• 7:02
  your
• 7:02
  heart
• 7:03
  is
• 7:03
  right.
• 7:03
  Now,
• 7:03
  God,
• 7:04
  I
• 7:04
  want
• 7:04
  to
• 7:04
  do
• 7:04
  this,
• 7:04
  but
• 7:05
  you
• 7:05
  know
• 7:05
  what's
• 7:05
  going
• 7:05
  on.
• 7:06
  My
• 7:06
  finances.
• 7:08
  God
• 7:08
  doesn't
• 7:09
  measure
• 7:09
  the
• 7:09
  size
• 7:10
  of
• 7:10
  your
• 7:10
  giving.
• 7:12
  He
• 7:12
  measures
• 7:12
  your
• 7:13
  posture
• 7:13
  in
• 7:13
  giving.
• 7:14
  He
• 7:14
  looks
• 7:14
  right
• 7:14
  at
• 7:15
  your
• 7:15
  heart.
• 7:17
  So
• 7:17
  yes,
• 7:17
  give,
• 7:18
  but
• 7:18
  pay
• 7:18
  down
• 7:18
  your
• 7:19
  debt
• 7:19
  steadily.
• 7:21
  The
• 7:21
  idea
• 7:21
  of
• 7:22
  debt
• 7:22
  reduction
• 7:22
  is
• 7:23
  stewardship
• 7:24
  because
• 7:24
  that's
• 7:24
  really
• 7:24
  what
• 7:25
  it
• 7:25
  is.
• 7:25
  It's
• 7:25
  stewarding
• 7:26
  the
• 7:26
  money
• 7:26
  that
• 7:26
  God
• 7:27
  and
• 7:27
  the
• 7:27
  resource
• 7:27
  that
• 7:27
  God
• 7:28
  has
• 7:28
  given
• 7:28
  you
• 7:28
  better.
• 7:30
  You're
• 7:30
  saying
• 7:31
  to
• 7:31
  God,
• 7:31
  listen,
• 7:31
  I'm
• 7:32
  taking
• 7:32
  responsibility.
• 7:35
  You
• 7:35
  don't
• 7:35
  need
• 7:35
  to
• 7:35
  attack
• 7:36
  it
• 7:36
  with
• 7:36
  panic.
• 7:38
  Be
• 7:38
  consistent.
• 7:39
  Be
• 7:39
  consistent
• 7:40
  in
• 7:40
  that
• 7:40
  reduction
• 7:41
  because
• 7:41
  that
• 7:41
  reflects
• 7:42
  discipline
• 7:43
  and
• 7:43
  humility.
• 7:44
  God
• 7:44
  loves
• 7:44
  discipline
• 7:45
  and
• 7:45
  humility.
• 7:47
  And
• 7:47
  finally,
• 7:48
  walk
• 7:48
  humbly,
• 7:48
  not
• 7:49
  perfectly.
• 7:51
  I've
• 7:51
  been
• 7:52
  doing
• 7:52
  accounting
• 7:52
  work
• 7:52
  for
• 7:53
  since
• 7:53
  I
• 7:53
  was
• 7:53
  8
• 7:53
  years
• 7:54
  old,
• 7:54
  now
• 7:54
  I'm
• 7:54
  53.
• 7:55
  You
• 7:55
  can
• 7:55
  do
• 7:55
  the
• 7:55
  math.
• 7:57
  You're
• 7:57
  not
• 7:57
  going
• 7:57
  to
• 7:57
  get
• 7:58
  every
• 7:58
  decision
• 7:58
  right.
• 8:00
  And
• 8:00
  that's
• 8:01
  okay.
• 8:02
  It's
• 8:03
  okay
• 8:03
  to
• 8:03
  make
• 8:03
  mistakes.
• 8:05
  I
• 8:06
  start
• 8:06
  to
• 8:06
  show
• 8:06
  every
• 8:06
  day
• 8:06
  talking
• 8:07
  about
• 8:08
  living
• 8:08
  in
• 8:08
  financial
• 8:08
  shame.
• 8:09
  Guess
• 8:09
  what?
• 8:09
  You
• 8:09
  know
• 8:10
  why
• 8:10
  I
• 8:10
  say
• 8:10
  that?
• 8:10
  Because
• 8:10
  we've
• 8:11
  all
• 8:11
  lived
• 8:11
  in
• 8:12
  financial
• 8:12
  shame.
• 8:12
  We've
• 8:13
  all
• 8:13
  made
• 8:13
  bad
• 8:13
  financial
• 8:14
  decisions.
• 8:15
  I
• 8:15
  have
• 8:15
  a
• 8:15
  degree
• 8:16
  in
• 8:16
  accounting.
• 8:16
  I've
• 8:17
  made
• 8:17
  bad
• 8:17
  financial
• 8:18
  decisions.
• 8:20
  It's
• 8:20
  okay.
• 8:22
  But
• 8:22
  honoring
• 8:23
  God
• 8:23
  financially
• 8:24
  means
• 8:24
  seeking
• 8:25
  wisdom,
• 8:26
  making
• 8:26
  thoughtful
• 8:27
  decisions,
• 8:28
  and
• 8:29
  yes,
• 8:29
  correcting
• 8:29
  course
• 8:30
  when
• 8:30
  it's
• 8:30
  necessary.
• 8:33
  It's
• 8:33
  not
• 8:33
  about
• 8:33
  performing
• 8:34
  flawlessly.
• 8:36
  It's
• 8:37
  really
• 8:37
  about
• 8:37
  that
• 8:37
  day
• 8:38
  in
• 8:38
  and
• 8:38
  day
• 8:38
  out
• 8:39
  decision
• 8:39
  to
• 8:39
  be
• 8:40
  faithful
• 8:41
  over
• 8:41
  the
• 8:41
  flesh.
• 8:43
  Because
• 8:44
  in
• 8:44
  the
• 8:44
  end,
• 8:45
  God
• 8:46
  sees
• 8:46
  your
• 8:46
  heart.
• 8:48
  And
• 8:48
  if
• 8:48
  you've
• 8:48
  got
• 8:48
  a
• 8:49
  heart
• 8:49
  for
• 8:49
  Jesus,
• 8:51
  he
• 8:51
  sees
• 8:51
  that.
• 8:53
  So
• 8:53
  here's
• 8:53
  your
• 8:53
  win
• 8:54
  for
• 8:54
  today.
• 8:55
  I
• 8:55
  want
• 8:55
  to
• 8:55
  encourage
• 8:56
  you
• 8:56
  today
• 8:56
  to
• 8:56
  choose
• 8:56
  one
• 8:57
  aligned
• 8:57
  action
• 8:59
  maybe
• 8:59
  for
• 8:59
  you.
• 9:00
  Review
• 9:00
  your
• 9:00
  number,
• 9:01
  see
• 9:01
  what's
• 9:01
  coming
• 9:01
  in,
• 9:02
  see
• 9:02
  what's
• 9:02
  going
• 9:02
  out,
• 9:02
  and
• 9:03
  have
• 9:03
  that
• 9:03
  what
• 9:04
  we
• 9:04
  call
• 9:04
  come
• 9:04
  to
• 9:04
  Jesus
• 9:05
  moment
• 9:05
  about
• 9:05
  the
• 9:05
  reality
• 9:06
  on
• 9:06
  the
• 9:06
  ground.
• 9:08
  Maybe
• 9:08
  you
• 9:08
  make
• 9:08
  one
• 9:08
  extra
• 9:09
  debt
• 9:09
  payment,
• 9:09
  you've
• 9:09
  got
• 9:10
  some
• 9:10
  money
• 9:10
  sitting
• 9:10
  aside,
• 9:10
  say
• 9:11
  here's
• 9:11
  what
• 9:11
  I'm
• 9:11
  going
• 9:11
  to
• 9:11
  do,
• 9:12
  or
• 9:13
  give
• 9:13
  one
• 9:13
  small
• 9:13
  intentional
• 9:14
  gift.
• 9:15
  I
• 9:16
  don't
• 9:16
  want
• 9:16
  you
• 9:16
  to
• 9:16
  do
• 9:16
  all
• 9:17
  three
• 9:17
  of
• 9:17
  these.
• 9:17
  I
• 9:17
  just
• 9:17
  want
• 9:17
  you
• 9:18
  to
• 9:18
  pick
• 9:18
  one.
• 9:19
  Because
• 9:19
  what
• 9:20
  I've
• 9:20
  learned
• 9:20
  in
• 9:20
  my
• 9:20
  career
• 9:21
  is
• 9:21
  clarity
• 9:22
  comes
• 9:22
  from
• 9:22
  movement.
• 9:24
  Clarity
• 9:24
  is
• 9:24
  so
• 9:25
  very
• 9:25
  important.
• 9:26
  Well,
• 9:26
  let's
• 9:27
  get
• 9:27
  some
• 9:27
  biblical
• 9:27
  clarity.
• 9:28
  Let's
• 9:28
  go
• 9:28
  to
• 9:28
  the
• 9:29
  book
• 9:29
  of
• 9:29
  Micah,
• 9:30
  chapter
• 9:30
  6,
• 9:31
  verse
• 9:31
  8.
• 9:32
  Again,
• 9:33
  Micah
• 9:33
  6.
• 9:34
  8.
• 9:35
  He
• 9:35
  has
• 9:35
  shown
• 9:35
  you,
• 9:36
  O
• 9:36
  mortal,
• 9:36
  what
• 9:36
  is
• 9:37
  good.
• 9:38
  And
• 9:38
  what
• 9:38
  does
• 9:39
  the
• 9:39
  Lord
• 9:39
  require
• 9:40
  of
• 9:40
  you?
• 9:41
  To
• 9:41
  act
• 9:42
  justly
• 9:42
  and
• 9:43
  to
• 9:43
  love
• 9:43
  mercy
• 9:44
  and
• 9:44
  to
• 9:44
  walk
• 9:45
  humbly
• 9:45
  with
• 9:45
  your
• 9:45
  God.
• 9:48
  There's
• 9:48
  your
• 9:48
  charge.
• 9:51
  God's
• 9:51
  requirement
• 9:52
  is
• 9:52
  faithful
• 9:53
  humility
• 9:53
  and
• 9:53
  wise
• 9:54
  action,
• 9:56
  not
• 9:56
  financial
• 9:57
  perfection.
• 9:59
  Let's
• 9:59
  pray
• 9:59
  together.
• 10:01
  Lord,
• 10:02
  we
• 10:02
  all
• 10:02
  want
• 10:02
  to
• 10:03
  honor
• 10:03
  you.
• 10:04
  And
• 10:05
  there
• 10:05
  are
• 10:05
  times
• 10:05
  when
• 10:05
  we
• 10:06
  feel
• 10:06
  so
• 10:06
  overwhelmed.
• 10:08
  So
• 10:08
  Lord,
• 10:09
  right
• 10:09
  now,
• 10:09
  remove
• 10:10
  the
• 10:10
  confusion
• 10:11
  from
• 10:11
  us.
• 10:12
  Remove
• 10:13
  that
• 10:13
  feeling
• 10:13
  of
• 10:14
  false
• 10:14
  guilt
• 10:16
  and
• 10:16
  replace
• 10:16
  it
• 10:17
  with
• 10:17
  clarity
• 10:18
  and
• 10:18
  peace
• 10:18
  from
• 10:19
  you,
• 10:19
  Lord,
• 10:20
  help
• 10:21
  us
• 10:21
  to
• 10:21
  act
• 10:21
  justly
• 10:22
  in
• 10:22
  our
• 10:22
  obligations.
• 10:24
  Love
• 10:25
  mercy
• 10:25
  in
• 10:25
  our
• 10:25
  giving,
• 10:26
  Lord,
• 10:26
  and
• 10:26
  help
• 10:27
  us
• 10:27
  to
• 10:27
  walk
• 10:27
  humbly
• 10:28
  as
• 10:28
  we
• 10:28
  do
• 10:28
  rebuild.
• 10:30
  Guide
• 10:31
  our
• 10:31
  decisions,
• 10:31
  Lord,
• 10:32
  calm
• 10:33
  our
• 10:33
  hearts
• 10:34
  and
• 10:35
  remind
• 10:35
  us
• 10:35
  that
• 10:35
  your
• 10:36
  faithfulness
• 10:37
  is
• 10:38
  more
• 10:38
  important
• 10:38
  than
• 10:38
  flawlessness.
• 10:40
  And
• 10:41
  we
• 10:41
  ask
• 10:41
  this
• 10:41
  in
• 10:41
  the
• 10:42
  name
• 10:42
  of
• 10:42
  Jesus.
• 10:44
  Amen.
• 10:46
  Friend,
• 10:47
  I
• 10:47
  want
• 10:47
  you
• 10:47
  to
• 10:47
  hear
• 10:47
  this.
• 10:49
  You,
• 10:49
  you
• 10:49
  can
• 10:49
  honor
• 10:50
  God
• 10:50
  right
• 10:50
  where
• 10:50
  you
• 10:51
  are,
• 10:52
  right
• 10:52
  where
• 10:52
  you're
• 10:53
  at
• 10:53
  right
• 10:53
  now,
• 10:54
  at
• 10:54
  this
• 10:54
  moment,
• 10:56
  not
• 10:56
  where
• 10:56
  you
• 10:56
  hope
• 10:57
  to
• 10:57
  be,
• 10:58
  right
• 10:58
  here
• 10:58
  where
• 10:59
  you
• 10:59
  are.
• 11:01
  And
• 11:01
  if
• 11:01
  you've
• 11:01
  got
• 11:02
  something
• 11:02
  you
• 11:02
  want
• 11:02
  to
• 11:03
  share,
• 11:03
  I'd
• 11:03
  love
• 11:04
  to
• 11:04
  hear
• 11:04
  from
• 11:04
  you.
• 11:04
  Just
• 11:04
  head
• 11:05
  over
• 11:05
  to
• 11:05
  financiallyconfidentchristian.com/voicemail.
• 11:09
  I
• 11:09
  want
• 11:09
  to
• 11:09
  hear
• 11:10
  from
• 11:10
  you
• 11:10
  today.
• 11:11
  Take
• 11:11
  a
• 11:11
  few
• 11:11
  minutes
• 11:12
  and
• 11:12
  just
• 11:12
  let
• 11:12
  me
• 11:12
  hear
• 11:12
  from
• 11:13
  you.
• 11:13
  I
• 11:13
  want
• 11:13
  to
• 11:13
  hear
• 11:13
  your
• 11:13
  voice.
• 11:13
  You
• 11:14
  always
• 11:14
  hear
• 11:14
  my
• 11:14
  voice.
• 11:15
  I
• 11:15
  want
• 11:15
  to
• 11:15
  hear
• 11:15
  your
• 11:16
  voice.
• 11:16
  We'll
• 11:17
  put
• 11:17
  that
• 11:17
  link
• 11:17
  to
• 11:17
  that
• 11:17
  in
• 11:18
  the
• 11:18
  show
• 11:18
  notes,
• 11:18
  but
• 11:18
  again,
• 11:18
  it's
• 11:19
  financiallyconfidentchristian.Com/voicemail.
• 11:23
  Thank
• 11:24
  you
• 11:24
  so
• 11:24
  much
• 11:24
  for
• 11:24
  joining
• 11:25
  me
• 11:25
  today.
• 11:25
  I
• 11:25
  just
• 11:25
  want
• 11:26
  to
• 11:26
  encourage
• 11:26
  you
• 11:27
  stay
• 11:27
  financially
• 11:28
  savvy.
• 11:29
  May
• 11:29
  God
• 11:29
  bless
• 11:29
  you
• 11:30
  and
• 11:30
  you
• 11:31
  have
• 11:31
  a
• 11:31
  truly
• 11:31
  great
• 11:32
  day
• 11:32
  today.