Latest / The Table with Anthony ONeal / AI Paid Off His $45K Debt... Here's The Secret Tools He Used
Transcript
- 0:00[SPEAKER_00]: Family today shows going to be amazing because what if I told you AI could help you pay off that faster invest smarter and even make money while you are asleep.
- 0:12[SPEAKER_00]: I'm not talking about future research, future risk, future fantasies, no.
- 0:16[SPEAKER_00]: I'm talking about tools you can use today to start building you real well.
- 0:21[SPEAKER_00]: I'm talking about tools that I'm using today that's helping me build real well.
- 0:27[SPEAKER_00]: Look, I've been using AI in my own financial journey.
- 0:31[SPEAKER_00]: And I'm seeing some major results I never thought was possible, and I'm not the only one.
- 0:37[SPEAKER_00]: So today I wanna be breaking down four ways AI is helping everyday people like yourself and myself build real wealth.
- 0:45[SPEAKER_00]: And I'm giving you the exact tools you can start using on me in two days.
- 0:49[SPEAKER_00]: As a matter of fact, I'm gonna challenge my community, start using these tools as soon as you get done watching this video.
- 0:58[SPEAKER_00]: God gave us wisdom and tools to store what he's blessed us with.
- 1:03[SPEAKER_00]: And AI, it's just another tool we can use wisely to build the future that we deserve.
- 1:09[SPEAKER_00]: So if you're ready to stop leaving money on the table and start using technology to work for you instead of against you.
- 1:15[SPEAKER_00]: I want you to stay with me because today's show is going to be amazing.
- 1:21[SPEAKER_00]: Let's dive into it.
- 1:22[SPEAKER_00]: Let's start with the Mustang.
- 1:23[SPEAKER_00]: Cause this, this, this is the fun part.
- 1:25[SPEAKER_00]: Now I know some of you are thinking, Anthony, I don't know anything about investing.
- 1:29[SPEAKER_00]: Honestly, that's not from me.
- 1:30[SPEAKER_00]: I see you and Courtney talking about it.
- 1:32[SPEAKER_00]: I see you all saying, these are the stocks and go do this and go do that.
- 1:36[SPEAKER_00]: But Anthony, I don't know if it's for me.
- 1:39[SPEAKER_00]: But here's your truth.
- 1:41[SPEAKER_00]: AI is honestly leveling the playing field.
- 1:45[SPEAKER_00]: You see, AI can analyze massive amounts of data, stocks, crypto, ETF, mutual funds, market trends, rising companies, fastening any human ever could.
- 1:56[SPEAKER_00]: It spots patterns, we would never see on our own quicker.
- 2:02[SPEAKER_00]: On the best part, you don't need to be a Wall Street expert to use it.
- 2:06[SPEAKER_00]: Let me show you some practical tools you can start using today.
- 2:11[SPEAKER_00]: Here's a very first one.
- 2:12[SPEAKER_00]: We all know this one, chat GPT.
- 2:15[SPEAKER_00]: Yes, the same chat GPT you might be using to write emails or plan your grocery list can help you research investments.
- 2:24[SPEAKER_00]: Here's what you do.
- 2:25[SPEAKER_00]: Open chat GPT and ask us something like, what are the top three dividend stocks for
- 2:32[SPEAKER_00]: or what are the top mutual funds or index funds or explain index funds to me like I am a beginner like I am in kindergarten.
- 2:44[SPEAKER_00]: It'll break it down in plain English.
- 2:47[SPEAKER_00]: No jargon, no confusion, straight up simple understanding.
- 2:54[SPEAKER_00]: Start using chatGPT not just to write emails but to grow this.
- 2:59[SPEAKER_00]: which leads me to my second one, free AI stock screeners, tools like FinChat and TipRanks use AI to analyze stocks and give you honest insights.
- 3:11[SPEAKER_00]: They'll show you which stocks are undervalue, which ones have strong growth potential and which ones to avoid.
- 3:19[SPEAKER_00]: was easy to my third one, investment apps with AI features.
- 3:23[SPEAKER_00]: You all know I heavily promote Moomu and will drop the information inside of today's show notes, but apps like Moomu and Fidelity and other platforms now have AI power tools to help you make smarter decisions based on your financial goals and your risk tolerance.
- 3:39[SPEAKER_00]: Now, I want to tie this back to faith for just one quick second.
- 3:44[SPEAKER_00]: Bear with me, as you all see, I got on my Regent University's hoodie, and I'm getting a Christian education around finance and investing, and the more I'm in school, the more I'm learning, and the more I'm going to be bringing stuff over here, and not only my learning about mutual funds, but I'm learning it from a spiritual perspective.
- 4:02[SPEAKER_00]: You see, over in Provers 21, verse 5, it says, the plans of the diligent lead to profit.
- 4:07[SPEAKER_00]: as surely as Hayes Lee's to poverty, AI helps us be more diligent, it helps us research better, plan smarter, and make informed decisions instead of emotional ones.
- 4:22[SPEAKER_00]: And I want to speak specifically to my African American community watching this far too long, we've been
- 4:38[SPEAKER_00]: But we've been told investing isn't for us.
- 4:41[SPEAKER_00]: That is too risky, that is too complicated, and that we should work our butts off and work every single hour and get two to three jobs just to survive.
- 4:51[SPEAKER_00]: As long as we have a house over our head, close on our back and food on our table, that's all that we need.
- 4:57[SPEAKER_00]: But that's the diagonal line I wish I can cut right there, but I can't.
- 5:02[SPEAKER_00]: is the AI is giving us access to the same tools and information that wealthy people have been using for decades.
- 5:10[SPEAKER_00]: So don't let fear.
- 5:12[SPEAKER_00]: or lack of knowledge, hold your back.
- 5:15[SPEAKER_00]: Use these tools.
- 5:18[SPEAKER_00]: Start small, but the key thing here is, I need you to start.
- 5:23[SPEAKER_00]: I need you to start today, because investing isn't just about making money.
- 5:27[SPEAKER_00]: No, not at all.
- 5:29[SPEAKER_00]: It's about building generational wealth.
- 5:31[SPEAKER_00]: It is about setting our children, children up.
- 5:33[SPEAKER_00]: It is about creating freedom that produces options for us.
- 5:36[SPEAKER_00]: It's about leaving legacy.
- 5:38[SPEAKER_00]: Now, now before we talk about increasing your income, let's talk about something that is crucial.
- 5:46[SPEAKER_00]: Because here's the true.
- 5:47[SPEAKER_00]: You can't build wealth if your credit is holding you back.
- 5:50[SPEAKER_00]: That's why I'm excited to partner with my friends over at Domly AI, the app that's helping over 1 million people boost their credit scores using artificial intelligence AI.
- 6:02[SPEAKER_00]: Here's what's crazy, dobly members see an average credit score increase of 34 points.
- 6:08[SPEAKER_00]: In the premium members, oh my goodness, I'm one of them.
- 6:11[SPEAKER_00]: We're seeing on average about a 52 to 82 point average increase.
- 6:15[SPEAKER_00]: Dobly's AI engine analyzes your credit report 247.
- 6:19[SPEAKER_00]: buys errors and automatically disputes them for you.
- 6:22[SPEAKER_00]: No stress, no guess where it just went 100% results.
- 6:26[SPEAKER_00]: And here's the best part.
- 6:27[SPEAKER_00]: You can start from 100% free.
- 6:29[SPEAKER_00]: No debt, no credit card required, no hidden fees.
- 6:32[SPEAKER_00]: Whether you're trying to buy your first house, buy your first home, get a better rate on your car insurance and just stop letting dad credit steal your piece.
- 6:40[SPEAKER_00]: Y'all dolly got you.
- 6:42[SPEAKER_00]: All you have to do is go to www.anthinonil.com for sastabli, the link is inside of today's show notes.
- 6:47[SPEAKER_00]: This is something you can't play around with, trust me, your future self will thank you.
- 6:51[SPEAKER_00]: All right, let's talk about how AI can help you increase your income, because at the end of the day,
- 6:58[SPEAKER_00]: you can budget all you want.
- 7:00[SPEAKER_00]: You can do the zero-based budgeting all you want.
- 7:02[SPEAKER_00]: But if you're not making money, if you're not making enough money, you're always going to be struggling.
- 7:08[SPEAKER_00]: So how can AI help you?
- 7:10[SPEAKER_00]: And I make more money.
- 7:13[SPEAKER_00]: Here's number one, learning new skills faster.
- 7:16[SPEAKER_00]: See, back in the day, you had to go to school to learn some new skills, college, trade school, etc.
- 7:23[SPEAKER_00]: AI now can create a personalized learning plan for you in literally minutes.
- 7:30[SPEAKER_00]: Let's say you want to learn graphic design, digital marketing, or even coding.
- 7:35[SPEAKER_00]: You can ask chatGPT create a 30-day learning plan to help me become a freelance graphic designer.
- 7:46[SPEAKER_00]: You can ask ChatBee chatGPT, I am a assistant at my job, create a 30 day plan that's going to help me turn this into a virtual assistant process.
- 7:57[SPEAKER_00]: And watch this, it will give you a step-by-step roadmap, what to learn each week, what resources to use, what projects to practice on.
- 8:06[SPEAKER_00]: This is huge because new skills equal what, new income opportunities.
- 8:15[SPEAKER_00]: which leads me over to number two, AI Resume Builders.
- 8:20[SPEAKER_00]: Tools like Rezy, R-E-Z-I, and Kick Resume, use AI to optimize your resume for the jobs you're applying for.
- 8:30[SPEAKER_00]: They analyze job descriptions and make sure your resume has the right keywords to get past those automatic screening systems.
- 8:38[SPEAKER_00]: This means, this means you're more likely to get interviews and more interviews mean what, more job opportunities and more job opportunities mean higher pay.
- 8:59[SPEAKER_00]: You can literally ask AI based on my skills in whatever you're good at.
- 9:04[SPEAKER_00]: You got to type that in there.
- 9:05[SPEAKER_00]: What are five dope side hustles?
- 9:08[SPEAKER_00]: I could start this month that pays me a lot of money.
- 9:12[SPEAKER_00]: In AI will give you ideas you never even thought of.
- 9:17[SPEAKER_00]: AI will help you figure out how to solve a problem out in society that can produce income for you.
- 9:25[SPEAKER_00]: Now here's a real example from the article that I read.
- 9:30[SPEAKER_00]: There's a company, there's a company where AI reviews every single sales call instantly.
- 9:37[SPEAKER_00]: It identifies where the salesperson lost momentum, where they didn't handle objections
- 9:47[SPEAKER_00]: And it sends the feedback immediately so they can improve on a very next call.
- 9:52[SPEAKER_00]: The result, their closing rates went up, which means what?
- 9:56[SPEAKER_00]: More money.
- 9:58[SPEAKER_00]: That is the power of AI feedback.
- 10:00[SPEAKER_00]: That is the power of using AI to help you with your job.
- 10:04[SPEAKER_00]: Now I want to speak to my people who are in their 40s and 50s real quick.
- 10:09[SPEAKER_00]: Maybe you're thinking, Ayo, I'm too old to be learning something new.
- 10:18[SPEAKER_00]: No, you're not too old.
- 10:20[SPEAKER_00]: You have decades of experience and wisdom.
- 10:25[SPEAKER_00]: AI just helps you package that and monetize it faster.
- 10:29[SPEAKER_00]: Whether it's a career pivot, a side hustle, or finally starting that business, you've been dreaming about, AI can help you do it.
- 10:39[SPEAKER_00]: And for my busy moms out there, I see you.
- 10:42[SPEAKER_00]: You're juggling a million things, but what if AI could help you learn a skill that brings in an extra 500, 1,000 and even $2,000 a month?
- 10:53[SPEAKER_00]: You all listen, that is life changing money.
- 10:57[SPEAKER_00]: So don't sleep on this.
- 10:58[SPEAKER_00]: Use AI to level up your skills and watch your income grow.
- 11:04[SPEAKER_00]: All right, now I want to talk about something that's close to my heart.
- 11:14[SPEAKER_00]: is getting out of debt, specifically consumer debt.
- 11:19[SPEAKER_00]: because I know a lot of you watching this are carrying that right now, you're carrying credit card debt, student loans, car payments, medical bills, personal loans, home-refile, you name it.
- 11:30[SPEAKER_00]: And let's be honest, it's heavy.
- 11:32[SPEAKER_00]: It's still in your piece, you're losing sleep at night.
- 11:35[SPEAKER_00]: And I'm gonna say this in a respectful way, because I've been mentoring couples here lately from a financial perspective.
- 11:42[SPEAKER_00]: It's even hurting their intimate and sexual life.
- 11:51[SPEAKER_00]: Here's the good news.
- 11:54[SPEAKER_00]: Hey, I can help you create a plan to get our dad faster.
- 11:59[SPEAKER_00]: Let me show you how.
- 12:01[SPEAKER_00]: First, use ChatGPT to create a personalized debt snowball playoff plan.
- 12:07[SPEAKER_00]: Here's what you do.
- 12:08[SPEAKER_00]: Open ChatGPT and say something like, I have $15,000 credit card data across the required, so I make $50,000 a year, create a debt snowball plan for me.
- 12:18[SPEAKER_00]: And it will give you a step by step plan.
- 12:20[SPEAKER_00]: Where's that to pay off first?
- 12:22[SPEAKER_00]: How much to put each month, how long it will take?
- 12:24[SPEAKER_00]: It will ask to give you the date of when it will disappear.
- 12:29[SPEAKER_00]: You can ask it to create any plan that you want.
- 12:33[SPEAKER_00]: You can give it more details.
- 12:36[SPEAKER_00]: You can utilize this tool to really, really help you.
- 12:40[SPEAKER_00]: Second, AI budgeting apps.
- 12:42[SPEAKER_00]: There are so many apps out there that are using AI features that will analyze just spending until you wear your wasting money.
- 12:51[SPEAKER_00]: They'll say, hey, you're spending $200 a month on subscriptions.
- 12:54[SPEAKER_00]: You do not use counsel these, okay?
- 12:57[SPEAKER_00]: Or you're spending 40% of your income on eating out.
- 13:00[SPEAKER_00]: Here's how to cut that in half.
- 13:02[SPEAKER_00]: It's like having ao and a financial advisor in your pocket.
- 13:08[SPEAKER_00]: Third, ask AI to optimize your budget.
- 13:12[SPEAKER_00]: You can say, I make $4,000 a month.
- 13:14[SPEAKER_00]: I have $2,000 bills, help me create a budget that allows me to say $500 a month and pay off debt.
- 13:21[SPEAKER_00]: And it will break it all down for you.
- 13:25[SPEAKER_00]: Let me tie this back to scripture because I got to.
- 13:28[SPEAKER_00]: Oh, no, one, anything except to love one another.
- 13:35[SPEAKER_00]: God doesn't want us living under the weight of debt.
- 13:38[SPEAKER_00]: He wants us to be free.
- 13:40[SPEAKER_00]: And AI is a tool that can help us get there faster.
- 13:45[SPEAKER_00]: I've seen people use these strategies to pay off tens of thousands of dollars in debt in just a few years.
- 13:53[SPEAKER_00]: And if they can do it, so can't you.
- 13:57[SPEAKER_00]: So here's my challenge.
- 13:58[SPEAKER_00]: Take one of these tools this week and create your debt playoff plan, write it down, pray over, and start taking action as a matter of fact, as a matter of fact, email me your plan.
- 14:15[SPEAKER_00]: I want to see it.
- 14:16[SPEAKER_00]: Now, I may not be able to respond to everybody.
- 14:18[SPEAKER_00]: You can email my public email that my team and I check every single day that's Anthony at Anthonyonil.com and what we'll do will create a photo and we'll just pray over all these plans.
- 14:28[SPEAKER_00]: And if I look at it and, in fact, to see your plan, I may respond to a few of them here and there as much as I possibly can.
- 14:34[SPEAKER_00]: Can't promise you, I could do that to everybody.
- 14:37[SPEAKER_00]: But email me your plan because I want to pray over it because financial freedom is possible.
- 14:41[SPEAKER_00]: and it starts with a plan.
- 14:43[SPEAKER_00]: My dad taught me something years ago when I was a young kid.
- 14:46[SPEAKER_00]: He said, proper prior planning prevents poor performances.
- 14:50[SPEAKER_00]: So if you can get the plan now, it will prevent a headache in the future.
- 14:56[SPEAKER_00]: All right, so email me, email me that.
- 14:59[SPEAKER_00]: Email me that.
- 15:00[SPEAKER_00]: Here's a last one.
- 15:02[SPEAKER_00]: This is for my entrepreneurs and my side hustle is like myself.
- 15:06[SPEAKER_00]: if you're running a business or thinking about starting one AI can help you grow faster.
- 15:14[SPEAKER_00]: It's helped me grow a lot faster.
- 15:16[SPEAKER_00]: Here's how.
- 15:17[SPEAKER_00]: Number one, AI for business strategy.
- 15:19[SPEAKER_00]: You can ask chat, GPT, things like, I run a, put the type of business here.
- 15:25[SPEAKER_00]: What are three ways I can increase revenue this quarter.
- 15:28[SPEAKER_00]: We're going into Q1 of next year, so maybe for Q1226.
- 15:33[SPEAKER_00]: What are the biggest bottlenecks in put the name of your industry and how I can and how can I avoid those bottlenecks it'll give you ideas you can implement immediately with these me over the number two AR for content creation.
- 15:48[SPEAKER_00]: If you're trying to grow in social media tools like opus clip which I think we use right and cap cut I know for sure reuse Um, they use AI to turn your long form content into short clips saves us time.
- 16:02[SPEAKER_00]: That means you can create more content, more thought leadership content, in less time.
- 16:10[SPEAKER_00]: So I focus on this, right?
- 16:12[SPEAKER_00]: I write this content and my team use AI to turn into content to go on to TikTok, LinkedIn, and Instagram.
- 16:21[SPEAKER_00]: because I don't have time for all that.
- 16:23[SPEAKER_00]: AI is helping us.
- 16:25[SPEAKER_00]: Which leads me open to number three, which is AI for customer service.
- 16:28[SPEAKER_00]: And we got to get better at this.
- 16:30[SPEAKER_00]: Chat bots power work by AI can answer customer questions 24 seven.
- 16:35[SPEAKER_00]: So you're not losing any sales, why are you sleep, or you're not answering important questions from your community, why are you sleep?
- 16:44[SPEAKER_00]: The bottom line is this.
- 16:47[SPEAKER_00]: A.I.
- 16:47[SPEAKER_00]: helps you work smarter.
- 16:49[SPEAKER_00]: It doesn't help you work harder, and I want to pause right there for my black people and my minority people.
- 16:58[SPEAKER_00]: And when I say this, I'm not trying to be disrespectful to white people because you all go through this too.
- 17:03[SPEAKER_00]: But as a man of color, you know, there are, there are obstacles that we, that we've stressed.
- 17:11[SPEAKER_00]: And within our community, specifically, African American to minority community, man, we know how to work hard.
- 17:18[SPEAKER_00]: But we do not know how to be strategic and work smarter.
- 17:22[SPEAKER_00]: And all of my wealth builders that I'm following now, there is a level of
- 17:29[SPEAKER_00]: but they maximize tools to work smarter.
- 17:35[SPEAKER_00]: So yes, they'll wake up maybe a four o'clock and work to light one o'clock and have to.
- 17:40[SPEAKER_00]: Yes, they may work some weeks and some seasons sun up the sun down, but their strategy is smart.
- 17:51[SPEAKER_00]: Their strategy is working smart.
- 17:53[SPEAKER_00]: And Black people, we have to start working smarter, not harder.
- 17:59[SPEAKER_00]: I think there has to be, I can't say a balance because I don't really believe in the term of balance.
- 18:05[SPEAKER_00]: But prime example, me and my right-hand man CJ, we hired, you know, some young guys on our team.
- 18:13[SPEAKER_00]: And his name, one of his name is Alex, and me and me, and me, CJ, and I was used to always disagree because me and CJ are used to working hard.
- 18:21[SPEAKER_00]: We'll work harder.
- 18:23[SPEAKER_00]: Well, I was just like, nah, I think at the time, it was like 20 and it's late 20s.
- 18:26[SPEAKER_00]: It was like, nah, why do I do all this when we could do this?
- 18:29[SPEAKER_00]: Like, he was working smarter.
- 18:31[SPEAKER_00]: But we were working harder, and I had to learn there is a science okay, what at what point to working harder is not required to what point is working smarter is required.
- 18:44[SPEAKER_00]: But there has to be a combination of both.
- 18:47[SPEAKER_00]: Because at the end of the day, it identifies, I would say this.
- 18:53[SPEAKER_00]: It identifies problems you don't even know you had.
- 18:55[SPEAKER_00]: And it gives you solutions you can use today if you work smarter with AI.
- 19:00[SPEAKER_00]: So if you've been thinking about starting a business or scaling the one that you have, listen y'all, don't wait.
- 19:07[SPEAKER_00]: Use AI to give yourself an unfair advantage.
- 19:12[SPEAKER_00]: So let's recap.
- 19:14[SPEAKER_00]: We talked about four ways to use AI to build well.
- 19:17[SPEAKER_00]: Number one is AI for smarter investing.
- 19:20[SPEAKER_00]: Use tools like ChatGPT and AI stock screeners to make better investment decisions.
- 19:25[SPEAKER_00]: Number two, AI to increase your income, learn new skills, optimize your resume, and find side hustles.
- 19:32[SPEAKER_00]: Number three, AI for debt elimination and budgeting.
- 19:36[SPEAKER_00]: Create a personalized debt payoff plan
- 19:39[SPEAKER_00]: and optimize your spending.
- 19:41[SPEAKER_00]: Which leads me to number four, AI for business growth.
- 19:45[SPEAKER_00]: Use AI to scale your business faster as a smarter.
- 19:49[SPEAKER_00]: Now, here's my challenge for you.
- 19:52[SPEAKER_00]: Like I'm starting to do at at the inn of every single show.
- 19:54[SPEAKER_00]: I want you to pick one of these and try it just for the next seven days.
- 19:58[SPEAKER_00]: Just one.
- 19:59[SPEAKER_00]: I only need to pick off for, just give me one.
- 20:02[SPEAKER_00]: Let me know in the comment section which one are you going to focus on just for the next seven days.
- 20:07[SPEAKER_00]: Don't try to do everything at once.
- 20:08[SPEAKER_00]: Start small, but I need you to start two days.
- 20:12[SPEAKER_00]: And here's what I want you to remember.
- 20:17[SPEAKER_00]: John, I think it's what chapter one verse two says, beloved, I pray that you may prosper in all things and be inheld just as your soul prosper.
- 20:29[SPEAKER_00]: You see, God wants us all to prosper.
- 20:33[SPEAKER_00]: He wants us to build wealth.
- 20:35[SPEAKER_00]: He wants us to live in abundance.
- 20:37[SPEAKER_00]: He doesn't want money to control us
- 20:41[SPEAKER_00]: Right?
- 20:42[SPEAKER_00]: That is negative, but money builds the church, builds the community, and the position that's to leave inheritance to our children's children.
- 20:49[SPEAKER_00]: And AI is just another tool he's giving us to steward what we have and build the future that we deserve.
- 20:57[SPEAKER_00]: To don't be afraid of it, please do not ignore AI, use it, use it, please use it.
- 21:11[SPEAKER_00]: tell me which one which AI tool are you going to try first share this video with young ones love ones family members and if you got some value from today's video do me favor hit that subscribe button until no notifications so you don't miss the next one coming out because man we're doing some amazing things and as I'm growing at
- 21:33[SPEAKER_00]: Regent University as I'm pursuing my doctorate and finance and investing from a spiritual perspective because this is a private Christian school, and you're going to see a lot of great things come out of this.
- 21:46[SPEAKER_00]: All right, so let's see in the next video, I'll go use AI to build your well.