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Transcript

Why You Feel Broke (Even If You're Not) · Two Broke Chicks

• 0:00
  Speaker 1: This podcast is recorded on gadigal Land, Always was, always
• 0:03
  Speaker 1: will be Aboriginal Land. Hey Chicks, I'm out, there's no
• 0:13
  Speaker 1: sal is too broad. Chicks a show that shares life
• 0:15
  Speaker 1: lessence and tips to help make you rich in life.
• 0:18
  Speaker 1: And if you listen to Tuesday's episode, you would know
• 0:21
  Speaker 1: that sou and I have broken up. Kidding, she is
• 0:24
  Speaker 1: just sick. Imagine I should have pranked you, guys. I
• 0:27
  Speaker 1: should have been like, oh, sound's not but we are
• 0:34
  Speaker 1: here with the incredible brains behind so invested. So Maddie,
• 0:40
  Speaker 1: welcome to the show. How are you.
• 0:42
  Speaker 2: I'm really good, Thanks so much, Thank you for having us.
• 0:45
  Speaker 1: It's absolutely my pleasure.
• 0:47
  Speaker 3: It was like a full circle moment, like we had
• 0:49
  Speaker 3: you when we were just saying maybe eighteen months ago now,
• 0:51
  Speaker 3: oh my god.
• 0:52
  Speaker 2: No way, it was like a long time ago.
• 0:54
  Speaker 1: I am so excited to get into this chat with
• 0:56
  Speaker 1: you because you chicks, no your bread and butter, You
• 0:59
  Speaker 1: talk money, hips, money hacks, rich girl era vibes, and
• 1:03
  Speaker 1: so we're going to be getting into a topic that
• 1:06
  Speaker 1: sound I covered like a little bit on the podcast
• 1:08
  Speaker 1: as a tip, but you guys have done like a
• 1:10
  Speaker 1: full episode on it, and we're gonna be talking money dysmorphia,
• 1:13
  Speaker 1: which is a fun topic and everyone's probably like, what's that?
• 1:17
  Speaker 1: Do I have that? And we'll get into that. However,
• 1:19
  Speaker 1: before we do, we have to share our life lesson
• 1:22
  Speaker 1: of the week. So who would like to go first?
• 1:25
  Speaker 2: Do you want to go?
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  Speaker 4: Go for it?
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  Speaker 5: Okay, My life lesson this week is to swallow the frog.
• 1:30
  Speaker 5: I was reading a book which I've actually so visual
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  Speaker 5: eat the frog.
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  Speaker 2: Yeah.
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  Speaker 5: I was reading a book that I've been reading heaps
• 1:38
  Speaker 5: recently called The Five Types of Wealth, and it's got
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  Speaker 5: seven pieces of career advice in it, and it just
• 1:43
  Speaker 5: reminded me of this piece of advice because I've been
• 1:44
  Speaker 5: told it before. But pretty much a premise of it
• 1:46
  Speaker 5: is if you had to swallow a frog as your
• 1:48
  Speaker 5: job every day, what time and day would you do it?
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  Speaker 1: Fie, I hate it when it's right because I was like,
• 1:57
  Speaker 1: I do it first and get it out of the way,
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  Speaker 1: and I was like.
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  Speaker 5: Shut oh, oh my god, it's like you see a click,
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  Speaker 5: like you bitch.
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  Speaker 2: So the whole premise is like, do the hard stuff first.
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  Speaker 5: And I've just moved into freelance work, which means I
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  Speaker 5: make my own schedules and it's so easy to fall
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  Speaker 5: into the routine of like taking all these easy boxes.
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  Speaker 5: Like sometimes I'm like I'll put the washing on, so
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  Speaker 5: I'm like that's a box, ditch, But I'm like, no,
• 2:23
  Speaker 5: wake up and swallow that goddamn frog.
• 2:25
  Speaker 4: It's all sense of productivity, it really is.
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  Speaker 5: And then you get to the afternoon, you're tired and
• 2:30
  Speaker 5: you're like, I'm not swallowing the frog. Like I'm not
• 2:32
  Speaker 5: doing that. I'll do that tomorrow. It's like, no, just
• 2:34
  Speaker 5: do it first thing. And it works so well, So
• 2:35
  Speaker 5: swallow the frog.
• 2:36
  Speaker 2: Do you know?
• 2:37
  Speaker 1: I've heard that saying before, but I never ever and
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  Speaker 1: I was like, yeah, it's like, do the thing, but
• 2:43
  Speaker 1: I've never heard anyone explain it as in, like, if
• 2:45
  Speaker 1: you had to swallow a frog every day as your job,
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  Speaker 1: what time would you do it? That's fucked.
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  Speaker 2: That would be the worst job.
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  Speaker 1: Oh my god. But it's so true because I definitely
• 2:55
  Speaker 1: have the tendency to like put off the things that
• 2:58
  Speaker 1: I don't want to do. I am an adult baby
• 3:02
  Speaker 1: in the best way of like I love free will,
• 3:04
  Speaker 1: Like I love that I get to like do whatever
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  Speaker 1: I want, but there's also responsibilities. But I'm like nobody
• 3:10
  Speaker 1: want to do what I want.
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  Speaker 3: One of my favorite tea talks that I ever made
• 3:13
  Speaker 3: was when I left the gym halfway through because I
• 3:16
  Speaker 3: just couldn't be bothered being there anymore. And I was
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  Speaker 3: like reminding yourself that you have free will and you
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  Speaker 3: can do whatever you want.
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  Speaker 1: Yeah, and like dangerous, Seriously, I have too much free will. Yeah,
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  Speaker 1: Like I like, princess gets what princess wants. But I
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  Speaker 1: think that's such a good reminder of everyone because as well,
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  Speaker 1: it's like, I bet everyone listening to that had that
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  Speaker 1: like five minute task that's been in their head of
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  Speaker 1: like booking a dentist appointment or sending that email or
• 3:41
  Speaker 1: like canceling that one subscription, and they're like, shit, So
• 3:45
  Speaker 1: that's a good reminder that everyone needs to go and
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  Speaker 1: swallow a frog.
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  Speaker 2: Yeah.
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  Speaker 5: Oh god, that's like canceling subscriptions like triggering. I feel
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  Speaker 5: like that's the hardest task.
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  Speaker 1: No, because it actually makes me bunk because I'm like,
• 3:54
  Speaker 1: you guys make this hard on purpose.
• 3:55
  Speaker 3: It do you know what My version of that is?
• 3:58
  Speaker 3: It's booking flats. It's and you know you're going on
• 4:01
  Speaker 3: a trip and you know your dates, and for some
• 4:04
  Speaker 3: reason you just keep putting off booking the flash and
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  Speaker 3: then they get really expensive the closer you get and
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  Speaker 3: you're like, why.
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  Speaker 4: Did I not just do something?
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  Speaker 1: Yes one hundred or travel insurance? Yeah, every time I
• 4:15
  Speaker 1: go did you do it? I'm like, huh shit, And
• 4:17
  Speaker 1: I'm like and she's like like, which one did you get?
• 4:22
  Speaker 1: And she was like this one, and I'm like, thanks,
• 4:23
  Speaker 1: vibe love it?
• 4:25
  Speaker 4: Goodness?
• 4:25
  Speaker 1: What's yours? Mine?
• 4:27
  Speaker 6: Is well?
• 4:27
  Speaker 3: Number one that everyone should go and listen to Matthew
• 4:30
  Speaker 3: McConaughey on the Diary of a CEO podcast, one of
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  Speaker 3: the all time episodes. I just feel like anything Matthew
• 4:35
  Speaker 3: McConaughey does, I am luffing it up.
• 4:37
  Speaker 1: But he also has that sleep story that's really good work.
• 4:42
  Speaker 2: He also has a book Green Lights.
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  Speaker 5: Yeah, it's like you just listen to it and you
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  Speaker 5: could go to bed because it's so nice.
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  Speaker 2: Yeah.
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  Speaker 3: So my particular quote that is my life lesson to
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  Speaker 3: this week is if you're too impressed, you're not involved.
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  Speaker 3: And basically what it is talking about is instead of
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  Speaker 3: being constantly admiring other people, looking at other people and
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  Speaker 3: seeing what they're doing and being like, oh, that's so cool,
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  Speaker 3: or like that's the life I want do the thing.
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  Speaker 4: It's like you go out and actually get.
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  Speaker 3: Involved, be in the arena, stop looking at other people
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  Speaker 3: with such admiration, and actually start doing the thing yourself.
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  Speaker 1: That's so cool. And now I'm like thinking of all
• 5:18
  Speaker 1: the things that I'm like, what am I if I'm
• 5:20
  Speaker 1: doing press? What am I not? I'm like, I do more.
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  Speaker 1: I love that one. Okay, mine is a post that
• 5:26
  Speaker 1: I saw on Instagram shak horror. The quote is to
• 5:30
  Speaker 1: fall asleep, you must pretend to be asleep first, and
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  Speaker 1: that's how everything works.
• 5:37
  Speaker 4: To fall asleep. No, you get it.
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  Speaker 1: You get like you have to try in order to
• 5:46
  Speaker 1: do Yeah, So like, in order to fall asleep, you've
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  Speaker 1: got to try to fall asleep, right, So, like it
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  Speaker 1: means that you're not going to be good at something
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  Speaker 1: or you're not going to get it straight away. You've
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  Speaker 1: got to do it first and then the rest will come.
• 6:00
  Speaker 3: I have been thinking about this a lot recently because
• 6:02
  Speaker 3: there are things. So I'm planning a trip to the
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  Speaker 3: US at the moment with work, and I have this
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  Speaker 3: vision of like what the perfect trip would be, and
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  Speaker 3: then as the time has gotten closer, I've had these
• 6:10
  Speaker 3: moments of like, oh, like it's so hard, Like that
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  Speaker 3: was really big ideas what I had, and like, am
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  Speaker 3: I gonna be.
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  Speaker 4: Able to pull it off?
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  Speaker 3: And I've realized that it's like you just start putting
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  Speaker 3: one foot in front of the other. You just start
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  Speaker 3: like reaching out to people, send an email, book in
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  Speaker 3: a meeting, start walking stuff in, and all of a
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  Speaker 3: sudden it's all kind of coming together.
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  Speaker 1: And I'm like, oh, I am a shoot your shot, girly. Yes,
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  Speaker 1: Like I'm trying to get away from this idea of
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  Speaker 1: fiction writing scenarios of the future being like you know
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  Speaker 1: they'll say no, Like there's no way they'll say yes,
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  Speaker 1: what they might.
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  Speaker 3: Some of the best guests that we've had on the
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  Speaker 3: pod are people that have been on our list for
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  Speaker 3: years that we never reach out to, and all of
• 6:46
  Speaker 3: a sudden you do reach out to them and straight
• 6:47
  Speaker 3: away they come back.
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  Speaker 4: Can You're like, what if we've been doing this.
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  Speaker 1: While I know it's crazy, do you still have the ick? Well?
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  Speaker 5: I think I took it to literally, I'm thinking about
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  Speaker 5: the thought no, the thought of lying in bed and
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  Speaker 5: going you need to go to sleep is like yeah,
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  Speaker 5: I'm like I hate that feeling so much straightway thing.
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  Speaker 5: But now I get it, and yeah, but now I'm like,
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  Speaker 5: oh my god, am I going to go to bed
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  Speaker 5: and I'm thinking about the fact that I need.
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  Speaker 1: To try to.
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  Speaker 2: Spiral.
• 7:19
  Speaker 1: No, it's fine, you can just listen to Matthew mcconniey.
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  Speaker 2: Oh true, God, Yeah, that's what we need in our lives.
• 7:25
  Speaker 1: Seriously. Okay, well, before we dive in, can you give
• 7:30
  Speaker 1: us a little bit of background on So Invested and yourselves.
• 7:34
  Speaker 3: So, the original So Invested came about in COVID. And
• 7:39
  Speaker 3: the reason I say original is because we actually started
• 7:42
  Speaker 3: the pod under a completely different name, under a media company,
• 7:44
  Speaker 3: so some people might know us as you're in good company. Basically,
• 7:49
  Speaker 3: we were in COVID and I reached out to the
• 7:53
  Speaker 3: Equity Mats media guides who I was listening to their
• 7:55
  Speaker 3: podcast at the time, learning all about investing, and they
• 7:58
  Speaker 3: were expanding and they were like, get in touch if
• 8:01
  Speaker 3: you came to get involved, and so I started chatting
• 8:04
  Speaker 3: to the guys about maybe thinking I could get paid
• 8:07
  Speaker 3: to help them research for the podcast or something like that.
• 8:10
  Speaker 5: And basically we're giving Mattie's taypea personality with this story.
• 8:16
  Speaker 5: Everyone else in COVID's like, let's watch movies, and she's like,
• 8:18
  Speaker 5: how can I get paid.
• 8:19
  Speaker 3: To seriously well, trying to, like I don't know, read
• 8:22
  Speaker 3: the newspaper more, and I thought, let's get paid to
• 8:24
  Speaker 3: do so that's some good incentives. Anyway, Basically we started
• 8:28
  Speaker 3: chatting and we were talking about how their audience is
• 8:30
  Speaker 3: more male skewed, and there was a real gap in
• 8:33
  Speaker 3: the market at the time for a podcast that was
• 8:36
  Speaker 3: similar to THEIRS, but that was talking about investing for
• 8:39
  Speaker 3: a more female audience. Yeah, and basically they were like, oh,
• 8:42
  Speaker 3: do you have a friend that you would do it with?
• 8:44
  Speaker 3: Then my mind went straight to soph because we have
• 8:47
  Speaker 3: always spoken about investing. She's kind of always been my
• 8:50
  Speaker 3: go to person. We went to school together, we went
• 8:52
  Speaker 3: to UNI together, and.
• 8:53
  Speaker 4: So I didn't know that, Yes, how.
• 8:56
  Speaker 1: Have you guys been friends for since seven?
• 9:00
  Speaker 2: And let me tell you. It's like the archives of
• 9:02
  Speaker 2: photos of us.
• 9:03
  Speaker 3: And like, oh, yeah, I just not it. We did
• 9:06
  Speaker 3: a sailing camp together and you're a stop it.
• 9:08
  Speaker 1: It's hilarious. Oh my god, you have to show it
• 9:10
  Speaker 1: was holiday.
• 9:11
  Speaker 2: It's not cute.
• 9:13
  Speaker 1: Don't worry. It's live in friends for like ten years now,
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  Speaker 1: and it's traumatizing.
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  Speaker 2: We've changed, Yes, it's say the same in many ways
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  Speaker 2: as well.
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  Speaker 4: True. So I reached out to sof.
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  Speaker 3: We had a very long winded conversation because I was
• 9:24
  Speaker 3: basically too scared to ask her whether or not that
• 9:27
  Speaker 3: we would actually do it together, and eventually we got
• 9:29
  Speaker 3: there and she said yes.
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  Speaker 5: I think the premise of it was that we just
• 9:33
  Speaker 5: were having conversations about money, and Maddie and I were
• 9:35
  Speaker 5: always doing that and we felt very fortunate to have
• 9:37
  Speaker 5: each other, but we realized that other young women weren't
• 9:39
  Speaker 5: speaking about investing. The premise of the podcast originally was
• 9:42
  Speaker 5: to get into the stock market to invest, and now over.
• 9:44
  Speaker 2: Five years, we've built it out to be broader than that.
• 9:47
  Speaker 5: We've done career series and Founder series, we look at
• 9:50
  Speaker 5: personal finance, and I think it's really developed to reflect
• 9:53
  Speaker 5: who we are and who we've become because now we
• 9:56
  Speaker 5: both have worked in the finance industry for you know,
• 9:59
  Speaker 5: five six, seven years, and so we have that experience,
• 10:02
  Speaker 5: and so it went from you know, being taught to
• 10:05
  Speaker 5: now we want to be the young, relatable voices that
• 10:07
  Speaker 5: can actually teach it and just be a part of
• 10:09
  Speaker 5: the conversation and make the conversation more accessible for people.
• 10:13
  Speaker 1: Because that's the thing is as well, Like we always
• 10:15
  Speaker 1: get chicks asking questions about things like that, being like
• 10:18
  Speaker 1: I want to do this, but I don't know where
• 10:19
  Speaker 1: to start. And I just think the work that you
• 10:21
  Speaker 1: chicks are doing is incredible, So congratulations to everything that
• 10:25
  Speaker 1: you've achieved as well. Collapse for you. Okay, So we've
• 10:30
  Speaker 1: got you on to talk about money dysmorphia, and like
• 10:33
  Speaker 1: I said, we've touched on it very briefly, so run
• 10:37
  Speaker 1: us through for the chicks who are unaware. They're like,
• 10:40
  Speaker 1: what the fuck is this?
• 10:41
  Speaker 3: Is it?
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  Speaker 5: Me?
• 10:42
  Speaker 1: Am I the problem? What is money dysmorphia?
• 10:45
  Speaker 3: So I think the best place to start is actually
• 10:48
  Speaker 3: to read you something from a TikTok, which is basically
• 10:51
  Speaker 3: what inspired the original episode that we did on this topic,
• 10:54
  Speaker 3: and I think it summarizes it perfectly. And so this
• 10:57
  Speaker 3: TikTok is by the handle loop me In highly recommend
• 11:01
  Speaker 3: going to check it out. She's a strategy girl and
• 11:03
  Speaker 3: she talks about all these really interesting thing.
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  Speaker 1: I love that.
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  Speaker 3: So she says, ever felt broke even when you're not.
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  Speaker 3: Somehow everyone else your age is traveling more, spending more,
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  Speaker 3: and even living more, and you're stuck wondering how they
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  Speaker 3: afford it. That feeling has a name, and it's money dysmorphia.
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  Speaker 3: It's a distorted sense of your own financial wellbeing driven
• 11:23
  Speaker 3: by what you see online. Even when you're financially secure
• 11:27
  Speaker 3: or the numbers say you're doing fine, your brain tells
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  Speaker 3: you otherwise because you're comparing yourself to a curated version
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  Speaker 3: of reality. There is something in that that when I
• 11:37
  Speaker 3: heard it for the first time, it just like slapped
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  Speaker 3: me in the face.
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  Speaker 4: It hits you like a ton of bricks.
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  Speaker 1: Yes, oh my gosh, that's amazing. So what a three
• 11:45
  Speaker 1: sign someone has money dysmorphia?
• 11:47
  Speaker 5: I will just say before we move into the three signs,
• 11:49
  Speaker 5: that definition there talks about almost that there's like a distorted,
• 11:53
  Speaker 5: as Mattie said, sense of reality on like the abundance side,
• 11:56
  Speaker 5: whereas like you don't have enough. But it's also on
• 11:58
  Speaker 5: the other side as well, a lot and being a
• 12:01
  Speaker 5: very heavy scarcity mindset. So it can be on both sides,
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  Speaker 5: So there can be multiple signs depending on the.
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  Speaker 1: More than you really do and then you think you
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  Speaker 1: have less.
• 12:11
  Speaker 5: Yeah, So like on the say abundant side, it's like,
• 12:15
  Speaker 5: you know, some signs could be at the end of
• 12:17
  Speaker 5: the month, you're like you're living paycheck to paycheck type
• 12:20
  Speaker 5: thing because you're spending more than your means or you're
• 12:22
  Speaker 5: racking up credit card debt. But on the scarcity side,
• 12:25
  Speaker 5: it could be like you know that you have a
• 12:27
  Speaker 5: healthy emergency savings fund, but a bill comes in, like
• 12:31
  Speaker 5: an emergency bill comes in like doctor or car or something,
• 12:34
  Speaker 5: and it freaks you out.
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  Speaker 1: Like going out for a friend's birthday. You're like, I
• 12:37
  Speaker 1: can't do that, Like I can't spend, but it's like, oh,
• 12:39
  Speaker 1: yes you can.
• 12:40
  Speaker 5: Yeah, like you can technically afford it, but you feel
• 12:42
  Speaker 5: like you can't.
• 12:43
  Speaker 1: So it happened on the like spending money on the
• 12:46
  Speaker 1: scarcity side.
• 12:47
  Speaker 5: Yeah, definitely, like that guilt factor of you actually make
• 12:50
  Speaker 5: enough money. I think there was an example I was
• 12:52
  Speaker 5: listening to someone in the startup space. They were talking
• 12:54
  Speaker 5: about how they found out that someone was making like
• 12:56
  Speaker 5: a salary of three hundred k. They were doing really well,
• 12:59
  Speaker 5: but because they had been brought up in this scarcity mindset.
• 13:03
  Speaker 5: It really relates to your money story how you grew
• 13:05
  Speaker 5: up with money. Small things would trigger them just with
• 13:08
  Speaker 5: spending even though they had it technically enough to spend.
• 13:11
  Speaker 1: Also, like every time they would go to spend money,
• 13:14
  Speaker 1: they would have anxiety.
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  Speaker 2: I have anxiety about it.
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  Speaker 1: Yeah, I don't have that problem.
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  Speaker 3: I think it happens on the flip side as well, right,
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  Speaker 3: which is like the comparison trap. And I think, especially
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  Speaker 3: with social media, it's like we are constantly surrounded by
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  Speaker 3: it and consuming content of people out for dinner, going
• 13:29
  Speaker 3: on holidays, doing really cool things. And I think it's
• 13:32
  Speaker 3: so easy to get into this loop where you feel
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  Speaker 3: like everyone else is doing all the things and you're not,
• 13:38
  Speaker 3: whereas in reality, it's like you're probably looking at that
• 13:41
  Speaker 3: photo of someone who maybe just bought the house, but
• 13:43
  Speaker 3: you're not looking at the rest of their Instagram feed
• 13:46
  Speaker 3: where it's like they actually haven't traveled for seven years
• 13:48
  Speaker 3: because they've been saving for that house.
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  Speaker 1: That's such a good fucking bit.
• 13:51
  Speaker 3: And we start to like cross contaminate because then you're like, yeah,
• 13:55
  Speaker 3: but everyone is also in Europe, and it starts to
• 13:57
  Speaker 3: just you get into this cycle of where you feel,
• 14:00
  Speaker 3: I guess not enoughness. Yeah, And I think that can
• 14:02
  Speaker 3: be another sign as well, when you're constantly comparing yourself
• 14:05
  Speaker 3: to others or feeling like, yeah, you don't have enough.
• 14:08
  Speaker 1: How do you feel like like treat yourself culture and
• 14:11
  Speaker 1: like that girl aesthetic has played a role in money dysmorphia,
• 14:15
  Speaker 1: like has it made it better? Hasn't made it worse?
• 14:17
  Speaker 1: Very obvious answer to that.
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  Speaker 5: I feel like those concepts can be really problematic because
• 14:22
  Speaker 5: it's almost like a one person need. I think, say,
• 14:25
  Speaker 5: like treat yourself type culture, it's you're buying something that
• 14:29
  Speaker 5: you want and you're treating yourself for an achievement or something,
• 14:33
  Speaker 5: and it's not actually a necessity. It might not actually
• 14:35
  Speaker 5: be spending aligned with your values, and because of that,
• 14:38
  Speaker 5: you might be overspending, or you might be spending based
• 14:40
  Speaker 5: on someone else's values because you can see that that's
• 14:43
  Speaker 5: what they're spending on.
• 14:44
  Speaker 1: Yeah, that's such a good point. I also think we
• 14:47
  Speaker 1: treat yourself culture, we've stopped like seeing the treats that
• 14:52
  Speaker 1: actually are more longevity of going to the park and
• 14:55
  Speaker 1: like sitting in the sun, you're like making your favorite
• 14:59
  Speaker 1: dinner that night, or like recently, I don't know if
• 15:02
  Speaker 1: you guys have ever had the Rocky Roads Sarah Lee
• 15:04
  Speaker 1: Ice grab Oh No, Ultra chocolate girl, fucking amazing. I'm
• 15:09
  Speaker 1: a big treat yourself girly right, but it doesn't have
• 15:12
  Speaker 1: to be a fucking designer handbag or a new dress
• 15:16
  Speaker 1: or like your seventy fourth pair of blue jeans. Hmm,
• 15:20
  Speaker 1: that's an attack on myself.
• 15:21
  Speaker 3: Well, I was gonna say, I think treat yourself can
• 15:23
  Speaker 3: also be good, right, and I think it.
• 15:25
  Speaker 1: Came for a good place.
• 15:26
  Speaker 3: Yeah, it's very easy sometimes to fall into a trap
• 15:29
  Speaker 3: and again, like money just more for your own scarcity mindset,
• 15:32
  Speaker 3: Like we keep coming back to these themes of like
• 15:34
  Speaker 3: not wanting to do nice things for yourself, which is
• 15:38
  Speaker 3: like that's actually super important and it's good to remember
• 15:40
  Speaker 3: that money is a tool for like spending on things, right. Yeah,
• 15:45
  Speaker 3: obviously there's a big question around balance and goals and
• 15:48
  Speaker 3: long term thinking and all of those kinds of things.
• 15:50
  Speaker 3: But actually, like treating yourself can be a really good thing.
• 15:53
  Speaker 3: I think maybe social media has like taken it to
• 15:56
  Speaker 3: an extent where it's actually probably lost a little bit
• 15:59
  Speaker 3: of them.
• 16:00
  Speaker 1: I agree.
• 16:01
  Speaker 3: And it's like now everything is just like I treat yourself,
• 16:04
  Speaker 3: and now it's almost like guilty again, like you feel
• 16:07
  Speaker 3: guilty for treating yourself.
• 16:08
  Speaker 4: It's gone full circle.
• 16:09
  Speaker 1: Yeah, because the treat yourself can get a little bit
• 16:11
  Speaker 1: too treat Yeah, you know, do you guys watch Parks
• 16:14
  Speaker 1: and Wreck Now, I'll just send you the scene and
• 16:19
  Speaker 1: these these two characters and I'm like, just like fuck,
• 16:21
  Speaker 1: that seems out And they have a treat yourself day, were.
• 16:24
  Speaker 6: Like the whole day they like I've seen this, yeah,
• 16:29
  Speaker 6: and it's like, yes, like had a bad meeting, treat yourself,
• 16:33
  Speaker 6: Like I want to go out treat yourself, and like
• 16:36
  Speaker 6: it's the same thing as that thing that's gone viral recently.
• 16:39
  Speaker 1: And it's like I've got the.
• 16:40
  Speaker 4: Shoppies I have not seen on different.
• 16:44
  Speaker 1: Mine's in the neighbor.
• 16:46
  Speaker 4: My TikTok is in the neighbor.
• 16:47
  Speaker 1: It's like cool girl, I'm like, okay, whereas you're just like,
• 16:50
  Speaker 1: no smart people, and I'm like, fuck, I've got to
• 16:53
  Speaker 1: switch up my FYP.
• 16:54
  Speaker 4: I don't know about that, but you know, have you
• 16:56
  Speaker 4: just covered stem TikTok?
• 16:58
  Speaker 1: No?
• 16:58
  Speaker 4: Okay, I saw you spoke about this the other day.
• 17:01
  Speaker 4: This blew my mind.
• 17:02
  Speaker 3: It also goes to show how unobservant we are as
• 17:05
  Speaker 3: humans because I only found this the other day. Literally,
• 17:08
  Speaker 3: when you open your homepage on TikTok, you go fyp
• 17:12
  Speaker 3: your friends, or you can click you can scroll again
• 17:15
  Speaker 3: to the left onto stem TikTok.
• 17:17
  Speaker 4: It is hilarious. It's all just like smart stuff.
• 17:20
  Speaker 2: No, it's like maths and science.
• 17:22
  Speaker 5: And I thought I'd lost my goddamn mind the other
• 17:24
  Speaker 5: day because I got on stem TikTok and rather my
• 17:26
  Speaker 5: algorithm is just serving me math.
• 17:29
  Speaker 4: But no, I kind of love it.
• 17:31
  Speaker 2: It's actually saying it.
• 17:33
  Speaker 4: Was like being transported back to year eleven. It was crazy.
• 17:36
  Speaker 1: So it's like educational content.
• 17:39
  Speaker 5: Yes, no, I don't think you understand. I literally found
• 17:41
  Speaker 5: myself on stem TikTok. I probably accidentally swiped onto it,
• 17:45
  Speaker 5: like I was. He's trying to get out of my algorithm.
• 17:47
  Speaker 5: I'm like, I don't like math, I don't like science,
• 17:50
  Speaker 5: and I didn't realize I was on stem TikTok.
• 17:53
  Speaker 1: So it's all tiktoks that will make you smarter.
• 17:56
  Speaker 4: So if you want guilt free scrolling, stem TikTok.
• 18:00
  Speaker 1: Guys, this is the best thing ever the Okay, So
• 18:03
  Speaker 1: some things that have just popped up on mine, is
• 18:07
  Speaker 1: like the ocean has absorbed over ninety five percent of
• 18:09
  Speaker 1: the heat and we've trapped with greenhouse gases and like
• 18:12
  Speaker 1: information about the ocean, Then.
• 18:16
  Speaker 2: What is it engineering in math? That's what stem stands for.
• 18:21
  Speaker 1: Oh my god, this is the best thing ever. Now
• 18:23
  Speaker 1: I've got space news, love it algebra. Let's gip that one.
• 18:28
  Speaker 1: We don't want that one. I'm not going to get it.
• 18:30
  Speaker 2: This is good.
• 18:31
  Speaker 4: Welcome to my algorithm.
• 18:32
  Speaker 1: Holy shit, that's literally changed my life. Thank you so much.
• 18:34
  Speaker 4: Oh my god.
• 18:35
  Speaker 1: Because I'm gonna be fucking Einstein. I'm going to be
• 18:39
  Speaker 1: so smart and like, once I get a fun fact
• 18:41
  Speaker 1: in my brain prepared to be prepared to be at
• 18:45
  Speaker 1: every drinks, I'm like, this is my opportunity.
• 18:47
  Speaker 4: True broad chicks just love it up.
• 18:49
  Speaker 1: Yeah, yeah, where'd you see that?
• 18:52
  Speaker 2: TikTok?
• 18:53
  Speaker 1: I read a paper, TikTok. Yeah, I saw this really
• 18:56
  Speaker 1: interesting article. Yeah, class, what is your piece of advice?
• 19:00
  Speaker 1: When I heard of money dysmorphia, I thought about it
• 19:03
  Speaker 1: from the perspective of like the over embellish of like thinking,
• 19:07
  Speaker 1: you know you've got more than you do, the ignorance
• 19:09
  Speaker 1: is bliss kind of approach to money that it's like, oh, night,
• 19:13
  Speaker 1: it's fine. I can spend like two hundred dollars on
• 19:16
  Speaker 1: drinks tonight. It's all good. And then you like wake
• 19:18
  Speaker 1: up the next morning check your bank account, and you're
• 19:19
  Speaker 1: like I did not have two hundred dollars.
• 19:21
  Speaker 3: This has been so funny because when Sofa and I
• 19:24
  Speaker 3: heard about money dysmorphia, it was a complete.
• 19:25
  Speaker 4: Complete opposite, right.
• 19:27
  Speaker 1: But that's because like, you either spend it or a saver, right, So,
• 19:31
  Speaker 1: like I did not have good saving technique growing up.
• 19:35
  Speaker 1: It was only until I got to my late twenties
• 19:38
  Speaker 1: that I actually was like, girl, get a grip.
• 19:43
  Speaker 2: Yeah, And I.
• 19:44
  Speaker 1: Was like, Okay, I actually want to be better with
• 19:46
  Speaker 1: my money. That I like taught myself savings and built
• 19:48
  Speaker 1: that habit and really grew especially doing this show, like
• 19:51
  Speaker 1: and having so many people on. I just am so
• 19:53
  Speaker 1: grateful because I've had so much education around money that yeah,
• 19:57
  Speaker 1: I think when you hear this, it's it's because there's
• 19:59
  Speaker 1: two different sides of the coin. There's a saver and
• 20:01
  Speaker 1: the spender. So for the spenders who have that, they're like, fuck,
• 20:05
  Speaker 1: I am not getting a rip with how much money
• 20:07
  Speaker 1: I have. Each month they're getting to the end of
• 20:09
  Speaker 1: their paycheck and they're like, oh my god, and their
• 20:12
  Speaker 1: savings are like, I don't even have enough money. I
• 20:14
  Speaker 1: don't have an emergency fund. What is your advice for
• 20:17
  Speaker 1: the person that has that ignorance is bliss approach to money.
• 20:22
  Speaker 3: I have two thoughts on this, So I think there
• 20:24
  Speaker 3: are two types of ignorances bliss people. One is the
• 20:28
  Speaker 3: people who think that, yeah, just letting things go.
• 20:32
  Speaker 4: And not paying attention like ignorance is bliss. I don't
• 20:34
  Speaker 4: really care.
• 20:35
  Speaker 3: I actually fundamentally disagree with that, because I think underlying that,
• 20:40
  Speaker 3: whether you admit it or not, is a level of
• 20:42
  Speaker 3: anxiety of like you don't know what's actually going on,
• 20:45
  Speaker 3: or like, oh shit, I really need to get on
• 20:46
  Speaker 3: top of my money like that stress. Or the other
• 20:50
  Speaker 3: type is you are delegating the responsibility of your money
• 20:54
  Speaker 3: to someone else, for example a partner.
• 20:56
  Speaker 4: Both are not good.
• 20:59
  Speaker 3: Not good because I'm sorry, I know no one ever
• 21:02
  Speaker 3: goes into a relationship thinking that it's going to end,
• 21:04
  Speaker 3: but fifty percent of marriages end in divorce, thank you,
• 21:07
  Speaker 3: And so it is actually not good enough for you
• 21:10
  Speaker 3: to just be like, my partner takes care of the finances.
• 21:12
  Speaker 1: And we're not saying that we think you're partner sacks
• 21:15
  Speaker 1: or anything before anyone feels that way. It's just a
• 21:20
  Speaker 1: matter of fact. It's a matter of fact that you
• 21:21
  Speaker 1: should be across your own finance.
• 21:23
  Speaker 3: It's one, don't get me wrong, Like in every dynamic
• 21:26
  Speaker 3: and every relationship, like someone will maybe take the lead more,
• 21:29
  Speaker 3: someone will know a bit more. But I think it's
• 21:31
  Speaker 3: about having.
• 21:32
  Speaker 1: Like fully experiencing.
• 21:33
  Speaker 3: Yeah, and like in both situations, it's actually just as
• 21:36
  Speaker 3: simple as like having being across what is coming in
• 21:40
  Speaker 3: and what is going out, Like that is all you
• 21:42
  Speaker 3: need to do. And I think we talk a lot
• 21:45
  Speaker 3: about on the pod doing this thing which we call
• 21:47
  Speaker 3: the financial audit, which sounds icky, it's not. We talk
• 21:50
  Speaker 3: about like you sit down with a glass of wine,
• 21:52
  Speaker 3: you have a cup of tea, you liked a cand
• 21:54
  Speaker 3: or you make it last.
• 21:54
  Speaker 1: Would mac On exactly exactly.
• 21:58
  Speaker 3: You make it a nice experience, but like you just
• 22:01
  Speaker 3: have to get across where your money is going, otherwise
• 22:04
  Speaker 3: you will forever have that underlying anxiety and ickiness about it.
• 22:08
  Speaker 3: The reality is like even when you do that exercise,
• 22:11
  Speaker 3: and I have done this many times, it's like you
• 22:14
  Speaker 3: do it and the big thing that you are avoiding,
• 22:17
  Speaker 3: right is like this fear of oh, it's going to
• 22:19
  Speaker 3: be bad. But actually as soon as you do it
• 22:22
  Speaker 3: and then you realize it's bad, you're like, oh, well
• 22:24
  Speaker 3: I should just stop, Like.
• 22:26
  Speaker 1: You're doing that thing. Yeah, but like.
• 22:28
  Speaker 3: Knowing the thing is what almost solves a problem in
• 22:31
  Speaker 3: and of itself, like you actually don't evetter to do
• 22:32
  Speaker 3: anything else.
• 22:33
  Speaker 1: I also think sometimes when you do that, you can
• 22:36
  Speaker 1: come to the realization of being like, Okay, I actually
• 22:40
  Speaker 1: have more spending money than I realize exactly, and what
• 22:44
  Speaker 1: have I been doing with this? Sometimes you might come
• 22:46
  Speaker 1: out of being like shit, but at least you know.
• 22:48
  Speaker 1: And the other end of it is like being like, Okay,
• 22:51
  Speaker 1: I'm actually realizing how much I'm spending on like uber
• 22:53
  Speaker 1: eats or something like that, and being like, but if
• 22:56
  Speaker 1: I stop doing that, I could probably be.
• 22:57
  Speaker 4: Spending more money on this.
• 22:58
  Speaker 1: Yeah, I could be saving money on this.
• 23:00
  Speaker 5: It's also working out like where your values are and
• 23:03
  Speaker 5: value spending, because even you were talking about then you
• 23:04
  Speaker 5: treat yourself culture like if your values actually are just
• 23:07
  Speaker 5: like being around people and getting your dopamine that way,
• 23:10
  Speaker 5: it's like, Okay, find freeways to do that instead of
• 23:12
  Speaker 5: doing a dopamine hit, which can be spending four people.
• 23:16
  Speaker 5: So like doing that financial audit, you can look through
• 23:19
  Speaker 5: everything you spent and be like, I didn't actually really
• 23:20
  Speaker 5: care about that purchase, Like I just bought it because
• 23:24
  Speaker 5: I don't know, I saw X y Z wearing it,
• 23:26
  Speaker 5: or because I thought it would be a cool experience
• 23:28
  Speaker 5: because they were doing it. It's like work out what
• 23:31
  Speaker 5: you want to spend on and why you want to
• 23:32
  Speaker 5: spend on it.
• 23:33
  Speaker 2: I think that's part of the exercise.
• 23:34
  Speaker 4: Yeah, it's like fixing the leaky bucket.
• 23:36
  Speaker 6: Yeah.
• 23:36
  Speaker 3: I like things if your money is going to that
• 23:39
  Speaker 3: you didn't even realize, whether you don't actually care about,
• 23:41
  Speaker 3: like that subscription.
• 23:42
  Speaker 1: That was a free try, or like and they get
• 23:44
  Speaker 1: you on the year.
• 23:45
  Speaker 5: Yeah, I like fucket, or even just like as simple
• 23:49
  Speaker 5: as you buy a pair of pants, because like a
• 23:52
  Speaker 5: groovy pair of pants because you've seen someone wear them.
• 23:54
  Speaker 5: You want to feel good on a night out. And
• 23:56
  Speaker 5: when you do the audit, you're like, have I worn
• 23:57
  Speaker 5: those pants more than once? And you're like no, So
• 24:00
  Speaker 5: like next time when you go to purchase something, you're like,
• 24:03
  Speaker 5: I'm going to think about this more rather than just
• 24:05
  Speaker 5: spending for the dope of meme.
• 24:06
  Speaker 1: I saw this quote and we've shared on the pod before,
• 24:08
  Speaker 1: but it's like once I get a quote that like
• 24:10
  Speaker 1: hooks my brain, I'm like love it. And it was
• 24:13
  Speaker 1: if no one was going to see you in it?
• 24:15
  Speaker 1: Would you still buy it? Blew my mind? And I
• 24:18
  Speaker 1: was like, yeah, that's what it did to me. Yeah,
• 24:22
  Speaker 1: I was like, Fuck, there's so many things in my
• 24:25
  Speaker 1: wardrobe that I literally bought because I was going to
• 24:27
  Speaker 1: a wedding because it was my birthday, and I was like,
• 24:29
  Speaker 1: I've got to buy something new, and it's like, but
• 24:31
  Speaker 1: if if no one was around, I probably just would
• 24:33
  Speaker 1: have worn what I already have. Yeah, And the thing
• 24:36
  Speaker 1: is as well, we were talking in a recent episode
• 24:38
  Speaker 1: about like the spotlight effect and how you think people
• 24:41
  Speaker 1: pay attention to you more than they actually do, so
• 24:43
  Speaker 1: like no one will realize that you were wearing the
• 24:46
  Speaker 1: same outfit for your birthday that you would to a
• 24:48
  Speaker 1: wedding seven years ago, and if they do, that's kind
• 24:50
  Speaker 1: of weird.
• 24:50
  Speaker 4: Yeah, Slash, I think that's kind of becoming cool.
• 24:52
  Speaker 3: I think there's a real shift around sustainability re wearing
• 24:55
  Speaker 3: your clothes, like not wasting or buying a new outfit
• 24:58
  Speaker 3: every single time.
• 24:59
  Speaker 4: I feel like people were because you have like.
• 25:01
  Speaker 1: The characters as well that have like their iconic outfits,
• 25:04
  Speaker 1: like Penny Lane, who was like a Penny Lane coat,
• 25:06
  Speaker 1: or like Carrie has that like big fur coat, which
• 25:08
  Speaker 1: is probably worth a bombing more than an apartment. Don't
• 25:10
  Speaker 1: even get me started on that show's wardrobe. That was
• 25:12
  Speaker 1: a lie.
• 25:13
  Speaker 2: But no, that's where money dys morphia comes from.
• 25:16
  Speaker 1: Carrie brad Harry car one a week and.
• 25:21
  Speaker 5: Maybe in New York City and having the coolest outfits.
• 25:23
  Speaker 5: That is where money dys morphia comes from.
• 25:27
  Speaker 1: She's the face of it. She's screwed when she goes
• 25:29
  Speaker 1: when she wants to buy her apartment and realizes how
• 25:31
  Speaker 1: much she's spent on shoes. Yeah, and it was like
• 25:34
  Speaker 1: something insane. It is because of her, and then gets
• 25:36
  Speaker 1: annoyed because Charlotte won't give her money. Don't get me
• 25:40
  Speaker 1: started on Carry Bradshaw. We love Carry, but fuck she's
• 25:43
  Speaker 1: annoyed sometimes. Okay, So with all this in mind, one
• 25:49
  Speaker 1: of the things that we definitely see people with, and
• 25:51
  Speaker 1: especially I think that came with that quote that you
• 25:53
  Speaker 1: were saying earlier, is the relationship between self worth and
• 25:58
  Speaker 1: net worth? Right, how well do you separate those two things?
• 26:02
  Speaker 1: How do you separate your self worth and your net worth?
• 26:05
  Speaker 5: I would say one of the ways is definitely trying
• 26:08
  Speaker 5: to view money as a tool rather than a status symbol,
• 26:11
  Speaker 5: because we do grow up in a society where money
• 26:15
  Speaker 5: and like financial metrics, they're a success metric as well,
• 26:19
  Speaker 5: and so recalibrating your brain to and like recalibrating the
• 26:22
  Speaker 5: narrative almost to be like, I'm using my money to
• 26:25
  Speaker 5: spend on the things that I value, that I love,
• 26:27
  Speaker 5: that I enjoy, like that truly give me joy, instead
• 26:30
  Speaker 5: of being like I have XYZ to impress other people,
• 26:33
  Speaker 5: Like exactly what you said with your quote of would
• 26:35
  Speaker 5: you buy it?
• 26:36
  Speaker 2: Yeah, it wasn't for someone else.
• 26:37
  Speaker 5: It's kind of the same thing, Like you're attaching your
• 26:39
  Speaker 5: self worth to material things rather than things you value.
• 26:43
  Speaker 5: So think of it as a tool to do things
• 26:45
  Speaker 5: you love rather than buy things to make you a
• 26:47
  Speaker 5: certain person.
• 26:48
  Speaker 3: I think a practical way to like implement that is
• 26:50
  Speaker 3: I listen similar to what you're saying when things lodge
• 26:52
  Speaker 3: into your mat Yeah. I listened to this podcast called
• 26:55
  Speaker 3: Ideal m State and it spoke about this exercise you
• 26:58
  Speaker 3: do where you answer all these questions and figure out
• 27:00
  Speaker 3: what is your ideal end state. So that's what does
• 27:02
  Speaker 3: your life look back for ten, fifteen, twenty years, and
• 27:06
  Speaker 3: then you work back from there. And the working back
• 27:09
  Speaker 3: is like, Okay, what are the habits that I actually
• 27:11
  Speaker 3: need to do today, this week, this month, this year
• 27:14
  Speaker 3: in order to get that ideal end state. But for me,
• 27:18
  Speaker 3: I found it so motivating. And the reason why, like
• 27:20
  Speaker 3: change my brain chemistry is because actually sitting down and
• 27:23
  Speaker 3: thinking about like what do I want my life to
• 27:25
  Speaker 3: look like? And then what are the things that I
• 27:28
  Speaker 3: can do today to like really actively set myself up
• 27:32
  Speaker 3: for that.
• 27:32
  Speaker 4: It's just so motivating.
• 27:34
  Speaker 3: And I think when you're framing everything in that mind
• 27:37
  Speaker 3: frame as opposed to like how many dollars do I
• 27:40
  Speaker 3: have in my bank account, like I want to hit
• 27:41
  Speaker 3: twenty grand or I want to hit this dollar invested,
• 27:44
  Speaker 3: it's like when you're thinking about why you're doing it
• 27:46
  Speaker 3: as opposed to the dollar figures, it just connects so
• 27:50
  Speaker 3: much better and everything becomes easier as well.
• 27:52
  Speaker 1: I also think it's good to do a practice like
• 27:54
  Speaker 1: that because it makes you realize how much of your
• 27:57
  Speaker 1: life shouldn't and doesn't rule around money. Yeah, Like it's
• 28:00
  Speaker 1: how you can feel I house on the beach, so yeah,
• 28:04
  Speaker 1: I mean I'm waiting for my Hampton's moment, like where's
• 28:08
  Speaker 1: my wall cloose mansion?
• 28:09
  Speaker 4: But hey, now I know why I work hard seriously.
• 28:11
  Speaker 1: Oh my god. My boyfriend and I went to Shark
• 28:14
  Speaker 1: Beach and we were driving it and I was like
• 28:17
  Speaker 1: I hate all of you. I was like I want
• 28:20
  Speaker 1: that give me. But it was like that just reminded
• 28:24
  Speaker 1: me of this like notebook I had and it was
• 28:27
  Speaker 1: like a journaling for like three hundred and sixty five
• 28:29
  Speaker 1: days and it was like if money wasn't an object,
• 28:31
  Speaker 1: what would you want your life to look like?
• 28:33
  Speaker 4: This is one of my all time favorite questions.
• 28:35
  Speaker 1: It's the best. And I wrote down like six things
• 28:38
  Speaker 1: or like seven things right, and it was like, you know,
• 28:42
  Speaker 1: work for myself, write a book, have a pet, like
• 28:47
  Speaker 1: there was all these things on there. And I found
• 28:49
  Speaker 1: the book like years later, like I think it was
• 28:51
  Speaker 1: like three years later, and I called sal because I
• 28:54
  Speaker 1: was like crying and it was like oh and it
• 28:57
  Speaker 1: was like find a good partner, blah blah. I've got
• 28:59
  Speaker 1: a phone on my phone and where I need to
• 29:01
  Speaker 1: print it out and like frame it because I was like,
• 29:03
  Speaker 1: all of it happened you, All of it happened seriously.
• 29:08
  Speaker 1: And I think you can either look at manifesting or
• 29:11
  Speaker 1: like goals, they're the same thing, Like you can either
• 29:13
  Speaker 1: go we we with it which slay love that or
• 29:16
  Speaker 1: you can go like goal Yeah, I love it. It
• 29:19
  Speaker 1: was like when you identify the things you want in
• 29:22
  Speaker 1: your life, you will subconsciously work towards it.
• 29:24
  Speaker 3: Okay, well not to make a full circle, but it's
• 29:26
  Speaker 3: the sleep thing. Seriously doing the thing to like get
• 29:31
  Speaker 3: to what.
• 29:31
  Speaker 2: You want, habit every day.
• 29:33
  Speaker 4: Yeah, actually on the podcast.
• 29:34
  Speaker 1: And I also fully believe in vision boards now because
• 29:38
  Speaker 1: like last year, I made a.
• 29:39
  Speaker 5: Vision board series, so we had a period where Maddie
• 29:43
  Speaker 5: looked at me very weirdly when I talk about my
• 29:45
  Speaker 5: vision boards, which she's finally on board.
• 29:46
  Speaker 2: We've made Maddie Woo.
• 29:48
  Speaker 4: It's and a half years finally on board.
• 29:52
  Speaker 1: I love that. Okay, well, I think this is a
• 29:54
  Speaker 1: good place to wrap up the episode. We always ask
• 29:57
  Speaker 1: our guests one final question, and it's what's your biggest
• 30:00
  Speaker 1: money life lesson on your journey so far?
• 30:03
  Speaker 2: That's a huge question.
• 30:04
  Speaker 1: It is just we give the easy one for the end.
• 30:07
  Speaker 4: You know, mine is so basic.
• 30:08
  Speaker 1: I love it.
• 30:09
  Speaker 3: Invest learn to invest and do it as early as possible.
• 30:14
  Speaker 4: It's never too late.
• 30:15
  Speaker 3: But also start today because literally the difference between doing
• 30:19
  Speaker 3: it this month versus next month versus next year over
• 30:22
  Speaker 3: your lifetime is tens of thousands of dollars.
• 30:25
  Speaker 1: Yeah, so just start. We're gonna have to have your
• 30:27
  Speaker 1: chicks back on so we can dive into that. I
• 30:29
  Speaker 1: can already see the comments. Can we be like, can
• 30:31
  Speaker 1: you guys do another episode?
• 30:32
  Speaker 2: Please?
• 30:32
  Speaker 4: We got you, We got you?
• 30:34
  Speaker 1: Okay.
• 30:34
  Speaker 5: Mine would be one lesson that we actually spoke about
• 30:37
  Speaker 5: on an episode recently, which is your networks are your
• 30:41
  Speaker 5: net worth.
• 30:43
  Speaker 2: Just invest in relationships.
• 30:44
  Speaker 5: Every opportunity, when you think about it, that's come your
• 30:47
  Speaker 5: way is because of a human interaction that you've had.
• 30:50
  Speaker 5: So walk into those networking rooms, meet as many people
• 30:52
  Speaker 5: as possible, say yes to opportunities. Don't be behind the screen,
• 30:55
  Speaker 5: Like if you're in your twenties, get out there and
• 30:58
  Speaker 5: meet people. It leads to every opportunity.
• 31:01
  Speaker 1: Shoot your shop, shoot your shop, take a beta blocker, yeah,
• 31:03
  Speaker 1: shoot your shop, go to the event.
• 31:05
  Speaker 4: And a really good.
• 31:08
  Speaker 5: Piece of advice also for walking into a networking room
• 31:11
  Speaker 5: is just this is what someone told me once and
• 31:13
  Speaker 5: now I do it all the time. If you have
• 31:14
  Speaker 5: to go by yourself, because Maddie and I will often
• 31:15
  Speaker 5: go to things by ourselves. It's great when we have
• 31:18
  Speaker 5: each other, but you have to walk in like you
• 31:20
  Speaker 5: are the like VIP on that guest list. You have
• 31:22
  Speaker 5: to go in with the mentality of like I was
• 31:24
  Speaker 5: invited as VIP here, because then you walk in with
• 31:26
  Speaker 5: this attitude.
• 31:27
  Speaker 1: It's a mat and greet.
• 31:28
  Speaker 2: People want to speak to me.
• 31:29
  Speaker 4: Yeah, yeah, gust to me.
• 31:33
  Speaker 5: Seriously, it's amazing. I've done it so many times. And
• 31:36
  Speaker 5: then I walk in like a bit cowardly. But still
• 31:38
  Speaker 5: you go up to someone You're like, you want to
• 31:39
  Speaker 5: speak to me, and they're like, who are you? Like anyway,
• 31:41
  Speaker 5: I'm Sophie.
• 31:42
  Speaker 1: You sound and I Also we go to events together
• 31:45
  Speaker 1: and then often like one of us can't come or
• 31:47
  Speaker 1: we have to like conquer and divide or something, and
• 31:49
  Speaker 1: I go and I'm like, fuck, this is what everyone
• 31:51
  Speaker 1: else has to do, Like they don't get that one
• 31:53
  Speaker 1: friend that they're like if you're like fuck yes. But
• 31:58
  Speaker 1: sometimes I've had to go by myself. I'm like, oh
• 31:59
  Speaker 1: my god, this what everyone asked us to do. And
• 32:01
  Speaker 1: you know what, the first high is the hardest. That's it.
• 32:04
  Speaker 1: And you just go and you're like hey, and that's it. Yeah,
• 32:07
  Speaker 1: You'll be fine from there.
• 32:07
  Speaker 5: And also, like we're all on podcasts by conversation you're like,
• 32:12
  Speaker 5: oh no, We're like I'm good, I'm all right.
• 32:15
  Speaker 1: Yeah, And I've never had anyone be mean. Like, no
• 32:18
  Speaker 1: one's mean. Everyone's there for the same reason. I think
• 32:20
  Speaker 1: that's a great piece of advice. Well, thank you so
• 32:22
  Speaker 1: much for coming on the show so quickly.
• 32:26
  Speaker 4: I really did. This has been fun.
• 32:28
  Speaker 1: Well, tell the chicks where they can find you.
• 32:30
  Speaker 5: You can find us Instagram and TikTok at, So Invested, Underscore,
• 32:35
  Speaker 5: where else.
• 32:36
  Speaker 3: On Spotify, a podcasts wherever you get your podcasts, check
• 32:39
  Speaker 3: out so Invested and dm us if you have any questions.
• 32:44
  Speaker 1: Amazing will also include links in the show notes to
• 32:46
  Speaker 1: all of those things. But thank you so much for
• 32:48
  Speaker 1: joining us today, and thank you cheeks for having us
• 32:50
  Speaker 1: in your ear holes. We love to be here. Bye
• 32:53
  Speaker 1: bye See