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Classic Suze School: Three Steps To A Super Life · Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

• 0:08
  Robert: August 20th, 2026. Welcome to the Women and Money podcast,
• 0:11
  Robert: as well as everyone smart enough to listen. Hi everybody,
• 0:15
  Robert: it's Robert, the producer here. For today's classic Suze School,
• 0:19
  Robert: we're gonna go back to the winter of 2022. Now,
• 0:23
  Robert: this episode was originally pegged to the Super Bowl, so
• 0:26
  Robert: that's why you'll hear Suze framing this lesson as the
• 0:29
  Robert: three steps to a super life.
• 0:31
  Robert: I also want to mention that you'll hear that Suze's
• 0:34
  Robert: voice sounds a little hoarse. Again, this was four years
• 0:37
  Robert: ago and it was winter, so I ask you to
• 0:40
  Robert: have some grace, please and thank you. All right, everybody,
• 0:44
  Robert: here we go.
• 0:50
  Suze: We all have to understand, what makes our life great.
• 0:56
  Suze: Does money make our life great? Do you make your
• 1:00
  Suze: money great? How does money interrelate with our life?
• 1:06
  Suze: And you cannot have, in my opinion, a super life
• 1:12
  Suze: until you really have a super you.
• 1:15
  Suze: The goal of the Women and Money podcast is to
• 1:20
  Suze: understand that who we are and what we have financially
• 1:24
  Suze: speaking is one.
• 1:26
  Suze: And so to really have a super life, you have to
• 1:33
  Suze: understand the role that money plays in that life, and
• 1:37
  Suze: as I said before, the role that you play in
• 1:42
  Suze: your money's life, but to really understand that, you really
• 1:47
  Suze: have to get that you and your money are one.
• 1:53
  Suze: Money is the only thing in this world, that is
• 1:58
  Suze: like a perfect reflection of who you are.
• 2:03
  Suze: It reflects back to you your efforts, your desire to
• 2:09
  Suze: take care of things, how you treat things, and how
• 2:13
  Suze: you really live your life, and when you can see
• 2:18
  Suze: money like that.
• 2:20
  Suze: Then when you don't know what's going wrong with your money,
• 2:25
  Suze: it's easy enough to just figure out, oh, I have
• 2:29
  Suze: to look at what's going wrong with me.
• 2:33
  Suze: So if you and your money are one, and your
• 2:37
  Suze: money does not have the ability to do anything on
• 2:40
  Suze: its own without you, right? Money can't do anything on
• 2:44
  Suze: its own without you.
• 2:46
  Suze: So if your money isn't going right, then you have
• 2:50
  Suze: to understand something within you is not going right.
• 2:56
  Suze: And so the three steps that I'm going to talk
• 2:59
  Suze: to you about now.
• 3:01
  Suze: Are the three steps that if you're just willing to
• 3:05
  Suze: use to go within you will see why you are
• 3:09
  Suze: doing without and even if you have money out there.
• 3:14
  Suze: And you think you're doing great, this is still for you,
• 3:17
  Suze: cause as much money as you may have, you sure
• 3:20
  Suze: could have a whole lot more.
• 3:23
  Suze: I've always believed that there is incredible amounts of bountiful,
• 3:28
  Suze: beautiful energy and money that is just meant to come
• 3:32
  Suze: your way.
• 3:34
  Suze: So one always has to figure out what are we
• 3:37
  Suze: doing to become obstacles in our own path to not
• 3:42
  Suze: only financial freedom, financial independence, but what are we doing
• 3:47
  Suze: in our lives to become obstacles in the path to
• 3:52
  Suze: living a super life.
• 3:55
  Suze: So the first step to live a super life, and remember,
• 4:02
  Suze: a life is who you are and what you have,
• 4:05
  Suze: your total life, is to stand in your truth.
• 4:13
  Suze: You know, I remember back when we were thinking about
• 4:16
  Suze: television shows that I was gonna do with Oprah or
• 4:19
  Suze: the money class show that I did with Oprah on OWN.
• 4:23
  Suze: I wanted to have this light that people would come on,
• 4:28
  Suze: and we would talk, and then I would bring them
• 4:30
  Suze: over to like this tube of light, and they would
• 4:35
  Suze: have to stand under this light.
• 4:37
  Suze: And they would have to tell a truth that they
• 4:40
  Suze: had never told before to stand in that truth.
• 4:45
  Suze: And that never quite happened.
• 4:48
  Suze: And then I remember on another show that I was doing,
• 4:52
  Suze: there was a woman who was millions of dollars in debt,
• 4:55
  Suze: and the only person that knew how much debt she
• 4:58
  Suze: was in besides herself was me.
• 5:02
  Suze: And we were on TV.
• 5:05
  Suze: And there we are, and for the first time in
• 5:07
  Suze: front of millions of people, including her spouse.
• 5:11
  Suze: She was going to tell the truth of how much
• 5:16
  Suze: debt she had.
• 5:19
  Suze: And she was about to say it. She was about
• 5:21
  Suze: to break free.
• 5:24
  Suze: And then the producers shut everything down, said, no, don't
• 5:28
  Suze: make her do that, Suze. Don't make her do it.
• 5:31
  Suze: It's all right. We don't want to go that far
• 5:33
  Suze: with her.
• 5:35
  Suze: And right then and there they stopped this woman from
• 5:39
  Suze: probably taking the first step that would have allowed her
• 5:44
  Suze: to stand in her truth, cause if you don't stand
• 5:48
  Suze: in your truth.
• 5:50
  Suze: Then where are you standing? You are standing in a lie.
• 5:54
  Suze: There's no white lies, little lies. It's either the truth
• 5:57
  Suze: or it is not the truth. And if it's not
• 6:00
  Suze: the truth, it is a lie in my opinion.
• 6:03
  Suze: So I'm asking all of you to really, as I'm
• 6:08
  Suze: going through this podcast with you.
• 6:11
  Suze: To use it as a way to uncover what are
• 6:16
  Suze: the truths.
• 6:18
  Suze: That you're not standing in, what are the things, the words,
• 6:23
  Suze: the feelings that you have inside yourself that you wish
• 6:27
  Suze: more than anything you could say or you can do,
• 6:30
  Suze: that you could act upon.
• 6:34
  Suze: Because we're all so well trained to always have a
• 6:38
  Suze: smile on our face, to answer a question, how are
• 6:41
  Suze: you doing? Oh, I'm doing fine, when the fact of
• 6:44
  Suze: the matter is you're not doing fine, you are miserable.
• 6:48
  Suze: But God forbid you should show the truth or tell
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  Suze: the truth to anybody. How much credit card debt do
• 6:54
  Suze: you have? Who, me, ah, ah, and the truth of
• 6:58
  Suze: the matter is you don't even know how much credit
• 7:01
  Suze: card debt you have cause you don't have the courage
• 7:04
  Suze: to add up all the debt cause you don't even
• 7:07
  Suze: open up your bills anymore.
• 7:09
  Suze: So the truthful answer is I don't know how much
• 7:12
  Suze: debt I have.
• 7:14
  Suze: Because it's too much for me to even count. I
• 7:16
  Suze: don't want to deal with it, but that's not what
• 7:19
  Suze: we do.
• 7:21
  Suze: People don't see the debt that we have. They see
• 7:24
  Suze: the things that you show them, things that portray wealth,
• 7:29
  Suze: that portray money.
• 7:32
  Suze: That, you know, your fancy cars, you're um that you're
• 7:36
  Suze: leasing rather than buying outright, your clothes and your watches,
• 7:40
  Suze: and your newest iPhones, and things like that, all show money.
• 7:47
  Suze: But there may not be any money behind those things.
• 7:50
  Suze: There may just be debt.
• 7:53
  Suze: So again, look around at all these things that you
• 7:57
  Suze: may have around you, that you spent money on.
• 8:02
  Suze: But the fact of the matter is you have more
• 8:05
  Suze: debt than those things even cost.
• 8:09
  Suze: And maybe you have more debt than those things cost
• 8:11
  Suze: because of the interest rates that you're paying on all
• 8:14
  Suze: those cards and the minimum payments that you make, because
• 8:17
  Suze: the truth of the matter is you can't afford any
• 8:20
  Suze: more than that.
• 8:22
  Suze: So until you are willing to stand in your truth,
• 8:27
  Suze: then you are never going to live a super life,
• 8:31
  Suze: I promise you that.
• 8:35
  Suze: So many of you are in relationships, and the only
• 8:39
  Suze: reason you stay is because of money.
• 8:42
  Suze: So many of you do things in life that you don't
• 8:48
  Suze: want to do cause you're so afraid.
• 8:52
  Suze: And the truth of the matter is you just don't
• 8:54
  Suze: have the courage to try something new.
• 8:58
  Suze: I mean, there are a million examples that I could
• 9:01
  Suze: give you as to how maybe you don't stand in
• 9:05
  Suze: the truth, but that's not my job. My job is
• 9:10
  Suze: to get you, to inspire you, to want to sit down,
• 9:14
  Suze: even stop this podcast right here and right now, and
• 9:18
  Suze: write down every possible way that you do not stand
• 9:23
  Suze: in your truth.
• 9:27
  Suze: And after you have done that, right across from where
• 9:31
  Suze: you wrote that down.
• 9:34
  Suze: You need to figure out what can you do to
• 9:38
  Suze: correct that.
• 9:40
  Suze: What can you do to correct that, you know, if somebody
• 9:46
  Suze: says to you, how are you doing?
• 9:49
  Suze: How are you doing financially rather than saying I'm good,
• 9:53
  Suze: you can say I'm horrible, I'm up to my eyes
• 9:55
  Suze: in debt or whatever it may be.
• 9:59
  Suze: And it's not even how you share that truth with others.
• 10:05
  Suze: More importantly, it's how you share that truth with yourself
• 10:10
  Suze: and what action are you going to take to turn.
• 10:16
  Suze: Whatever you're doing where you are not standing in your truth,
• 10:20
  Suze: what are you going to do to turn that lie
• 10:24
  Suze: into the truth of who you want to be, what
• 10:28
  Suze: you wanna be, what you wanna be doing, how you
• 10:31
  Suze: want to be living your life, who you want in
• 10:33
  Suze: your life, who you don't want in your life, what
• 10:36
  Suze: are you going to tell your kids, all of that.
• 10:40
  Suze: And there's no time to waste on this, everybody.
• 10:43
  Suze: There is no time to waste because every day that
• 10:46
  Suze: you live not standing in your truth.
• 10:52
  Suze: Then destruction, financially, emotionally, psychologically, in every possible way, is
• 11:00
  Suze: being created.
• 11:03
  Suze: Now that may sound dramatic to you, but it's not.
• 11:07
  Suze: 'Cause little things when left to fester, they grow.
• 11:15
  Suze: And they can grow and become really, really destructive.
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  Suze: And you don't have time for that, nor should you
• 11:24
  Suze: want to waste any time for you to really take
• 11:29
  Suze: one small step to live a super life.
• 11:34
  Suze: Second step.
• 11:37
  Suze: I am asking all of you to trust yourself more
• 11:42
  Suze: than you trust others.
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  Suze: When you trust yourself with every possible thing that comes
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  Suze: your way.
• 11:53
  Suze: Then you value who you are. You value the essence
• 11:58
  Suze: of your being because you trust your own being. You're
• 12:03
  Suze: not always saying to people, Well, what do you think?
• 12:06
  Suze: How do you feel? What do you think I should do?
• 12:10
  Suze: When really you know inside.
• 12:15
  Suze: And I'm not talking about things such as, should I
• 12:19
  Suze: take money out of a Roth? Should I not? All right,
• 12:22
  Suze: maybe you don't know about those things, but that's why
• 12:25
  Suze: you come to the Women and Money podcast.
• 12:27
  Suze: I'm talking about other things in life. Somebody says something
• 12:33
  Suze: to you, and you don't trust what they're saying.
• 12:38
  Suze: You know, somebody tells you, I think you should do this,
• 12:42
  Suze: and it doesn't feel right to you.
• 12:45
  Suze: You have got to learn to value yourself more than anything,
• 12:52
  Suze: and the way that you value yourself is you trust
• 12:56
  Suze: yourself more than you trust others. How many times have
• 13:01
  Suze: I been in a relationship? I'm not talking about KT...
• 13:05
  Suze: But have I been in a relationship with the person
• 13:09
  Suze: that I supposedly loved? Actually, I didn't know love before KT,
• 13:13
  Suze: but that's all right, you know, but I, I thought
• 13:15
  Suze: I loved, and I thought I wanted to spend the
• 13:17
  Suze: rest of my life with, and this person would say
• 13:21
  Suze: something to me.
• 13:23
  Suze: And I knew they were lying.
• 13:25
  Suze: And I knew it, and they would lie to me,
• 13:30
  Suze: but make it like I was the one who was crazy,
• 13:34
  Suze: that it wasn't like I was thinking.
• 13:38
  Suze: But I always trusted what I felt more than the
• 13:42
  Suze: words that came out of anybody else's mouth, always. 'Cause
• 13:49
  Suze: if you have that little gut feeling in you, that
• 13:53
  Suze: you're not trusting them.
• 13:56
  Suze: You better listen to it.
• 13:58
  Suze: Because energy is something that goes around. Have you ever
• 14:03
  Suze: noticed that you think about somebody, and all of a
• 14:06
  Suze: sudden they call you.
• 14:08
  Suze: Or you're sending an email to a friend that you
• 14:11
  Suze: haven't emailed in a while, and an email from them
• 14:14
  Suze: pops up on your screen, and we all think, well,
• 14:17
  Suze: that's a special talent that I have, you know, I
• 14:20
  Suze: have ESP. No, it's energy.
• 14:24
  Suze: When somebody puts out energy that's silent.
• 14:28
  Suze: You pick it up, whether you know it or not.
• 14:32
  Suze: It's an energy transfer.
• 14:35
  Suze: And so energy is invisible and you can feel it.
• 14:40
  Suze: It's like the wind. It's there even though you can't
• 14:44
  Suze: see it and there is no proof that it really
• 14:48
  Suze: is there except how it affects the trees and the
• 14:52
  Suze: water and everything else. You hear how it blows. I
• 14:57
  Suze: hate when the wind blows my hair. Especially if I
• 15:00
  Suze: have somewhere to go, that's another point.
• 15:04
  Suze: But you've got to learn to trust yourself more than
• 15:09
  Suze: you trust others.
• 15:12
  Suze: Because what happens is, when you trust others more than yourself,
• 15:18
  Suze: and then you find out that the truth of the
• 15:21
  Suze: matter is they were lying to you. They were not
• 15:25
  Suze: telling you the truth.
• 15:29
  Suze: It hurts so much I can't even tell you.
• 15:33
  Suze: Now, it will always hurt when you find out that
• 15:36
  Suze: somebody's been lying to you.
• 15:38
  Suze: But if you knew it and you said to them
• 15:41
  Suze: like I do, you can tell me anything you want.
• 15:45
  Suze: I do not believe what you are telling me.
• 15:48
  Suze: And if that means you want to leave me, if
• 15:51
  Suze: that means that we're gonna do whatever, fine, but I
• 15:54
  Suze: do not believe you. I do not trust you.
• 15:58
  Suze: And you have the courage to stand in your truth
• 16:02
  Suze: and say those words to somebody.
• 16:05
  Suze: Now you have come together as a whole being.
• 16:10
  Suze: 'Cause now your life is really like one.
• 16:14
  Suze: Because you're standing in your truth and you're saying your truth.
• 16:19
  Suze: And you know that you are the truth because when
• 16:23
  Suze: you feel something it's true and you can't negate that
• 16:30
  Suze: so this also comes to play when people tell you,
• 16:34
  Suze: I want you to make this investment. I want you
• 16:38
  Suze: to do this, but yet it doesn't feel right but
• 16:43
  Suze: because you think you don't know anything about money.
• 16:48
  Suze: That when some financial person tells you to do something, you go, OK,
• 16:55
  Suze: I trust them, and then you spend years trusting them
• 16:58
  Suze: to take care of your money, and you never look
• 17:01
  Suze: after it.
• 17:04
  Suze: And then all of a sudden you find out half
• 17:06
  Suze: of your money is gone.
• 17:08
  Suze: And you wanted to trust somebody else more than you
• 17:11
  Suze: trusted yourself, 'cause it was easier.
• 17:14
  Suze: It's not always easy to trust yourself. It's hard. It's
• 17:19
  Suze: hard to keep faith in who you are. It's hard.
• 17:25
  Suze: 'Cause everybody else tries to get you to doubt yourself,
• 17:28
  Suze: doubt your decisions, doubt your actions, doubt your thoughts.
• 17:32
  Suze: That when you stand in the truth and you trust
• 17:36
  Suze: yourself more than you trust others, doubt is not there.
• 17:42
  Suze: Self-worth is there. You are valuing who you are.
• 17:47
  Suze: And when you value who you are, I got news
• 17:51
  Suze: for you. The world values who you are.
• 17:54
  Suze: The world values you as well.
• 17:58
  Suze: So to live a truly super life where your life
• 18:03
  Suze: and your money are what you want, what you need,
• 18:08
  Suze: what you deserve.
• 18:13
  Suze: I have to tell you, the happiness, the strength, the security,
• 18:19
  Suze: and the safety that you will feel at all times
• 18:23
  Suze: is priceless.
• 18:26
  Suze: Last but not least.
• 18:28
  Suze: I am asking you to never ever settle.
• 18:34
  Suze: And so many times I see people in so many
• 18:38
  Suze: ways settling.
• 18:40
  Suze: Like they wanna do something, but maybe it'll be a
• 18:44
  Suze: little bit harder or more complicated if they do it fully,
• 18:49
  Suze: so they settle for doing it a little bit less.
• 18:54
  Suze: You know, I've come to know that a truth that
• 18:58
  Suze: I've always lived in, is that the success of any
• 19:02
  Suze: project is directly related to the energy that you put
• 19:08
  Suze: into it.
• 19:10
  Suze: So when you find yourself saying the words, oh this
• 19:13
  Suze: is OK, I'll leave it, no.
• 19:17
  Suze: OK is never enough. OK is settling. So when you're
• 19:22
  Suze: asking yourself the question.
• 19:26
  Suze: How are you doing today, Suze?
• 19:29
  Suze: And if I say, OK, I'm doing OK.
• 19:34
  Suze: And even though that may be my truth, for right
• 19:37
  Suze: then and there, I need to understand why am I
• 19:42
  Suze: settling for just being OK.
• 19:46
  Suze: What can I do to turn this OK into a great?
• 19:52
  Suze: And the great doesn't have to come right here and today.
• 19:57
  Suze: That great can come in one week from now, three
• 20:00
  Suze: weeks from now. But what am I doing? What energy
• 20:05
  Suze: am I putting in to my life or the project
• 20:09
  Suze: of my life of me being great? What energy am
• 20:12
  Suze: I putting into that for me to be making OK
• 20:17
  Suze: from good to great.
• 20:20
  Suze: 'Cause when we live a great life, we live a
• 20:23
  Suze: super life.
• 20:25
  Suze: And a great life doesn't mean, oh, you have all
• 20:28
  Suze: these things around you.
• 20:30
  Suze: A great life, a truly super life, is a life
• 20:36
  Suze: where you are standing in your truth, where you are
• 20:40
  Suze: always trusting yourself more than you trust others.
• 20:44
  Suze: And you never ever settle. You never settle.
• 20:50
  Suze: You never settle for you make a bed and you
• 20:54
  Suze: look at your bed and it's a little wrinkled on
• 20:57
  Suze: one side. It's OK. No, you're settling and you may
• 21:02
  Suze: think to yourself, oh, Suze, please, you've gone a little
• 21:05
  Suze: bit off the charts in this podcast.
• 21:09
  Suze: Haven't you known I've been off the charts for years.
• 21:13
  Suze: But really it's not about the bed, it's about your attitude.
• 21:19
  Suze: And your attitude that it's OK to have a wrinkle,
• 21:23
  Suze: it's not.
• 21:24
  Suze: It's not OK to settle.
• 21:27
  Suze: Especially if you have noticed that something isn't quite right.
• 21:34
  Suze: Perfection.
• 21:36
  Suze: Perfection is really part of a super life and everything
• 21:42
  Suze: that you do, should be done with the utmost of perfection.
• 21:50
  Suze: And you should not settle.
• 21:53
  Suze: So that means you shouldn't settle for a relationship that
• 21:57
  Suze: you may be in.
• 21:59
  Suze: And you're not happy with, and maybe you're only staying
• 22:03
  Suze: there because you're afraid of money.
• 22:07
  Suze: You're not standing in your truth.
• 22:09
  Suze: You are not trusting yourself more than you trust others
• 22:13
  Suze: because you think you need somebody other than you to
• 22:16
  Suze: be OK financially and you are seriously settling.
• 22:22
  Suze: Why would you do that to yourself?
• 22:25
  Suze: Why?
• 22:27
  Suze: You don't have to. You don't have to ever live
• 22:32
  Suze: a life that's a life that isn't super.
• 22:38
  Suze: That isn't perfect, so...
• 22:42
  Suze: That's what this podcast is about.
• 22:45
  Suze: I want this to be the day, today, or whenever you
• 22:51
  Suze: are listening to this podcast.
• 22:54
  Suze: I want today to be the day that you become
• 22:58
  Suze: your own champion in your own very special super life.
• 23:05
  Suze: Remember to be safe, strong, secure.
• 23:10
  Suze: Bye bye now.