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Pay Taxes Now or Later? The Roth Conversion Question
Could a strategy designed for Gen Z also reshape retirement planning for boomers? Sean Mason explores why Roth accounts are gaining momentum across generations, from young investors embracing Roth IRAs to retirees considering Roth conversions. The conversation examines the tradeoffs between paying taxes today versus over a lifetime, how Roth strategies may affect retirement income, legacy planning, required minimum distributions, and widow’s tax concerns. Sean also discusses why Roth decisions should be based on long-term outcomes rather than this year’s tax bill alone.
Schedule…
The skinny
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