Are You Making These Retirement and College Savings Mistakes?

Something More with Chris Boyd · Apr 7, 2026 · 33m

In this episode of Something More with Chris Boyd, Chris and Brian dive into two of the biggest areas where families unintentionally sabotage their financial success: retirement savings missteps and education planning mistakes. Brian discusses patterns he's seen after reviewing hundreds of 401(k) plans — especially the surprising frequency of investors mixing target-date funds with additional stock funds, inadvertently doubling their risk. Chris and Brian explain how target-date funds are designed, why adding extra funds defeats the purpose, and how investors often fall into the trap of…