Latest / Financial Survival Network / Union Power and Right-to-Work Laws- Mark Mix #6208
Transcript
- 0:00Speaker 1: Michigan did repeal their right to work law after a
- 0:02Speaker 1: decade of having it be in place. The Democrats took
- 0:05Speaker 1: the House by one vote and the Senate by one
- 0:07Speaker 1: vote and had a Democrat governor in Gretchen Whitmer. And
- 0:10Speaker 1: on the first day of the legislator session when they convened,
- 0:13Speaker 1: they introduced to build a repeal right to work. So
- 0:16Speaker 1: workers now in Michigan are forced to pay union neuser
- 0:18Speaker 1: fees in order to keep their jobs.
- 0:20Speaker 2: It's outrageous. We'll continue to fight.
- 0:22Speaker 3: You are listening to Carrie Lutz's Financial Survival Network, where
- 0:26Speaker 3: you get valuable information you just can't find anywhere else
- 0:30Speaker 3: to thrive in today's trying times. You need the Financial
- 0:34Speaker 3: Survival Network now more than ever. Go to Financial Survivalnetwork
- 0:39Speaker 3: dot com and get your free newsletter and gift. Financial
- 0:43Speaker 3: Survival Network now more than ever.
- 0:50Speaker 4: And welcome. You are listening to the Financial Survival Network.
- 0:54Speaker 4: I'm your host, Carrie Lutz. They've got interesting guests to
- 0:58Speaker 4: you for you today and we're going to be talking
- 1:01Speaker 4: about labor issues in the country. Is the Republican Party
- 1:06Speaker 4: about to head off of a cliff? Social Security union?
- 1:10Speaker 4: Is keeping teleworkers in their contract for four years. But
- 1:15Speaker 4: I don't believe that's going to hold because DOJE is
- 1:18Speaker 4: going to blow right through them. Mark Mixed National Right
- 1:22Speaker 4: to Work Committee. Mark, great to have you on the show.
- 1:26Speaker 4: You know, Trump and the Republican Party, it's become the
- 1:30Speaker 4: party of the working man, and yet a lot of
- 1:34Speaker 4: what he wants to do, certainly in the government well
- 1:37Speaker 4: government worker I've always thought was a bit of an oxymoron,
- 1:40Speaker 4: shall we say, or a contradiction in terms. But this
- 1:45Speaker 4: thing of letting them tele a work which means no
- 1:48Speaker 4: work for four years, how is that going to hold up?
- 1:52Speaker 1: Well, Kerrie, look, thanks for the opportunity to come talk
- 1:54Speaker 1: to you about all this stuff. You're right, it's kind
- 1:56Speaker 1: of an interesting realignment that we're seeing politically, this idea
- 2:00Speaker 1: that the Republicans now are the representatives of the working class.
- 2:03Speaker 1: But one thing that remains clear, Carrie, is when you
- 2:06Speaker 1: think about, you know, labor, we talk about labor, we
- 2:09Speaker 1: misinform people and misdefine what labor is. When you're talking
- 2:12Speaker 1: about labor, you need to make sure you're talking about
- 2:15Speaker 1: American workers as opposed to union officials. The separation is
- 2:19Speaker 1: dramatic and getting wider all the time between the union
- 2:22Speaker 1: officials on one hand, and the rank and file workers
- 2:25Speaker 1: they claim to represent. There's a growing chasm ideologically politically,
- 2:30Speaker 1: however you might define it, between union officials and workers.
- 2:33Speaker 1: So Donald Trump won the hearts and minds of the
- 2:35Speaker 1: American working class by talking about a secure border, smaller government,
- 2:39Speaker 1: you know, enforcing laws against crime, keeping boys out of girls,
- 2:44Speaker 1: restrooms and locker rooms and out of sports, things like that.
- 2:47Speaker 2: That attracted you know, common sense voters. Union officials, on
- 2:51Speaker 2: the other.
- 2:51Speaker 1: Hand, continue to push for this collectivism that's been damaging
- 2:55Speaker 1: and has had significant impact on the economy and other things.
- 2:58Speaker 1: And carry to your point, you know, Joe Biden, as
- 3:01Speaker 1: a partying gift to the American Federation of Government Employees,
- 3:04Speaker 1: agreed to a contract that allows the Social Security Administration workers,
- 3:08Speaker 1: forty nine thousand of them, to continue working remotely over
- 3:12Speaker 1: the next five years.
- 3:13Speaker 2: But I think you're right. I think there'll be a
- 3:14Speaker 2: challenge to that.
- 3:15Speaker 1: I think Elon Musk and the vak Ramaswami has something
- 3:18Speaker 1: to say about it, and I.
- 3:19Speaker 2: Know you do too.
- 3:20Speaker 4: So yeah, well, I think it's absurd that they can
- 3:26Speaker 4: work from home. I mean, you know, there might be
- 3:29Speaker 4: certain instances and certain classes of employees who can work
- 3:33Speaker 4: from home, but people that you need to supervise on
- 3:37Speaker 4: a day to day basis, who are making decisions here
- 3:42Speaker 4: that are very important to the individuals involved. How do
- 3:47Speaker 4: you let those people work from home?
- 3:50Speaker 2: Yeah, you shouldn't.
- 3:51Speaker 1: I mean they you know, we're only using according to
- 3:54Speaker 1: Senator Joony Ernstavaiawa, we're only using about ten percent. And
- 3:57Speaker 1: there was a Federal Network News Service Network survey only
- 4:00Speaker 1: ten percent of the leases and the operation buildings in
- 4:03Speaker 1: DC are being utilized right now. And we're paying like
- 4:06Speaker 1: seven billion dollars a year to lease them or to
- 4:08Speaker 1: operate these buildings and they're only being ten percent utilized.
- 4:11Speaker 2: Something's wrong with that picture.
- 4:13Speaker 1: And as a tax payer and as a citizen, we
- 4:15Speaker 1: ought to be very very concerned about that. To your point,
- 4:17Speaker 1: you know, the efficiency and the effectiveness of government, I
- 4:20Speaker 1: think is predicated on their ability to be supervised. To
- 4:23Speaker 1: your point, Carrie, I mean, look, we may think that
- 4:26Speaker 1: the human nature says, yeah, I'll work hard, but I
- 4:29Speaker 1: suspect that we're not as efficient and we're not as
- 4:32Speaker 1: effective as a government by letting you know, ninety percent
- 4:36Speaker 1: of the workers or whatever it is. I mean I
- 4:38Speaker 1: know the unions and CNN and the Washington Post and
- 4:41Speaker 1: others have defended this saying, yeah, well, it's not as
- 4:43Speaker 1: big as you problem as you think, but your point
- 4:46Speaker 1: about efficiency, effectness and being able to manage really gets
- 4:50Speaker 1: hurt and gets hit hard when a large percentage of
- 4:53Speaker 1: workers are working from home.
- 4:55Speaker 4: Yeah. So, I mean, I like the hybrid idea of
- 5:00Speaker 4: them working, you know, one or two days a week
- 5:03Speaker 4: at home, as long as they could be monitored defectively
- 5:06Speaker 4: and you know they're actually doing what they're supposed to do,
- 5:10Speaker 4: because there's benefits for employees when you give them that
- 5:15Speaker 4: flexibility and hopefully they return the return the favor in
- 5:21Speaker 4: increased productivity. There's a lot of I mean, my daughter
- 5:27Speaker 4: and the son in law both full time remote workers
- 5:30Speaker 4: for big corporations, and I know that they work their
- 5:34Speaker 4: butts off.
- 5:35Speaker 2: Yeah, there's a bottom line there, Carrie. Somebody's paying attention
- 5:39Speaker 2: to their work for sure.
- 5:40Speaker 1: And when you think about like the VA, the Treasury Department, HUD,
- 5:44Speaker 1: the Labor Department, the Education Department, they still haven't gotten
- 5:47Speaker 1: back to fifty percent on site workforces yet, even though
- 5:51Speaker 1: the Biden administration and the Chief of staff there, Jeff
- 5:54Speaker 1: Zenz or whatever his name is, basically send a letter
- 5:57Speaker 1: to all these agencies had said you're not doing your job.
- 5:59Speaker 2: Get those people back in the office.
- 6:01Speaker 1: I mean, this is just as recently as a couple
- 6:03Speaker 1: months ago, when we're still what four years outside of
- 6:06Speaker 1: the COVID pandemic that led to all this. So there's
- 6:10Speaker 1: a lot that still has to happen. I think to
- 6:12Speaker 1: your point, Musk and Ramaswami are going to have something
- 6:15Speaker 1: to say about it.
- 6:16Speaker 2: Unfortunately, Carrie, there's going to be litigation. The unions will
- 6:19Speaker 2: bring lawsuits because all of this remote work.
- 6:21Speaker 1: For example, the American Federation of Government Employees represents allegedly
- 6:25Speaker 1: eight hundred thousand federal workers, and all of their contracts
- 6:28Speaker 1: contain a requirement that you bargain over any changes to
- 6:33Speaker 1: remote work policy.
- 6:34Speaker 2: So they'll be litigation for sure.
- 6:36Speaker 4: Yeah. Well, it's going to be interesting to see because
- 6:39Speaker 4: a lot of those people they want to get rid
- 6:42Speaker 4: of anyway.
- 6:43Speaker 1: Right, Well, I think so one of the things they're
- 6:45Speaker 1: saying is that probably we could reduce the size of
- 6:47Speaker 1: government fairly significantly and still get the same productivity and
- 6:51Speaker 1: the same results from a government to smaller And I
- 6:54Speaker 1: don't have any particular opinion about that, other than to
- 6:56Speaker 1: believe it by people who work it there look at
- 6:59Speaker 1: government and say, yeah, there's some efficiencies that can be made.
- 7:02Speaker 1: And anybody, whether it be Republican or Democrat, that says
- 7:05Speaker 1: you can't cut anything out of government is lying to us.
- 7:08Speaker 2: Carrie, we know that lying to us.
- 7:11Speaker 4: For sure, for sure, and I reckon. And there's all
- 7:15Speaker 4: these useless agencies. It's all part of the Washington issue here, right.
- 7:21Speaker 2: Yeah. Indeed, you know when you think about the mayor
- 7:23Speaker 2: of Philadelphia demanding that all of the government workers in
- 7:26Speaker 2: Philadelphia come back because she knows what it's doing to
- 7:28Speaker 2: the local economy, the restaurants and the shops downtown in Philadelphia. MARYL.
- 7:32Speaker 1: Bowser, the mayor of DC, has issued an edict that
- 7:35Speaker 1: everyone has to come back to work, and she's asking
- 7:38Speaker 1: the federal government to make sure they get a one
- 7:39Speaker 1: hundred percent compliance with people working in buildings because now
- 7:43Speaker 1: these little mom and pop businesses down in Washington, d C.
- 7:46Speaker 1: That relied on that foot traffic every day for lunch
- 7:49Speaker 1: or breakfast or coffee, those people are really really hurting.
- 7:53Speaker 2: So there's a whole bunch of different issues that fold
- 7:56Speaker 2: into this.
- 7:57Speaker 1: But the most important thing, and I think the thing
- 7:59Speaker 1: that I get concerned about is the actual monopoly power
- 8:03Speaker 1: that union officials have in the public sector. In the
- 8:06Speaker 1: government sector, you know, it was Franklin Roosevelt carry back
- 8:08Speaker 1: to our conversation briefly at the beginning about the nineteen
- 8:11Speaker 1: thirties in labor policy, he was asked about the unionization
- 8:15Speaker 1: of government, and he.
- 8:16Speaker 2: Said, it's unthinkable.
- 8:17Speaker 1: It's intolerable that you would organize unions in government because
- 8:20Speaker 1: they're not the same as the private sector. That is
- 8:23Speaker 1: so obvious to anyone who understands economics one oh one
- 8:26Speaker 1: that the idea of putting a private organization in between
- 8:29Speaker 1: elected officials and people that vote for those elected officials
- 8:33Speaker 1: and giving them privileges above ordinary citizens is something that
- 8:37Speaker 1: really has been detrimental. And you look at the states
- 8:39Speaker 1: that do this quote really well California, New York, Illinois,
- 8:43Speaker 1: New Jersey, Connecticut, Rhode Island, where basically unions control sixty
- 8:48Speaker 1: or seventy percent of the government workforce. Those states are
- 8:51Speaker 1: literally hovering on the abyss of financial destruction because of
- 8:55Speaker 1: these decisions.
- 8:56Speaker 4: Yeah, Nevada is also one of those states too, right.
- 9:00Speaker 2: Yeah, they've made promises too. Yeah, that's right.
- 9:04Speaker 4: Yeah, So so how does this get resolved here? Like
- 9:09Speaker 4: your organization, A lot of states have passed right to
- 9:13Speaker 4: work laws, but now they're in the midst of trying
- 9:16Speaker 4: to roll them back, like in place like Wisconsin, right.
- 9:20Speaker 2: Yep, yeah, that's right, and Nevada.
- 9:21Speaker 1: There's been talk about it in Nevada and Arizona and Wisconsin.
- 9:24Speaker 1: Michigan did repeal their right to work law after a
- 9:27Speaker 1: decade of having it be in place. The Democrats took
- 9:30Speaker 1: the House by one vote and the Senate by one
- 9:32Speaker 1: vote and had a Democrat governor in Gretchen Whitmer, and
- 9:35Speaker 1: on the first day of the legislative session when they convened,
- 9:38Speaker 1: they introduced the bill a repeal right to work. So
- 9:40Speaker 1: workers now in Michigan are forced to pay union deus
- 9:43Speaker 1: or fees in order to keep their jobs.
- 9:45Speaker 2: It's outrageous. We'll continue to fight it.
- 9:47Speaker 1: I think one of the most important battles though, to
- 9:49Speaker 1: your point carry talking coming back to the government sector,
- 9:52Speaker 1: is states can actually roll back the power of government unions,
- 9:56Speaker 1: and hopefully the federal government will do the same thing.
- 9:59Speaker 1: I don't think the Republicans in the US Senate or
- 10:01Speaker 1: the US House have any appetite for this because they
- 10:04Speaker 1: like the money that comes in. They don't want to
- 10:06Speaker 1: upset you know, these large lobbies that have literally hundreds
- 10:09Speaker 1: of millions of dollars to spend on politics. The Democrats
- 10:12Speaker 1: would do it, They would increase government power dramatically. Union
- 10:16Speaker 1: of Republicans just say, well, if we just do it
- 10:18Speaker 1: gradually over time and just take a finger and a
- 10:20Speaker 1: hand and an arm and an elbow and a shoulder
- 10:23Speaker 1: and we don't get any vital organs, we can probably
- 10:25Speaker 1: get away with this stuff.
- 10:27Speaker 2: And that's kind of what's happening.
- 10:28Speaker 1: But I think one of the narratives of this next
- 10:30Speaker 1: four years is going to be reducing the number and
- 10:35Speaker 1: size of the federal government. And I think that'll trickle
- 10:38Speaker 1: down to the states too, because I don't think the
- 10:40Speaker 1: financial situation for many of the states is going to
- 10:43Speaker 1: be improving and carry. I know you'd know more about that,
- 10:46Speaker 1: but literally, the state of California, the state of Illinois,
- 10:49Speaker 1: the state of New York, they are again on the
- 10:52Speaker 1: precipice of a financial disaster.
- 10:54Speaker 4: Yeah. Yeah. The only thing that staved it off, I
- 10:57Speaker 4: guess was the COVID aid that the god from DC
- 11:01Speaker 4: and that's all gone now, and now they're left looking
- 11:05Speaker 4: for the next grift. And in the meantime, state like
- 11:08Speaker 4: New York, where I used to live, Wall Street's moving
- 11:11Speaker 4: to Florida. I mean, Miammi is now the financial capital
- 11:16Speaker 4: of the United States. It's shifted from New York almost overnight.
- 11:22Speaker 4: Nobody noticed it, But I noticed it ten years ago
- 11:25Speaker 4: when I moved down here, that hedge funds were gradually
- 11:29Speaker 4: moving operations here to avoid taxes, regulation and for other reasons.
- 11:36Speaker 4: That prime that these cities have become unmanageable. And the pathogen,
- 11:45Speaker 4: the woke mind virus that was sweeping New York. I mean,
- 11:51Speaker 4: it's made the place unlivable.
- 11:53Speaker 1: Yeah, well, those equality of life issues are pretty important.
- 11:56Speaker 1: One thing we do know about the right to work
- 11:58Speaker 1: stage carry is that they have magnets for new manufacturing
- 12:02Speaker 1: job growth and new economic development and new investment in
- 12:05Speaker 1: capital in states like Texas and Florida, and you know,
- 12:09Speaker 1: Idaho and Wyoming and Arizona, and the right to work
- 12:13Speaker 1: states around the country because of to your point, that
- 12:15Speaker 1: kind of regulatory environment and the idea that it's it's
- 12:19Speaker 1: easier to do business in a state that basically takes
- 12:22Speaker 1: care of people and understands the importance of bringing investment,
- 12:26Speaker 1: bringing economic development, bringing capital to states like they've done
- 12:29Speaker 1: in Florida, and certainly Wall Street's a big part of that.
- 12:32Speaker 1: And we've seen that a lot of you know, hedge
- 12:35Speaker 1: fund people actually ask questions about labor policy as they're
- 12:38Speaker 1: looking at investing in companies, and we're seeing more and
- 12:41Speaker 1: more of that, and we're seeing a Boulder kind of
- 12:43Speaker 1: CEO culture that actually makes the point about mentioning.
- 12:47Speaker 2: You know, look, we found we want to take care
- 12:49Speaker 2: of our employees.
- 12:49Speaker 1: We don't want a third party in between our employees
- 12:52Speaker 1: and us, and that brings the question of you know,
- 12:54Speaker 1: union accountability. One of the things the simple things that
- 12:57Speaker 1: are right to work law does is it gives the
- 12:59Speaker 1: work the power to hold a union official accountable if
- 13:02Speaker 1: the union officials are stealing their money, if they're doing politics,
- 13:06Speaker 1: or they disagree with workers can say, you know what,
- 13:09Speaker 1: I'm not going to pay for this anymore. And in
- 13:11Speaker 1: right to workstates, they have that right to do that,
- 13:13Speaker 1: forcing them states if you don't pay, you lose your job.
- 13:16Speaker 1: So that's an attractive part of some of this move
- 13:19Speaker 1: that we're seeing, and it's not just because they have
- 13:21Speaker 1: air conditioning in the South.
- 13:22Speaker 2: Now, it's because they have better policies.
- 13:25Speaker 4: Well, just to give you for example, in Florida, the
- 13:28Speaker 4: latest budget was one hundred and sixteen point five billion.
- 13:32Speaker 4: In New York it was two hundred and twenty nine billion.
- 13:37Speaker 4: Florida now has a roughly twenty percent higher population than
- 13:42Speaker 4: New York, although we don't know it could be even
- 13:45Speaker 4: higher than that after the next census. New York's population
- 13:48Speaker 4: has been static. Florida's manages to run the state. You know,
- 13:55Speaker 4: we can argue about how well any state is run.
- 13:57Speaker 4: There were fifty percent less. So the point is, we
- 14:01Speaker 4: have no income tax in Florida, so therefore it's a
- 14:06Speaker 4: it's limited how much they could take. They get toll roads,
- 14:09Speaker 4: they get higher closing costs, real estate taxes might be
- 14:13Speaker 4: higher in certain instances, but basically, by any measure of
- 14:19Speaker 4: Florida is better run than New York.
- 14:21Speaker 1: Yeah, and I would guess, and I don't know this,
- 14:23Speaker 1: but I guess the total tax burden is significantly less
- 14:27Speaker 1: in Florida than it would be California, notwithstanding the user
- 14:29Speaker 1: fees and some of the other issues with real estate taxes.
- 14:32Speaker 2: I would guess that'd be the case.
- 14:34Speaker 1: But then again, you're right, creating an environment where you
- 14:37Speaker 1: where you accept capital, you accept investment, you accept, you know,
- 14:41Speaker 1: these opportunities to grow and to help people feed their
- 14:44Speaker 1: families and and you know, increase their cost their their
- 14:48Speaker 1: standard of living.
- 14:50Speaker 2: That's happening across the country.
- 14:51Speaker 1: To your point about the next census, We've estimated, based
- 14:54Speaker 1: on just preliminary numbers that we're looking at, that the
- 14:56Speaker 1: right to work states will gain somewhere between thirteen and
- 14:59Speaker 1: fourteen new electoral votes because of the population shifts to
- 15:03Speaker 1: those states that have these policies intact.
- 15:06Speaker 4: Yeah, yeah, no doubt. Yeah. Like for sure, Florida is
- 15:12Speaker 4: ranked kind of in the middle and total tax burden
- 15:14Speaker 4: to the lower, but by every measure, Florida is better
- 15:18Speaker 4: run than any of these failing states. Florida is not
- 15:23Speaker 4: a failing state. I mean, it's got a rainy day
- 15:26Speaker 4: fund of some twenty billion. We have our issues here, obviously,
- 15:30Speaker 4: the insurance issue, storms the illegal immigration issue. We have
- 15:38Speaker 4: a lot of problems, just like Texas, like any state,
- 15:42Speaker 4: any country, right, every country in the world. I mean,
- 15:46Speaker 4: I don't know where this panacea is. I've been looking
- 15:48Speaker 4: for it my whole life. I haven't been able to
- 15:50Speaker 4: find it yet, but.
- 15:52Speaker 2: If you find it, let me know, would you.
- 15:53Speaker 4: Yeah, you know, Connecticut's effective tax rate is fifteen point
- 15:59Speaker 4: four percent according to the Tax Foundation, and that was
- 16:05Speaker 4: in twenty two. I assume that they haven't changed very much.
- 16:09Speaker 4: Florida is only nine point one, but you go to
- 16:13Speaker 4: a place like Wyoming, it's seven point five. California thirteen
- 16:21Speaker 4: point five. New York is sixteen percent. So we see
- 16:25Speaker 4: all these numbers here. They don't mean anything unless you're
- 16:28Speaker 4: the one getting taxed, right.
- 16:30Speaker 2: Yeah, yeah, that's right.
- 16:31Speaker 4: You know.
- 16:31Speaker 1: We actually take the tax Foundation data and we do
- 16:34Speaker 1: a comparison cheam right to work states and non right
- 16:36Speaker 1: to work states, and I think the latest data set
- 16:39Speaker 1: that we've looked at shows that you have fulfilled your
- 16:42Speaker 1: tax obligations about three and a half weeks earlier in
- 16:46Speaker 1: right to work states the non right to work state.
- 16:48Speaker 1: So that means that you get an extra three and
- 16:50Speaker 1: a half weeks of pay for disposable income because you've
- 16:54Speaker 1: settled up your tax burden with the government three weeks
- 16:57Speaker 1: three and a half weeks earlier than states that have
- 16:58Speaker 1: forest unionism.
- 17:00Speaker 4: Hey, going to hear something funny, You know what state
- 17:03Speaker 4: has the lowest effective tax burden.
- 17:07Speaker 2: Ah, do my dear gash.
- 17:08Speaker 1: Let's see, I'll give me, give me three seconds and
- 17:12Speaker 1: I will come up with no answer. Go ahead, Alaska
- 17:15Speaker 1: of all plays Alaska. Yeah, well that's because think of
- 17:18Speaker 1: those severance taxes on energy. Everyone get j a shack
- 17:21Speaker 1: for like ten grand a year or whatever it is, right, Yeah, yeah.
- 17:25Speaker 4: I mean what the current Adminton did to Alaska with
- 17:29Speaker 4: resource projects that they want as clean energy but they
- 17:33Speaker 4: won't license copper minds. Go figure. Wyoming is number two
- 17:38Speaker 4: and Tennessee is number three. Florida is number eleven, which
- 17:42Speaker 4: isn't that bad in the scheme of things.
- 17:44Speaker 1: But yeah, anyway, I think I think Alaska is a
- 17:47Speaker 1: better place, or excuse me, Florida is a better place
- 17:49Speaker 1: to live in Alaska.
- 17:50Speaker 2: There are many people that argue with me on that.
- 17:52Speaker 4: But maybe you certainly in the winter, certainly in the
- 17:56Speaker 4: winter that's the case. In the summer, maybe not so much. Mark,
- 18:00Speaker 4: tell us how we find you, how we connect with
- 18:02Speaker 4: you on the web?
- 18:03Speaker 2: Yeah, you can find that. We have two operations.
- 18:05Speaker 1: One we have a legal Defense Foundation that does nothing
- 18:08Speaker 1: but help employees exercise their rights under the law. That's
- 18:10Speaker 1: the National Right to Work Legal Defense Foundation that is
- 18:14Speaker 1: nrtw dot org, NRQW dot org. And then the committee
- 18:18Speaker 1: where we do our legislative work both in Congress and
- 18:20Speaker 1: in all fifty states is the National Right to Work
- 18:23Speaker 1: Committee NRTWC dot org.
- 18:26Speaker 2: RTWC dot org.
- 18:28Speaker 4: All right links in the show notes this interview on
- 18:30Speaker 4: Financial Survival Network dot com. But just ask that if
- 18:34Speaker 4: you go to the site, please sign up for your
- 18:36Speaker 4: free newsletter like over sixty thousand other FSN community members have.
- 18:42Speaker 4: And if you've got a question from Mark myself kl
- 18:44Speaker 4: at Carrie Lutz, that's the email address. Mark really appreciate
- 18:48Speaker 4: your stopping by. Talk to you again soon.
- 18:50Speaker 2: Thanks, Kerriy appreciate the opportunity.
- 18:52Speaker 3: Thanks for listening to Carrie Lutz's Financial Survival Network your
- 18:56Speaker 3: solution to today's trying times. For the latest, go to
- 19:00Speaker 3: Financial Survivalnetwork dot com. Financial Survival Network now more than ever,