Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How Inflation Adjustments Change College Savings
Inflation is the silent eroder of college savings, yet most parents ignore how rising tuition outpaces general price growth. This episode examines the specific mechanics of state-level inflation adjustments in 529 plans and why locking in today’s purchasing power matters more than chasing high returns. We look at a concrete example from Ohio’s education savings program, comparing nominal growth against real purchasing power over an eighteen-year horizon. The discussion covers the difference between standard index funds and inflation-protected options, and why your child’s expected graduation…
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