Ranking The Dumbest Purchases Gen Z and Millennials Make (Ultimate Tier List)

Sit Down with Michael Franzese · Dec 9, 2025 · 31m

I look around at what young people are spending money on today and I just shake my head. Food delivery every night, $7 coffees, “content trips” they can’t afford, sports betting apps, crypto coins some influencer pumped… then they wonder why they’re broke. So I decided to rank the dumbest money habits I see Gen Z and millennials falling for — from “I Get It” all the way up to full‑blown “Mamaluke” tier. We’re talking Uber Eats, designer sneakers, iPhone upgrades, giant weddings on credit, sports betting, crypto gambling, and more. If you land in one of these categories, don’t take it…