Latest / SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day! / Yoreh De’ah 173:16-174:1. Interest: Buying at a Discount Overseas, Lending Less To Receive More Upon Return; Selling a Field That He Can Buy Back Any Time

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Yoreh De’ah 173:16-174:1. Interest: Buying at a Discount Overseas, Lending Less To Receive More Upon Return; Selling a Field That He Can Buy Back Any Time · SHULCHAN ARUCH YOMI: Own the Halacha in 25 minutes a day!

• 0:04
  OK, good morning. We are in Sven Kufine Gimel Sift
• 0:09
  Design higher heating the Medina Dallas sign the seller.
• 0:14
  The heating in the countryside or in this Medina was selling
• 0:20
  Dallas sign for a seller. But with foreign I think it
• 0:26
  means like the state or the big cities, whatever.
• 0:28
  Well, Mcfarim is out in the out in Mcfarim.
• 0:31
  Sheesh Pacella now in Mcfarim you can get it.
• 0:35
  You can get a better deal. You get it cheaper multi lithium
• 0:38
  sella the tagar. You can give a sell to a
• 0:42
  merchant Kadeshiyovi sheesh, Saleem me Akfar.
• 0:45
  You're allowed to give us. You're allowed to go ahead and
• 0:48
  ask the merchant. OK, if you know, if you're going
• 0:50
  to Akfar, can you get me Shesami Akfar, Lisbon, Lisbon, Ploni,
• 0:56
  right. That and that you have to give
• 1:02
  it to me by a certain time. So the the Shah points out that
• 1:06
  if it's not time bound, then that's it's not a halvo, then
• 1:11
  it's a type of matter. It's actually have to buy
• 1:14
  something. But if once he starts making it
• 1:17
  time bound, so then that creates that, that, that that creates
• 1:23
  that create that changes it into halva.
• 1:25
  And therefore and and therefore that's why it's Ribis who shiu
• 1:32
  bahrayas Lokaya. And this is, this is, this is
• 1:39
  OK. Again, if it's Osvonploni, it's
• 1:42
  OK If it's Osvonploni, then it's OK if the rias she who Shiu
• 1:50
  bahrayas Lokaya in Nigdvo Nebdo has to be in the Aquarius of the
• 1:55
  Lokea. That if it if it got stolen or
• 1:58
  got lost, but there if it's on, it's on his shoulders, it's in
• 2:03
  his Aquarius. If it's in his Aquarius, that
• 2:05
  means that that when, when the guy, when the when the when the
• 2:11
  tiger picks up the wheat, then that's going to be then it's
• 2:16
  that's going to be a Mecca and then that's going to be OK.
• 2:20
  But if it's on the archives of the of the tiger to bring it
• 2:23
  back. So that's already that's that
• 2:26
  that's Nashville alone, and that's going to be that's going
• 2:30
  to be awesome. Question.
• 2:32
  Is there a case where could be I wouldn't have to catch through?
• 2:35
  But you know, you say you, you know this, you want to buy, you
• 2:39
  know, buy a computer here. That's this computer is very
• 2:42
  expensive here and it's so you know it's going to America.
• 2:46
  So say, listen, do me a favour, buy it for me over there, right.
• 2:51
  So if he you know, if he doesn't say or I quit yet, but you have
• 2:54
  to bring it by this time. So fine, doesn't make a
• 2:56
  difference. It's a matter.
• 2:58
  But if he tells him, listen, I need it, but but you should know
• 3:01
  I need it by I need it by next, you know, by in two weeks.
• 3:06
  So then you start getting into issues.
• 3:09
  So if the guy is going to be next show, it's going to be a
• 3:11
  shower on it that on the way back that if it's if it gets
• 3:15
  lost or anything like that, so they think that we will never do
• 3:20
  then then it's fine also, right? But if the guy says, listen,
• 3:25
  I'll buy it for you. But you know, but I'm not I'm
• 3:27
  not taking a price for this. You know, I don't want to take I
• 3:30
  don't want to, I don't want it on my shoulders.
• 3:32
  If it gets lost, if it gets luggage gets lost, things get
• 3:35
  stolen. I can't take a cry for it.
• 3:37
  You're going to, you know, it's then, then so then, then you've
• 3:41
  been talking. You have a problem.
• 3:42
  It's going to be an issue of the buyer.
• 3:47
  The buyer has to take a cry though the look, the sorry,
• 3:51
  sorry, I made a mistake. Look F has to take, has to take
• 3:54
  a cry, has to take a cry sorry, made instead of backwards.
• 3:57
  So as long as look F takes a cry, it's OK.
• 3:59
  But the guy says, says, listen, you know, I'll, I'm going to you
• 4:03
  know, I'll be sure it gets to you.
• 4:04
  You know, whatever. I'll, I'll, I'm the guy, you
• 4:08
  know, whatever, you know that if he gets lost, then then you
• 4:12
  know, I'll, I'll pay. I'll, you know, I'll, I'll pay
• 4:14
  you back the money and stuff. Don't worry.
• 4:17
  You know if. Nothing.
• 4:22
  Is said if nothing is actually said then that could be you
• 4:28
  know, if nothing said or anything then her it's fine.
• 4:31
  But but if you know but if you know but if it's and what would
• 4:40
  what would be the case if it's auto will be automatic Shimira.
• 4:43
  OK, I have to think that so that could be well, you get it.
• 4:52
  Well, I'll tell you what I'll tell you.
• 4:54
  I'll tell you. Well, Hilko Shamira and Hilko
• 4:57
  Shamira is a bit of mahakis. Whether The thing is, if it's if
• 5:02
  it's let's say the guy just takes it, he's automatically a
• 5:05
  shower because this guy can't be shower on it.
• 5:07
  Little care can't be shower on it.
• 5:09
  He's automatically a shower all right, So he will be tired.
• 5:14
  In this case, he didn't say without say anything because he
• 5:18
  the owner can't be he can't be shower on the plane.
• 5:20
  So then he automatically takes certain amount of a crisis.
• 5:24
  Now if he takes a cry, if he takes, if he takes full of cries
• 5:28
  for it, you know that don't worry.
• 5:31
  If it gets lost, I'll, you know, I'll replace the money.
• 5:33
  Then it's going to be a problem. You know, that he'd have to, he
• 5:36
  would have to speak out because otherwise he's just a
• 5:38
  Shermachino. You'd have to, you know, raise
• 5:41
  his level and say, you know, so I'll take a crisis or Geneva.
• 5:48
  A crisis. Shermachino.
• 5:52
  It's unclear. It could be he, but passion is
• 5:54
  automatic, meaning if he's Pochea, he leaves a forgets it
• 5:57
  on the plane. OK, he got a that's Gia, so you
• 6:01
  gotta he's got to pay for that. But that's not what we're
• 6:03
  talking. We're talking to get extra
• 6:04
  prize, right. So he takes on a prize as a
• 6:10
  showman saw right. And it's paid for it.
• 6:14
  Well, so yeah, that's going to be OK.
• 6:16
  That's that's the fate, right. Then it turns into Alva, right.
• 6:21
  That's a halva, right? That's a halva.
• 6:24
  But if he right, if he does get paid the shafts is the fair if
• 6:27
  you do give him if he does get a certain pay for the Torah pay
• 6:30
  whatever, yeah, then he's just a Schumer Sakhar and has something
• 6:33
  to do with the halva. So then that's also going to be
• 6:37
  be OK. The other Hoshev also lost.
• 6:40
  So he said, however, other Hoshev he shouldn't do this.
• 6:46
  That's where it says because it's it's it's not it's not 100%
• 6:50
  lot. It's, it's still, it's still
• 6:54
  he's getting, he's getting something which is worth, you
• 6:58
  know, which he, he's getting something, which he's getting
• 7:02
  back something which is worth worth more or worth, you know,
• 7:06
  it's, you know, you know, the seller there is, is getting
• 7:13
  here's Dalatzai and there he's getting Shakesai back.
• 7:17
  So that's ribbon. So the case with the computer
• 7:19
  might not be exactly the same because he wants to get, he's
• 7:22
  not getting anything back. But if he gets but it, But if
• 7:26
  it, if the case, I said with the computer, Kubi is not 100% right
• 7:29
  because he's just getting the same computer.
• 7:32
  But if he's giving him money, giving him money and say,
• 7:34
  listen, over here, I can only get this chip, whatever, an I3,
• 7:38
  But with the money I give you, an American can get an I5.
• 7:41
  You know that's always true. This.
• 7:42
  Is true about also supposed to get 4?
• 7:47
  4 saws. So here would be a saw and there
• 7:49
  would be A3. Quarters of the saw and so, so
• 7:56
  the privacy you'd spend less money.
• 7:57
  That's always true. Right now the question over here
• 8:01
  is is it it's a it's a so he's getting back his license getting
• 8:04
  here. In the case of the heat he's
• 8:05
  getting back more. If it's the same computer, then
• 8:08
  he's not getting back anymore. It's just Yoker result.
• 8:12
  He's mom is getting two extra sign there.
• 8:14
  He's just getting the same computer.
• 8:16
  It could be it's a different right, but that's could be but
• 8:21
  that could be that could be just a discount, which is not ribbous
• 8:24
  necessarily, but if he gets back a better computer than that
• 8:28
  could be. I told you I can't.
• 8:31
  I thought yeah, that's a right. Like I said, I was just right.
• 8:39
  I just, I'm just right. I'm just working through the
• 8:41
  shot, working through the shine a little bit.
• 8:43
  I'm not sure. I'm not saying it's awful
• 8:46
  device. I'm just trying to make it into
• 8:48
  practical terms. Could be there's other things
• 8:50
  that you can, it would be more dumb and not to a computer, but
• 8:53
  you can buy here, here. You can only buy it with this
• 8:56
  amount of money. You can buy, you know, two boxes
• 8:59
  of cereal and the guy is going there.
• 9:01
  You can buy four boxes of cereal.
• 9:03
  He brings it back. That'll be more Dome to this
• 9:06
  case, but with the computer that has to be thought through the
• 9:11
  other kosher also lost. So he said unless he gives them
• 9:13
  money, if he gives them a bit of money, then it's hard tear cut
• 9:17
  and it's all fine. If you give a little bit of
• 9:19
  money for the tear cut, it's fine.
• 9:21
  You know, mini scar also the whole other and and merchandise
• 9:26
  is also Fisher, a mini scarman, so you can pay us if you're
• 9:30
  talking about different times the merchandise.
• 9:34
  So here here already, we're changing here already.
• 9:36
  We're going to here, we're going to have a we're going to have a
• 9:44
  problem because the thing with with Payre, since it's so
• 9:48
  Matsui, right, It's much it's he said the the the way the the
• 10:01
  explains it is that yeah, it's it's it's he says it's better
• 10:14
  because by Skyra, it's he's it's much more of a sale.
• 10:19
  He's getting. It's not so it's not.
• 10:21
  So he's buying it right now. We're not talking about Halval
• 10:23
  because payers are more Kita is more Matsui when you're you
• 10:27
  know, it used to be more Matsui And so therefore it's it's not
• 10:30
  necessarily a sale. You could do Halva's Al Kita,
• 10:33
  but something which is not as common.
• 10:36
  So then that's going to be a he doesn't want to it's a Matira
• 10:40
  straight Matira, the 8th material papyrus Afil akhaya
• 10:45
  Sederkala tagar. Some people are matter, even if
• 10:48
  they're Akhaya Sederkala tagar. I'm a viab.
• 10:50
  They say it's just he's just he's just becoming a shower and
• 10:53
  there's nothing else. And that's and that's fine.
• 10:56
  But Avachi tells Kartik Obama as long as he gives him money for
• 11:01
  his Kartik Haramala and then he's like he's he's a shower on
• 11:05
  it and then that's going to be fine.
• 11:08
  You're Zion. I'm all of Peres.
• 11:10
  Someone brings Peres if I'm not sure, Yeah, even with
• 11:37
  the even with the with the yeah, but he said question is question
• 11:50
  is if the tagra takes a cry, it's going to according to the
• 11:52
  macabre, then it's a problem. Question is it giving him scars?
• 11:58
  Is that going to be matter or not?
• 12:02
  According to the macabre himself, the shark says the
• 12:08
  yeah, yeah, yeah, yeah, yeah, yeah.
• 12:10
  It's just he's just adding on. The shark wants to be serious.
• 12:14
  If it says that if he that that's the that that it's OK.
• 12:21
  You die in other players. Son of who brings pairs from the
• 12:26
  from the cheap place to, you know, more expensive place.
• 12:30
  And his friend says he'll give it to me, Perez Takhte and
• 12:35
  listen, give it to me now. And when we get there, I'll give
• 12:39
  you, I'll give you the Perez Tarte and this von Ploni.
• 12:42
  And therefore it turns into Alva Emyeshlow Champeres Moterim love
• 12:46
  also because that if it's the issue, then it's all Basa and
• 12:49
  that's OK. Even though it's, you know, even
• 12:52
  if it's over there, but that's OK.
• 12:53
  We love Asur. Then it doesn't then then it's
• 12:56
  Anna Makira and then it's going to be Alva.
• 12:58
  And then it's going to be also intest the Havoli's dinners of a
• 13:03
  shove A hof dinarim. Someone wants to lend a dinners
• 13:06
  of which is worth hofdinarim Al akhraeus spina ho lekhes
• 13:12
  behavior Liam that on on the Aquarius that there's a you
• 13:17
  know, there's a boat going on a journey.
• 13:20
  If she eaten Nova Shuva Hofdau Dinarim author someone lands a
• 13:25
  guy a dinner, a dinner of which is worth Hofdinarim and the
• 13:30
  guy's going on. He's you know, he's going on the
• 13:33
  on the trip, going on a journey, you know, going Avery Leon.
• 13:36
  When he says we come when he comes back, he'll give him Hof
• 13:43
  daled, you know him. So that that's going to be
• 13:47
  that's going to be ulcer, even if the mother, even if the
• 13:52
  mother in that case is going to be Metabola cryos.
• 13:54
  But why is it? What's it different than Tesai?
• 13:57
  If the Bible is Macabola cryos, it's fine finish is over here.
• 14:01
  That's money and that doesn't work my money.
• 14:03
  Taking a Christ doesn't work my money.
• 14:05
  That's already that's already Mexican ribias or worse, giving
• 14:08
  money to get back money. There's no I was with Kabul
• 14:11
  Christ, not it doesn't make a difference.
• 14:13
  That's going to be awesome. Her Gabi Ishmatirian.
• 14:22
  What's the lotion itself, Thomas appear Shamala Bacabo love riots
• 14:28
  and moles. He's saying I'm taking a Prius
• 14:33
  for the whole journey. It's a lotion is a little bit
• 14:43
  cut, but whatever you give a person London, you buy in the in
• 14:49
  the Yurid, the Shiite in the mall with the shoe of the base.
• 14:52
  So you give on Dinari when you'll give to the mall that you
• 14:56
  give on Dinari when he gets back.
• 14:59
  Livanchi Kabala Malva has Skyra, the Lieutenant of the baseline.
• 15:05
  As long as the Malva will take the Skyrim, not the money, and
• 15:10
  bring it to his house, the Akrayas Adere Kalamala and the
• 15:13
  Akrayas Adereks. On the Malva, the commisiation
• 15:16
  of Kaylek forever has fire, because in that case it becomes
• 15:20
  a shotist. Oh my Kabul of Akrayas that
• 15:24
  since it's the Kabul of riots. So then he becomes a shot of
• 15:28
  now, if he just takes the money, we said before that's a problem.
• 15:31
  But if he also takes he also takes he takes Skyra then and he
• 15:39
  takes it to his house, then then then he becomes a he's a shut
• 15:42
  off in the Skyra. And the way you look at it is
• 15:46
  that it's he's a shut off. He's a shut off in the Skyra and
• 15:50
  therefore that's what's Matt here in this case, even if he
• 15:54
  gets money back. But if he but if he's able to
• 15:58
  like you know, but like by Iska, for instance, like an Iska that
• 16:01
  he takes it into his house. He's been topple with it.
• 16:03
  So then so then so then there's no rivets by Schutzer.
• 16:12
  He's getting back dinner in. So where's the star?
• 16:18
  No, if he takes the star into his house, it's a Kenyan on the
• 16:20
  Skyro. So.
• 16:21
  So the deal is that. When it comes back when you
• 16:24
  read, then it gets sold and then he gets his. 13 right, he'll get
• 16:27
  that he'll get 13 but he's he got right he goes to right he
• 16:34
  goes to the guy goes to brings it back he takes possession Kilo
• 16:37
  Kenya makes a king in on the sky.
• 16:40
  Then he gets the money. So then it's like a show.
• 16:42
  He's like a short of in the in the thing in the what's it
• 16:45
  called? So that's not this is not a it's
• 16:54
  not a straight. It's it's goes a bit different.
• 16:57
  This is just this is a type of a skill, but it's it's a type.
• 17:02
  Yeah. Anyway, became the ugly me Rashi
• 17:05
  the Hoku. It was a minute like Rashi the
• 17:07
  Hoku. Yeah, Missus is that it's a bit
• 17:09
  it's a bit Schwair. It's a little bit it's a bit of
• 17:11
  a Schwair Hatter because it's a bit of a kid.
• 17:14
  She's getting money back. Was just going to take some
• 17:16
  story into his house, but that was a minute in the time of
• 17:19
  Rashi and they were making well again, people they were making
• 17:22
  all these things because people had to live right and and the
• 17:26
  going in Europe did not give people a very easy way to live.
• 17:29
  It's so they had to so they found that the police can found
• 17:33
  ways to go ahead and to and and to, you know, ribbons to ribbon
• 17:37
  and Al Capone and to change to make it Hilo to change the
• 17:40
  Mevsic Caribbeans to play around with it in order to make it to
• 17:44
  make it to make it Motzer. Yeah, but we said before he's
• 17:50
  getting money back. The Pablo is getting money back.
• 17:52
  He's not getting the scar. The scar is the other guys he's
• 17:56
  just taking into his house. Hilo Hilo is a shot test is to
• 18:02
  take off the next day. Caribbean.
• 18:04
  It's a little bit of a you know, but that was a minute.
• 18:08
  Are you a test loss loss Litrin the mishi FTR cough sheshevsena
• 18:17
  motor to give cough litterine. You know it's someone who's
• 18:24
  going to be FTR who got back cough is OK cough sheshevsena is
• 18:31
  motor because then it's not a it's not a HOVA.
• 18:33
  It's a matter I'm I'm buying cough for cough.
• 18:37
  It's a matter. No, he's it's to say that he has
• 18:44
  a huffly tune of oil, right. So I'm giving you a huffly tune
• 18:48
  of oil right now. And when he when he gets and I
• 18:51
  have a boat coming in, right, I have a shipment coming in.
• 18:54
  When I get the shipment, I'll give you clothes.
• 18:57
  All right, Say that's just he's he's he's he's buying clothes
• 19:00
  for cough. It's not it's not at all.
• 19:06
  It's not that that that that would be that would be OK.
• 19:20
  The point in the ground, the ground points out that the
• 19:22
  reason someone would do that is because, you know, he has it on
• 19:25
  a boat somewhere and the boat was still high risk.
• 19:28
  So therefore that's why that's why he would do it, not because
• 19:30
  of a whole vote. OK, go find Dalid Maharasada
• 19:37
  look available armor lobe to shoot the most toxic toxicity
• 19:41
  cargo. I said listen, when I when I get
• 19:44
  money, I go on. We pointed the cargo low, Conor.
• 19:49
  Then the guy's not coiner actually coiner the soda, the
• 19:53
  whole papyrus ribbus. And if he takes pairs, the
• 19:58
  question is this, you know, question of kosher mishpa.
• 20:00
  How is it? Can you work?
• 20:01
  Does it can you work? That's kosher mishpa question.
• 20:04
  We say, OK, it's not he's not going it.
• 20:07
  And since he's not going, it turns into halva and any pears
• 20:10
  he eats is ribis sutsa who will see, you know, somebody on it.
• 20:14
  Now we said about the Arikoma. I mentioned this before, but
• 20:17
  it's a similar type of case, right?
• 20:19
  The guy like says, OK, I want to I get money I'm going to put in
• 20:22
  the house. So glor calls are ribis.
• 20:24
  And then we're an air crane calls that calls a ribis of the
• 20:27
  Torah hitira. So the The thing is that that if
• 20:31
  he takes payers so that that's going to be you know, that's
• 20:34
  going to be ribis suta. So the.
• 20:38
  Deal is whenever I want I can buy that.
• 20:41
  Right, right. So so the but the Shah says this
• 20:46
  will going to the Mojave, but going to the Manda Omar
• 20:48
  Mushkanta that it's it's only, you know, that's a Mushkantas on
• 20:56
  the kiosa. It's a vacrivis.
• 20:59
  Then it's then it's not it's not it's only a vacrivis.
• 21:03
  And this is totally on the all the the thing about Mushkanta.
• 21:07
  I'll go have a few little his Nikak Elisha mini came the year
• 21:10
  she called me chicane and circle Hazuki Sheila maker most that
• 21:13
  was a mini that anyone sold the house.
• 21:15
  When the maker has the money, he buys it back and the same didn't
• 21:20
  call my car. That didn't mean haggle.
• 21:21
  My car even doesn't speak it out.
• 21:23
  But also the little care classical payers.
• 21:25
  It's also for him to go ahead and to eat and to take the
• 21:28
  pears. Now the armelo a little calf, we
• 21:32
  die to you. But if the calf, you know, if
• 21:35
  the calf says hey, you know, absolutely feel really bad when
• 21:40
  you get listen, bud, when you get money, yeah, I'll I'll sell
• 21:44
  it back to you. Anal tonight.
• 21:46
  That's not a real tonight Mecca right since since the maikar
• 21:52
  didn't make it so therefore we can't you can't make it right.
• 21:58
  Therefore the mecha is kind right now.
• 22:02
  If you can, you can take you can eat the Paris.
• 22:06
  If when the cat says if he says, yeah, great idea.
• 22:17
  Or is it time then then then it is it's time of a culture solo
• 22:21
  care. OK anytime.
• 22:24
  OK, even when the in the in the middle of the matter and he's
• 22:29
  quiet, he's just, he's just making the guy feel good.
• 22:37
  I feel bad. Listen.
• 22:38
  But when you listen, when you get the money, let me call, call
• 22:41
  me and we'll see. Yeah, whatever.
• 22:43
  It's not. He's not really.
• 22:45
  It's not real. It's not.
• 22:46
  He's just making him feel good. He should have spoken.
• 22:53
  Even Generally we say it's whatever, but in this case, we
• 22:57
  don't say it. And it's just nice.
• 22:59
  He's saying some nice things. Makalo karka me Ashav.
• 23:04
  He sells a karka for now, but Hintin Llamas is pay me later.
• 23:13
  He can still eat the payers. The maker also the so if the if
• 23:23
  he goes into the field. So even if he gets paid later
• 23:26
  on, he can take the Paris right now, but the if the maker's
• 23:29
  still managing the field and he can't, he can't take payers
• 23:33
  because then it turns into a loan and he's and he's taking,
• 23:37
  he's taking and he's taking Ribbus and the whole thing here.
• 23:40
  Also, if he if this time I saw the bias, things get a lot more
• 23:43
  complicated because the bias is, is Mamela payers living in the
• 23:48
  house. You're not paying spirits as
• 23:50
  automatic payers. So there's there's a lot of
• 23:53
  issues if buying a, you know, buying a house, if a person buys
• 23:57
  a dera, buys a house and pays, you know, pays the kablam later.
• 24:02
  There's a lot of a lot of issues with Ribbit, with Ribbis
• 24:05
  involved because he pays them later and he's living in the
• 24:07
  house, he's taking payers. How does he do that?
• 24:10
  You know, the question is when's the Mecca call?
• 24:13
  But he said so he said it's a little careful there.
• 24:16
  I thought it's OK, but if the cablons matter, whatever.
• 24:18
  There's a lot of discussions in the police scheme about, about
• 24:21
  how to, about the, about how to do it.
• 24:23
  So whatever, we'll stop here in this case.