Latest / Mortgage Research Network Podcast
Behind the Scenes: How Veterans United Manages Mortgage Risk
Ever wonder why mortgage rates change daily, even when the Fed hasn't moved? In this episode, host Paul Centopani goes behind the scenes at Veterans United with Capital Markets Analyst Afifa Saburi to pull back the curtain on how mortgage rates are actually determined.Saburi explains the critical role of the secondary mortgage market and how mortgage-backed securities impact the rate you see on your loan estimate. We dive deep into the "risk management" side of lending, from the moment a rate is locked to when the loan is sold, and why geopolitical events like oil price concerns and inflation…
The skinny
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