Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How AI Is Rewiring Merchant Underwriting
Most lenders still rely on static annual tax returns to assess small business creditworthiness, creating a lag that can cost companies millions in missed opportunities. In this episode of Fintech Conversations with Fexingo, we explore how real-time cash flow analysis is changing the game for merchants and service providers. Lucas and Luna break down the mechanics of alternative data underwriting, examining how transaction-level insights allow lenders to make faster, more accurate decisions than traditional bank statements ever could. We look at the specific risks of over-reliance on…
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