Biggest Mortgage Myths: What Banks Are Actually Checking In 2026 (It's Changed)
What if the home buying rules you think are holding you back don't actually exist anymore?
Between outdated advice, myths about needing massive deposits, and the fear of trying to buy on a single income, it is easy to assume you are locked out of the property market before you even start.
The truth is that many old lending rules have expired, and with the right strategy, getting into your first home might be much closer than you thought.
Claire Williamson is the Director of My Mortgage and 2025 Regional Mortgage Adviser of the Year. She specialises in helping people who thought they were…
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