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How Can I Build Momentum with My Money When I Have Zero Energy? · Becoming Financially Confident

• 0:37
  What
• 0:37
  do
• 0:37
  you
• 0:38
  do
• 0:38
  when
• 0:38
  you
• 0:38
  know
• 0:38
  something
• 0:39
  needs
• 0:39
  to
• 0:39
  change,
• 0:41
  but
• 0:41
  you
• 0:41
  just
• 0:42
  don't
• 0:42
  have
• 0:42
  the
• 0:42
  energy
• 0:43
  to
• 0:43
  deal
• 0:43
  with
• 0:43
  it
• 0:45
  when
• 0:45
  even
• 0:45
  thinking
• 0:46
  about
• 0:46
  your
• 0:46
  money
• 0:46
  feels
• 0:47
  heavy?
• 0:48
  Friend,
• 0:49
  Maybe
• 0:49
  today
• 0:49
  you
• 0:49
  don't
• 0:50
  need
• 0:50
  a
• 0:50
  full
• 0:50
  reset.
• 0:51
  Maybe
• 0:52
  you
• 0:52
  just
• 0:52
  need
• 0:52
  a
• 0:52
  restart.
• 0:54
  And
• 0:54
  today
• 0:54
  we're
• 0:54
  going
• 0:55
  to
• 0:55
  take
• 0:55
  one
• 0:55
  small
• 0:55
  step
• 0:56
  together
• 0:56
  to
• 0:56
  help
• 0:57
  you
• 0:57
  get
• 0:57
  restarted
• 0:58
  again
• 0:58
  on
• 0:58
  your
• 0:58
  financial
• 0:59
  journey.
• 1:20
  Hey,
• 1:20
  friend.
• 1:21
  Ralph
• 1:21
  Estep
• 1:22
  Jr.
• 1:22
  Here.
• 1:22
  This
• 1:23
  is
• 1:23
  Financially
• 1:24
  Confident
• 1:24
  Christian,
• 1:25
  where
• 1:25
  we
• 1:25
  break
• 1:26
  that
• 1:26
  cycle
• 1:26
  of
• 1:27
  financial
• 1:27
  shame
• 1:27
  with
• 1:28
  confidence,
• 1:29
  with
• 1:29
  clarity,
• 1:30
  and
• 1:30
  with
• 1:30
  God's
• 1:31
  grace.
• 1:32
  And
• 1:32
  today
• 1:32
  we're
• 1:32
  talking
• 1:33
  about
• 1:33
  how
• 1:33
  to
• 1:33
  build
• 1:34
  momentum
• 1:34
  with
• 1:34
  your
• 1:35
  money
• 1:35
  when
• 1:35
  you
• 1:35
  feel
• 1:36
  tired,
• 1:37
  when
• 1:37
  you
• 1:37
  feel
• 1:37
  behind,
• 1:38
  or
• 1:39
  you
• 1:39
  feel
• 1:39
  overwhelmed.
• 1:41
  I
• 1:41
  tell
• 1:41
  you
• 1:41
  what,
• 1:41
  there
• 1:41
  are
• 1:42
  days
• 1:42
  when
• 1:42
  I
• 1:42
  can
• 1:42
  check
• 1:42
  all
• 1:43
  those
• 1:43
  boxes.
• 1:43
  How
• 1:44
  about
• 1:44
  you?
• 1:44
  Well,
• 1:45
  let's
• 1:45
  get
• 1:45
  right
• 1:45
  to
• 1:45
  our
• 1:45
  listener
• 1:46
  question
• 1:46
  today.
• 1:47
  Listener
• 1:48
  writes
• 1:48
  this
• 1:48
  Ralph
• 1:49
  I
• 1:49
  feel
• 1:50
  behind,
• 1:51
  and
• 1:51
  it's
• 1:51
  starting
• 1:52
  to
• 1:52
  wear
• 1:52
  on
• 1:52
  me.
• 1:53
  I
• 1:53
  just
• 1:54
  don't
• 1:54
  have
• 1:54
  the
• 1:54
  energy
• 1:54
  for
• 1:55
  a
• 1:55
  full
• 1:55
  reset
• 1:56
  right
• 1:56
  now.
• 1:56
  I
• 1:57
  just
• 1:57
  need
• 1:58
  a
• 1:58
  win,
• 1:59
  something
• 1:59
  small
• 2:00
  that
• 2:00
  reminds
• 2:00
  me
• 2:00
  I'm
• 2:01
  not
• 2:01
  stuck.
• 2:02
  I
• 2:02
  want
• 2:03
  to
• 2:03
  feel
• 2:03
  a
• 2:03
  little
• 2:03
  steadier,
• 2:04
  even
• 2:04
  just
• 2:05
  for
• 2:05
  today.
• 2:06
  What
• 2:06
  is
• 2:07
  one
• 2:07
  simple
• 2:07
  step
• 2:08
  I
• 2:08
  can
• 2:08
  take
• 2:08
  in
• 2:08
  the
• 2:09
  next
• 2:09
  24
• 2:10
  hours
• 2:10
  that
• 2:10
  would
• 2:11
  actually
• 2:11
  move
• 2:11
  things
• 2:12
  forward?
• 2:13
  Wow.
• 2:14
  I
• 2:14
  love
• 2:14
  this
• 2:14
  question,
• 2:15
  and
• 2:16
  I'm
• 2:16
  glad
• 2:16
  you
• 2:16
  asked
• 2:16
  it,
• 2:17
  because
• 2:18
  so
• 2:18
  many
• 2:18
  of
• 2:18
  us
• 2:19
  find
• 2:19
  ourselves
• 2:19
  low
• 2:20
  on
• 2:20
  energy.
• 2:21
  And
• 2:21
  when
• 2:21
  you're
• 2:22
  low
• 2:22
  on
• 2:22
  energy,
• 2:22
  the
• 2:23
  last
• 2:23
  thing
• 2:23
  you
• 2:24
  need
• 2:24
  is
• 2:24
  more
• 2:24
  pressure
• 2:25
  in
• 2:25
  your
• 2:25
  life.
• 2:26
  This
• 2:26
  is
• 2:27
  not
• 2:27
  a
• 2:27
  time
• 2:27
  for
• 2:27
  some
• 2:28
  giant
• 2:28
  plan.
• 2:29
  You
• 2:30
  just
• 2:30
  need
• 2:30
  a
• 2:31
  next
• 2:31
  step
• 2:31
  that
• 2:32
  feels
• 2:32
  doable.
• 2:33
  So
• 2:33
  here's
• 2:34
  today's
• 2:34
  big
• 2:34
  idea,
• 2:35
  and
• 2:35
  you've
• 2:35
  already
• 2:36
  said
• 2:36
  it
• 2:36
  in
• 2:36
  your
• 2:36
  question.
• 2:37
  You
• 2:37
  don't
• 2:38
  need
• 2:38
  a
• 2:38
  reset.
• 2:39
  You
• 2:39
  just
• 2:40
  need
• 2:40
  a
• 2:40
  restart.
• 2:42
  And
• 2:42
  here's
• 2:42
  the
• 2:42
  best
• 2:43
  part
• 2:43
  of
• 2:43
  that.
• 2:44
  When
• 2:44
  momentum
• 2:45
  begins
• 2:46
  with
• 2:46
  small,
• 2:47
  faithful
• 2:48
  actions.
• 2:50
  So
• 2:50
  let's
• 2:50
  get
• 2:50
  practical.
• 2:51
  First
• 2:51
  thing
• 2:52
  you
• 2:52
  got
• 2:52
  to
• 2:52
  do,
• 2:52
  stop
• 2:53
  aiming
• 2:54
  for
• 2:54
  everything.
• 2:55
  So
• 2:56
  easy
• 2:56
  to
• 2:56
  find
• 2:56
  ourselves.
• 2:57
  Aiming
• 2:57
  for
• 2:58
  everything.
• 2:59
  When
• 3:00
  you
• 3:00
  feel
• 3:00
  behind,
• 3:00
  it's
• 3:01
  easy
• 3:01
  to
• 3:01
  think,
• 3:02
  I
• 3:02
  need
• 3:02
  to
• 3:02
  fix
• 3:03
  all
• 3:03
  this.
• 3:04
  There's
• 3:05
  so
• 3:05
  many
• 3:05
  things
• 3:05
  I
• 3:05
  got
• 3:06
  to
• 3:06
  do.
• 3:07
  To
• 3:07
  me,
• 3:07
  that's
• 3:07
  just
• 3:08
  overwhelming.
• 3:08
  And
• 3:09
  usually
• 3:09
  what
• 3:09
  it
• 3:09
  does,
• 3:10
  it
• 3:10
  doesn't
• 3:10
  help
• 3:10
  you
• 3:10
  at
• 3:11
  all.
• 3:11
  It
• 3:11
  just
• 3:11
  makes
• 3:11
  you
• 3:12
  freeze.
• 3:13
  I
• 3:14
  know
• 3:14
  there
• 3:14
  are
• 3:14
  days
• 3:14
  when
• 3:14
  I
• 3:15
  come
• 3:15
  into
• 3:15
  my
• 3:15
  office
• 3:15
  here
• 3:16
  and
• 3:16
  I'm
• 3:16
  thinking
• 3:17
  about
• 3:17
  all
• 3:17
  the
• 3:17
  things
• 3:18
  I
• 3:18
  got
• 3:18
  to
• 3:18
  accomplish
• 3:19
  today.
• 3:19
  And
• 3:20
  I
• 3:20
  can't
• 3:20
  accomplish
• 3:20
  anything
• 3:21
  because
• 3:21
  I'm
• 3:22
  looking
• 3:22
  at
• 3:22
  this
• 3:22
  mountain
• 3:22
  and
• 3:23
  going,
• 3:23
  man,
• 3:23
  this
• 3:23
  list
• 3:24
  is
• 3:24
  forever.
• 3:25
  So
• 3:26
  let's
• 3:26
  lower
• 3:26
  the
• 3:26
  pressure
• 3:27
  on
• 3:27
  purpose.
• 3:28
  Your
• 3:28
  goal
• 3:29
  today
• 3:29
  is
• 3:29
  to
• 3:30
  not
• 3:30
  fix
• 3:31
  everything.
• 3:32
  Your
• 3:32
  goal
• 3:32
  is
• 3:33
  to
• 3:33
  move
• 3:33
  just
• 3:33
  a
• 3:34
  little
• 3:34
  bit.
• 3:35
  So
• 3:35
  instead
• 3:35
  of
• 3:35
  asking,
• 3:36
  how
• 3:36
  do
• 3:36
  I
• 3:37
  get
• 3:37
  completely
• 3:37
  back
• 3:38
  on
• 3:38
  track?
• 3:38
  Because
• 3:38
  maybe
• 3:39
  that's
• 3:39
  the
• 3:39
  problem,
• 3:40
  maybe
• 3:40
  you're
• 3:41
  so
• 3:41
  far
• 3:41
  off
• 3:41
  track
• 3:42
  that
• 3:42
  even
• 3:42
  the
• 3:42
  thought
• 3:43
  of
• 3:43
  getting
• 3:43
  back
• 3:43
  on
• 3:44
  track
• 3:44
  isn't
• 3:45
  really
• 3:45
  practical.
• 3:46
  Today,
• 3:47
  ask
• 3:47
  yourself,
• 3:48
  what
• 3:48
  is
• 3:48
  one
• 3:49
  step
• 3:49
  I
• 3:49
  can
• 3:49
  actually
• 3:50
  finish
• 3:51
  today?
• 3:52
  Your
• 3:52
  question
• 3:52
  asked
• 3:52
  that.
• 3:53
  You
• 3:53
  said,
• 3:53
  ralph,
• 3:53
  I
• 3:53
  want
• 3:54
  something
• 3:54
  I
• 3:54
  can
• 3:54
  do
• 3:55
  in
• 3:55
  the
• 3:55
  next
• 3:55
  24
• 3:56
  hours.
• 3:57
  And
• 3:57
  that's
• 3:57
  why
• 3:57
  this
• 3:58
  question
• 3:58
  matters.
• 3:59
  Because
• 3:59
  a
• 4:00
  small
• 4:00
  step
• 4:00
  that
• 4:00
  you
• 4:00
  can
• 4:01
  finish
• 4:01
  is
• 4:02
  always
• 4:02
  more
• 4:02
  powerful
• 4:03
  than
• 4:03
  a
• 4:04
  big
• 4:04
  plan
• 4:04
  you
• 4:04
  avoid.
• 4:06
  A
• 4:06
  lot
• 4:06
  of
• 4:06
  times,
• 4:06
  clients
• 4:07
  will
• 4:07
  come
• 4:07
  in
• 4:07
  to
• 4:07
  me,
• 4:07
  they'll
• 4:08
  ask
• 4:08
  me
• 4:08
  for
• 4:08
  my
• 4:08
  financial
• 4:09
  assistance.
• 4:10
  They'll
• 4:10
  say,
• 4:10
  hey,
• 4:10
  Ralph,
• 4:11
  what
• 4:11
  do
• 4:11
  I
• 4:11
  do?
• 4:12
  Well,
• 4:12
  give
• 4:12
  me
• 4:12
  it
• 4:12
  all,
• 4:12
  Ralph.
• 4:13
  Give
• 4:13
  me
• 4:13
  all
• 4:13
  those
• 4:13
  things.
• 4:13
  And
• 4:14
  I'll
• 4:14
  say
• 4:14
  to
• 4:14
  them,
• 4:14
  I
• 4:14
  said,
• 4:14
  wait
• 4:15
  a
• 4:15
  second,
• 4:15
  I
• 4:15
  can
• 4:15
  give
• 4:15
  you
• 4:15
  all
• 4:15
  those
• 4:16
  things,
• 4:17
  but
• 4:17
  take
• 4:17
  one
• 4:18
  step
• 4:18
  at
• 4:18
  a
• 4:18
  time.
• 4:19
  Because
• 4:19
  I
• 4:20
  know
• 4:20
  from
• 4:20
  experience
• 4:21
  when
• 4:21
  you
• 4:21
  try
• 4:21
  to
• 4:21
  do
• 4:22
  10
• 4:22
  things
• 4:22
  at
• 4:22
  once,
• 4:23
  most
• 4:24
  of
• 4:24
  the
• 4:24
  time
• 4:24
  nothing
• 4:25
  gets
• 4:25
  done.
• 4:26
  So
• 4:27
  right
• 4:27
  now,
• 4:27
  I
• 4:27
  want
• 4:27
  you
• 4:27
  to
• 4:28
  choose
• 4:28
  one
• 4:28
  5
• 4:29
  minute
• 4:29
  money
• 4:29
  win
• 4:30
  for
• 4:30
  today.
• 4:30
  I
• 4:30
  want
• 4:30
  to
• 4:30
  make
• 4:31
  this
• 4:31
  super
• 4:31
  simple.
• 4:32
  Just
• 4:33
  pick
• 4:33
  one
• 4:33
  action.
• 4:34
  It
• 4:34
  takes
• 4:34
  five
• 4:35
  minutes
• 4:35
  or
• 4:35
  less.
• 4:36
  I
• 4:36
  got
• 4:37
  some
• 4:37
  ideas
• 4:37
  for
• 4:37
  you.
• 4:38
  Check
• 4:39
  your
• 4:39
  bank
• 4:39
  balance.
• 4:40
  A
• 4:40
  lot
• 4:40
  of
• 4:40
  people,
• 4:40
  we
• 4:41
  talked
• 4:41
  about
• 4:41
  this
• 4:41
  on
• 4:41
  the
• 4:41
  show
• 4:41
  the
• 4:42
  other
• 4:42
  day.
• 4:42
  A
• 4:42
  lot
• 4:43
  of
• 4:43
  people
• 4:43
  walk
• 4:43
  through
• 4:43
  life
• 4:44
  just
• 4:44
  ignoring
• 4:45
  the
• 4:45
  numbers.
• 4:47
  So
• 4:47
  maybe
• 4:47
  your
• 4:47
  win
• 4:48
  today
• 4:48
  is
• 4:48
  you
• 4:48
  log
• 4:48
  in
• 4:49
  and
• 4:49
  you
• 4:49
  look
• 4:49
  at
• 4:49
  that
• 4:50
  bank
• 4:50
  balance.
• 4:51
  And
• 4:51
  maybe
• 4:51
  I'm
• 4:52
  scared
• 4:52
  to
• 4:52
  do
• 4:52
  that,
• 4:52
  Ralph.
• 4:53
  I'm
• 4:53
  not
• 4:53
  sure
• 4:53
  what
• 4:53
  I'm
• 4:53
  going
• 4:54
  to
• 4:54
  find,
• 4:55
  but
• 4:55
  that's
• 4:55
  a
• 4:56
  move.
• 4:56
  That's
• 4:56
  momentum.
• 4:57
  Maybe
• 4:58
  you
• 4:58
  feel
• 4:58
  like
• 4:58
  you've
• 4:59
  got
• 4:59
  all
• 4:59
  these
• 4:59
  bills
• 5:00
  stacking
• 5:00
  up.
• 5:02
  Friend,
• 5:02
  go
• 5:02
  pay
• 5:02
  one
• 5:03
  bill.
• 5:04
  Just
• 5:04
  go
• 5:04
  pay
• 5:05
  one
• 5:05
  bill
• 5:05
  to
• 5:05
  take
• 5:06
  off
• 5:06
  of
• 5:06
  that
• 5:06
  mountain.
• 5:07
  Pull
• 5:07
  one
• 5:07
  of
• 5:07
  those
• 5:08
  off
• 5:08
  there.
• 5:09
  Maybe
• 5:09
  you're
• 5:09
  like
• 5:10
  so
• 5:10
  many
• 5:10
  of
• 5:10
  us.
• 5:10
  You've
• 5:11
  got
• 5:11
  this
• 5:11
  bunch
• 5:12
  of
• 5:12
  subscriptions
• 5:12
  you're
• 5:13
  paying
• 5:13
  for.
• 5:13
  You're
• 5:13
  not
• 5:13
  even
• 5:14
  using
• 5:14
  them.
• 5:15
  Here's
• 5:16
  something
• 5:16
  you
• 5:16
  can
• 5:16
  do
• 5:16
  in
• 5:16
  the
• 5:16
  next
• 5:17
  five
• 5:17
  minutes.
• 5:17
  Go
• 5:18
  out
• 5:18
  and
• 5:18
  cancel
• 5:18
  one
• 5:19
  of
• 5:19
  those
• 5:19
  subscriptions.
• 5:20
  Log
• 5:20
  in
• 5:21
  to
• 5:21
  that
• 5:21
  and
• 5:21
  say,
• 5:21
  thank
• 5:21
  you,
• 5:21
  but
• 5:22
  no
• 5:22
  thank
• 5:22
  you,
• 5:22
  I'm
• 5:22
  done
• 5:23
  with
• 5:23
  you.
• 5:24
  Maybe
• 5:24
  write
• 5:25
  down
• 5:25
  one
• 5:25
  expense.
• 5:25
  Maybe
• 5:26
  you
• 5:26
  feel
• 5:26
  like
• 5:26
  you're
• 5:27
  eating
• 5:27
  out
• 5:27
  too
• 5:27
  much
• 5:28
  or
• 5:28
  you're
• 5:28
  spending
• 5:29
  too
• 5:29
  much
• 5:29
  on
• 5:29
  meals
• 5:29
  and
• 5:30
  entertainment
• 5:30
  or
• 5:31
  whatever
• 5:31
  that
• 5:31
  is
• 5:31
  for
• 5:31
  you.
• 5:32
  Just
• 5:33
  write
• 5:33
  down
• 5:33
  one
• 5:34
  expense.
• 5:35
  Go
• 5:35
  work
• 5:36
  on
• 5:36
  that
• 5:36
  one
• 5:36
  thing.
• 5:38
  Maybe
• 5:38
  you're
• 5:38
  not
• 5:38
  good
• 5:38
  at
• 5:39
  saving.
• 5:39
  Move
• 5:40
  a
• 5:40
  small
• 5:40
  amount
• 5:40
  into
• 5:40
  savings.
• 5:42
  Five
• 5:42
  bucks.
• 5:43
  Hey,
• 5:43
  it
• 5:43
  starts
• 5:43
  somewhere.
• 5:44
  Made
• 5:44
  two
• 5:44
  bucks.
• 5:45
  Whatever
• 5:45
  you
• 5:45
  can
• 5:45
  do.
• 5:46
  Move
• 5:46
  a
• 5:47
  small
• 5:47
  amount.
• 5:48
  Or
• 5:48
  maybe
• 5:49
  you're
• 5:49
  one
• 5:49
  of
• 5:49
  those
• 5:50
  people
• 5:50
  that
• 5:50
  procrastinates
• 5:51
  and
• 5:51
  you
• 5:51
  keep
• 5:51
  on
• 5:51
  getting
• 5:52
  hit
• 5:52
  with
• 5:52
  late
• 5:52
  charges
• 5:53
  because
• 5:54
  you're
• 5:54
  not
• 5:54
  reminding
• 5:55
  yourself,
• 5:55
  here's
• 5:55
  a
• 5:56
  great
• 5:56
  idea.
• 5:57
  Go
• 5:57
  put
• 5:57
  a
• 5:57
  reminder
• 5:58
  on
• 5:58
  your
• 5:58
  phone
• 5:58
  for
• 5:58
  that
• 5:59
  upcoming
• 5:59
  payment.
• 6:00
  Give
• 6:00
  yourself
• 6:00
  five
• 6:01
  or
• 6:01
  seven
• 6:01
  days
• 6:02
  ahead.
• 6:03
  You
• 6:03
  don't
• 6:03
  have
• 6:03
  to
• 6:03
  choose
• 6:04
  the
• 6:04
  most
• 6:04
  impressive
• 6:05
  step.
• 6:05
  Just
• 6:05
  choose
• 6:06
  the
• 6:06
  one
• 6:06
  that's
• 6:06
  most
• 6:06
  doable.
• 6:08
  You're
• 6:08
  not
• 6:08
  trying
• 6:08
  to
• 6:09
  prove
• 6:09
  something
• 6:09
  today.
• 6:10
  You're
• 6:10
  trying
• 6:11
  to
• 6:11
  restart
• 6:11
  that
• 6:12
  motion.
• 6:14
  But
• 6:14
  here's
• 6:15
  the
• 6:15
  thing.
• 6:15
  Finish
• 6:16
  before
• 6:16
  you
• 6:17
  evaluate
• 6:17
  what
• 6:17
  you've
• 6:18
  done.
• 6:18
  This
• 6:19
  part
• 6:19
  is
• 6:19
  important.
• 6:20
  Don't
• 6:21
  judge
• 6:21
  the
• 6:21
  step
• 6:21
  before
• 6:22
  you
• 6:22
  complete
• 6:22
  the
• 6:22
  step.
• 6:24
  A
• 6:24
  lot
• 6:24
  of
• 6:24
  times
• 6:25
  when
• 6:25
  you're
• 6:25
  feeling
• 6:26
  tired,
• 6:27
  those
• 6:27
  small
• 6:28
  actions
• 6:28
  can
• 6:28
  feel
• 6:29
  like
• 6:29
  too
• 6:29
  small
• 6:29
  to
• 6:30
  matter.
• 6:31
  But
• 6:31
  big
• 6:31
  deal,
• 6:31
  Ralph,
• 6:32
  I'm
• 6:32
  going
• 6:32
  to
• 6:32
  go
• 6:32
  check
• 6:32
  my
• 6:32
  balance.
• 6:33
  What
• 6:33
  do
• 6:33
  you
• 6:33
  say?
• 6:33
  What
• 6:33
  is
• 6:33
  that
• 6:34
  going
• 6:34
  to
• 6:34
  do?
• 6:34
  Oh,
• 6:34
  yeah,
• 6:34
  Ralph,
• 6:35
  I'm
• 6:35
  going
• 6:35
  to
• 6:35
  go
• 6:35
  pay
• 6:35
  one
• 6:36
  bill
• 6:36
  or
• 6:36
  I'm
• 6:37
  going
• 6:37
  to
• 6:37
  put
• 6:37
  $10
• 6:37
  in
• 6:38
  savings.
• 6:38
  Big
• 6:38
  deal.
• 6:40
  They
• 6:40
  don't
• 6:40
  even
• 6:41
  matter.
• 6:42
  But
• 6:42
  they
• 6:42
  do
• 6:43
  matter.
• 6:44
  They
• 6:44
  matter
• 6:44
  because
• 6:45
  completion
• 6:45
  builds
• 6:46
  confidence.
• 6:48
  That
• 6:48
  engine,
• 6:48
  that
• 6:49
  little
• 6:49
  engine
• 6:49
  that
• 6:49
  could
• 6:50
  just
• 6:50
  started
• 6:50
  with
• 6:51
  one
• 6:51
  little
• 6:51
  move
• 6:52
  forward,
• 6:53
  you
• 6:53
  can
• 6:53
  do
• 6:53
  the
• 6:53
  same
• 6:54
  thing.
• 6:54
  And
• 6:54
  when
• 6:54
  you
• 6:54
  complete
• 6:55
  that
• 6:55
  thing,
• 6:56
  that
• 6:56
  confidence
• 6:57
  is
• 6:57
  built
• 6:57
  and
• 6:58
  that
• 6:58
  momentum
• 6:58
  gets
• 6:59
  rolling.
• 7:00
  And
• 7:00
  even
• 7:00
  one
• 7:01
  finished
• 7:01
  action
• 7:01
  tells
• 7:02
  your
• 7:02
  brain
• 7:02
  something,
• 7:03
  does
• 7:04
  that.
• 7:04
  There's
• 7:04
  magic
• 7:05
  to
• 7:05
  this.
• 7:05
  It
• 7:06
  tells
• 7:06
  your
• 7:06
  brain,
• 7:06
  I
• 7:06
  can
• 7:07
  do
• 7:07
  this.
• 7:08
  It
• 7:08
  tells
• 7:08
  your
• 7:09
  brain,
• 7:09
  I'm
• 7:09
  not
• 7:09
  stuck.
• 7:11
  And
• 7:11
  that's
• 7:11
  not
• 7:11
  nothing.
• 7:13
  That's
• 7:13
  how
• 7:13
  momentum
• 7:14
  starts.
• 7:16
  Here's
• 7:16
  another
• 7:16
  thing
• 7:16
  I'm
• 7:16
  going
• 7:16
  to
• 7:17
  encourage
• 7:17
  you
• 7:17
  to
• 7:17
  do.
• 7:18
  Repeat
• 7:18
  what's
• 7:19
  working.
• 7:19
  You
• 7:19
  don't
• 7:20
  have
• 7:20
  to
• 7:20
  overhaul
• 7:21
  the
• 7:21
  whole
• 7:21
  system
• 7:22
  after
• 7:23
  you
• 7:23
  complete
• 7:23
  one
• 7:23
  step.
• 7:24
  You
• 7:24
  don't
• 7:25
  need
• 7:25
  to
• 7:25
  do
• 7:25
  10
• 7:25
  more
• 7:27
  tomorrow.
• 7:27
  Pick
• 7:27
  another
• 7:27
  one.
• 7:29
  Just
• 7:29
  pick
• 7:30
  one
• 7:30
  every
• 7:30
  day.
• 7:30
  Listen,
• 7:31
  if
• 7:31
  you
• 7:31
  pick
• 7:31
  one
• 7:32
  every
• 7:32
  day
• 7:32
  for
• 7:32
  the
• 7:32
  next
• 7:33
  seven
• 7:33
  days,
• 7:33
  what
• 7:33
  have
• 7:33
  you
• 7:33
  done?
• 7:34
  You've
• 7:34
  done
• 7:34
  seven
• 7:35
  points
• 7:35
  of
• 7:35
  action.
• 7:36
  I
• 7:36
  guarantee
• 7:37
  those
• 7:37
  seven
• 7:38
  things
• 7:38
  will
• 7:38
  be
• 7:38
  impactful.
• 7:40
  Just
• 7:41
  one
• 7:41
  small
• 7:41
  action
• 7:42
  today,
• 7:43
  maybe
• 7:43
  another
• 7:43
  small
• 7:44
  action
• 7:44
  tomorrow,
• 7:45
  another
• 7:45
  small
• 7:46
  action
• 7:46
  the
• 7:46
  next
• 7:47
  day.
• 7:48
  That's
• 7:48
  just
• 7:48
  how
• 7:48
  that
• 7:49
  steadiness
• 7:49
  is
• 7:49
  built.
• 7:51
  If
• 7:51
  you
• 7:51
  think
• 7:51
  about
• 7:51
  it,
• 7:51
  it's
• 7:52
  not
• 7:52
  through
• 7:52
  intensity.
• 7:53
  A
• 7:53
  lot
• 7:53
  of
• 7:54
  people
• 7:54
  think
• 7:54
  you
• 7:54
  got
• 7:54
  to
• 7:54
  be
• 7:54
  super
• 7:55
  intense.
• 7:55
  No,
• 7:56
  that's
• 7:56
  not
• 7:56
  the
• 7:56
  answer.
• 7:57
  It's
• 7:58
  through
• 7:58
  consistency.
• 8:00
  What
• 8:00
  I
• 8:00
  have
• 8:01
  found,
• 8:01
  when
• 8:01
  I've
• 8:01
  worked
• 8:01
  with
• 8:01
  people
• 8:02
  who
• 8:02
  have
• 8:02
  had
• 8:02
  true
• 8:02
  breakthroughs,
• 8:04
  momentum
• 8:05
  is
• 8:05
  usually
• 8:05
  not
• 8:05
  one
• 8:06
  big
• 8:06
  breakthrough.
• 8:08
  It's
• 8:08
  one
• 8:08
  faithful
• 8:09
  step
• 8:09
  stacked
• 8:09
  on
• 8:10
  another,
• 8:10
  stacked
• 8:11
  on
• 8:11
  another,
• 8:12
  stacked
• 8:12
  on
• 8:12
  another.
• 8:14
  But
• 8:15
  here's
• 8:15
  something
• 8:15
  you
• 8:15
  need
• 8:15
  to
• 8:15
  do.
• 8:17
  Let
• 8:17
  your
• 8:17
  faith
• 8:18
  go
• 8:18
  into
• 8:18
  this
• 8:19
  and
• 8:19
  let
• 8:19
  Grace
• 8:20
  set
• 8:20
  the
• 8:20
  pace.
• 8:21
  Because
• 8:22
  I
• 8:22
  want
• 8:22
  to
• 8:22
  talk
• 8:22
  about
• 8:22
  your
• 8:22
  heart
• 8:23
  for
• 8:23
  a
• 8:23
  moment,
• 8:24
  because
• 8:25
  we
• 8:25
  got
• 8:25
  to
• 8:25
  connect
• 8:25
  this
• 8:26
  to
• 8:26
  the
• 8:26
  heart.
• 8:27
  Low
• 8:27
  energy
• 8:28
  usually
• 8:28
  has
• 8:28
  a
• 8:29
  story
• 8:29
  behind
• 8:29
  it,
• 8:30
  and
• 8:31
  I
• 8:31
  didn't
• 8:31
  get
• 8:31
  into
• 8:31
  that,
• 8:32
  but
• 8:32
  I
• 8:32
  want
• 8:32
  to
• 8:32
  right
• 8:33
  now.
• 8:34
  When
• 8:34
  someone
• 8:34
  says
• 8:34
  to
• 8:35
  me,
• 8:35
  ralph,
• 8:35
  I'm
• 8:35
  feeling
• 8:36
  low
• 8:36
  energy,
• 8:38
  usually
• 8:38
  there's
• 8:38
  something
• 8:39
  they're
• 8:39
  not
• 8:39
  telling
• 8:39
  me.
• 8:41
  Usually
• 8:41
  it's
• 8:41
  things
• 8:42
  like
• 8:42
  stress,
• 8:43
  discouragement,
• 8:45
  pressure,
• 8:47
  maybe
• 8:48
  life
• 8:48
  feeling
• 8:48
  heavy.
• 8:50
  And
• 8:50
  that's
• 8:50
  a
• 8:50
  time
• 8:51
  when
• 8:51
  it's
• 8:51
  very
• 8:51
  easy
• 8:52
  to
• 8:53
  add
• 8:53
  shame
• 8:54
  to
• 8:54
  a
• 8:54
  season
• 8:54
  that's
• 8:55
  already
• 8:55
  hard.
• 8:57
  Because
• 8:58
  we're
• 8:58
  our
• 8:58
  own
• 8:58
  worst
• 8:59
  critics,
• 8:59
  aren't
• 8:59
  we?
• 9:00
  We're
• 9:00
  our
• 9:00
  own
• 9:01
  worst
• 9:01
  judges.
• 9:01
  We're
• 9:02
  the
• 9:02
  ones
• 9:02
  that
• 9:02
  judge
• 9:03
  ourselves
• 9:03
  worse
• 9:03
  than
• 9:04
  everybody
• 9:05
  else.
• 9:06
  But
• 9:06
  remember
• 9:07
  this.
• 9:08
  God's
• 9:09
  not
• 9:09
  asking
• 9:09
  you
• 9:09
  to
• 9:10
  sprint
• 9:10
  right
• 9:10
  now.
• 9:11
  I
• 9:11
  never
• 9:12
  forget
• 9:12
  I
• 9:12
  ran
• 9:12
  a
• 9:12
  5K.
• 9:14
  I
• 9:14
  ran
• 9:14
  this
• 9:14
  5K.
• 9:15
  I
• 9:15
  was
• 9:15
  almost
• 9:16
  100
• 9:16
  pounds
• 9:16
  heavier
• 9:17
  than
• 9:17
  I
• 9:17
  was
• 9:17
  now.
• 9:18
  Now,
• 9:18
  when
• 9:19
  I
• 9:19
  started
• 9:19
  this
• 9:19
  5k,
• 9:20
  my
• 9:20
  goal
• 9:20
  was
• 9:21
  to
• 9:21
  finish.
• 9:22
  That's
• 9:23
  all.
• 9:23
  I
• 9:23
  just
• 9:23
  wanted
• 9:23
  to
• 9:23
  finish.
• 9:24
  I
• 9:24
  didn't
• 9:25
  care
• 9:25
  whether
• 9:25
  I
• 9:25
  ran,
• 9:26
  tripped,
• 9:28
  skipped,
• 9:29
  walked,
• 9:30
  somebody
• 9:30
  carried
• 9:30
  me.
• 9:31
  My
• 9:31
  goal
• 9:32
  was
• 9:32
  to
• 9:32
  finish.
• 9:34
  And
• 9:34
  how
• 9:34
  did
• 9:34
  I
• 9:34
  start
• 9:34
  that?
• 9:36
  I
• 9:36
  took
• 9:36
  one
• 9:37
  step
• 9:37
  forward.
• 9:38
  Now,
• 9:38
  I'm
• 9:38
  not
• 9:39
  embarrassed
• 9:39
  to
• 9:39
  tell
• 9:39
  you
• 9:39
  that
• 9:40
  5K
• 9:40
  took
• 9:40
  me
• 9:40
  45
• 9:41
  minutes
• 9:41
  and
• 9:42
  45
• 9:42
  seconds.
• 9:43
  Yeah,
• 9:43
  I
• 9:43
  was
• 9:43
  being
• 9:43
  passed
• 9:44
  by
• 9:44
  people
• 9:44
  pushing
• 9:45
  strollers,
• 9:46
  but
• 9:47
  I
• 9:47
  finished.
• 9:48
  And
• 9:48
  that's
• 9:49
  what
• 9:49
  God's
• 9:49
  saying
• 9:49
  right
• 9:50
  now.
• 9:51
  He's
• 9:51
  inviting
• 9:51
  you
• 9:52
  to
• 9:52
  take
• 9:52
  one
• 9:52
  step.
• 9:54
  But
• 9:54
  the
• 9:54
  best
• 9:54
  part
• 9:55
  is
• 9:56
  that
• 9:56
  step,
• 9:56
  he's
• 9:57
  right
• 9:57
  there
• 9:57
  beside
• 9:58
  you.
• 9:59
  Maybe
• 9:59
  he's
• 10:00
  even
• 10:00
  carrying
• 10:00
  you
• 10:01
  right
• 10:01
  now.
• 10:03
  Because
• 10:03
  small
• 10:03
  steps
• 10:04
  still
• 10:04
  count.
• 10:05
  Because
• 10:06
  with
• 10:06
  every
• 10:06
  step,
• 10:07
  even
• 10:07
  those
• 10:07
  micro,
• 10:08
  super
• 10:09
  small
• 10:09
  ones,
• 10:10
  you're
• 10:11
  still
• 10:11
  moving
• 10:11
  forward.
• 10:13
  So
• 10:13
  here's
• 10:14
  your
• 10:14
  one
• 10:14
  win
• 10:14
  for
• 10:15
  today.
• 10:15
  Just
• 10:15
  one
• 10:15
  thing.
• 10:16
  Choose
• 10:17
  one
• 10:17
  five
• 10:18
  minute
• 10:18
  money
• 10:18
  action
• 10:19
  and
• 10:19
  complete
• 10:20
  it.
• 10:21
  Choose
• 10:21
  it
• 10:22
  and
• 10:22
  complete
• 10:22
  it.
• 10:23
  That's
• 10:24
  it.
• 10:24
  I'm
• 10:24
  not
• 10:25
  talking
• 10:25
  about
• 10:25
  some
• 10:25
  reset,
• 10:26
  some
• 10:26
  long,
• 10:26
  big
• 10:27
  overhaul
• 10:28
  of
• 10:28
  your
• 10:28
  finances.
• 10:29
  Not
• 10:29
  a.
• 10:29
  Not
• 10:29
  a
• 10:30
  full
• 10:30
  comeback
• 10:30
  story.
• 10:30
  Hey,
• 10:31
  you
• 10:31
  might
• 10:31
  be
• 10:31
  in
• 10:31
  that
• 10:31
  comeback
• 10:32
  story.
• 10:33
  Just
• 10:34
  finish
• 10:34
  one
• 10:34
  step.
• 10:36
  Because
• 10:36
  I
• 10:37
  promise
• 10:37
  you
• 10:37
  this,
• 10:37
  that
• 10:38
  one
• 10:38
  step,
• 10:38
  that's
• 10:39
  one
• 10:39
  win,
• 10:40
  will
• 10:40
  restart
• 10:41
  your
• 10:41
  momentum.
• 10:42
  Well,
• 10:43
  let's
• 10:43
  get
• 10:43
  into
• 10:43
  our
• 10:43
  Bible
• 10:44
  today.
• 10:44
  I
• 10:45
  found
• 10:45
  a
• 10:45
  key
• 10:45
  phrase
• 10:46
  from
• 10:46
  this
• 10:46
  verse.
• 10:46
  It's
• 10:46
  from
• 10:47
  Zachariah,
• 10:48
  chapter
• 10:48
  4,
• 10:49
  verse
• 10:49
  10.
• 10:50
  It's
• 10:50
  short,
• 10:51
  but
• 10:51
  it's
• 10:51
  to
• 10:52
  the
• 10:52
  point
• 10:52
  again,
• 10:52
  Zechariah,
• 10:53
  4,
• 10:53
  10.
• 10:54
  Do
• 10:54
  not
• 10:55
  despise
• 10:55
  these
• 10:56
  small
• 10:56
  beginnings.
• 10:58
  I
• 10:59
  remember
• 10:59
  I
• 10:59
  said
• 10:59
  this
• 10:59
  before
• 11:00
  I
• 11:00
  started
• 11:00
  that
• 11:00
  5k.
• 11:02
  I
• 11:02
  looked
• 11:02
  down
• 11:02
  at
• 11:03
  the
• 11:03
  ground,
• 11:03
  I
• 11:04
  looked
• 11:04
  at
• 11:04
  my
• 11:04
  watch
• 11:05
  and
• 11:06
  I
• 11:06
  thought,
• 11:06
  I
• 11:06
  can
• 11:07
  do
• 11:07
  this.
• 11:08
  And
• 11:08
  I
• 11:08
  stepped
• 11:09
  out
• 11:09
  with
• 11:09
  that
• 11:09
  foot.
• 11:11
  Do
• 11:12
  not
• 11:12
  despise
• 11:12
  these
• 11:12
  small
• 11:13
  beginnings.
• 11:14
  Because
• 11:15
  listen,
• 11:15
  friend,
• 11:15
  God
• 11:15
  honors
• 11:16
  your
• 11:16
  willingness
• 11:16
  to
• 11:16
  start
• 11:17
  even
• 11:17
  in
• 11:17
  small
• 11:18
  ways.
• 11:19
  And
• 11:19
  trust
• 11:19
  me,
• 11:20
  he
• 11:21
  rejoices
• 11:21
  in
• 11:22
  the
• 11:22
  first
• 11:22
  faithful
• 11:23
  step,
• 11:24
  not
• 11:24
  the
• 11:24
  finished
• 11:25
  results.
• 11:26
  Let's
• 11:26
  pray
• 11:26
  together
• 11:27
  right
• 11:27
  now.
• 11:28
  Heavenly
• 11:28
  Father,
• 11:30
  I
• 11:30
  lift
• 11:30
  up
• 11:30
  my
• 11:30
  friend
• 11:31
  who
• 11:31
  feels
• 11:31
  tired
• 11:32
  right
• 11:32
  now,
• 11:33
  who's
• 11:33
  feeling
• 11:34
  discouraged,
• 11:35
  or
• 11:35
  maybe
• 11:35
  they're
• 11:36
  even
• 11:36
  feeling
• 11:36
  overwhelmed.
• 11:38
  Lord,
• 11:38
  you
• 11:38
  see
• 11:39
  exactly
• 11:39
  where
• 11:39
  they
• 11:40
  are.
• 11:41
  You
• 11:41
  see
• 11:41
  the
• 11:41
  pressure
• 11:42
  that
• 11:42
  they're
• 11:42
  feeling.
• 11:43
  You
• 11:44
  see
• 11:44
  the
• 11:44
  weight
• 11:44
  that
• 11:44
  they're
• 11:45
  carrying.
• 11:46
  And
• 11:46
  you
• 11:47
  do
• 11:47
  see
• 11:47
  their
• 11:47
  desire
• 11:48
  to
• 11:48
  move
• 11:48
  forward.
• 11:49
  And
• 11:50
  Lord,
• 11:50
  right
• 11:50
  now
• 11:50
  I
• 11:51
  ask
• 11:51
  that
• 11:51
  you
• 11:51
  would
• 11:51
  give
• 11:51
  them
• 11:52
  strength
• 11:52
  to
• 11:52
  just
• 11:53
  take
• 11:53
  one
• 11:54
  faithful
• 11:55
  step
• 11:55
  ahead.
• 11:57
  Not
• 11:57
  everything,
• 11:57
  Lord.
• 11:58
  Just
• 11:58
  one
• 11:59
  step.
• 12:00
  Help
• 12:00
  them
• 12:00
  release
• 12:00
  that
• 12:01
  pressure
• 12:02
  and
• 12:02
  receive
• 12:02
  your
• 12:03
  grace.
• 12:04
  And
• 12:05
  remind
• 12:05
  all
• 12:05
  of
• 12:06
  us
• 12:06
  that
• 12:06
  we're
• 12:06
  not
• 12:06
  stuck,
• 12:07
  we're
• 12:08
  not
• 12:08
  failing,
• 12:09
  and
• 12:10
  we're
• 12:10
  not
• 12:10
  alone.
• 12:11
  Lord,
• 12:12
  steady
• 12:12
  our
• 12:12
  hearts,
• 12:13
  clear
• 12:14
  our
• 12:14
  minds,
• 12:15
  and
• 12:15
  let
• 12:15
  this
• 12:15
  small
• 12:16
  act
• 12:16
  of
• 12:16
  faithfulness
• 12:18
  be
• 12:18
  the
• 12:18
  beginning
• 12:19
  of
• 12:19
  fresh
• 12:19
  momentum.
• 12:20
  And
• 12:21
  I
• 12:21
  ask
• 12:21
  this
• 12:21
  in
• 12:22
  Jesus
• 12:22
  name,
• 12:24
  Amen,
• 12:25
  friend.
• 12:26
  Here's
• 12:26
  the
• 12:26
  best
• 12:26
  part.
• 12:28
  You
• 12:28
  don't
• 12:28
  need
• 12:28
  more
• 12:28
  energy
• 12:29
  to
• 12:29
  begin.
• 12:30
  You
• 12:30
  just
• 12:31
  need
• 12:31
  one
• 12:31
  step.
• 12:31
  And
• 12:32
  you
• 12:32
  can
• 12:32
  take
• 12:32
  a
• 12:32
  step
• 12:32
  even
• 12:33
  when
• 12:33
  you're
• 12:33
  tired.
• 12:34
  And
• 12:35
  if
• 12:35
  today
• 12:35
  felt
• 12:36
  especially
• 12:36
  heavy
• 12:37
  for
• 12:37
  you,
• 12:38
  you're
• 12:38
  not
• 12:38
  the
• 12:38
  only
• 12:38
  one.
• 12:40
  And
• 12:40
  I
• 12:40
  want
• 12:40
  you
• 12:40
  to
• 12:40
  share
• 12:41
  what
• 12:41
  you're
• 12:41
  walking
• 12:41
  through.
• 12:42
  You
• 12:43
  can
• 12:43
  share
• 12:43
  that
• 12:43
  by
• 12:43
  going
• 12:44
  to
• 12:44
  financiallyconfidentchristian.com/voicemail
• 12:48
  just
• 12:49
  leave
• 12:49
  me
• 12:49
  a
• 12:49
  quick
• 12:49
  message.
• 12:50
  Tell
• 12:50
  me
• 12:50
  what
• 12:50
  you're
• 12:50
  going
• 12:51
  through.
• 12:51
  Tell
• 12:52
  me
• 12:52
  about
• 12:52
  the
• 12:52
  triumphs
• 12:53
  or
• 12:53
  the
• 12:53
  struggles
• 12:54
  or
• 12:54
  the
• 12:54
  questions
• 12:54
  that
• 12:54
  you
• 12:55
  have.
• 12:55
  Hey,
• 12:55
  maybe
• 12:55
  just
• 12:55
  share
• 12:56
  with
• 12:56
  me.
• 12:56
  Hey,
• 12:56
  Ralph,
• 12:57
  I
• 12:57
  really
• 12:57
  like
• 12:57
  what
• 12:57
  you
• 12:58
  said
• 12:58
  about
• 12:58
  this.
• 12:58
  Or
• 12:59
  why
• 12:59
  don't
• 12:59
  you
• 12:59
  talk
• 12:59
  about
• 12:59
  that?
• 13:01
  I
• 13:01
  may
• 13:01
  even
• 13:01
  be
• 13:01
  able
• 13:01
  to
• 13:02
  walk
• 13:02
  through
• 13:02
  it
• 13:02
  with
• 13:02
  you
• 13:03
  in
• 13:03
  a
• 13:03
  future
• 13:03
  episode
• 13:04
  that
• 13:04
  other
• 13:04
  people
• 13:04
  will
• 13:04
  benefit
• 13:05
  from.
• 13:06
  But
• 13:06
  leave
• 13:06
  that
• 13:06
  message
• 13:07
  today.
• 13:07
  Do
• 13:07
  it
• 13:07
  right
• 13:07
  now.
• 13:08
  As
• 13:08
  soon
• 13:08
  as
• 13:08
  you're
• 13:08
  done
• 13:08
  listening,
• 13:09
  go
• 13:09
  to
• 13:09
  financiallyconfidentchristian.com/voicemail
• 13:14
  I
• 13:14
  want
• 13:14
  to
• 13:14
  thank
• 13:14
  you
• 13:15
  so
• 13:15
  much
• 13:15
  for
• 13:15
  joining
• 13:15
  me
• 13:16
  today.
• 13:17
  Stay
• 13:17
  financially
• 13:18
  savvy.
• 13:18
  Take
• 13:18
  that
• 13:19
  next
• 13:19
  step.
• 13:19
  You
• 13:20
  can
• 13:20
  do
• 13:20
  this.
• 13:20
  I
• 13:21
  have
• 13:21
  confidence
• 13:21
  in
• 13:21
  you.
• 13:22
  God
• 13:22
  bless
• 13:23
  you.
• 13:23
  And
• 13:23
  you
• 13:24
  have
• 13:24
  a
• 13:24
  truly
• 13:24
  great
• 13:25
  day
• 13:25
  today.