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Development of an Agentic Retrieval-Augmented Generation System with Hybrid Retrieval for Budget Planning and Validation — Anggara et al. (2026)

Abstract Budget planning and validation require users to examine cost references, compare proposed budget items with relevant guidelines and historical records, and provide traceable evidence for each decision. This process becomes challenging when the required information is scattered across formal cost standards, budget plans, project realization records, and internal narrative documents. This study develops a budget validation system based on Agentic Retrieval-Augmented Generation (RAG) with hybrid retrieval. Small and medium enterprises are used as the application domain, while the main…

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