How Your Emergency Fund Can Also Fight Inflation

The Emergency Fund Podcast with Fexingo: Cash Reserves, Saving, and Financial Cushion · May 25, 2026 · 11m · transcript

Episode 10 of The Emergency Fund Podcast tackles a specific tension: your cash reserves are supposed to be safe, but inflation silently chips away at their purchasing power. Lucas and Luna explore a middle-ground strategy using I Bonds—Series I savings bonds from the U.S. Treasury—as a partial emergency fund home. They walk through how I Bonds work, why their inflation-adjusted rate matters, the one-year lockup rule, and the practical sizing for a real-world portfolio. No hype, no gimmicks—just a concrete look at one tool that helps your emergency cushion keep pace with rising prices…