Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How Qualified Expenses in 529 Plans Have Expanded
Lucas and Luna explore how the definition of 'qualified higher education expenses' for 529 plans has shifted over the past decade, with a close look at the 2024 rule change allowing funds to be used for apprenticeship costs and student loan repayments. They discuss the $10,000 lifetime limit for loans, the impact on families with trade school students, and how the expansion creates new planning opportunities. The hosts also consider lingering uncertainties around state tax treatment and the risk of overfunding. A practical episode for anyone rethinking how to deploy 529 savings…
The skinny
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