Latest / The Table with Anthony ONeal / How to Get the Biggest Tax Refund Ever in 2026 (Trump New Rules Explained)

Transcript

How to Get the Biggest Tax Refund Ever in 2026 (Trump New Rules Explained) · The Table with Anthony ONeal

0:01
[SPEAKER_00]: Victoria, Donald Trump said next year, 2026, or the calendar year of 2025, will be the largest tax refund Americans have ever received.
0:17
[SPEAKER_00]: You have been doing my community taxes for the last two years.
0:22
[SPEAKER_00]: And you've gotten a lot of people back, a lot of money.
0:30
[SPEAKER_00]: like what is Trump saying like why is this even true.
0:33
[SPEAKER_02]: So that is actually directly tied to the one beautiful bill that was passed into life.
0:39
[SPEAKER_02]: And so what does them mean as far as it being the most the best sex season for a lot of sex players.
0:45
[SPEAKER_02]: You're a few benefits.
0:47
[SPEAKER_02]: So you have the highest number of deduction.
0:49
[SPEAKER_02]: You have the permanent lower tax rates.
0:52
[SPEAKER_02]: Okay.
0:53
[SPEAKER_02]: you have the refundable adoption credit.
0:57
[SPEAKER_02]: What is some other ones?
0:58
[SPEAKER_02]: More a bigger senior deduction on top of the standard deduction.
1:03
[SPEAKER_02]: Okay.
1:04
[SPEAKER_02]: You have the tilps and over time deduction.
1:07
[SPEAKER_02]: And then I'm missing one.
1:09
[SPEAKER_02]: Oh, be your tech fridies.
1:11
[SPEAKER_02]: So that's what big win for a lot of our parents.
1:14
[SPEAKER_02]: Bigger child tax credit.
1:15
[SPEAKER_00]: Child tax credit.
1:16
[SPEAKER_02]: Yeah, the child tax credit.
1:17
[SPEAKER_00]: What was the child tax credit last year?
1:19
[SPEAKER_00]: Do you remember on the top end?
1:20
[SPEAKER_02]: I do.
1:21
[SPEAKER_02]: So the child tax credit was $2,000 last year and for the upcoming tax season, it's going to be a additional $200.
1:27
[SPEAKER_00]: So it's going to be $2,200.
1:30
[SPEAKER_00]: Mm-hmm.
1:30
[SPEAKER_02]: $2,200.
1:31
[SPEAKER_00]: Yes.
1:31
[SPEAKER_00]: Okay.
1:31
[SPEAKER_00]: Now, correct me if I'm wrong, because this is your expertise, but in the area of the tips and and you can write off your tips up to a certain dollar amount, though.
1:44
[SPEAKER_02]: Yes, it's qualified to have some of your earned income.
1:47
[SPEAKER_02]: So basically what essentially does this far as the advantages for taxpayers is essentially, let's say you are a server who's making $2.13 per hour or you are Larry's working overtime instead of the extra money in the past working against you is for you because you now eligible for a bigger tax credit and better deductions.
2:10
[SPEAKER_01]: Okay.
2:11
[SPEAKER_02]: Meaning you have more earning for digital because you have additional earn income added to receive the maximum credit.
2:20
[SPEAKER_02]: So if you are a parent, for example, you are now receiving the maximum we fund credit of the child tax credit because you have additional earn income even if you only owe zero or your tax bill.
2:34
[SPEAKER_00]: For real.
2:35
[SPEAKER_00]: So so to break this down even more.
2:37
[SPEAKER_00]: Okay.
2:38
[SPEAKER_00]: If you are an employee, correct me from wrong or right, or this is the right analogy to wrong analogy.
2:46
[SPEAKER_00]: You are an employee, you're a W to employee, and you were 40 hours, but then you do an extra eight hours, and that is a bonus check, right?
2:59
[SPEAKER_00]: Do they get to write that eight hours off, or is it, or am I saying a wrong?
3:04
[SPEAKER_02]: So it's not necessarily a, you don't get to, it's a text deduction, essentially.
3:11
[SPEAKER_02]: So they're not going to be getting text on the extra 8x8 hours.
3:17
[SPEAKER_02]: So it essentially increases their earned income.
3:21
[SPEAKER_02]: But they're not going to get additional text on it.
3:23
[SPEAKER_02]: If it's a qualified to, or if it's qualified on the overtime pay.
3:27
[SPEAKER_00]: Solid, so what you're saying.
3:30
[SPEAKER_00]: I'll let it break it down for my people who just ain't getting it yet.
3:34
[SPEAKER_00]: They're going to pay taxes on it on their paycheck.
3:38
[SPEAKER_01]: Yes.
3:39
[SPEAKER_00]: But when it comes to, when it's time to see you.
3:43
[SPEAKER_02]: Uh-huh.
3:43
[SPEAKER_02]: Yes.
3:44
[SPEAKER_00]: I'm going to anthonyl.com for slash file my taxes.
3:48
[SPEAKER_00]: This is good.
3:48
[SPEAKER_00]: That should be up on the screen.
3:49
[SPEAKER_00]: anthonyl.com for slash file my taxes to our Victorian herd.
3:53
[SPEAKER_00]: Amazing team will help you get the most back.
3:55
[SPEAKER_00]: But when they come to see you to get the most back, those extra hours they won't be taxed on that.
4:01
[SPEAKER_02]: correct.
4:02
[SPEAKER_02]: Yes, as long as it's qualified to see us.
4:04
[SPEAKER_00]: That is so good.
4:05
[SPEAKER_00]: So question, I'm just thinking of the questions that people are asking, qualified tips, qualified extra.
4:12
[SPEAKER_00]: What about commission?
4:13
[SPEAKER_00]: Will commission be considered tips as well?
4:15
[SPEAKER_02]: I'm not sure about commission, if I'm being honest, I'm not sure about commission.
4:20
[SPEAKER_00]: Okay, all right, I like that answer, you know what I'm saying?
4:23
[SPEAKER_00]: Because I think a lot of people want to come and ask that question, well here's my base pay, but I was going to commission with which is extra, so I would love to know that.
4:32
[SPEAKER_00]: So we'll get that answer and send it out to people.
4:35
[SPEAKER_00]: Yeah.
4:35
[SPEAKER_00]: Okay.
4:36
[SPEAKER_00]: Now, I've got a lot of senior citizens that are above 44, but actually, well, wait.
4:41
[SPEAKER_02]: So you're saying it's a little 44 at them, y'all.
4:44
[SPEAKER_00]: It's a jump.
4:45
[SPEAKER_00]: Wait, wait, wait, wait, wait.
4:46
[SPEAKER_00]: I have a lot of people above 44, but I do have a lot of senior citizens that do watch to show that they are above that 65, 70 and older.
4:54
[SPEAKER_00]: Uh-huh.
4:55
[SPEAKER_00]: You're saying that they're getting some extra benefits as well.
4:57
[SPEAKER_00]: Yes.
4:58
[SPEAKER_00]: Or those extra benefits.
4:59
[SPEAKER_02]: Um, in the past, they was receiving additional 2000 on top of the standard deductions.
5:05
[SPEAKER_02]: So when I, and I want to talk about the standard deduction before I kind of talk about the senior benefits because it's high us together, so the standard deduction for 2024 tax filing year was for our single followers.
5:17
[SPEAKER_02]: It was 14,600 and it ranges of to 29,500 for those who
5:25
[SPEAKER_02]: So, for 2025, for this upcoming text-violet season, the new standard deduction is now 15,000 stable-hundred and fifty.
5:35
[SPEAKER_02]: Okay.
5:35
[SPEAKER_02]: And for our enranging to 31,500, and they're arranged, it depends on where your file is that, this is, or where you will file for that.
5:44
[SPEAKER_02]: So, it's a huge increase on that.
5:47
[SPEAKER_02]: Okay.
5:47
[SPEAKER_02]: Now for our seniors, right?
5:49
[SPEAKER_02]: Okay.
5:49
[SPEAKER_02]: They're getting additional $6,000 on top of that standard deduction.
5:54
[SPEAKER_02]: So if the team 7 was an extra 6,000 plus an extra 6,000 so if they're a couple, let's say you have a couple that's both 65 and older, they're going to get that standard deduction plus an extra 12,000 because it's 6,000 per individual, that's 43,500 of tax for you many that are seniors well access.
6:16
[SPEAKER_00]: Building credit the traditional way is slow and confusing and most credit cars want you to rack up debt just to boost your score You see I used to think that you had to choose between staying debt-free or having a good credit score But let but
6:32
[SPEAKER_00]: Here's what I've discovered.
6:34
[SPEAKER_00]: There's actually a way to build credit without any credit checks, without going into debt, and without paying crazy interest fees.
6:42
[SPEAKER_00]: And it worked faster than I thought, possible.
6:45
[SPEAKER_00]: Be my friends at Kickoff.
6:47
[SPEAKER_00]: They are the truth.
6:48
[SPEAKER_00]: They are doing something different.
6:50
[SPEAKER_00]: They help you build credit the right way, without the debt track.
6:53
[SPEAKER_00]: I've seen people go from no credit to a 700 plus score using their system, and they did it completely debt-free, so one more time, completely debt-free.
7:04
[SPEAKER_00]: Overall, 150,000 people have left five star reviews on App Store.
7:08
[SPEAKER_00]: Users see an average of 34 points increase in their credit score.
7:12
[SPEAKER_00]: Some you can see watched this up to 84 points within the first 12 months.
7:16
[SPEAKER_00]: These aren't just numbers, these are real people getting approved for homes and hitting better interest rates.
7:22
[SPEAKER_00]: Here's the truth, every month you wait is another month of paying higher interest rates on everything.
7:27
[SPEAKER_00]: A good credit score can save you, a lot of money, thousands on a mortgage, hundreds on car insurance, and even help you skip the security deposits.
7:37
[SPEAKER_00]: Don't let bad credit cost you money.
7:40
[SPEAKER_00]: I want you to visit Anthonyo.com for Sasuke Golf right now to get started For his little ass $1 on your first month.
7:47
[SPEAKER_00]: I want you to build credit the debt freeway because your future self will thank you
7:54
[SPEAKER_00]: This is why I like our community to go to an expert professional, rather than just going to a company that they can just do online and answer some computer questions and a little bit back.
8:11
[SPEAKER_00]: Because of the knowledge base that you have to have working in this area,
8:18
[SPEAKER_00]: I knew you before you even did this and I saw the the the education and the requirement you had to go through to really me professional in the space and we've gotten nothing but a plus reviews about you and your company.
8:31
[SPEAKER_01]: Okay.
8:32
[SPEAKER_00]: From your expertise, coming from Have you ever used, I won't say the name of the company because I'm gonna not come but have you ever used in your history of being married and y'all of Victoria's married to Alex Lewis, you know, I work creative director here in our company.
8:49
[SPEAKER_00]: But have you all ever used, I could come found that in the past before?
8:54
[SPEAKER_02]: I have it, I haven't but I've seen it so I have practicing it just to kind of look and see what my clients may have experienced in the past and honestly some of the inconsistency that I saw is very limited of as far as what you can truly access to compared to going to a professional tax prepared so for example
9:18
[SPEAKER_02]: the anywhere from the filing status to are you truly eligible to the are for the use credit and excellent different program questions that really kind of gets specifically down to your tax situation on how I can actually help you so I'm able to the difference between going to one of those company and working with the actual tax professional.
9:38
[SPEAKER_02]: able to actually understand your situation and how we can apply that to the credits as really going to truly either reduce your tax liability or truly maximize your refund.
9:49
[SPEAKER_02]: And the only way to really do that is really amiable when you're working with someone one-on-one and not a computer and just typing it in, where there's a lot of data entry.
9:58
[SPEAKER_02]: You're not building a relationship.
10:01
[SPEAKER_02]: It's like a computer is not going to actually, you may have
10:04
[SPEAKER_02]: head of child, you know, you may have adopted someone.
10:08
[SPEAKER_02]: You may have got to marry.
10:09
[SPEAKER_02]: Like us a lot of life changes that happen and through that as we are doing life together as your tax lady, as your tax professional, I'm able to actually do these different things and and really build their relationship with you and helping you keep more of your heart or I'm like, some curious.
10:29
[SPEAKER_00]: last year without saying names, but give me one of your best testimonies that you've had from people in our community because I saw a lot via the email because we get my people, they talk.
10:41
[SPEAKER_02]: Thank you.
10:43
[SPEAKER_00]: They will eat me on me, hey, I didn't get a call, I haven't got any email, hey, you say we better my community, I mean I love y'all, I mean because they, we just had one of my good friends Kristen on the phone and it was all my accountability and my community holds me accountable like hey, you said this and this did not happen
11:03
[SPEAKER_00]: But with you, I just got raving reviews, like, wow, prompt and she got me the most money back.
11:12
[SPEAKER_00]: I'm curious what was one of your biggest testimonies last year when it comes to someone coming from an automated system to your company.
11:25
[SPEAKER_02]: Hmm, my biggest testimony, I was sad because it's, it's so mini but, and I'm grateful to God, um, truly because I want to give a little back story before I kind of die because it thinks about, it makes me think about why you've been out in this industry the first place.
11:41
[SPEAKER_02]: Okay.
11:41
[SPEAKER_02]: So before I became a sex strategy, I was a W20, I was someone who was working a good government job, um, stable benefits, so I connected with a lot of my clients who are
11:54
[SPEAKER_02]: I also may be a hybrid earning who I have a business on the side.
11:57
[SPEAKER_02]: And so from that standpoint, when I did have my WK Sujov, I got laid out of the laid off out of nowhere.
12:05
[SPEAKER_02]: And I had to learn how to redefine my revenue, I had to see revenue differently.
12:10
[SPEAKER_02]: And through that, I'm able to share that with my clients and understand how to help them generate and see revenue differently and store revenue differently.
12:20
[SPEAKER_02]: So that's an important tool you can't afford it.
12:22
[SPEAKER_02]: And so one of the testimonies that stand out to me the most was one that I shared where they was working with those companies where they didn't truly understand their tax situation.
12:35
[SPEAKER_02]: And this couple, they literally, um, the wife cried in tears.
12:39
[SPEAKER_02]: because as we was on our Google meet, if she just mentioned how this has been such a joyous, peaceful, stressed free situation and never experiences before.
12:50
[SPEAKER_02]: They've been taking advantage of in the past.
12:53
[SPEAKER_02]: They never had someone to really explain everything.
12:55
[SPEAKER_02]: And there's someone who follows you, who watches your show,
12:59
[SPEAKER_02]: who implement the things that you teach to.
13:01
[SPEAKER_02]: And they really want to get their finances in order, but in order for you to get your finances in order, you need to understand your tax situation.
13:08
[SPEAKER_02]: And I was able to break down it and truly educate that with them.
13:12
[SPEAKER_02]: And now they're starting both of the husband and wife.
13:15
[SPEAKER_02]: They have two LLCs, so they're starting two new businesses.
13:19
[SPEAKER_02]: Um, and we have gotten them on track as far as the experience tracking what they're looks like with the eligible for from a business right off standpoint, and then also how to adjust their W4 with their W2 job because they're making more income right from their businesses.
13:35
[SPEAKER_01]: Yeah.
13:36
[SPEAKER_02]: But in order for you to kind of reduce the sex liability list, increase your withholding so that you don't necessarily see that from your business, from the extra income.
13:46
[SPEAKER_02]: So I strategize on my clients and I support them all throughout the year.
13:49
[SPEAKER_02]: It is not a January through April thing.
13:52
[SPEAKER_02]: We are year-round support.
13:55
[SPEAKER_00]: you know what Victoria now you talking my language you know because i think i would just have an accommodation with a good friend before coming into the office today and she was talking to me about that and i said one of the key things that i've learned with the wealth that we've been able to build here at the neatness network
14:14
[SPEAKER_00]: And your husband, as played a huge role in that, right, is not really about how much money you make.
14:23
[SPEAKER_00]: It is about really the strategy on how much money you can keep.
14:28
[SPEAKER_00]: And I think that a lot of people skip, they get excited to come see you because you're going to help them get the most money back.
14:38
[SPEAKER_00]: I actually get excited to come see you and technically my CPA, Chanel and her firm who handles all of my book keeping everything like that.
14:48
[SPEAKER_00]: I get excited to come see y'all.
14:50
[SPEAKER_00]: come January and February because I don't get money back, right?
14:55
[SPEAKER_00]: But I get excited because we go over to strategy and the strategy is for 20 to 26.
15:00
[SPEAKER_00]: Here's what you need to be doing every single month.
15:02
[SPEAKER_00]: So by the time we come back next year, we already know what you're failing.
15:07
[SPEAKER_00]: Like there's no surprises, there's no shot.
15:10
[SPEAKER_00]: So while a lot of people, which I think you all hear me clearly,
15:13
[SPEAKER_00]: Go see Victoria in her company, get the help that you want, but ask her, okay, listen, thank you for helping me for this year.
15:21
[SPEAKER_00]: But how much can I pay you to get the strategy for next year?
15:26
[SPEAKER_00]: Yes.
15:26
[SPEAKER_00]: So I already know what my tax bill is going to be, come April of next year.
15:31
[SPEAKER_00]: There's no way fans of us about it, because we follow the strategy all year.
15:35
[SPEAKER_00]: So, while everyone else and I think it's the difference between wealthy people and average people.
15:41
[SPEAKER_00]: Well, everyone else is excited to get a refund check.
15:44
[SPEAKER_00]: I'm excited to get this strategy for the new year.
15:47
[SPEAKER_00]: Uh-huh, they're part.
15:48
[SPEAKER_00]: And I wonder...
15:52
[SPEAKER_00]: Which I'm pretty sure it has an extra fee for you because that's time and there's a lot more questions, strategy, but why, why, in your opinion, as an expert sitting on that side of the table, why is not just only fouling taxes with you, beginning the right strategy of front throughout the year, why is that just as important from your perspective?
16:14
[SPEAKER_02]: I honestly, I feel like I'm gonna do one of this service if we don't also attach a plan or a strategy would bet.
16:21
[SPEAKER_02]: Like honestly, personally, I'm not someone who's gonna scorn refinery fun.
16:23
[SPEAKER_02]: Thank you.
16:24
[SPEAKER_02]: Like, no.
16:24
[SPEAKER_02]: Thank you.
16:24
[SPEAKER_02]: Because honestly, you can get that money throughout the year when you're like, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh
16:32
[SPEAKER_02]: So you can adjust that W4 now and if you already know that you're going to, what you're going to be paying to a year, if you already know you're going to be eligible to text credits, you can adjust the W4 according to that and get that throughout the year.
16:47
[SPEAKER_02]: You're getting the IRS entry long when you're getting the refund rate.
16:52
[SPEAKER_02]: According to the IRS, what a refund is.
16:54
[SPEAKER_02]: What is a return of an overpayment?
16:57
[SPEAKER_02]: That's what a refund is.
16:59
[SPEAKER_02]: And then of course you got to ask what it's supposed to.
17:01
[SPEAKER_02]: So it's just like, in my opinion, the tax strategy is so important because I want to make sure.
17:07
[SPEAKER_02]: As I am offering you the best type of service, I want to make sure that we are aligning to your goals and what you want.
17:15
[SPEAKER_02]: Some people appreciate a one lump sum of money, right?
17:19
[SPEAKER_02]: Some more people want to see the more of their money throughout their paycheck, every two weeks every month, whatever it looks like.
17:25
[SPEAKER_02]: So let's strategize and look at that throughout the year to make sure that we can see that it's not just those changes, because honestly people get
17:36
[SPEAKER_00]: That's a fact and you know what this see me and just my train of thought.
17:43
[SPEAKER_00]: I'm going to you, Victoria, because I want you to give me the strategy on how can I keep the most of my money on it, that before a W2 income, put that money into a higher savings and to investments to pay off debt towards dreams, goals, and et cetera.
18:00
[SPEAKER_00]: But then the strategies of Victoria, I want to make sure that I break even, or oh, just a little bit, right?
18:07
[SPEAKER_00]: So that way,
18:08
[SPEAKER_00]: Now my money is working for me and is not just sitting there and working against me.
18:14
[SPEAKER_00]: Correct.
18:14
[SPEAKER_00]: Because as me, you and I both know, it's, if my money is sitting in a place that doesn't grow with compound interest, it's actually losing its value because of inflation.
18:25
[SPEAKER_01]: Yes.
18:25
[SPEAKER_00]: So I'm giving an IRS money so that they can make more money, but then they pay me back with no interest and no penalties.
18:33
[SPEAKER_00]: When I could have put into a high yield and got four
18:36
[SPEAKER_00]: right and so now coming to redefine revenue you're helping me redefine yes my revenue on my income because now okay maybe year one I got a refund check for me because I didn't had the education but now because I paid your company
18:55
[SPEAKER_00]: I got the education, now I'm paying you for strategy, not just a river.
19:00
[SPEAKER_00]: Correct, that part.
19:02
[SPEAKER_00]: And that's the science that I think separates the average income individuals to wealth, mindset, individuals.
19:10
[SPEAKER_02]: Yes.
19:11
[SPEAKER_01]: Oh, it's a shame.
19:14
[SPEAKER_00]: I love, I love talking about money.
19:17
[SPEAKER_00]: I really do because it's like, I think black people, specifically.
19:21
[SPEAKER_00]: We do a root.
19:23
[SPEAKER_00]: How do I say this respectfully?
19:24
[SPEAKER_00]: Because I want to get Victoria no trouble.
19:30
[SPEAKER_02]: I mean, I made me the here's site.
19:32
[SPEAKER_00]: Yeah, if I said people know what was me, it's not you.
19:35
[SPEAKER_00]: I can get it.
19:35
[SPEAKER_00]: I don't think it ain't trouble, but I mean, I can get the negative comments.
19:41
[SPEAKER_00]: African-Americans, I believe, no one is more creative than we are.
19:49
[SPEAKER_00]: I think African-Americans are not, I'm not, I can no other race, but I think African-Americans know it works harder than us.
19:59
[SPEAKER_00]: If we look at it right now, the number one rising entrepreneur in America today is a black woman.
20:03
[SPEAKER_00]: Yes.
20:05
[SPEAKER_00]: If we look at it today this year in 2025, 300,000 African-Americans were laid off, women.
20:16
[SPEAKER_00]: If we really study, again, I'm not knocking no one else is from a particular, I'm talking about as a whole, an African-American woman can go through a divorce.
20:27
[SPEAKER_00]: She can have two kids.
20:29
[SPEAKER_00]: She can raise those two kids, have a job, start a business, and still date a Negro, and still be a good woman to him, all while doing that.
20:40
[SPEAKER_02]: Yes.
20:41
[SPEAKER_00]: So what am I saying?
20:42
[SPEAKER_00]: I think that African Americans even mean like,
20:45
[SPEAKER_00]: We, I can make money, you know what I'm saying?
20:49
[SPEAKER_00]: Your husband, dozens of his work for us, but job building your own business, right, brother man is working hard.
20:55
[SPEAKER_00]: So black people, we know how to get to the back.
20:59
[SPEAKER_00]: That part.
21:00
[SPEAKER_00]: Here's where we fail.
21:01
[SPEAKER_00]: We don't have a strategy on how to multiply it a bad that part what's going on family Hey listen real talk tax season doesn't have to be stressful confusing or expensive listen If you're tired of guessing your way through turbo tax or letting your cousins even do your taxes on the side Man, it's time to level up and get your money right with redefine revenue
21:23
[SPEAKER_00]: You see, redefine revenue is the tax prep company I trust to help you, value taxes, the right way.
21:30
[SPEAKER_00]: Listen, I need you to maximize your refund, minimize your stress, and making sure you don't leave a single dollar on the table.
21:38
[SPEAKER_00]: Their team of expert stays up to date on all the latest tax laws.
21:43
[SPEAKER_00]: So you get every single deduction and credit you deserve.
21:47
[SPEAKER_00]: Whether you're filing as a single, merry die.
21:50
[SPEAKER_00]: head of household or maybe you're a small business owner like myself.
21:53
[SPEAKER_00]: Readify revenue has your back.
21:56
[SPEAKER_00]: They offer transparent, per form, pricing.
21:59
[SPEAKER_00]: So you only pay what you need with no hidden fees or surprises.
22:04
[SPEAKER_00]: And if you ever get audited, just what I love about them, they'll stand with you every step of the way.
22:10
[SPEAKER_00]: Listen, don't wait until the last minute.
22:12
[SPEAKER_00]: I need you to go to Anthonyonio.com for slash foul my taxes today
22:20
[SPEAKER_00]: Tell the Anthony O'Neill sent you and get ready to redefine your revenue this year again That's Anthony O'Neill.com For slash file my taxes.
22:31
[SPEAKER_00]: Let's stop guessing.
22:32
[SPEAKER_00]: Let's stop stressing and start winning with redefined revenue All right, let's get to today's show and what bothers me around taxis and And this is where I'm gonna get in trouble.
22:43
[SPEAKER_00]: Okay, I'm gonna
22:45
[SPEAKER_00]: They get excited to go to you because what I hear people, what I hear black people sometimes tell me is, that's my way of saving money.
22:53
[SPEAKER_00]: That's my way of, that's my spring break vacation money.
22:57
[SPEAKER_00]: That's my summer vacation money, you know?
22:59
[SPEAKER_00]: That's that forces me to save money.
23:03
[SPEAKER_00]: And I'm like, that is the dumbest thing.
23:06
[SPEAKER_00]: You can say, what would you say to that person of why you think, you can't say dumb, I can say dumb because we need you to go to her.
23:13
[SPEAKER_00]: But why would you say that is not a wise decision for your money?
23:18
[SPEAKER_02]: You're losing money.
23:20
[SPEAKER_02]: Again, like I said, it's an interest-free loan to the IRS.
23:24
[SPEAKER_02]: Get your money throughout the year.
23:25
[SPEAKER_02]: Don't be waiting, and then also for those who are expected to pay a tax bill, right?
23:32
[SPEAKER_02]: I always suggest, you know, if you're making quarterly payments estimated payments, all right, okay?
23:38
[SPEAKER_02]: You can also put the money that you expected to open in the high yields, say, even get interest off the, you got to pay the bill anyway.
23:45
[SPEAKER_02]: And you'll get interest off the tax.
23:47
[SPEAKER_02]: Beal that you want, you know that you might have to pay.
23:50
[SPEAKER_02]: So that's one of the things that I I was such as, but in regards to your everyday honors, W2 honors, hybrid honors with the business, Adjust at W4.
24:01
[SPEAKER_02]: Seriously, Adjust at W4, look at your with holdings form, look and see what you're paying in your out of your pay chain.
24:08
[SPEAKER_02]: And if it's enough, so where, okay?
24:10
[SPEAKER_02]: All right, I may be good.
24:12
[SPEAKER_02]: I know some people where we will meet either by yearly or we will meet every quarter.
24:20
[SPEAKER_02]: And so like met year, we will look at the six months.
24:23
[SPEAKER_02]: We'll see how we're doing as far as our federal withholding, our state withholding, etc.
24:28
[SPEAKER_02]: And then if I look at it and sort of where's the point where, okay, you're overpaying.
24:34
[SPEAKER_02]: Backst.
24:35
[SPEAKER_02]: And you said you want to start a business.
24:37
[SPEAKER_02]: Backst.
24:37
[SPEAKER_02]: Let's.
24:38
[SPEAKER_02]: Slow down on that.
24:40
[SPEAKER_02]: You low kicker really go exempt for the rest of the year, but I'll even want to say too much on it because people take abuse that.
24:45
[SPEAKER_02]: Yes, yes.
24:47
[SPEAKER_02]: But you can really take that extra mining, whether it's 200, 300, 400 that you're paying every two weeks out of your paycheck and put that sort of something else or invest it like you mentioned and allow that to multiply.
24:59
[SPEAKER_02]: Yes, that's how you build well facts by including that the get the education and execute on it Don't just sit on it.
25:05
[SPEAKER_02]: It's a key on it because I don't want people to just listen is All I know I should do is all know I should do that.
25:10
[SPEAKER_02]: You need to execute.
25:12
[SPEAKER_02]: That's what you're gonna see to change.
25:13
[SPEAKER_02]: Don't sit on your formation
25:15
[SPEAKER_00]: No, don't sit on information.
25:17
[SPEAKER_00]: You're talking real good here.
25:19
[SPEAKER_00]: And this is why I want you to go to Anthonyoneel.com for sass file my taxes because Victoria, I'm impressed.
25:27
[SPEAKER_00]: She knows her stuff.
25:27
[SPEAKER_00]: I know stuff too.
25:29
[SPEAKER_00]: And I'm like, okay, see you really know her stuff.
25:31
[SPEAKER_00]: Because, I mean, and this is why I want you all to go to her to file a taxes because one of the strategies that I do is I pay myself a W2 income.
25:42
[SPEAKER_00]: So I actually claim everything simply because I make so much money on the business out of things.
25:47
[SPEAKER_00]: So it's like, I pay all of my taxes over here for me.
25:51
[SPEAKER_00]: This is part of my strategy.
25:53
[SPEAKER_00]: So this way, I break even on a personal because I'm going to have a high tax bill.
25:57
[SPEAKER_01]: Yeah.
25:58
[SPEAKER_00]: Right.
25:59
[SPEAKER_00]: And so our strategy like I would have not, I would have not known that.
26:03
[SPEAKER_00]: I'm like, well, kind of just keep more money.
26:04
[SPEAKER_00]: She was like, no, no, no, no, we need to offset.
26:06
[SPEAKER_00]: Correct.
26:07
[SPEAKER_00]: So that's a part of the strategy.
26:09
[SPEAKER_00]: Some people that may not be a part of strategy to go that far.
26:13
[SPEAKER_00]: What am I saying?
26:15
[SPEAKER_00]: Everyone's strategy is going to be different.
26:16
[SPEAKER_02]: That's very true.
26:18
[SPEAKER_00]: but only you can help them know what is the best strategy for them, right?
26:24
[SPEAKER_00]: So like, my mentors, like, you know, the Dave Ramses of the world and stuff like that, they're strategy gonna be different from mine, you know?
26:31
[SPEAKER_00]: I do millions a year, they do millions a month.
26:35
[SPEAKER_00]: You know what I'm saying?
26:35
[SPEAKER_00]: So that strategy is gonna be different.
26:37
[SPEAKER_01]: Yeah.
26:39
[SPEAKER_00]: I'm curious,
26:42
[SPEAKER_00]: What are some some write-offs or a part of the strategy that average people are missing, right?
26:48
[SPEAKER_00]: That that that that you can give you can't give them all a bit for free today.
26:53
[SPEAKER_00]: But like what is like one or two that some people really just Man, they skip over because they just they don't have a strategist like yourself, but they don't come to someone like yourself.
27:04
[SPEAKER_00]: That could really help them with their taxes.
27:06
[SPEAKER_02]: Yeah, so a couple of things the Hill Sailors account is one of the people overlooked that all of the time.
27:13
[SPEAKER_02]: That is literally tax-free dollars that you can say, that you can say in Vanishing.
27:21
[SPEAKER_02]: Get your Hill Sailors account.
27:23
[SPEAKER_00]: Cut white, made up, many, why must I make up?
27:25
[SPEAKER_00]: We got like six more minutes.
27:27
[SPEAKER_00]: That is the biggest secret that I think a lot of people run away from.
27:35
[SPEAKER_00]: from your perspective, they've heard it from me, but from your perspective, why is that so important?
27:40
[SPEAKER_02]: It's tax-free dollars.
27:41
[SPEAKER_02]: Love you have medical expenses that the withdrawal for that is tax-free.
27:46
[SPEAKER_02]: That's?
27:46
[SPEAKER_02]: You can also invest in it and allow that to grow.
27:49
[SPEAKER_02]: So just so many other advantages of it, and the government is even so you take advantage of it.
27:54
[SPEAKER_02]: That's how you take advantage of the tax system.
27:57
[SPEAKER_02]: So you have to utilize the things that they're
28:02
[SPEAKER_02]: And if another one that I think of is the FSA, the FSA account.
28:07
[SPEAKER_02]: And so if you are a parent, you are a working parent.
28:10
[SPEAKER_02]: You have a child is in daycare, a child is in, after school program, summer count, then money is tax-free income, utilize it.
28:19
[SPEAKER_02]: So that's another thing that the pending care credit is and things like that will really help.
28:23
[SPEAKER_02]: But get that FSA account because it's tax-free dollars that you can be paid for, expense that you already have to pay for.
28:30
[SPEAKER_00]: You know, one of the things I love about the HSA account is now, like, in, like, in 2025, even started running around like, 2023, 2024.
28:38
[SPEAKER_00]: One thing I love about it is I'm max that out every year.
28:42
[SPEAKER_00]: And then before I go to, like, before when I was used to do door dash, I don't do door dash anymore.
28:48
[SPEAKER_00]: Because I ain't spending $20 if it did deliver me something close $10.
28:52
[SPEAKER_00]: Now you can, you know, get talent with tax
28:57
[SPEAKER_00]: And so I think from me, it's, I love Max and that out and any time I go to the dentist and any time I go to the doctor's office or any time I go to CVS and buy medical stuff, I use tax-free dollars to purchase and to pay for my medical stuff.
29:14
[SPEAKER_00]: What I love about what you're teaching here is it's just the education.
29:17
[SPEAKER_00]: Now, I have to say this from a financial,
29:20
[SPEAKER_00]: especially me being a doctor soon and finance and investing the HSA it has to be attached to a high degree out to both health playing yes that's correct and so we won't really talk about all that but I I do want to bring on someone y'all to educate you all why is so important because even at 41
29:39
[SPEAKER_00]: I still have a high deductible plan.
29:42
[SPEAKER_00]: I don't have a PPO plan, right?
29:44
[SPEAKER_00]: But I have $5,000 extra because that's my deductible.
29:48
[SPEAKER_00]: So I paid a first $5,000 of all of my medical expenses out of pocket.
29:52
[SPEAKER_00]: Then after $5,000 at $5,000 and once sent, it kicks in, right?
29:57
[SPEAKER_00]: But that has saved me so much money.
30:00
[SPEAKER_00]: But again, it goes bad to the strategy.
30:02
[SPEAKER_00]: But the strategy, y'all.
30:03
[SPEAKER_00]: Right.
30:04
[SPEAKER_00]: Because I'm healthy.
30:06
[SPEAKER_00]: Even when I last four months, I've lost a lot of weight.
30:10
[SPEAKER_00]: My blood came down.
30:11
[SPEAKER_01]: Thank you so much, y'all.
30:13
[SPEAKER_00]: Thanks, sis.
30:13
[SPEAKER_00]: Y'all.
30:15
[SPEAKER_00]: But anyways, anyways.
30:15
[SPEAKER_00]: So it's like, everything's about the strategy.
30:18
[SPEAKER_00]: And this is why I believe it is just extremely important, y'all.
30:23
[SPEAKER_00]: And I mean this.
30:26
[SPEAKER_00]: this show comes out in December.
30:28
[SPEAKER_00]: I specifically wanted this show to come out in December because we're going to provide you all the checklist.
30:37
[SPEAKER_00]: that went by the time you come to her here's everything that you need so that way when you come to Victoria or someone on her team you can move quickly and you've already answered the bulk of the questions of course they're going to have you know more questions but you can have the bulk of the stuff so this way when the IRS opens you can get your refund you can file your taxes whatever you need to do but I want to highly encourage you.
31:05
[SPEAKER_00]: And this is not something Victoria has asked me to do, but this is something that I want you to do.
31:11
[SPEAKER_00]: Once you file your taxes, ask her for a strategy session.
31:16
[SPEAKER_00]: and build with her throughout the year.
31:19
[SPEAKER_00]: Let's go from average mindset to wealth mindset.
31:22
[SPEAKER_00]: Average mindset means that I'm making $70, $60,000 a year, so I'm only gonna expect the refund.
31:30
[SPEAKER_00]: Welfth mindset is I'm making $60,000, $70,000 a year, but I want the strategy on how to best keep that and make more money.
31:38
[SPEAKER_00]: which is why I really want you all to check her out, check her team out.
31:43
[SPEAKER_00]: Because yes, if you're do a refund this year, let's get the refund.
31:48
[SPEAKER_00]: But then after that, let's figure out and get the strategy on how can you legally ethically morally and always at spiritually to the end to how do we keep the most throughout the year?
31:59
[SPEAKER_00]: And we allow that money to grow, to get compound interest, and then when we go back to Victoria her team next year, we're breaking even toward we owe nothing and we're not getting nothing back.
32:09
[SPEAKER_00]: Or we may owe just a little bit, but it's not going to break your bank account, but you're going to know that upfront because she gave you the strategy.
32:16
[SPEAKER_00]: All right, so family, um, uh, I, I, I want to go to anthonyl.com for says file my taxes, uh, because Victoria and her team are amazing, um, and super affordable.
32:31
[SPEAKER_00]: I mean, super affordable.
32:32
[SPEAKER_00]: She ain't free.
32:34
[SPEAKER_00]: Right.
32:34
[SPEAKER_00]: And she's not going to be as cheap as.
32:36
[SPEAKER_00]: The online only accounts, but I guarantee you what you pay her in her company, you will see that times five times 10 sometimes, and that's a part of the strategy.
32:48
[SPEAKER_00]: Anything else we missing?
32:49
[SPEAKER_02]: Yeah, so I know we talked a lot and especially with all the tax law changes and everything, I want people to know that they don't have to go through this alone.
32:58
[SPEAKER_02]: That's why we're here.
32:59
[SPEAKER_02]: That's why my friend read the file revenue is here.
33:02
[SPEAKER_02]: We want to help you with this.
33:03
[SPEAKER_02]: So we're ready for the clarity, the support, the education, so build that tax strategy we're here.
33:10
[SPEAKER_02]: And we'll love to support you all for your upcoming tax season.
33:14
[SPEAKER_00]: Man, listen, Trump said it's going to be the largest refund here.
33:18
[SPEAKER_00]: So if you have some money coming back.
33:21
[SPEAKER_00]: allow her in her team to help you get the largest refund the next year don't come to me saying you got the largest refund tell me to tell me you got the best year financially because you're able to save more investment or get out of debt and I use the strategy all right so go to anthonyl.com for us to ask by my taxes so read if I'm revenue going to help you out and y'all send me emails y'all know me my email is anthonyl anthonyl.com if if if if Victoria slips let me know.
33:49
[SPEAKER_00]: I'm gonna call them and call her in or husband now, all right?
33:52
[SPEAKER_00]: And because I want to make sure that my people taking care of but she knows Honestly she would know if he came through me so she tends to give you a little bit more love and tender care All right, we love you all see you next show peace out