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Transcript

How Do I Stop Using Spending to Soothe Myself When I’m Stressed? · Becoming Financially Confident

• 1:20
  Stress
• 1:20
  doesn't
• 1:21
  just
• 1:21
  make
• 1:21
  you
• 1:21
  tired.
• 1:22
  It
• 1:22
  makes
• 1:23
  you
• 1:23
  reach.
• 1:24
  It
• 1:24
  makes
• 1:24
  you
• 1:25
  reach
• 1:25
  for
• 1:25
  something
• 1:26
  that
• 1:26
  feels
• 1:26
  like
• 1:26
  relief.
• 1:28
  Maybe
• 1:28
  a
• 1:28
  cart,
• 1:29
  a
• 1:30
  checkout
• 1:30
  screen,
• 1:31
  a
• 1:31
  treat
• 1:31
  yourself
• 1:32
  moment.
• 1:33
  And
• 1:33
  for
• 1:33
  a
• 1:34
  few
• 1:34
  minutes,
• 1:35
  it
• 1:35
  works.
• 1:36
  You
• 1:37
  feel
• 1:37
  calmer.
• 1:38
  But
• 1:39
  then
• 1:39
  that
• 1:39
  package
• 1:39
  arrives
• 1:40
  and
• 1:40
  the
• 1:40
  guilt
• 1:40
  shows
• 1:41
  up
• 1:41
  with
• 1:41
  it.
• 1:42
  So
• 1:43
  if
• 1:43
  spending
• 1:43
  has
• 1:43
  become
• 1:44
  your
• 1:44
  comfort
• 1:44
  when
• 1:44
  life
• 1:45
  feels
• 1:45
  heavy,
• 1:46
  hear
• 1:46
  me
• 1:46
  clearly.
• 1:46
  Today
• 1:47
  you're
• 1:48
  not
• 1:48
  weak.
• 1:48
  You're
• 1:49
  just
• 1:49
  human.
• 1:50
  And
• 1:51
  today
• 1:51
  we're
• 1:51
  going
• 1:51
  to
• 1:51
  build
• 1:51
  a
• 1:52
  pause
• 1:52
  that
• 1:52
  gives
• 1:52
  you
• 1:52
  a
• 1:53
  way
• 1:53
  out.
• 2:15
  Hey,
• 2:16
  friend.
• 2:16
  Ralph
• 2:16
  Estep
• 2:17
  Jr.
• 2:17
  Here.
• 2:18
  Welcome
• 2:18
  to
• 2:18
  Financially
• 2:19
  Confident
• 2:19
  Christian.
• 2:20
  This
• 2:21
  is
• 2:21
  the
• 2:21
  daily
• 2:21
  show
• 2:21
  where
• 2:22
  we
• 2:22
  work
• 2:22
  to
• 2:22
  break
• 2:22
  that
• 2:23
  cycle
• 2:23
  of
• 2:23
  financial
• 2:24
  shame
• 2:24
  and
• 2:24
  help
• 2:24
  you
• 2:24
  live
• 2:24
  with
• 2:25
  financial
• 2:25
  confidence.
• 2:27
  And
• 2:27
  today's
• 2:27
  show
• 2:28
  is
• 2:28
  all
• 2:28
  about
• 2:28
  that
• 2:28
  confidence.
• 2:30
  And
• 2:30
  that's
• 2:30
  how
• 2:30
  to
• 2:31
  stop
• 2:31
  using
• 2:31
  spending
• 2:32
  to
• 2:32
  soothe
• 2:32
  yourself
• 2:33
  when
• 2:33
  you're
• 2:33
  stressed.
• 2:34
  Hey,
• 2:34
  listen,
• 2:34
  I
• 2:34
  get
• 2:34
  it.
• 2:35
  We're
• 2:35
  all
• 2:35
  stressed.
• 2:36
  Let's
• 2:37
  get
• 2:37
  right
• 2:37
  into
• 2:37
  today's
• 2:38
  listener
• 2:38
  question.
• 2:39
  Listener
• 2:39
  writes
• 2:39
  this
• 2:40
  Ralph
• 2:41
  I
• 2:41
  use
• 2:41
  spending
• 2:42
  to
• 2:42
  soothe
• 2:42
  myself.
• 2:43
  Everything
• 2:44
  feels
• 2:44
  like
• 2:44
  it's
• 2:44
  too
• 2:45
  much.
• 2:46
  It
• 2:46
  works.
• 2:46
  Temporarily
• 2:47
  gives
• 2:48
  me
• 2:48
  that
• 2:48
  little
• 2:48
  hint
• 2:48
  of
• 2:49
  relief.
• 2:50
  But
• 2:50
  then
• 2:50
  the
• 2:50
  guilt
• 2:50
  and
• 2:51
  shame
• 2:51
  are
• 2:51
  crushing.
• 2:52
  I'm
• 2:52
  so
• 2:53
  tired
• 2:53
  of
• 2:53
  this
• 2:53
  loop.
• 2:54
  How
• 2:55
  do
• 2:55
  I
• 2:55
  build
• 2:55
  in
• 2:55
  a
• 2:55
  pause
• 2:56
  that
• 2:56
  actually
• 2:56
  helps
• 2:57
  me
• 2:57
  make
• 2:57
  a
• 2:57
  different
• 2:57
  choice?
• 2:59
  I
• 2:59
  need
• 2:59
  something
• 3:00
  that
• 3:00
  stops
• 3:01
  me
• 3:01
  before
• 3:01
  I
• 3:02
  sabotage
• 3:02
  myself
• 3:03
  again.
• 3:04
  But
• 3:05
  I
• 3:05
  feel
• 3:05
  powerless
• 3:06
  in
• 3:06
  the
• 3:06
  moment.
• 3:08
  We
• 3:08
  could
• 3:08
  almost
• 3:08
  call
• 3:09
  this
• 3:09
  one
• 3:09
  dear
• 3:09
  powerless.
• 3:12
  And
• 3:12
  I
• 3:12
  think
• 3:12
  if
• 3:12
  we're
• 3:13
  being
• 3:13
  honest
• 3:13
  with
• 3:13
  ourselves,
• 3:14
  we've
• 3:14
  all
• 3:15
  kind
• 3:15
  of
• 3:15
  felt
• 3:15
  this
• 3:15
  at
• 3:15
  times.
• 3:17
  And
• 3:17
  we've
• 3:17
  heard
• 3:18
  people
• 3:18
  say,
• 3:18
  oh,
• 3:18
  you
• 3:18
  just
• 3:19
  need
• 3:19
  more
• 3:19
  willpower.
• 3:21
  But
• 3:21
  that's
• 3:21
  not
• 3:21
  the
• 3:21
  answer.
• 3:23
  You
• 3:23
  don't
• 3:24
  need
• 3:24
  just
• 3:24
  more
• 3:24
  willpower.
• 3:25
  You
• 3:25
  need
• 3:25
  a
• 3:25
  way
• 3:25
  out
• 3:26
  plan.
• 3:28
  See,
• 3:28
  spending
• 3:29
  the
• 3:29
  soothe
• 3:29
  is
• 3:29
  usually
• 3:30
  about
• 3:30
  one
• 3:30
  thing.
• 3:32
  Your
• 3:32
  nervous
• 3:33
  system
• 3:33
  is
• 3:34
  screaming,
• 3:34
  make
• 3:34
  this
• 3:35
  feeling
• 3:35
  go
• 3:35
  away.
• 3:37
  I
• 3:37
  felt
• 3:38
  that
• 3:38
  so
• 3:38
  many
• 3:38
  times.
• 3:39
  I
• 3:39
  just
• 3:39
  want
• 3:39
  to
• 3:39
  get
• 3:39
  past
• 3:39
  this
• 3:40
  feeling.
• 3:42
  So
• 3:42
  today,
• 3:42
  we're
• 3:42
  not
• 3:42
  just
• 3:43
  changing
• 3:43
  behavior.
• 3:44
  We've
• 3:44
  got
• 3:45
  to
• 3:45
  give
• 3:45
  your
• 3:45
  body
• 3:45
  a
• 3:46
  safer
• 3:46
  relief
• 3:47
  path.
• 3:48
  So
• 3:48
  here's
• 3:48
  a
• 3:48
  tool
• 3:48
  that
• 3:48
  you
• 3:49
  can
• 3:49
  use
• 3:49
  in
• 3:49
  real
• 3:50
  time.
• 3:50
  Let's
• 3:51
  get
• 3:51
  started
• 3:51
  right
• 3:51
  now.
• 3:52
  Here's
• 3:52
  the
• 3:52
  first
• 3:53
  thing
• 3:53
  you
• 3:53
  got
• 3:53
  to
• 3:53
  do.
• 3:54
  Name
• 3:54
  the
• 3:54
  moment
• 3:55
  you're
• 3:55
  feeling
• 3:55
  without
• 3:55
  judging
• 3:56
  it.
• 3:57
  Say
• 3:57
  this
• 3:58
  out
• 3:58
  loud.
• 3:58
  Yes,
• 3:59
  you're
• 3:59
  going
• 3:59
  to
• 3:59
  talk
• 3:59
  to
• 3:59
  yourself.
• 4:00
  Ralph
• 4:00
  said
• 4:00
  it's
• 4:00
  okay
• 4:01
  to
• 4:01
  talk
• 4:01
  to
• 4:01
  yourself.
• 4:03
  Say,
• 4:03
  I'm
• 4:04
  stressed
• 4:04
  and
• 4:04
  I
• 4:04
  want.
• 4:05
  Really?
• 4:06
  That's
• 4:07
  it.
• 4:07
  Don't
• 4:08
  insult
• 4:08
  yourself.
• 4:09
  Don't
• 4:09
  shame
• 4:10
  yourself.
• 4:10
  Don't
• 4:11
  say,
• 4:11
  I'm
• 4:11
  so
• 4:11
  stupid.
• 4:12
  Don't
• 4:12
  do
• 4:12
  that.
• 4:13
  Naming
• 4:14
  it
• 4:14
  lowers
• 4:14
  the
• 4:15
  intensity.
• 4:16
  And
• 4:16
  see,
• 4:17
  shame
• 4:17
  accelerates
• 4:18
  the
• 4:18
  purchase
• 4:19
  because
• 4:19
  you
• 4:19
  want
• 4:19
  to
• 4:19
  feel
• 4:20
  good
• 4:20
  again.
• 4:21
  But
• 4:21
  compassion
• 4:22
  for
• 4:22
  yourself,
• 4:23
  it
• 4:23
  slows
• 4:23
  it
• 4:23
  down.
• 4:25
  That's
• 4:25
  the
• 4:25
  first
• 4:25
  thing.
• 4:26
  Name
• 4:26
  it
• 4:26
  second
• 4:26
  thing,
• 4:27
  use
• 4:27
  the
• 4:28
  10
• 4:28
  minute
• 4:28
  soothe
• 4:29
  first
• 4:29
  rule.
• 4:31
  Before
• 4:31
  you
• 4:31
  buy
• 4:31
  anything
• 4:32
  non
• 4:32
  essential,
• 4:33
  you
• 4:34
  gotta
• 4:34
  soothe
• 4:34
  yourself
• 4:35
  first.
• 4:36
  Set
• 4:37
  a
• 4:37
  10
• 4:37
  minute
• 4:37
  timer.
• 4:37
  Now
• 4:37
  look,
• 4:38
  I've
• 4:38
  got
• 4:38
  a
• 4:38
  timer
• 4:38
  right
• 4:38
  here,
• 4:39
  right
• 4:40
  here
• 4:40
  in
• 4:40
  front
• 4:40
  of
• 4:40
  me.
• 4:41
  I
• 4:41
  think
• 4:41
  this
• 4:41
  is
• 4:41
  a
• 4:42
  great
• 4:42
  thing
• 4:42
  to
• 4:42
  have.
• 4:42
  Go
• 4:43
  buy
• 4:43
  one
• 4:43
  of
• 4:43
  these.
• 4:44
  Here's
• 4:44
  my
• 4:45
  timer
• 4:45
  here.
• 4:45
  You
• 4:45
  can
• 4:45
  use
• 4:45
  your
• 4:46
  phone.
• 4:46
  Phones
• 4:46
  are
• 4:47
  great
• 4:47
  for
• 4:47
  this.
• 4:48
  But
• 4:49
  when
• 4:49
  you
• 4:49
  feel
• 4:49
  that
• 4:50
  stress,
• 4:50
  when
• 4:50
  you
• 4:50
  feel
• 4:51
  that
• 4:51
  pressure,
• 4:52
  do
• 4:52
  one
• 4:53
  calming
• 4:53
  action.
• 4:55
  Maybe
• 4:55
  for
• 4:55
  you.
• 4:55
  You
• 4:56
  can
• 4:56
  drink
• 4:56
  a
• 4:56
  glass
• 4:56
  of
• 4:56
  water.
• 4:57
  I
• 4:57
  don't
• 4:57
  know
• 4:57
  about
• 4:57
  you,
• 4:57
  but
• 4:58
  it's
• 4:58
  hard
• 4:58
  to
• 4:58
  feel
• 4:59
  upset
• 4:59
  when
• 4:59
  I'm
• 5:00
  drinking
• 5:00
  a
• 5:00
  glass
• 5:00
  of
• 5:00
  water.
• 5:02
  I
• 5:02
  love
• 5:02
  taking
• 5:02
  a
• 5:03
  short
• 5:03
  walk.
• 5:03
  I
• 5:03
  go
• 5:03
  walk
• 5:04
  around
• 5:04
  the
• 5:04
  farm
• 5:04
  and
• 5:04
  I
• 5:05
  check
• 5:05
  out
• 5:05
  the
• 5:05
  cows,
• 5:06
  talk
• 5:06
  to
• 5:06
  the
• 5:06
  cows
• 5:07
  sometimes
• 5:07
  and
• 5:07
  tell
• 5:08
  them
• 5:08
  what's
• 5:08
  going
• 5:08
  on.
• 5:08
  On
• 5:09
  my
• 5:09
  day,
• 5:10
  it's
• 5:11
  a
• 5:11
  great
• 5:11
  time
• 5:11
  to
• 5:11
  practice
• 5:12
  some
• 5:12
  slow
• 5:12
  breathing.
• 5:13
  You
• 5:13
  know,
• 5:13
  in
• 5:13
  for
• 5:13
  four
• 5:14
  and
• 5:14
  out
• 5:15
  for
• 5:15
  six.
• 5:17
  Step
• 5:17
  outside
• 5:18
  and
• 5:18
  feel
• 5:18
  the
• 5:18
  air
• 5:18
  on
• 5:19
  your
• 5:19
  face.
• 5:21
  And
• 5:21
  while
• 5:21
  you're
• 5:21
  doing
• 5:22
  that,
• 5:22
  pray
• 5:22
  one
• 5:22
  honest
• 5:23
  sentence.
• 5:25
  Lord,
• 5:26
  help
• 5:26
  me.
• 5:28
  It's
• 5:28
  okay
• 5:28
  to
• 5:29
  ask
• 5:29
  the
• 5:29
  Lord
• 5:29
  for
• 5:29
  help.
• 5:31
  And
• 5:31
  if
• 5:31
  you
• 5:32
  still
• 5:32
  want
• 5:32
  to
• 5:32
  make
• 5:32
  that
• 5:32
  purchase
• 5:33
  after
• 5:33
  10
• 5:33
  minutes,
• 5:34
  you
• 5:34
  can
• 5:34
  reassess
• 5:34
  that.
• 5:36
  But
• 5:36
  most
• 5:36
  of
• 5:36
  the
• 5:36
  time,
• 5:37
  and
• 5:37
  I'm
• 5:37
  speaking
• 5:37
  for
• 5:37
  me,
• 5:38
  the
• 5:39
  stress
• 5:39
  wave
• 5:39
  passes,
• 5:41
  which
• 5:41
  leads
• 5:42
  me
• 5:42
  to
• 5:42
  this.
• 5:42
  You
• 5:42
  got
• 5:42
  to
• 5:42
  ask
• 5:43
  yourself,
• 5:43
  what
• 5:44
  am
• 5:44
  I
• 5:44
  really
• 5:44
  needing?
• 5:46
  That's
• 5:47
  the
• 5:47
  big
• 5:47
  question
• 5:49
  right
• 5:49
  before
• 5:49
  you
• 5:49
  check
• 5:50
  out.
• 5:50
  Ask
• 5:50
  yourself,
• 5:51
  what
• 5:51
  am
• 5:51
  I
• 5:51
  trying
• 5:52
  to
• 5:52
  solve
• 5:52
  with
• 5:53
  this
• 5:53
  purchase?
• 5:53
  And
• 5:53
  I
• 5:53
  caught
• 5:54
  myself
• 5:54
  this
• 5:54
  weekend,
• 5:54
  I
• 5:55
  was
• 5:55
  sitting
• 5:55
  at
• 5:55
  the
• 5:56
  couch,
• 5:56
  we
• 5:56
  were
• 5:56
  watching
• 5:56
  a
• 5:57
  little
• 5:57
  TV
• 5:57
  in
• 5:57
  the
• 5:57
  evening,
• 5:57
  and
• 5:58
  I
• 5:58
  caught
• 5:58
  myself
• 5:58
  going
• 5:58
  on
• 5:59
  the
• 5:59
  Amazon.
• 6:00
  I
• 6:00
  looked
• 6:00
  at
• 6:00
  myself,
• 6:01
  wait
• 6:01
  a
• 6:01
  minute,
• 6:01
  I
• 6:01
  don't
• 6:01
  really
• 6:02
  need
• 6:02
  anything.
• 6:02
  And
• 6:02
  then
• 6:03
  I
• 6:03
  felt,
• 6:03
  I
• 6:03
  was
• 6:03
  feeling
• 6:04
  a
• 6:04
  little
• 6:04
  anxiety
• 6:04
  about
• 6:05
  something.
• 6:06
  But
• 6:06
  ask
• 6:06
  yourself,
• 6:07
  what
• 6:07
  am
• 6:07
  I
• 6:07
  really
• 6:08
  needing?
• 6:08
  Am
• 6:08
  I
• 6:08
  needing
• 6:08
  comfort?
• 6:10
  Am
• 6:10
  I
• 6:10
  looking
• 6:10
  for
• 6:11
  control?
• 6:12
  Maybe
• 6:12
  you
• 6:12
  need
• 6:13
  a
• 6:13
  reward.
• 6:14
  Hey,
• 6:14
  for
• 6:14
  me,
• 6:14
  I
• 6:14
  think
• 6:14
  it
• 6:15
  was
• 6:15
  more
• 6:15
  so
• 6:15
  a
• 6:15
  distraction.
• 6:17
  Maybe
• 6:17
  for
• 6:17
  you
• 6:18
  it's,
• 6:18
  maybe
• 6:18
  you
• 6:18
  want
• 6:19
  to
• 6:19
  feel
• 6:19
  seen.
• 6:20
  Maybe
• 6:20
  you're
• 6:20
  feeling
• 6:21
  lonely,
• 6:22
  and
• 6:23
  maybe
• 6:23
  it's
• 6:24
  just
• 6:24
  relief
• 6:24
  from
• 6:25
  pressure.
• 6:26
  But
• 6:27
  here's
• 6:27
  the
• 6:27
  thing
• 6:27
  you
• 6:27
  need
• 6:28
  to
• 6:28
  understand.
• 6:29
  Money
• 6:30
  can't
• 6:30
  heal
• 6:30
  pain.
• 6:32
  I
• 6:32
  wish
• 6:32
  that
• 6:32
  it
• 6:32
  could.
• 6:33
  I
• 6:33
  know
• 6:33
  some
• 6:33
  very
• 6:33
  wealthy
• 6:34
  people
• 6:34
  that
• 6:34
  think
• 6:34
  that
• 6:35
  money
• 6:35
  can
• 6:35
  heal
• 6:35
  pain.
• 6:36
  But
• 6:36
  guess
• 6:36
  what,
• 6:37
  it
• 6:37
  can
• 6:37
  soothe
• 6:38
  it
• 6:38
  for
• 6:38
  a
• 6:38
  little
• 6:38
  bit.
• 6:39
  But
• 6:39
  that
• 6:39
  pain
• 6:40
  comes
• 6:40
  back.
• 6:42
  But
• 6:43
  what,
• 6:43
  you
• 6:43
  can
• 6:43
  meet
• 6:43
  the
• 6:44
  real
• 6:44
  need
• 6:44
  in
• 6:45
  a
• 6:45
  healthier
• 6:45
  way.
• 6:45
  Let's
• 6:46
  talk
• 6:46
  about
• 6:46
  how
• 6:46
  to
• 6:46
  do
• 6:46
  that.
• 6:48
  Here's
• 6:48
  the
• 6:48
  best
• 6:48
  way
• 6:48
  you
• 6:49
  can
• 6:49
  do
• 6:49
  that.
• 6:49
  Create
• 6:49
  a
• 6:50
  replacement
• 6:50
  list
• 6:50
  that
• 6:51
  actually
• 6:51
  works.
• 6:52
  So
• 6:52
  when
• 6:52
  you're
• 6:52
  feeling
• 6:52
  that
• 6:53
  stress
• 6:53
  and
• 6:53
  you're
• 6:53
  like,
• 6:53
  wait
• 6:53
  a
• 6:53
  minute,
• 6:54
  Ralph,
• 6:54
  I
• 6:54
  got
• 6:54
  this
• 6:54
  going
• 6:54
  on
• 6:55
  right
• 6:55
  now.
• 6:56
  You
• 6:56
  gotta
• 6:56
  have
• 6:57
  Options
• 6:57
  ready.
• 6:57
  Before
• 6:58
  that
• 6:58
  stress
• 6:58
  hits,
• 6:59
  I'm
• 7:00
  gonna
• 7:00
  encourage
• 7:00
  you
• 7:00
  to
• 7:00
  make
• 7:00
  a
• 7:01
  short
• 7:01
  list
• 7:01
  that
• 7:01
  I
• 7:01
  call
• 7:01
  Relief
• 7:02
  without
• 7:02
  regrets.
• 7:03
  It's
• 7:04
  really
• 7:04
  that
• 7:04
  simple.
• 7:05
  Just
• 7:05
  relief
• 7:06
  without
• 7:06
  regret.
• 7:07
  Put
• 7:07
  five
• 7:07
  items
• 7:07
  on
• 7:08
  it.
• 7:08
  And
• 7:08
  these
• 7:08
  five
• 7:09
  items
• 7:09
  are
• 7:09
  different
• 7:09
  for
• 7:10
  everybody.
• 7:11
  I'm
• 7:11
  going
• 7:11
  to
• 7:11
  throw
• 7:11
  a
• 7:11
  couple
• 7:12
  ideas
• 7:12
  out
• 7:12
  there
• 7:12
  that
• 7:13
  I
• 7:13
  think
• 7:13
  would
• 7:13
  work.
• 7:14
  You
• 7:14
  can
• 7:14
  call
• 7:14
  or
• 7:15
  text
• 7:15
  one
• 7:15
  safe
• 7:16
  person.
• 7:16
  If
• 7:17
  you're
• 7:17
  feeling
• 7:17
  that
• 7:17
  need
• 7:17
  to
• 7:18
  buy,
• 7:18
  call
• 7:18
  your
• 7:18
  best
• 7:18
  friend
• 7:19
  and
• 7:19
  say,
• 7:19
  hey,
• 7:19
  listen,
• 7:20
  I'm
• 7:20
  feeling
• 7:20
  that
• 7:20
  need
• 7:20
  again.
• 7:21
  Can
• 7:21
  you
• 7:21
  talk
• 7:21
  me
• 7:22
  off
• 7:22
  the
• 7:22
  ledge?
• 7:24
  One
• 7:24
  of
• 7:24
  the
• 7:24
  things
• 7:24
  we
• 7:24
  talk
• 7:25
  about
• 7:25
  sometimes
• 7:25
  on
• 7:25
  this
• 7:26
  show
• 7:26
  is
• 7:26
  do
• 7:27
  some
• 7:27
  personal
• 7:27
  care.
• 7:28
  Take
• 7:28
  a
• 7:28
  shower,
• 7:29
  reset
• 7:30
  yourself.
• 7:30
  Just
• 7:30
  the
• 7:31
  water
• 7:31
  run
• 7:31
  over
• 7:31
  you
• 7:31
  a
• 7:32
  little
• 7:32
  bit.
• 7:33
  Hey,
• 7:33
  one
• 7:33
  of
• 7:34
  the
• 7:34
  things
• 7:34
  that
• 7:34
  I
• 7:34
  encourage
• 7:34
  you
• 7:35
  to
• 7:35
  listen
• 7:35
  to
• 7:35
  some
• 7:36
  worship
• 7:36
  music.
• 7:37
  And
• 7:37
  while
• 7:37
  I'm
• 7:37
  there,
• 7:37
  did
• 7:38
  you
• 7:38
  know
• 7:38
  one
• 7:38
  of
• 7:38
  my
• 7:38
  other
• 7:39
  shows
• 7:39
  is
• 7:39
  called
• 7:39
  Truth
• 7:40
  Unveiled
• 7:40
  with
• 7:40
  Ralph
• 7:41
  and
• 7:41
  we
• 7:41
  release
• 7:42
  a
• 7:42
  Christian
• 7:43
  worship
• 7:43
  song
• 7:44
  every
• 7:44
  single
• 7:45
  week.
• 7:45
  We'll
• 7:46
  put
• 7:46
  a
• 7:46
  link
• 7:46
  to
• 7:46
  that
• 7:46
  in
• 7:46
  the
• 7:47
  show
• 7:47
  notes,
• 7:48
  but
• 7:48
  go
• 7:48
  listen
• 7:49
  to
• 7:49
  that
• 7:49
  or
• 7:49
  go
• 7:49
  listen
• 7:49
  to
• 7:49
  your
• 7:50
  favorite
• 7:50
  artist.
• 7:51
  It's
• 7:52
  a
• 7:52
  great
• 7:52
  time
• 7:52
  to
• 7:52
  journal.
• 7:53
  Write
• 7:53
  your
• 7:53
  journal
• 7:53
  about
• 7:53
  what
• 7:54
  you're
• 7:54
  feeling.
• 7:55
  Make
• 7:55
  tea
• 7:56
  and
• 7:56
  sit
• 7:56
  quietly.
• 7:56
  Have
• 7:57
  a
• 7:57
  tea
• 7:57
  party.
• 7:58
  Read
• 7:58
  one
• 7:59
  of
• 7:59
  the
• 7:59
  psalms.
• 7:59
  Psalms
• 8:00
  are
• 8:00
  great
• 8:00
  for
• 8:00
  this.
• 8:02
  Or
• 8:02
  as
• 8:02
  my
• 8:02
  massage
• 8:03
  therapist
• 8:03
  says,
• 8:04
  why
• 8:04
  don't
• 8:04
  we
• 8:04
  stretch
• 8:05
  for
• 8:05
  five
• 8:05
  minutes?
• 8:05
  Ralph,
• 8:07
  when
• 8:07
  that
• 8:07
  stress
• 8:08
  is
• 8:08
  rising,
• 8:08
  you
• 8:09
  can
• 8:09
  feel
• 8:09
  it.
• 8:10
  You
• 8:10
  don't
• 8:11
  figure
• 8:11
  it
• 8:11
  out,
• 8:12
  you
• 8:12
  gotta
• 8:13
  go
• 8:13
  to
• 8:13
  a
• 8:13
  list
• 8:13
  of
• 8:13
  here's
• 8:14
  what
• 8:14
  I'm
• 8:14
  gonna
• 8:14
  do
• 8:14
  when
• 8:15
  this
• 8:15
  happens.
• 8:16
  And
• 8:17
  finally,
• 8:17
  here's
• 8:17
  another
• 8:18
  idea.
• 8:19
  Add
• 8:19
  a
• 8:19
  friction
• 8:20
  step
• 8:20
  to
• 8:20
  your
• 8:20
  spending.
• 8:22
  One
• 8:22
  of
• 8:22
  the
• 8:22
  best
• 8:23
  ways
• 8:23
  you
• 8:23
  can
• 8:23
  conquer
• 8:23
  this
• 8:24
  is
• 8:24
  make
• 8:24
  impulsive
• 8:25
  path
• 8:25
  harder.
• 8:26
  If
• 8:27
  you
• 8:27
  feel
• 8:27
  impulsive,
• 8:28
  here's
• 8:28
  some
• 8:28
  things
• 8:28
  to
• 8:28
  do.
• 8:29
  These
• 8:29
  are
• 8:29
  great
• 8:29
  ideas.
• 8:30
  Somebody
• 8:30
  sent
• 8:30
  a
• 8:30
  couple
• 8:30
  of
• 8:31
  these
• 8:31
  into
• 8:31
  me.
• 8:31
  I'm
• 8:31
  going
• 8:31
  to
• 8:31
  share
• 8:31
  them
• 8:32
  right
• 8:32
  now.
• 8:32
  Remove
• 8:33
  saved
• 8:33
  cards
• 8:33
  from
• 8:34
  shopping
• 8:34
  apps.
• 8:35
  If
• 8:35
  you've
• 8:35
  got
• 8:35
  your
• 8:36
  credit
• 8:36
  card
• 8:36
  already
• 8:36
  stored
• 8:37
  on
• 8:37
  the
• 8:37
  shopping
• 8:37
  at,
• 8:38
  remove
• 8:38
  it
• 8:38
  for
• 8:39
  two
• 8:39
  reasons.
• 8:39
  Number
• 8:40
  one
• 8:40
  reason,
• 8:40
  it'll
• 8:41
  be
• 8:41
  a
• 8:41
  great
• 8:41
  pause.
• 8:41
  Number
• 8:42
  two,
• 8:42
  it
• 8:42
  protects
• 8:42
  your
• 8:42
  identity
• 8:43
  better.
• 8:43
  Just
• 8:43
  take
• 8:43
  them
• 8:44
  off
• 8:44
  of
• 8:44
  there.
• 8:44
  If
• 8:44
  you
• 8:44
  got
• 8:44
  to
• 8:45
  buy
• 8:45
  something,
• 8:45
  you're
• 8:46
  going
• 8:46
  to
• 8:46
  have
• 8:46
  to
• 8:46
  get
• 8:46
  up,
• 8:47
  go
• 8:47
  get
• 8:47
  your
• 8:47
  credit
• 8:48
  card,
• 8:48
  put
• 8:48
  your
• 8:49
  information
• 8:49
  in.
• 8:50
  See,
• 8:50
  that's
• 8:50
  friction.
• 8:52
  Maybe
• 8:52
  you
• 8:52
  need
• 8:53
  to
• 8:53
  unfollow
• 8:53
  some
• 8:53
  tempting
• 8:54
  accounts.
• 8:54
  If
• 8:54
  you've
• 8:55
  got
• 8:55
  accounts
• 8:55
  that
• 8:55
  are
• 8:55
  making
• 8:56
  you
• 8:56
  feel
• 8:56
  that,
• 8:57
  stop
• 8:57
  looking
• 8:57
  at
• 8:58
  them.
• 8:58
  Delete
• 8:59
  those
• 8:59
  store
• 8:59
  apps.
• 9:00
  Maybe
• 9:00
  that's
• 9:00
  what
• 9:01
  I
• 9:01
  need
• 9:01
  to
• 9:01
  do.
• 9:01
  I
• 9:01
  need
• 9:01
  to
• 9:01
  have
• 9:02
  a
• 9:02
  program
• 9:02
  where
• 9:02
  I
• 9:03
  delete
• 9:03
  the
• 9:03
  Amazon
• 9:03
  app
• 9:05
  or
• 9:05
  put
• 9:05
  that
• 9:05
  purchase
• 9:06
  on
• 9:06
  a
• 9:06
  24
• 9:06
  hour
• 9:06
  wish
• 9:07
  list.
• 9:07
  I've
• 9:07
  talked
• 9:07
  about
• 9:07
  that
• 9:08
  on
• 9:08
  the
• 9:08
  show
• 9:08
  before.
• 9:08
  Put
• 9:08
  it
• 9:09
  in
• 9:09
  the
• 9:09
  cart
• 9:09
  and
• 9:09
  say,
• 9:09
  listen,
• 9:10
  I'M
• 9:10
  not
• 9:10
  looking
• 9:10
  at
• 9:10
  this.
• 9:10
  Get
• 9:11
  the
• 9:11
  timer
• 9:11
  out.
• 9:12
  Set
• 9:12
  a
• 9:12
  timer
• 9:12
  for
• 9:12
  24
• 9:13
  hours.
• 9:13
  Chances
• 9:14
  are
• 9:14
  you
• 9:14
  won't
• 9:15
  even
• 9:15
  want
• 9:15
  it
• 9:15
  anymore.
• 9:16
  Here's
• 9:17
  another
• 9:17
  great
• 9:17
  idea.
• 9:18
  Create
• 9:19
  a
• 9:19
  fun
• 9:19
  money
• 9:19
  limit
• 9:20
  and
• 9:20
  keep
• 9:20
  it
• 9:20
  separate.
• 9:21
  Just
• 9:22
  put
• 9:22
  it
• 9:22
  into
• 9:22
  your
• 9:22
  weekly
• 9:23
  budget.
• 9:23
  I'm
• 9:23
  going
• 9:23
  to
• 9:23
  spend
• 9:24
  $10
• 9:24
  on
• 9:24
  fun
• 9:25
  money
• 9:25
  this
• 9:25
  week.
• 9:27
  It's
• 9:27
  not
• 9:27
  about
• 9:27
  depriving
• 9:28
  yourself.
• 9:28
  It's
• 9:29
  about
• 9:29
  protecting
• 9:30
  yourself.
• 9:31
  Here's
• 9:32
  the
• 9:32
  thing
• 9:32
  I
• 9:32
  want
• 9:32
  you
• 9:32
  to
• 9:32
  hear.
• 9:33
  Relief
• 9:34
  is
• 9:34
  allowed.
• 9:35
  But
• 9:36
  regret,
• 9:37
  that's
• 9:37
  optional,
• 9:38
  my
• 9:38
  friend.
• 9:39
  So
• 9:39
  here's
• 9:39
  your
• 9:39
  big
• 9:40
  win
• 9:40
  for
• 9:40
  today.
• 9:40
  I
• 9:40
  want
• 9:41
  you
• 9:41
  to
• 9:41
  write
• 9:41
  your
• 9:41
  relief
• 9:42
  without
• 9:42
  regret
• 9:42
  list.
• 9:43
  Just
• 9:43
  five
• 9:44
  things.
• 9:45
  Put
• 9:45
  it
• 9:45
  on
• 9:45
  a
• 9:45
  note,
• 9:46
  put
• 9:46
  it
• 9:46
  in
• 9:46
  your
• 9:46
  phone.
• 9:48
  The
• 9:48
  win
• 9:48
  is
• 9:49
  not
• 9:49
  never
• 9:49
  spending
• 9:50
  again.
• 9:50
  The
• 9:51
  win
• 9:51
  is
• 9:51
  having
• 9:51
  a
• 9:52
  pause
• 9:52
  that
• 9:52
  gives
• 9:52
  you
• 9:53
  a
• 9:53
  different
• 9:53
  exit.
• 9:55
  Which
• 9:55
  leads
• 9:55
  me
• 9:55
  to
• 9:55
  today's
• 9:56
  Bible
• 9:56
  verse.
• 9:57
  This
• 9:57
  one
• 9:58
  is
• 9:58
  Perfect.
• 9:59
  It's
• 9:59
  from
• 10:00
  First
• 10:00
  Corinthians,
• 10:01
  chapter
• 10:01
  10,
• 10:01
  verse
• 10:02
  13.
• 10:03
  No
• 10:03
  temptation
• 10:04
  has
• 10:04
  overtaken
• 10:05
  you
• 10:05
  except
• 10:06
  what
• 10:06
  is
• 10:06
  common
• 10:06
  to
• 10:07
  mankind.
• 10:08
  And
• 10:08
  God
• 10:09
  is
• 10:09
  faithful.
• 10:10
  He
• 10:10
  will
• 10:10
  not
• 10:11
  let
• 10:11
  you
• 10:11
  be
• 10:11
  tempted
• 10:11
  beyond
• 10:12
  what
• 10:12
  you
• 10:12
  can
• 10:12
  bear.
• 10:13
  But
• 10:14
  when
• 10:14
  you
• 10:14
  are
• 10:14
  tempted,
• 10:15
  he
• 10:16
  will
• 10:16
  also
• 10:16
  provide
• 10:16
  a
• 10:17
  way
• 10:17
  out
• 10:17
  so
• 10:17
  that
• 10:17
  you
• 10:18
  can
• 10:18
  endure
• 10:19
  it.
• 10:20
  I
• 10:20
  don't
• 10:20
  know
• 10:20
  about
• 10:20
  you,
• 10:21
  but
• 10:21
  I'm
• 10:21
  happy
• 10:22
  God
• 10:22
  gives
• 10:22
  us
• 10:22
  that
• 10:24
  because
• 10:24
  God
• 10:24
  promises
• 10:25
  a
• 10:25
  way
• 10:25
  out
• 10:26
  in
• 10:26
  the
• 10:26
  moment
• 10:26
  of
• 10:26
  pressure
• 10:28
  and
• 10:28
  this
• 10:28
  pause
• 10:29
  becomes
• 10:29
  part
• 10:29
  of
• 10:29
  that
• 10:30
  way
• 10:30
  out.
• 10:31
  How
• 10:31
  about
• 10:31
  we
• 10:31
  pray
• 10:32
  together,
• 10:33
  Lord
• 10:33
  God,
• 10:34
  you
• 10:34
  see
• 10:34
  the
• 10:35
  stress
• 10:35
  that
• 10:35
  all
• 10:35
  of
• 10:36
  us
• 10:36
  are
• 10:36
  carrying
• 10:36
  right
• 10:36
  now.
• 10:38
  You
• 10:38
  see
• 10:38
  how
• 10:38
  heavy
• 10:39
  it
• 10:39
  feels
• 10:39
  and
• 10:39
  how
• 10:39
  quickly
• 10:40
  we
• 10:41
  reach
• 10:41
  for
• 10:41
  relief.
• 10:43
  And
• 10:43
  we
• 10:43
  just
• 10:43
  thank
• 10:44
  you
• 10:44
  right
• 10:44
  now
• 10:44
  that
• 10:44
  you
• 10:44
  are
• 10:45
  faithful.
• 10:46
  And
• 10:46
  we
• 10:46
  thank
• 10:47
  you
• 10:47
  that
• 10:47
  you
• 10:47
  provide
• 10:47
  a
• 10:48
  way
• 10:48
  out
• 10:48
  for
• 10:48
  all
• 10:48
  of
• 10:48
  us.
• 10:50
  So
• 10:50
  in
• 10:50
  that
• 10:50
  moment
• 10:51
  of
• 10:51
  temptation,
• 10:52
  give
• 10:53
  us
• 10:53
  a
• 10:53
  pause,
• 10:53
  Lord.
• 10:54
  Give
• 10:55
  us
• 10:55
  clarity
• 10:55
  and
• 10:56
  give
• 10:56
  us
• 10:56
  strength.
• 10:58
  And
• 10:58
  replace
• 10:58
  the
• 10:58
  need
• 10:59
  to
• 10:59
  soothe
• 10:59
  with
• 10:59
  spending
• 11:00
  with
• 11:00
  peace
• 11:00
  that
• 11:01
  comes
• 11:01
  only
• 11:01
  from
• 11:02
  you.
• 11:03
  Heal
• 11:03
  the
• 11:04
  shame,
• 11:04
  Lord.
• 11:04
  Restore
• 11:05
  self
• 11:05
  control
• 11:06
  and
• 11:06
  surround
• 11:07
  us
• 11:07
  with
• 11:07
  comfort
• 11:08
  that
• 11:08
  doesn't
• 11:09
  cost
• 11:09
  us
• 11:09
  our
• 11:10
  tomorrow.
• 11:11
  And
• 11:11
  we
• 11:12
  ask
• 11:12
  this
• 11:12
  in
• 11:12
  Jesus
• 11:13
  name.
• 11:14
  Amen.
• 11:17
  Friend,
• 11:17
  hear
• 11:18
  me
• 11:18
  on
• 11:18
  this.
• 11:19
  You're
• 11:19
  not
• 11:19
  powerless.
• 11:21
  God
• 11:21
  has
• 11:22
  given
• 11:22
  you
• 11:22
  a
• 11:22
  way
• 11:22
  out
• 11:24
  and
• 11:24
  it
• 11:24
  comes
• 11:24
  one
• 11:25
  pause
• 11:25
  at
• 11:25
  a
• 11:25
  time.
• 11:26
  And
• 11:27
  if
• 11:27
  you've
• 11:27
  got
• 11:27
  a
• 11:27
  question
• 11:28
  for
• 11:28
  this
• 11:28
  show,
• 11:28
  I
• 11:28
  would
• 11:29
  love
• 11:29
  to
• 11:29
  hear
• 11:29
  your
• 11:29
  question.
• 11:30
  You
• 11:31
  can
• 11:31
  go
• 11:31
  to
• 11:31
  financiallyconfidentchristian.com/question
• 11:35
  put
• 11:36
  that
• 11:36
  in
• 11:36
  the
• 11:36
  show
• 11:36
  notes,
• 11:37
  but
• 11:37
  I'm
• 11:37
  going
• 11:37
  to
• 11:37
  give
• 11:37
  it
• 11:37
  to
• 11:37
  you
• 11:37
  again.
• 11:37
  If
• 11:38
  you
• 11:38
  want
• 11:38
  to
• 11:38
  write
• 11:38
  it
• 11:38
  down,
• 11:38
  it's
• 11:39
  financiallyconfidentchristian.com/question.
• 11:44
  I
• 11:44
  would
• 11:44
  love
• 11:45
  to
• 11:45
  hear
• 11:45
  your
• 11:45
  question.
• 11:46
  So
• 11:46
  thank
• 11:47
  you
• 11:47
  for
• 11:47
  joining
• 11:47
  me
• 11:47
  today.
• 11:48
  As
• 11:48
  I
• 11:48
  always
• 11:48
  say,
• 11:49
  stay
• 11:49
  financially
• 11:50
  savvy.
• 11:50
  May
• 11:51
  God
• 11:51
  bless
• 11:51
  you
• 11:52
  and
• 11:52
  you
• 11:52
  have
• 11:53
  a
• 11:53
  great
• 11:53
  day
• 11:53
  today.