Calm Markets, Loud Politics: When volatility whispers, read the fine print.
Markets looked calm into Tuesday, but the subtext is loud: record gold, tight credit spreads, mixed Asia opens, and a fresh wave of tariff and policy risk heading into the Jan 27–28 Fed meeting. We cover what matters today—rates, mortgage pricing, housing momentum versus affordability, selective CRE liquidity, the IonQ–SkyWater $1.8B deal, and the one metric to watch: consumer confidence. Plus, today’s hot sales idea: a 48-hour “rate + tax reset” pitch that pairs financing with bonus-depreciation strategy. Subtle nods included: SIMERP as a no-cost employee benefit that can save $630 per year…
The skinny
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