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Choosing a CCRC: What You Need to Know
Choosing a continuing care retirement community isn’t just about amenities and convenience—it’s a major financial decision that demands careful scrutiny. With entrance fees soaring into the hundreds of thousands and monthly costs covering everything from housing to healthcare, understanding the financial health of a CCRC is critical. Since only 41 states regulate these facilities, start by checking your state’s oversight and request public disclosures or IRS forms. Key metrics like occupancy rates and debt-to-service ratios can reveal hidden risks. Don’t rely on marketing alone—consult…
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