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Do You Really Need Term Life Insurance | Sacramento News
Term life insurance isn’t just for the “just in case” crowd—it’s a smart safety net if you’ve got people counting on your income. Financial advisors say you need it if you have an “insurable need”—someone or something financially reliant on you, like a partner still depending on your paycheck or kids needing support while you’re still building retirement. It’s especially valuable for working adults under 60 who are still juggling responsibilities and future goals. If your absence would leave a financial gap, term life can bridge it—protecting your loved ones when things go sideways. Listen in…
The skinny
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