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How to Budget When Your Income Changes Every Month
Lucas and Luna tackle one of the toughest budgeting challenges: variable income. Whether you're a freelancer, gig worker, or commission-based employee, this episode shows you how to build a budget that works when no two months are the same. Using a real example — a graphic designer earning between $3,000 and $6,000 monthly — Lucas walks through the 'income floor' method, the buffer account strategy, and how to handle surprise windfalls without blowing your budget. Luna shares her own experience with a fluctuating side hustle and why percentage-based categories beat fixed dollar…
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