Latest / The Group Chat / Ep. 12 AI Progress Has a Price

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Ep. 12 AI Progress Has a Price · The Group Chat

• Carson: Right, what's up, Brandon? How are you? Brandon: Going on, man, you good? Carson: Good. Can't complain. Beautiful weekend. So the last episode I did with Paulina, we were that was episode eleven. We were talking about AI and creativity. All of us touched on this in our fourth episode, Let's Ask AI. We were just kind of throwing out all of our thoughts and feelings about AI, the impact it's gonna have on us. But I figured you would be the best person to ask, or to talk to rather, regarding economy, business, how this is gonna affect our wallets. ⁓ seeing as you seeing as you Brandon: Mm-hmm. The be the best the the best between the three of us. Carson: ⁓ yeah, okay. Well but yeah, but but but you you are way more qualified than we are. You're more of an expert on the subject than we are by by far. Yeah. You study business administration, right? You teach economics, finance, business administration as well, right? So Brandon: Yeah. Yeah, yeah. Yeah, so with all the the high school students, yeah, they come to my class to I try to help them learn a little bit more about how everything works and especially ⁓ the economy business. But in reality a lot of a lot of our students, their parents have their own businesses. I was like, Well, go talk to your parents but sometimes they r don't really want to talk to their parents so well I was like, Well, at least I can try to spark a little bit of interest in them and maybe get them On that right path. Carson: That's true. No, it's totally true. They might feel more comfortable talking to you or asking you a question that you know, maybe the parents don't have time, right? Maybe they're so busy. And by the end of the day th those ideas have already left their minds and they find you at the perfect time. So I'm sure they they feel more comfortable asking you things. So Yeah, we do it again. Time is always limited, right? So I wanted to ask Brandon: Also Yeah. Try to make it work. Yeah, very much. Carson: To start things off, ten years from now, how do you think AI is going to affect us on a personal level? Like do you think you're gonna be better off ten years from now, financially, with or due to or because of AI, or worse off? Like what is your gut feeling? Brandon: I think personally, so with financially, that's a little bit more difficult because I think it's gonna obviously benefit the people who are conscious enough and know how to use it or trying to use it or trying to learn about it. And the majority of people actually I saw I I forgot to mention this earlier to you, but I saw ⁓ a graph. I think it was eighty six percent of people having it used AI in any any way. shape or form at all. Eighty eighty-six percent, yes. Exactly. And so, yeah, exa I believe it. I believe it. Yes. I believe it. Just because you think about the majority of people, a lot of the developed nations are are aging populations. A lot of people are older. Think about how we have to help older people with just like to use a smartphone. So how are they gonna use Carson: Eighty six percent have not even tried using it. Do you that seems outrageous. You do. Okay. Brandon: Chat GPT, Claude or Gemini, any of those things, they need a help. They need someone to go through and teach them how to. But yeah, 86 may be a little bit high, but I I wouldn't be surprised. Cause it seems like the people that are actually using it are a very small group of people that are condensed, a condensed group of people that are are using it. And those are the ones that are gonna be, like you said, financially, I think they're gonna be the ones that'll be able to take advantage of its uses and to be Carson: Hm. Sure. Brandon: better off financially because of it. Me personally, I'm not sure. I don't know how specifically financially it would be able to help me. It seems to be more of a more of a not an issue, but a topic that when you have a business, there's different ways that you can use it that can obviously make your work easier, maybe be allow you to be more productive and not allow you to have more sales and make more money. But individually Carson: Interesting. Brandon: Well, I'll take it back. I have used it a little bit financially with my investments in the stock market. So I have like I have some so keep it simple, I invest in index funds. So I have some that I started back way back when I s first started learning about investing. And so they were overlapping. And so I threw in threw it into I can't remember, I think it was probably at the time Chat G BT. It was like, all right, I'm invested in these index funds. Carson: Okay. Brandon: Like what can I do to try to get rid of the the overlapping? Because without s so like so if you have two different funds and say you have a normal S P five hundred fund and then the a technology index fund. So both of those the main companies are gonna be like ⁓ Facebook, you're gonna have ⁓ NVIDIA. Carson: What do you mean overlapping? What do you mean by overlapping? Mm-hmm. Brandon: That are make up the majority of both. So instead of putting money into both of the funds when I'm investing into the same thing, well try to to separate them and invest in thing in in different ⁓ funds that are not gonna have be made up of the same companies. Carson: Okay. Brandon: Did I explain it what ⁓ you understand or Carson: So you you said index funds you're essentially investing money and it's being more or less divided to b to different companies. The money you're investing is is kind of being allocated to speci different companies within that the index. Brandon: So in a group in a group of companies Yes. Exactly, well it goes into the index, but the index is made up of different companies. So for example, once again, in the SP 500, we'll say out of all the company, the top 500 companies, well, they're all included in the fund, but NVIDIA is gonna be one of the companies that has the majority of the I was gonna say of the pie. Like if you take look at it as a pie, they're gonna have a biggest slice of the pie. Carson: Okay. I see. Yes. I see what you mean. Right. They're the most valuable component of the index. Good. Brandon: So the bigger companies so like the Yeah, they have the larger percentage of it. So out of all the country companies, well, like I say, NVIDIA, ⁓ Apple, Google, ⁓ yeah, Alphabet, they're they're gonna be the ones that gonna make up. Even though you're investing in all five hundred companies, well the majority is gonna go to those companies that are doing their best. Yeah. And so yeah, to try to not Carson: That yeah. I see what you mean. Okay. And so AI's helped you check it. Brandon: invest in the same thing, the same companies over and over again. So it's telling me how I could split it up without selling. Cause obviously if you sell your stock, well then well, you get the money but you have to pay your taxes on it. So I'm yeah, exactly. Capital gains tax. So I'm trying to figure out, well, how can I do this without having to actually sell. And so let it help me with that. Carson: Pro Gains, yeah. I see. Yeah, I was that was actually one of my questions for you, so I'm glad you brought it up. Is at this point for somebody such as myself, ⁓ who who doesn't have any investments in any stocks, where would you start or would you recommend still investing in an index fund? Brandon: For me, I think the best and the easiest is the index fund because it's something that over the years you're gonna you're gonna make money. Obviously it's gonna go down, up and down always like anything. But right now I think ⁓ a normal SP five hundred, you're probably gonna have an average of maybe eleven, twelve percent returns. Over time. Once again, if you if you start now and then something happens ⁓ with the economy, it's gonna crash. But Carson: Mm. Sure. Brandon: Gonna go down, but eventually it's gonna come back. It's gonna go back up, and long term you can't go wrong with that. That's why I try to show my students like how the the advantage of it's something easy and simple that you can do. Because when you decide to invest in one particular company, so for example, Tesla. If Elon Musk decides today I wanna tweet something crazy, well then Tesla stock goes down and you exactly. Yeah, more better said, yeah. And so then that investment goes down also with that one. But at the same time, if Tesla's doing really well, it goes up. But it can go up really high, go down really low. And when you have an index fund, you have a group of companies. So if one company's going down, well the other ones will hopefully be staying at par or going up as also. So it's you're not as Carson: If and wind. If and wind. Brandon: affected as much by a bad day or a bad investment or a tweet from the owner of one company as it's a group of several companies, if not hundreds or thousands of companies. Carson: I see what mean. So lower risk, lower volatility, if I'm using the right word. Okay. Right. Low risk, low reward. Brandon: Yes. L lower returns also because obviously what you once the same thing. S exactly stick sticking with Tesla. You put it in and Tesla takes off, or maybe you have I don't know, something crazy goes up two hundred percent, but also the same time he tweets something, it could go down. Carson: Right. Right. So I think what I'm hearing from you is you have to be in it for the long haul. This isn't swing trading or day trading. This is long term investment. Yeah. Brandon: Exactly. Day trading is what everyone likes because it's exciting, is where you can make money the most and quickly, but as I tell my students, there's people that go to university for their four year degree, they get their masters and still they're not capable of doing it really well because it's I'm not gonna say the market is completely unpredictable, but it's supposed to be unpredictable. Th there's always Carson: Right, right. It seems that cer certain people know what's gonna happen. Takes a little bit of the fun out of it, but not really for them if they're profiting. But we won't go down that road. We don't have to go down that road actually. That's a politically driven episode. That's not what we're getting into today, folks. But Brandon: Exactly. There's ⁓ that's that's how it works. That's a that's that's a whole different whole nother episode. Yeah, but it is quite interesting to see how certain politicians have made a lot of money, a lot of money during their period in working as a politician, being a politician, yeah. Carson: Mm. Yes, yes, yes. I'm biting my tongue. So easy to like go down the road. It's like I have a statistic in my mind. Well actually I don't I won't mention it. ⁓ back back Brandon: Yeah. Yeah. But also po politicians on both sides. Yeah. Yeah. Carson: ⁓ yeah yeah yeah that's it's a bipartisan clusterfuck. well just for lack of better words. well I I forgot where I was gonna go from here. Well back to the just the overarching feeling behind increase productivity for businesses, for companies, this idea that, well, if we can pr if they can produce more and they can produce it essentially for cheaper, if they're hiring fewer people, or they're able to maximize profit. We'll just simplify it down to they're able to make more money, right? They're producing more, they're making more money. Do you think that in a lot of cases, some cases or no cases, what's the probability that this will be passed down to the consumer? Brandon: Yeah. Carson: Yeah. Brandon: I think it really just depends on on that person, that entrepreneur, that business owner. ⁓ how do they see the whole situation as they if that's something that they want to do is they say, I I wanna cre I want to use AI to increase the sales, reduce costs, and then I wanna have more money and then I can do that by with that money I can have better conditions for my employees or I can make the products cheaper for the consumers. If they want to do that, obviously they can do that. But in the past, what usually happens? The opposite. Well they can keep their profit margins and for them or for the business and it's not anything that's passed on down to to the consumers. Carson: Right. It seems like greed ends up taking over at some point. Brandon: Exactly. But it it also depends, like they say like for example, if some some someone has a lot of money, they come into a lot of money, it's like how are they gonna spend that money? Are they gonna do good things with the money or are they gonna do bad things with the money? It's just well basically just depends on that person. Like you have good people and they will they'll take the money, do good things with it, or you have people that are not so good and they get the money and they'll waste it or do whatever. So whatever type of person you are, when you have that money, it ⁓ Carson: Sure. Brandon: takes you to the next level by having the extra income or extra cash on hand. Carson: Sure. to a new level. ⁓ No, that's right, that makes sense. I guess it depends a bit on the philosophy of the business owners, the key stakeholders, where they want to see the direction and also the cost of reinvesting in the business, 'cause if we're reinvesting in the AI infrastructure, depending on how much they want to rely on outsourcing that, or if it's just more cost effective to do it all in house, I don't know the ins and outs of all that, but I imagine there's gonna be this point where it's going Brandon: Exactly. Yeah. Carson: to be obviously better for the company to offset the cost, the increased cost of AI integration by reducing the workforce. People are going to lose their jobs andor have to change jobs drastically. But I think at first it's gonna be this like mass unemployment, not maybe not mass, but gradually Brandon: Yeah. Yeah. Carson: most companies are are f are reducing. Yeah, they're gonna have to reduce to employees while they while it kinda bounces back. While the the cost ⁓ product productivity costs go down eventually, but at first it may not really I don't know, I don't know how you see it. ⁓ Brandon: But yeah, we've seen it already with I think it was Facebook maybe I don't know, maybe a month ago, three weeks, four four weeks ago, saying that they were gonna basically fire about ⁓ I can't remember how many maybe about six thousand employees or something like that. And ca cause it was gonna save them I think I saw about three billion, three billion dollars. Carson: Hard to say no. Brandon: So once again, if you don't exactly you have these this technology that can do the same thing that people are doing with very high salaries and they can they can do it for ⁓ minimum costs. Obviously nothing is free, it's gonna cost something, but cost less than the salaries of those employees for What's the business decision that they that they're gonna make? Carson: Exactly. That's I mean Brandon: And that's happening now with the these large companies. Now it's the problem's gonna be when it starts spreading to more and more and not just the large companies but also medium sizing companies and s and small companies. But at the same time it's an advantage because now it is possible for you to start a business by yourself and use an AI and you can be able to not necessarily take on like the biggest companies in the world, but another you can get started and create your own little spot in the market and get going and and grow. It is definitely made it easier for people overall, but at the same time, well. Carson: Sure. It's true. Right. But like you said, eighty six percent of people aren't using it. And it that means eighty six percent of people probably just don't know how, 'cause a lot of times barrier to entry is skill. So Brandon: Exactly. Yeah. I don't know. It's something I tell my students, like, especially now because they're older, so like in the US there'd be like junior and s juniors and seniors here in Spain and Bachelorto, but as they're getting ready to go to the university, I always tell them like you have to especially now, you have to know how to use AI. Like AI is not going anywhere. So it's it's gonna be a requirement for you to know how to use it correctly and how to use it in a way to help you, not just ⁓ say, ⁓ I gotta write a paper on this or Write me a paper on I don't know, on Hemingway. ⁓ no. How can you actually use it to be productive and efficient and create something? That's what's gonna be necessary, not just for you to do your homework. Carson: Yes. Right. Right. Right. You're gonna have to use it as an assistant that doesn't do the work for you, but helps you do the work better than without using it. Cause you still gotta work. Brandon: Yeah. Yeah. Exactly. I say you gotta use you gotta use it as a business partner. Yeah, see as that like we're working together. How can we make this better? What can we do? Go back and forth and see. I have this ideal, is it good, bad, what can I change? Go back and forth. Carson: So you sound pretty optimistic. Brandon: I try to be. I want to be. Obviously there's there there's another side that obviously well we can go down that rabbit hole, but ⁓ Carson: I think I think we're quite sim similar that way. Brandon: I think I think we'll be okay. For now. For now. It all it in all honesty it really does depend on how the powers that be use it and control it and regulate it and 'cause just like anything, like it's it's a it's a resource that can be used for good or for bad. If it gets into the wrong hands, well things can change pretty quickly. Carson: I like it. For now for a ⁓ time. Regulators. No no. Agreed. Brandon: But there are positives of it. Carson: No. mean, just let me stop me if you wanna ask a question or pose pose something. I've got I've got things circulating in my mind right now. but you know, innovation has always driven the work market, like the job market and employment and the types of jobs we have. Brandon: No, you go ahead. You go ahead. Mm-hmm. Carson: in the ease at which or ease with which we can do our jobs. So you're looking back a fifty years, a hundred years, inventions that are machines, you know, essentially it's the technology. It's always the machines that change the way we work, you know, change jobs for us. So is it really just kind of the same thing, same story? Or is this do you think this could be different in terms of having just because maybe a w I'll I'll I'll stop there. What you think? Brandon: Yeah. It is the same thing. It's happened over and over again. But the main difference here is the fact that everything is changing so rapidly. Carson: Okay. Brandon: I think r at least for me from what I've seen, that's what I see is the biggest change. Other changes were gradual, they took time, but this one this change is is now. And I think Carson: That's what I hear a lot, is that it's the pace. But I don't know if I agree with that. I don't know. I feel like that's just fear mongering in a different way. I don't I wanna say that that's what they're trying to get us to feel like, but it doesn't seem like it's that fast. It's fast, don't get me wrong. Like things are changing monthly, every few months, you get a little bit you you notice a little bit of a change in how you're interacting with AI, but I don't know. Brandon: Yeah. But once again, I think this goes along with the fact that most people don't use AI, they don't know anything about it. Because like you said, every month there's like changes, there's new programs coming out. There's al it's always it's constantly getting better. Nonstop. And I think a lot of it, a lot of the things that happened, a lot of the advancements, the improvements, we don't even know about it. We don't see it. Because once again, we're not those heavy users that are paying their Carson: Good point. Brandon: I don't know, maybe two hundred Euros or two hundred dollars a month subscriptions and they're using it for their for their businesses and they see all the things that are happening. But for us normal folk, we know about it, we hear it and we say, ⁓ yeah, well, there's a new version coming out. But that new version's probably been in the works for the past month and there's already like three more versions that are gonna be coming out in the next, I don't know, in the next month that we don't know anything about yet. Carson: Sure. Sure. Right. Yeah. No, you're right. You make a really good point there. Yeah. Brandon: But I don't know, I I just see that we're we see it but we don't see it actually. Carson: Right. Yeah. You only know it as far as you use it. So you know, the way you use it and the way we use it is research primarily. I don't use it really for any automation. I don't automate much of anything at this point. So yeah, there's things that we're just not tapping into, just you and I, the average users, you know. We're paying our whatever pro subscription, not the max subscription and Brandon: Yeah. Yeah. Yeah. Carson: And we don't need it. Personally we don't need it. I mean, I don't know about you, but I'm I'm very comfortable with the plan I'm plan I'm using. Brandon: Yeah, I don't need I I'm kinda interested I'm interested just to see. Like, ⁓ yeah, like for two hundred for two hundred euros a month, like what could what could the cloud and all these different AI platforms do? But once again, I I don't need it. Like it's not necessary for me. Maybe once again if I had like some business or and use it on a different level, well yeah, yeah, it would be worth it, but Carson: Yeah. For sure. For sure. Brandon: What ch what you think about now? Carson: Well yeah, it's it's hard to to know which way to go. I mean their their jobs some jobs obviously or maybe not so obviously should or could be safer in terms of l ⁓ AI having less of an impact or virtually no impact on them. Do you think teaching I mean we're we're teachers, right? So this this affects us. Do you think teaching is relatively safe? Or is that just wishful thinking? Brandon: I think in the short term, yeah. In the short term, yeah, but eventually. I think teaching is a profession or industry that could be well, not replaced completely, but there are areas where AI could come in and be obviously more effective than than humans. Carson: But do you think there would be virtual classrooms or s let's take the example of well we still want the kids to go to school. We still want them to be together, right? We want them to be physically in the same building. But what if instead of paying teachers they invested in AI and they had a virtual professor in each classroom, whether it's actually a robot standing there or if the room is just fully automated and the administrators of the school or maybe five, ten people kind of manage the different subjects and like Brandon: Yeah. Yeah. There's already schools like that. I I think I s I think I saw something I don't know if it was like maybe sixty minutes. ⁓ I'm pretty sure it was in a school in New York. And this was like this was like last year. It's not any time recent. It was it was last year. But it basically it's already it's a school like that. It's ⁓ it's actually building. You have your administrators, you have people that are there, but the teachers are all it's all AI. Like the children go to the they went to the different classrooms and they had these AI programs, so they had like different what it's like Carson: Are there? Brandon: Laptops and tablets and they would they will work and do schoolwork with their with their AI teacher. Obviously that's something I don't think not check is something that can be spread out worldwide, countrywide, everywhere for for everyone. But in small groups, it's definitely an option for for specific groups of people that think it it's worth it. And and then more than that, they're open to trying it out and see if it's gonna work and how it's gonna turn out. Carson: Mm-hmm. That's wild to think. I would be I'd say more pessimistic about that the effectiveness of that. And also the negative effect it would have on socialization. The fact that even you know, we have to link social media. Social media is the biggest thing in our generation so far, and now it's going to be AI. The biggest technological shift in how people interact. And so the isolation that's already occurred, the mental health issues that have already been worsening since Brandon: Mm-hmm. Carson: the inception of social media coupled with AI, we I think we have to be really careful not to further isolate people and and restrict them from interacting. I mean, if you have a teacher with who has ex who's has life experience, I suppose you could train AI on life experience, but it's not the same. When when you're hearing your machine a machine tell you something versus a human giving expressions and changing their energy, you you feel that. We have this Brandon: Yeah. Yeah. Yeah. That human contact. Carson: The life force, yeah, the human contact. Exactly. Brandon: Yeah. Obviously it's not gonna have that. It's gonna have all the information, be able to give you the information directly, straightforward, ⁓ like you say, Well, break this down for a five year old or explain it more in a difficult fashion or whatever it is they can do that. It has all those capabilities. But that human impact, that human content that we're used to and that we've grown to I don't know, love, like ⁓ just come some of the par best parts of being a teacher is actually ha when you have that connection with the student that I really appreciate you or see you not for you being a teacher but ⁓ like for the person that you are and obviously that with with AI, that's not gonna happen. Carson: Right. You ask AI, so what's your life story? I was born in a computer. I ha actually I was not born because I can't be born. 'Cause that changes the meaning of being born. It's not the same as you being born. That's just so weird. That's so bizarre. Brandon: Okay. Exactly. Here's something I was I was also thinking about I guess it was last year or maybe two years ago when ⁓ Apple came out with ⁓ was it the Apple Vision Pro, like the headset Carson: Is that virtual reality? Augmented reality or Brandon: And I like aug yeah, it's augmented, yeah. And so that's like the fact that at some point I was telling the students then that like this continues, basically like you're not gonna have to go to class anymore, 'cause what are you gonna do? You're just gonna be sitting at home, you're gonna put on your headset, you can connect to a class and imagine the teachers also, if the teacher's still around, it hasn't been replaced by AI, but you have a teacher connected with their headset And it'd be just like everyone's in their own spot, like it was during COVID. Everyone's at home, wherever that, and you're having class without even going anywhere. You're just sitting there with your headset on. Carson: Well I'm I'm down for that. I think that's good for sick students, sick teachers, you know, if you're not so sick that you just need to be in bed all day, maybe you're just sick and you you c you know you're contagious, you're blowing your nose every five minutes. I mean there there are levels to this. ⁓ there are reasons for this. Or whatever, any other reason. Or maybe it's just bad weather. Maybe you live in a place where there's bad weather and you can't physically make it to school. I think that in areas where it is obviously not gonna drain all their c ⁓ financial resources of the school because it's still not cheap. That should be kind of something we have on hand. It's not the same, you know, doing this versus having an hour lesson, you know, or having a s a child attend a lesson, not have to miss school entirely, miss the lesson. They can e you know, at least Brandon: Yeah. Yeah. Carson: least observe. Maybe they can't interact, but they could at least observe and feel like they're sitting at their desk watching the teacher being able to turn their head and see the classroom. You know, that that obviously takes more technology than I'm versed in, but it could be cool. It could be cool. Brandon: Mm-hmm. That's it. But once again we go into the whole fact that if it was spread out all across the board, well then we lose that whole social contact again. So yes, you may be able to to see it visually, but yeah, but it wouldn't be the same as actually being in a classroom with everyone having that contact. Like you said, but it's a great idea for situations specific situations where you can't get to school, you can't get to work or it's better than not having anything. Carson: Right. You don't want it to replace. No, it could never be the same. Going back to the effect on our wallets. Now, if we're so I read that the I think it was the World Economic Forum. I I'm yeah, I'm pretty sure that I'm quoting that right. They projected that by by 2027, that means by January, I suppose, or sometime next year. Brandon: Yeah. Carson: About fourteen million jobs globally lost. Of course, there are some, you know, whatever it's can't do math right now. Let's say it's eighty three eighty three million jobs lost and sixty nine million jobs created. That's still a net loss of fourteen million jobs. Do we need Brandon: That's lot of people. Carson: There's a lot of people looking for work that are already looking for work. I mean we it's in some places we know in Spain it's not easy to find jobs. There's a lot of people competing already. And so do you see the need for a guaranteed universal basic income? This has been on you know, Elon's been talking about this for years now. I mean maybe even a decade at this point. Do you think that's feasible? Do you think that's necessary? What are your feelings on that? Brandon: Definitely not. Yeah. I think we kinda touched on this on the AI episode. I can't remember, but I believe so. Carson: We I think we did. Brandon: But the fact that if we get to the point where I think with that, with the loss of fourteen million jobs, it's a lot of jobs, but it's still not a lot. I think it had to be more extreme to the fact that the majority of the labor force is unemployed and then it would be r a necessity, a requirement, just to ⁓ so that people be able to survive to have some sort of universal basic income to yeah, to survive. Carson: Mm. Yeah. Brandon: I think it's gonna take some time for that. But more than the issue of not having a job is like okay, if you were to have a universal basic income, well where's that money coming from? Because once again we've gone through this problem in the past. If you have if you have this money that you're gonna pay everyone whatever it is, two thousand, a thousand, whatever how many euros Euros or dollars a month, but where's that money gonna come from? Because once again, if you just print it, money loses value, inflation goes up, so now Carson: Thank you. Brandon: That one thousand euros that you're gonna give to everyone, well that's not enough. And now you gotta give ⁓ even more. So th th the bigger issue is if you wanna do this, cool, it's a good idea. But well, depending on different things could be a good idea, but w most importantly, where's the money gonna come from? Carson: Federal Reserve, they just print more of it, huh? It's easy, right? Just put just hit print. Print my money, thank you. Brandon: Second. Exactly. It's always one of the things I really like the most is when I actually explain how inflation works and the fact that you just can't print money and the kids finally figure it out and they see it and they're just like, ⁓ okay, now I understand. Like when the whole like money doesn't go in trees, you just can't print it. Like I see now why why you can't do that. Like I said, it's secondary four, so when they're about fifteen, sixteen years old, it starts clicking, I was like, All right. Carson: It's still kinda hard for me to see even as an adult because I guess Seems so much like a game to me that I shut I shut myself down from really diving into it, learning more about it or caring enough. But so you're saying if people have more money to spend, then they have more purchase power purchasing power. Okay, so they have more money if it's just given to you. But how exactly would printing more money drive inflation up? Brandon: Because if you print more money, it loses value. And you put you're putting more you're putting more money into the market, and so it goes down. So you're not gonna have it's gonna have less purchasing power 'cause the more money that you c create well, I wanna say create or print, in the end it's the same thing, the value goes down. And so that's why when the governments print money, it's not a very good thing because Carson: By what mechanism? Okay. Right, so Brandon: They're increasing the supply of money, which is causing the value to to decrease. Carson: So it's only valuable because it's scarce. Brandon: Exactly. So if you throw it start putting more and more money in into the ⁓ to the market, it loses all the value. I think this is poof, I can't remember the exact year, but maybe I can't remember if it was the late nineties or early two thousands, like Zimbabwe had hyperinflation. Like th this is in the economics book. And you s and I remember seeing like basically like to get a loaf of bread. You had like the people going to to the bakery with like stacks of cash. It's like just to get a a a a piece of bread because a loaf of bread because the money that had lost so much value. Carson: So the cost of bread was so high. Brandon: Yeah, yeah. Because the money the value the the value of money was so low that you had literally had to go with like a stack of cash just to get like a a loaf of bread or something. Something so small because the value the the money was so it lost all the value. And so and that's because they just started they had they were in debt and they just started printing money and printing more and more money and then so it it doesn't it doesn't help that it makes the situation worse always. Carson: But people have the money. Search to me. Yeah. I guess I can see that now. Brandon: Like in COVID in COVID we well, the US government they printed money because it was basically either that or everything was going to collapse. Like it was gonna be bad. So now if you I don't know, I think we talked about this also, but the inflation here in Spain and COVID went up to ten percent, which is insane because it was prior to that it was around zero percent or right less than one. It so it went up a lot, yeah. It was insane. Carson: Whoa. Brandon: I forgot where I was going with that, but all right. I was think Yeah, the hyperinflation, but Yeah, but so they printed the money because it was basically life or death situation. So they said we'd rather print the money now and have it and deal with this ⁓ or at least have the money now and then later on in the future we'll figure out how we're gonna deal with the inflation and everything that's gonna happen. So these are we're still dealing with the effects of money that Carson: Hyperinflation. Brandon: The money printing that took place five years ago ⁓ in COVID and it's gonna be going on for a while also because on top of that you have all the wars and everything going in, it's not helping. It's ⁓ the econom Exactly. Carson: Right. Cost is going up and salaries aren't. So that's that's a good segue then. Considering inflation, considering AI, cost of production, all the give and take and the ebb and flow. Brandon: Alright, so let's leave it there. So I wanna continue with the universal basic income. And maybe and maybe your your thought will come back. On the opposite side of the univers universal basic income, which is kinda like the I guess that pessimistic view saying that, okay, so basically AI's gonna be doing everything, people are not gonna be working, people have no function or anything, so like basically just give ⁓ money so that they can can survive and Carson: Tell me. Yes. Brandon: Basically that so they can survive. There's also people that talk about I guess this is like the opposite the optimistic view is called the universal high income. So I think this is kinda what you were touching on at the beginning. So basically with AI, with everything going so well ⁓ yeah, better higher production rates, better efficiency, higher incomes, every everything and everyone is gonna be doing better because of it. And so because everything is doing everyone is doing so well, like you're not gonna need any type of universal basic income or anything like that, because everyone's going to be receiving the the fruits of the labor from AI. Me personally I don't see this happening. Carson: Okay. Brandon: For everyone. It's gonna happen kinda what we said earlier. For certain people, obviously they're gonna be in that situation where everything's gonna work out really well. They're gonna make lots of money, but the majority of people are gonna get left behind. I see more of the opposite with the universal basic income being something that's gonna need to happen or possibly happen more than this idea of a universal high income where everyone is doing well because Carson: Yeah. Brandon: Everything happening with AI. ⁓ Carson: That seems yeah like a long shot. I don't see that. At least not in the short term. Brandon: Yeah. 'Cause I s They say no, definitely not in the short term. But once again, it all depends on the leadership, who's in charge and who actually does make or makes the right decisions because it's something that could happen. So all of a sudden if we are going to a a period of where everything is going really, really well, what how are they gonna take that or what are they gonna do with that money? How are they gonna manage it? you're gonna take it and put it back into the economy or put it into the businesses or put it into the society, well obviously that's good. But when you have certain individuals that are making the money and the the decision is up to them, well, just they can do whatever they want with it. It's like Imagine having like some sort of sovereign fund, so where the government is making money or making so much money from AI and they say, Okay, well we're gonna take this money and we're gonna create a fund and we're gonna put X amount of profits that we make into this and we're gonna use that money to pay pensions or I don't know or to use for whatever it is that they wanna do. RC something like that would work or it would be not work, but it'd be good and helpful. But you have to have Carson: Mm-hmm. Brandon: People that want to do that and use the money for that. There's countries that already have that or do have sovereign funds and it works out really well for them. Carson: Sounds Brandon: Yeah, to get everyone on track. Carson: Sounds like usually well if if history repeats itself and a lot a lot of times it does, it looks you know, it doesn't it's not exactly the same but it rhymes, Brandon: How do you see yourself using AI over the next we'll say over the next year? So not even that far in the future. The next year, so pretty much short term. Carson: How do I see myself using it? Brandon: Yeah, anything different from now? Do you see or there's like some way that you Carson: Well I I like I had this idea that, you know, since we were talking about money and our wallets and that it should be able to get us to save or help us save money or spend less money on certain things. Now that's kind of tough when you have your subscriptions that you like, your Amazon Primes, your Netflix and all that. Like there's only so many places you could shop. But I was thinking, especially with travel, how it's already really helped me ac as like a virtual travel agent. It's helping you come up with ideas, not just so much on the money side, but on the like what do we want to do on this trip? What is our what are our priorities? But then yes, on the money side as well, if if you could get AI to automate searching, like you wouldn't have to search every day or every week the the air the the flight prices or the Brandon: Yeah. Carson: hotel prices and stuff like that, you get AI on your team for that, then most people should be able to benefit from savings like that. And that's where I feel like as there's a bit more like public awareness and public ability in terms and in terms of how to use AI, companies will be forced this is an up very optimistic view, but companies will be forced to lower their prices because they will have to compete with the companies who are lowering their prices. Of course obviously the consumer is always looking for the best deal, the best Value. You know, everybody wants to travel, but until those salaries go up. And that looks like it's that looks like it's gonna be difficult ⁓ in the short term. I mean we're having like you said, inflation, war, other things, AI infrastructure being built, AI investment, period, loss of jobs. People aren't gonna be making more money. Brandon: Can be difficult. Mm-hmm. Carson: At least in my opinion, the way I see it anytime soon. At least for I mean I don't see that training. I don't I don't know about you. Brandon: Like say a a very a very small amount of people, a very small group. Carson: But if we can educate the public on how to use it. To their benefit. If there are no restrictions on the abilities of AI set by the private companies, if there is indeed democratic governance of AI, that people all people have the same access to the same tools and skill sets that these AI agents can use and utilize, then perhaps people can educate themselves on how to be sharper in terms of saving money and spending money and all that jazz. And hopefully, I don't know. know. It's just super optimistic, maybe naive perception or perspective on things, but I I just that came to mind. Brandon: All right. Follow up question. Carson: Okay. Brandon: How comfortable are you putting in financial information into the different AI platforms? Carson: ⁓ I'm not really using my financial situation as input. It's more about getting objective results back. I'm maybe asking how much something should cost or what's fair or what is yeah, what is more or less reasonable for a pr product or service or something like that. So ⁓ Brandon: Mm-hmm. Carson: I'm not using it ⁓ to invest. I don't ha like I told you before, I don't have any investments, so I'm not using it on that level. I'm not giving it my personal financial situation. And you? Brandon: Yeah. Or like you said, or like you said, like for a budget, like you said, if I'm making this much money, how can I like you say save more money? Something like that. I imagine that would be the most common way for like a normal person to use it to help with their financial situation. Yeah. Carson: You would have to, I guess, to give it yeah. Without giving it too many details, but I mean yeah, you'd have to share those things. But I don't think that for me that's not really too personal. That type of information it's not not to me. I'm not somebody who is gonna s claim or give the appearance that I have more money than I actually do. Brandon: Okay. Carson: And I and I'm not gonna it doesn't matter to me who knows that. That's just not how I judge my existence or my reputation. I don't I don't base it off of that. So but I guess I understand that some people would. Some people be would be more apprehensive to use AI. ⁓ Brandon: Okay. People that have more money than us. Carson: Yeah, well especially people who have ⁓ yeah, right, because then if that information's leaked and ⁓ you know, if if it's if data is stored, data can be stolen. And it's a bit hard to process all this information without having it stored, without AI giving it that memory capacity to where it can remember the past conversations you had and those types of things. So I see your point, I see where you're going here with the the data privacy and security issue. I mean we we do have to consider that. That is a that is a major thing and that's that's also part of education. Now Brandon: Exactly. Yeah. Carson: if we could ⁓ just give everybody, you know, two years to go to AI school and learn about all the cyber ⁓ security awareness training and AI, how to use AI, and somehow we're able to re educate the public and bring them into the new AI workforce, then perhaps there's a way to not lose humans in to jobs. You know, we don't have to lose our ability to work. We just have to know how to use the new machines. Just like all the machines we invented in the past. We had to learn how to use them. How do you what do you you press these buttons to get these Brandon: Yeah. Exactly. Carson: results. ⁓ if it gets broken, how do you fix it? Okay, well there's still a human ⁓ element to that and I don't see this being too different in the end. It's just like you said, things are changing so fast. And the the ability of people to keep up with that, the average person, it's there's no mech there's no you know there's no system in place for right now for people to stay up to speed. We're we're we're living our lives and our jobs don't require AI, although as a tutor it does help me do mine. And I know as a teacher it helps you do yours, but it's not something we rely on and we need to do our jobs. It does help. But we don't have time to sit here and learn about all the ins and outs and how to automate and what it a what it all that means anyways. So Brandon: ⁓ definitely. Mm-hmm. No. I I like I think what you said about people learning and taking two years, well obviously two years is a lot of time, but there are lots of courses like you have to you have to learn. It's is something that's necessary. I was thinking that my bank my bank sends like messages saying, Hey, we have these free courses, like different AI courses, like even the bank is like trying to get people to to learn and they know it's important. It's necessary for for for everyone, yeah. Carson: That's true. I've seen things like that too. Yeah, it's people aren't really I feel like the biggest thing missing is in incentive. There has to be incentive. Especially when it's something that, you know, mo I know not everybody's interested in technology like you and me. We're we're a little bit more open to it. We we grew up with it. We've been using computers I've been using computers for twenty five years, twenty five plus years. I've gone from big brick computers to flat screen monitors, like no tower, like all the different, you know Brandon: Yeah. Carson: formats and it's it's crazy to think but some people are just like no what you're gonna tell me I have to learn this thing? Well what is it what am I gonna get out of this? And it's normal. That's normal and to and even for us it's the same thing. Like it has to be measurable. It has to has to be something real. Brandon: Mm-hmm. Yeah. Yeah. W when you were talking about using a computer for so long, I just thought about playing an organ trail back in elementary school. Carson: Yeah, that's funny. It's one of the one of my core memories for like the first years on the computers. It's okay. You finish your typing practice, you know, okay, you get you got twenty minutes left. Oregon Trail Carson. Alright, boop boop boop ⁓ somebody got freaking dysentery. ⁓ man, come on. I gotta cross a snake river, okay. Everyone dies. ⁓ Brandon: Oregon Trail. Exactly. Exactly. Everyone died. Carson: It was just ⁓ you know and we enjoyed that shit. It was so basic. You know, playing that orgatory. Brandon: ⁓ definitely. And I think about how we we go from that from like Oregon Trail, the most basic, simple thing, to now we're talking about using AI for everything, every little detail of your life and how it can help you and I think about how we we go from that from like Oregon Trail, the most basic, ⁓ simple thing, now we're talking about using AI ⁓ for everything, little detail of your life and how it can help you and Carson: playing that orgatory. ⁓ Brandon: And we have it all here. We have it here. We have that here. And it tells you anything and everything you want to know, how to do it better, when to do it. Technology, it's amazing. And we have it all here. We have it here. We have that here. And it tells you anything and everything you want to know, how to do it better, when to do it. Technology, it's amazing. Carson: That's why that's why. That's why that's why. I wouldn't have it any other way, honestly. I think it's it's exciting. I'm I'm generally an optimist when it comes to technology in general, but especially AI, I think it's it's just cool. It's it's it's use it's sharing it's duplication, it's replication, it's it's putting the minds, the collective minds of humanity Brandon: Yeah. Carson: into computers and letting people tap into that knowledge. Just the core concept of it is so cool and for me so logical. And I I think it's I see it more as cooperative than isolation. You know, less less geared towards isolation. I think it's cool. Brandon: Yeah. It has to be. Yeah. And I think it's also good for us. Or an advantage that we have is that we've seen the different types of technology and how it's changed, like I said, over the last thirty years. And so we can kind of appreciate what's happening now and we know the power of it. And while I think of like our our students, like our high school students, they've always had technology. They've always had they've always had a smartphone. Like they don't know any other type of phone. And so I think it's a little bit more difficult for them to see what they have with AI and the power that it er all the the power that it has and what it can do. That they don't they don't appreciate it I don't think as much as we do. They enjoy it, they say ⁓ I I can all I can do this really easy and it does this, but like they don't understand like ⁓ how incredible it is in reality. Carson: For sure. On the unless I No, it's true, man. And we we already talked about the research aspect. Just how how much easier it is to do research. You don't have to I mean any ⁓ any step in the research process. AI could do much better than you and me and everybody. It's there. That's what it does. It pulls sources, it summarizes it, you know, puts it in layman's terms. It helps you understand it. It can cite the sources. It just does that automatically as a feature. And so yeah, we we were the manual laborers and and now the world is automatic. And you make a good point. We we have seen Brandon: Yeah. Carson: We have been we went from flip phones and building forts and playing organ trail to AI and you know smaller and smaller thinner and thinner screens and more and more capabilities and something we appreciate. I think it gives us a better appreciation for it. Brandon: Yeah. True story is very good. It's amazing. It's amazing what we have here. Carson: It's it's almost It's too good. But we're saying that now. And like you said, you made a very good point in that this conversation we're having right now, in even three or four months, could be completely different. And it could be completely new revelations, like things we just couldn't even think of. jobs being enhanced or or changed in ways that we can't really imagine because there's so many different types of jobs. So many situations where AI could be used or or be used more optimally than than a human. But but I'm hoping that maybe there's that middle ground where we can learn how to work with it and not replace not put our brains in jars and say, AI just do it for me. That that that is a danger. Brandon: do everything for us. Yeah, 'cause that's when we get into that state where no one ⁓ has a use, no one has a need for anything and then yeah. I think we need the universal basic income then. 'Cause we'll be useless. Carson: Yeah, possibly. Different jobs or some some purpose. We need purpose. We need to do something. Brandon: Yeah, I gotta have purpose. ⁓ I think this could be the last thing I touch on. So once again with ⁓ I I don't believe we talked about this yet. You brought it up earlier, but with all this AI, well obviously you have to have the data centers. Carson: Tell me. Brandon: A lot of times what I've seen, 'cause obviously in Spain, I don't know where they're they're building some I saw something recently about where they're building a data center somewhere and people are obviously not happy about it, but I see more in the US about it going into d certain areas and and people the people in those neighborhoods or those cities don't want ⁓ because they see their electricity prices go up, all of a sudden they don't have any water. All these different things are happening, all the negative and also the fact that they're building these huge warehouses. But then there's not really any jobs because it's just all computers. So going along with the whole fact about having more jobs, well you build in these massive warehouses, but no one's gonna be working in them. What do you think about that? The whole situation with the data centers and affected communities. Carson: Mm. Interesting. Yeah. Yeah, the I was watching a video recently with Elon and he was talking about putting them in space. And how I think it's if I could be mistaken, but keeping them I I it's ⁓ essentially ventilating. Ventilation is easier in space. It's more efficient up there. So the cost of maintaining ⁓ Brandon: Yeah, it keeps them cool. Yeah. Carson: in dealing with the heat factor, because heat is produced, obviously, is a lot ⁓ better. Obviously getting it up to space is gonna be a task. It's gonna be an ordeal. It's gonna cost some money. But I think that that is somewhat of a solution. I don't know if it's a full replacement, but I know that's in the works. At least SpaceX or whatever new company Elon's gonna create at this point. ⁓ he's already got Starlink, which is a pretty badass product. Brandon: Yeah. He's he Yeah. He's a trillionaire now. Carson: Did he hit Trillionaire? Brandon: Yeah, 'cause SpaceX went went public. So I think I think what I saw he's up to his net worth was one point two trillion. Carson: So what's that point two? Is that a billion? One trillion, two billion? Brandon: Yeah. That's crazy. That's insane. Carson: Get out of here, man. Share the love. ⁓ my gosh. Well. Yeah, so how do I really feel about that? I mean, if you're looking at countries like the United States where we have tons of space, I don't think it's gonna be much of an eyesore if you put it in the right place. I mean you can go on no tell me. Brandon: Mm-hmm. But but that but that's the issue. Like they're putting they're actually putting the data centers. We have all the space in the world in the United States. And they're putting the data centers in cities. Like in the cities, like in communities, like next to where people live. Like the like the video that I watched, I think they were there was one in New Jersey that they put in the city and one in Memphis that they were building. And I think is they don't say they don't say anything about it all of a sudden. Carson: Mm. Brandon: They start building it and like in two weeks they're done and it's there. And people are like, Well, what is this? Like who who gave them permission? And I specifically with the one in Memphis, I think the the one in Memphis is for is for Elon Musk. I don't know if it's for SpaceX or or Tesla or or for one of whichever one of his companies, but it was it was one of his. Carson: Mm. It's it's interesting because I'm gonna have to get a little political on this one. Well this is a little bit more about war actually. But it's an asset. These are physical assets. And if we're putting them near human assets, as in cities, then we could potentially be putting targets too close to people. Essentially communication is our most valuable asset as humans. Our ability to talk to each other, to receive information in real time. I mean, we had the outage not too long ago and there was a bit of panic, even even for me. I wasn't too panicked but there was a moment where I didn't re I didn't know if this was some kind of cyber attack or Brandon: That's what I thought it was. Carson: I wasn't quite sure. Was quite sure. We take we learn we have learned to take it for granted that we can always reach out over the internet to somebody around the world. And I think even at this point I was communicating with my mom over WhatsApp and I couldn't like I miss I lost her mid conversation or something like that. And I called her and I I don't know what's going on. When I did get when I did get service again, I didn't know what was going on because we lost cell, we lost Wi-Fi, we lost everything for a moment. So that is definitely something to consider strategically. I mean, the United States being attacked from the outside, okay, it's maybe unlikely, but it is a possibility. And moreover, there's just yeah, that's that's where my mind went when you asked me that. And finally got to that point where it's not the same as putting a school near a military base, but it's something that can be targeted. Brandon: Could be. Let's get there. Carson: It's it's a military base in the sense of, well, if you knock out this communication here, if this all these communications are are reliant upon this data center or that data center, then that can essentially be a target. So don't know how I feel about them putting it too close to cities. That may not be the smartest or safest thing to do. It might be the most cost effective. It might make the most logical sense, but this is where patience and and proper planning pay off in the end, and it's not just about saving a few bucks. So I think s pump the brakes. Yes, okay, we continue we should we should measure I mean sorry, we should regulate the speed of of product release in terms of AI. Here you go, here it is. With how fast we're working on democratic governance, as well as strategic planning, and looking at the big picture. This is city planning, this is urban planning. This you have to you can't just okay, here's our land, we want to build this. What is this? This isn't housing. This is something completely different. and not to mention maybe other resources that are being used. And how that like you said, how it's affecting people's electricity bills. Brandon: Mm-hmm. Carson: It's like we didn't we didn't vote on this, we didn't agree to this. Why should I have to pay more because some private company wants to build a data center here? That's not fair. Brandon: Saka. Carson: We can all agree that that's not fair. And then we get even more into this kind of all the rich are the gov are the government. The rich determine the private, you know, companies are essentially making decisions on our behalf or things that affect us. And it's not just so easy that we have a trillion or a billion dollars laying around and we can just pay a little bit more for an electricity bill. That means we can go out less one more time one time less per month. That means we have to buy this caliber of food or meat. Brandon: Yeah. Carson: or whatever it may be, or I have to cancel the subscription. I'm sorry you can't take Spanish classes anymore or English classes. I'm sorry you can't go to on that trip with your friends. ⁓ because if it's the electricity bill, then it's another bill and then it's another bill and then just ⁓ you know inflation and all that gets out of control and then at some point you gotta what what are you gonna do? Like you gotta eat. You know? But then your quality of life goes down if you cut off other conveniences. Brandon: Have to p Exactly. And what about the fact that 'cause it's something else I've heard and listened to different podcasts, but the people that are very pro AI, their argument, especially with the data centers, is basically that we have to do it. Because if we don't do it, well China's gonna do it. They're gonna get ahead of us and then they're gonna be the the leading source with AI and then we're gonna be behind and trying to catch up and they're gonna have all the advantages. Carson: I hear that argument. But I don't fear competition with China. I don't. I would favor cooperation. I would favor still a safer, slower approach to it. If that meant it would be close. Or you know, there has to be a way not to lose the edge over China while still doing things the right way. I don't have time to sit here and research exactly what aspects need to be considered and how fast are they doing it, how fast are we doing it. But I know that the US is still the center of innovation. We have the most creative minds. We have people from all over the world coming to live there, work there, and create and build and improve. And I don't fear that China, because they have a different or even a slightly Better AI capability that that determines the economy outcomes for the whole world. I'm not convinced at this point. And that could change. And that could change until I see something, until I have more evidence of, ⁓ we don't want China to have this. But we're we we we still fear China, but until they do the bad thing, they're they're doing their thing. And they're not our active enemy. Brandon: Mm-hmm. Carson: You know, they're a competitor, absolutely. And they do in some ways have an upper hand, but so do we. And so if we play our cards right, maybe that doesn't have to be the backbone of the conversation. Well if we don't do it, China's gonna do it. That sounds a little bit more like an excuse to me than a reason. That's just how I see it. What about you? What how do you what do you think of that? Brandon: Yeah. Yeah. I would hope once again, a little bit optimistic, but I would hope that the government will actually consider its citizens more than this competition, but we know that's not the case. There's always gonna be the competition with China. I think they probably are ahead of us and I think it's more of like the fear for the United States is like, okay, if they are really ahead of us, like we have to keep it as close as possible because eventually at some point we'll the United States is not always gonna be the number one economic power in the world. It's it's gonna be a change, ⁓ change under the guard eventually. No question is just when. It's gonna probably be a while from now, but it's gonna happen. And I think they're just trying to do everything possible to to hold on as much as as long as possible without it happening. As we said before, like AI is gonna it's the it's a new force, it's it's coming up now, it's gonna be here forever, for a long time in future. And so it's it's something that they see as the way that we have to keep control on this. You can't let it slip away from us. But at the same time, once again, you have to think about. Carson: Yeah. Brandon: the people that are g that are being affected by well data centers and well anything and everything else that goes along with trying to have this new technology. Carson: It's a great question because it also makes me think just the whole good guys versus bad guys. We gotta do it 'cause we're the good guys. We don't want them to do it because they're the bad guys. We can't lose to the bad guys, because if we lose then bad things will happen. But I mean, you're sitting here telling me that It's okay and acceptable and good to make your own country's citizens suffer or pay the price. Or not have a a a plan for them on the on the family level, on the community level. You know, you gotta take care of your own first. You gotta take care of home. And I think there's just so much hype. When I watch any video nowadays, it's almost just such a big turnoff for me when I when I see a video, a thumbnail, title, so misleading. It's all for the engagement, it's all for views, it's all for clicks. Just click on this. Brandon: Yeah. So clickbait. Carson: And then even sometimes, you know, with the the things they say, it's all this hype and fear and But like what it really comes down to is do people feel like they're being fairly treated? Do you think do people feel like they have a a say in this? Did they do they vote on this? Are they even able to vote on this? Would they even know how to vote on this? Well that's not fair. Well that's not right. So you sit here telling me ⁓ talking to me about China. Brandon: Exactly. Carson: Like, let's talk about home. Are we doing right by our people? Hmm, I think we could do better. Mm, people are struggling. Mm, prices are way too high for things. And ⁓ you know, meanwhile the rich get richer and the poor poor state. Poor and the rich get real rich. Brandon: Yeah. Yeah Everything starts at home. No matter no matter what you're talking about, it's everything starts at home. And unfortunately we sometimes forget that. We people in general, not not us, but Carson: I'll take care of home. Yeah. Yeah. We get lofty, man. We get we get like these grand grand ideas and plans and intentions and it's maybe all well and good, but at the end of the day it's not practical. It's not always practical. No, I think it's often not practical to go down that road and and worry about those things, right? What do we really What are really focused on, our day-to-day? How we feel about the conditions where we live? Is it fair to go out and buy this or do that? Do I feel bad for spending money on something I enjoy? What can my government, what can my country, what can people, it takes it takes all of us, takes a village, right? We gotta do our part too. Like, how do we do this the right way? Brandon: Yeah. Carson: AI is one more piece of the puzzle, one more, you know, variable and we just have to learn to work with, to live with, and hopefully it works out the best. Brandon: Yeah. Hope so. We shall see. Carson: So Brandon: Maybe we'll maybe we'll be around or not? We'll s we'll have to wait and see. Carson: I don't think we're gonna be Terminator any time soon. Brandon: Yeah. See we'll see when the the Optimus robots come. Carson: I never Let's see, ⁓ let's see what kind of army takes over Taiwan. Robot Army. Brandon: All right. Carson: Alright man, I think we you got anything else you wanna add? Brandon: No man, it was good. I enjoyed it. Like we say, get a little bit more in depth in certain topics. Carson: Good. Cool. Yeah. No, it's it's great. It's nice to get your your insights. And so thank you for watching. We are the group chat. We'll be joined by Paulina in our next episode, don't worry, she's still around. So if you like the show, please give us a like, share, subscribe. We're on all your platforms. So wherever you get your podcast, check us out, give us a follow, and much love. We appreciate you. Until the next one. Brandon: Take take care, be easy. Carson: Thanks all. See you soon.