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Retirement Riches or Real Happiness | Durham News
Dave Ramsey shuts down the hustle for more retirement cash, reminding listeners that happiness isn’t measured in zeros or hours worked—especially when your 401(k) and IRA are already in great shape. He argues that chasing bigger savings at the cost of joy is counterproductive, especially since middle- to high-income families often overestimate their retirement needs. With a 15% savings rate, even a household earning over $210K can comfortably retire without going full-time. Ramsey’s math shows that swapping part-time for full-time only nets about $62K over 10 years—far less than the thousands…
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