Latest / Challenges of Faith Radio Program / Don't B tricked and lawsuits! Ep 3405

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Don't B tricked and lawsuits! Ep 3405 · Challenges of Faith Radio Program

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  Speaker 1: Welcome back to Challenges of Faith radio program. I'm Gary McCance.
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  Speaker 1: Thank you for joining here on episode 3405. Don't be tricked.
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  Speaker 1: And lawsuits are the topics for today. Did you see
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  Speaker 1: a QR code parked somewhere and you were tempted to
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  Speaker 1: scan it? Well, don't scan it yet, according to the
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  Speaker 1: Federal Trade Commission's staff They said, have you ever tried
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  Speaker 1: to pay for parking and discovered you need to scan
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  Speaker 1: a QR code to pay? It seems like a convenient
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  Speaker 1: way to pay, but it turns out scammers like using
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  Speaker 1: QR codes too. People have reported scammers covering up legitimate
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  Speaker 1: QR codes on parking meters with a QR code of
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  Speaker 1: their own. So if you scan that scammy QR code,
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  Speaker 1: It could take you to a fake site designed to
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  Speaker 1: steal your money, your personal information, or both. So the
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  Speaker 1: question becomes, how can you protect yourself from these scams?
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  Speaker 1: You know, the individuals, the fraudsters, the tricksters, the schemers. Well,
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  Speaker 1: you can inspect a URL link, because many QR readers
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  Speaker 1: preview the link they'll send to you. And you want
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  Speaker 1: to make sure there are no spelling mistakes or switch
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  Speaker 1: letters in the link before you click. Protect your phone.
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  Speaker 1: Update your phone's operating system. You know, the OS and
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  Speaker 1: apps to help prevent scammy links from turning into a hack.
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  Speaker 1: And if you happen to have an Apple phone, reach
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  Speaker 1: out to Apple support. Update your phone or iPad. Need
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  Speaker 1: some help from the Android? Well, Check and update your
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  Speaker 1: Android version. Use strong passwords for your account. Protect your
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  Speaker 1: online accounts with strong passwords with multi-factor authentication. Think about it.
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  Speaker 1: You think you've already been scammed because it was a
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  Speaker 1: bad QR code? Well, don't interact with the scammer. If
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  Speaker 1: you reach out to someone through the website you think
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  Speaker 1: is fake, they may try to get money or sensitive
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  Speaker 1: information out of you. Go ahead and change your password.
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  Speaker 1: If you enter credentials like your username or password, immediately
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  Speaker 1: change them. Wherever you use the same password for other accounts.
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  Speaker 1: And you want to take a look at your transactions.
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  Speaker 1: Check your credit card and bank statements to spot transactions
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  Speaker 1: that maybe you didn't make. And then while you're doing
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  Speaker 1: all that, go ahead and report it to the Federal
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  Speaker 1: Trade Commission at reportfraud.ftc.gov. And while we're on it, did
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  Speaker 1: you hear that Amazon shoppers just reached a $ 309 million
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  Speaker 1: settlement over its return policy? If you return an item
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  Speaker 1: to Amazon, you may be owed part of it. Think
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  Speaker 1: about it. Apple Class Action claims that iCloud private relay
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  Speaker 1: exposes users' IP addresses. Did you know that? Did you
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  Speaker 1: hear about it? Say what? Remember now, Apple's iCloud private
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  Speaker 1: relay is supposed to hide your IP address. Well, a
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  Speaker 1: lawsuit claims it disposed users anyway. Did you know about it?
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  Speaker 1: And Cholula class action alleges hot sauce falsely marketed as
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  Speaker 1: original recipe. They're accused of marketing it as hot sauce
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  Speaker 1: as the original replicant when it allegedly is not. So
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  Speaker 1: if you've bought it, you want to see what the
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  Speaker 1: lawsuit is all about. And then you have American Express
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  Speaker 1: credit reporting lawsuit. It alleges that the bank reported settled debt.
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  Speaker 1: American Express allegedly reported settled debt as still owed, potentially
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  Speaker 1: damaging credit scores. If you've settled a debt with American Express,
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  Speaker 1: your report may be wrong. Did you hear that top
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  Speaker 1: class action report They put out through Lori Waite, did
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  Speaker 1: you pay for a security deposit alternative? An alternative to
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  Speaker 1: a security deposit should not cost you any more. And
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  Speaker 1: if you use or are required to use a security
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  Speaker 1: deposit alternative product from Obliko, Sure Deposit, Deposit IQ, or
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  Speaker 1: a similar company, you may be able to pursue compensation
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  Speaker 1: through a security deposit lawsuit. And the question you may
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  Speaker 1: have is, what is the security deposit alternative class action
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  Speaker 1: lawsuit investigation about? Well, since you asked, attorneys are investigating
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  Speaker 1: whether renters receive clear and accurate information about the costs, terms,
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  Speaker 1: and protections associated with security deposit alternative products, including security
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  Speaker 1: deposit insurance. They're also examining whether the companies offering these
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  Speaker 1: products use practices. that violated consumer protection laws. The investigation
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  Speaker 1: includes allegations that renters paid non-refundable fees instead of a
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  Speaker 1: traditional security deposit that they could potentially recover. Some landlords
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  Speaker 1: required renters to use these products or did not offer
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  Speaker 1: a meaningful choice. Marketing materials did not clearly explain the
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  Speaker 1: total cost of the product or the limited benefits provided
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  Speaker 1: to renters. Renters did not receive the same protection as
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  Speaker 1: state laws generally provide for traditional security deposits. You had
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  Speaker 1: some renters pay more overall or were charged for both
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  Speaker 1: a traditional security deposit and an alternative product. The additional
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  Speaker 1: products or services were bundled with the security deposit alternative
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  Speaker 1: without clear disclosure. And then renters had limited opportunities to review, challenge,
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  Speaker 1: or resolve charges. So if you've used a security deposit alternative,
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  Speaker 1: whether you chose it or your landlord required it, you
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  Speaker 1: may qualify to take legal action. You did know that,
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  Speaker 1: don't you? Oh, I know you had an additional question.
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  Speaker 1: Who can qualify for this security deposit lawsuit investigation? Well,
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  Speaker 1: you rented a home or apartment in the United States.
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  Speaker 1: Your user were required to use a security deposit alternative. Again,
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  Speaker 1: including deposit choice, deposit coverage, deposit IQ, e-deposit, security deposit alternative,
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  Speaker 1: homebody deposit alternative, jetty deposit, LEAP deposit replacement, lease guarantee,
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  Speaker 1: lease protect, and obligo, obligo, obligo, insured deposit, term wise,
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  Speaker 1: zero deposit, so many deposits. Do you know it's true?
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  Speaker 1: You want to look into it now. Attorney Khalil Go, P-O-L-C,
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  Speaker 1: Amanda Rosenberg, said that the law firm was responsible for
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  Speaker 1: the information. Did your driver's seat pop, crack, or shift? Well,
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  Speaker 1: did it? The drivers report that their Toyota seats pop, crack,
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  Speaker 1: or shift unexpectedly while driving. And if your seat has
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  Speaker 1: done this, you may be able to take legal action.
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  Speaker 1: How about the cell phone number robocalls? It could be
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  Speaker 1: worth $ 500 to $ 1, 500 per violation of the federal TCPA.
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  Speaker 1: The robocalls meant for someone else can still violate federal law.
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  Speaker 1: Each unwanted call, again, may be worth $ 500 to $ 1, 500
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  Speaker 1: under the TCPA. And there's no limit on how many
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  Speaker 1: calls you can claim. Were you charged deceptive fees by T-Mobile?
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  Speaker 1: Were you aware that T-Mobile customers say added fees never
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  Speaker 1: appeared in the price they were quoted? And if your
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  Speaker 1: bill came in higher than advertised, you may be able
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  Speaker 1: to join a legal action. How about the $ 9. 25 million
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  Speaker 1: Penn Medicine Pixel Tracking Class Action Settlement? Were you aware
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  Speaker 1: that they agreed to that settlement over claims that website
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  Speaker 1: tracking pixels share patient information without consent? Were you aware
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  Speaker 1: of that as a patient? How about the $ 40 million
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  Speaker 1: San Diego water rates class action settlement that was recently done?
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  Speaker 1: Remember now, the San Diego water customers were overcharged on
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  Speaker 1: their rates. And if you pay for water service in
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  Speaker 1: the city, you may be eligible. And then let's go
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  Speaker 1: over to the $ 2. 5 million Palm Beach TAN TC settlement
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  Speaker 1: PA class action settlement. Now, I know you heard about it,
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  Speaker 1: because the Palm Beach 10 is going to pay $ 2. 5
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  Speaker 1: million to settle claims that sent marketing text messages in
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  Speaker 1: violation of the TCPA. So if you receive those texts,
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  Speaker 1: a payment may be waiting. But you already knew that,
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  Speaker 1: didn't you? Well, listen, I hope you found today's discussion educational, informative,
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  Speaker 1: I know informally if you had to, because someone that
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  Speaker 1: may pertain to you, someone you know, your loved ones, someone.