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How to Pay for Health Insurance If You Retire Early

One of the biggest questions facing anyone who wants to retire before age 65 is simple: What do you do about health insurance?

Leaving your job often means leaving employer-sponsored health coverage behind — but Medicare may still be years away. That gap can become one of the largest expenses in an early retirement plan.

In this episode of Retire Early, Sam Benson and Linwood Fraher break down three major ways to cover healthcare before Medicare: ACA Marketplace insurance, COBRA, and employer-sponsored coverage. They discuss the tradeoffs between premiums and benefits, why your income and…

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