Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Fintechs Use Real-Time Dividend Data for Dynamic Portfolio Lending
Episode 110 of Fintech Conversations with Fexingo explores how a handful of digital lenders are using real-time dividend payment data to offer dynamic portfolios, or securities-based loans, to retail investors. Lucas explains how startups like Alpaca and Apex Clearing aggregate dividend feeds from DTCC and link them to margin lending platforms. Luna questions the risk of overconcentration in dividend stocks and the regulatory grey area around treating dividends as income for loan underwriting. The episode drills into one specific case: how a user with a $50,000 portfolio weighted in…
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